Almighty Athlete

Chapter 39: loan

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In mid-March, the 2004 Top Ten Laureus Champion Awards were announced. Although it is called "Lawrence", this award is not the same award as the Lawrence International Award. The predecessor of this award was the selection of the top ten domestic athletes. Although Zhang Guan was shortlisted, he was ultimately voted out. After all, Zhang Guan's qualifications are still too young, and the final selections are all outstanding athletes who have been involved in sports for many years and have won many honors.

At the end of March, the national team began closed training camps.

This training camp was not held at the same place. Since all the participants for the Olympic Games have not yet been confirmed, the principle of proximity was adopted for this training camp. For example, Liu Feiren participated in the training camp at the Xinzhuang training base, while Zhang Guan went to the National Sports Center for training. Base for training.

In this large-scale training event, in addition to athletes, outstanding domestic coaches will also be recruited to participate in the training. All the food, accommodation, venue equipment, medical care, off-site training and other expenses required by all participants in the training will be borne by the field management center. The sports equipment is also distributed by the field management center. In addition, coaches of on-site events can also bring 1-2 sparring athletes, and the center will also be responsible for room and board expenses.

For many young athletes, being a sparring partner for the national team is also a once-in-a-lifetime opportunity. They can get to know the best athletes and coaches in the country and experience the highest level of training in the country. For young athletes, it is a great opportunity to improve themselves. good opportunity.

The training of track and field events is an extremely boring thing, such as basketball, football and other team events. In addition to training, there are tactical explanations and team cooperation training; and table tennis and badminton, even singles also have tactical training; The training of track and field events is about being faster, higher, farther, and stronger. Especially in the 100-meter dash, there are basically no tactics and no teamwork required, so the training is repeated over and over again, which is very difficult. Simple, but a different kind of torture.

From the initial freshness, to the later boredom, to the later hatred, and finally to the final numbness, Zhang Guan spent three months in constant repetition until the end of the National Track and Field Championships and Athens Olympic Trials in late May. Finally, this training session ended.

It will be early June when Zhang Guan returns to his hometown again, and he will enjoy his last vacation before the Olympics. According to the schedule, the Athens Olympics delegation's founding meeting will be held in July, followed by the Olympic swearing-in meeting, then athlete training, and then departure for Athens.

When returning home this time, the most important thing for Zhang Guan is to prepare as many euros as possible. To this end, he took the property certificate of the house awarded by the Provincial Sports Center to the business hall of the bank's credit center. He has turned eighteen this year and can get a loan.

Zhang Guan walked into the door of the business hall of Bank of China Credit Center. The salesman sitting behind the counter looked up at him but ignored him.

These days, personal loans are mainly student loans for poor students and personal housing loans. Student loans are often only a few thousand yuan, and many county-level credit unions can handle them. As for housing loans, since housing prices themselves are not high, coupled with The down payment amount is relatively high, so the maximum loan you can get for a house is hundreds of thousands.

This bank credit center usually handles large-scale corporate loans, so when Zhang Guan walked in, the salesman knew at a glance that Zhang Guan was not an entrepreneur, so no one paid attention to him. These salesmen really look down on money like student loans and housing loans.

In desperation, Zhang Guan walked to one of the counters and sat down, while the credit salesman opposite was still typing on the keyboard and ignored Zhang Guan at all.

"I want a loan." Zhang Guan said.

The man still didn't raise his head, but looked at the computer and said directly: "You have to go to the school to get a certificate for student loans, and then you can go to a credit union or the Agricultural Bank of China to apply for it."

"I don't want to apply for a student loan, I just want to..."

Zhang Guangang was interrupted mid-sentence by the other party.

"House loans also require a certificate." The man raised his head impatiently and glanced at Zhang Guan. He felt familiar, but did not recognize him.

"I want to get a mortgage." Zhang Guan took out the property certificate as he spoke, and continued: "I want to use this house as a mortgage to get a loan."

The salesman looked at Zhang Guan with curiosity. These days, very few people choose to use their houses as collateral to obtain personal loans, and even veteran salesmen like him rarely get them.

He took the real estate certificate, opened it, looked at the address, and said: "Family Courtyard of the Sports Department, this is a community for civil servants. The location is good, and the water, electricity and heating facilities are complete. This house is nice. The name on the real estate certificate is Zhang Guan. is it you?"

"It's me." Zhang Guan handed his ID card to the salesman.

Zhang Guan still used a first-generation ID card. Although the photo was not as clear as the second-generation ID card, since it was just issued last year, there was not much difference between the photo and the real person. The salesperson looked at Zhang Guan’s photo on the ID card. Eyes, an incredible expression suddenly appeared on his face.

"Zhang Guan! Are you Zhang Guan?" the salesman asked loudly.

Zhang Guan nodded.

"It's the record-breaking Zhang Guan! The flying man Zhang Guan!" The salesman's voice was like thunder on the ground, and all the salesmen in the business hall immediately looked over.

"It's really Zhang Guan!"

"Sign your name for me!"

"Did you bring your camera? Let's take a photo!"

All the salesmen in the business hall gathered around.

In China, Zhang Guan's reputation is not high, far less than that of Liu Feiren. After all, Liu Feiren has continuously won honors in international competitions since 2000, and Zhang Guan's achievement was the championship of the Asian Track and Field Championships last year. The domestic reports of the Asian Track and Field Championships were relatively low-key, and many people simply didn't know. There is such a competition, if it were not for Zhang Guan breaking the Asian 100-meter record, I am afraid it would have been forgotten by people.

But this city is Zhang Guan’s hometown, so Zhang Guan is quite well-known. This is directly related to the intensity of publicity. As Zhang Guan’s hometown, Zhang Guan’s breaking of the Asian 100-meter record was naturally given maximum coverage. , here, although most people still don’t know Zhang Guan, almost everyone knows Zhang Guan’s name.

"What do you do during working hours?" A voice came from the side, and it was Manager Wu from the credit business office who came over.

When everyone saw Manager Wu coming, they all returned to their original positions. Someone had just told Manager Wu about Zhang Guan's arrival. He walked up to Zhang Guan, stretched out his hand and said, "Hello, I'm the credit manager." The manager of the department, my surname is Wu."

"Hello, Manager Wu." Zhang Guan stood up and shook hands with Manager Wu.

"Mr. Zhang, how about we talk inside?" Manager Wu showed a professional smile and led Zhang Guan to the VIP service center at the back.

After sitting down, the staff served refreshments. Manager Wu invited Zhang Guan to drink tea, and then got to the point and said, "I heard that you want to handle personal mortgage loan business?"

"Yes, I want to use this house as a mortgage." Zhang Guan took out the property certificate.

Manager Wu took the real estate certificate, looked at it roughly, lowered his head and thought for a few seconds, and then said: "The value of this house still needs to be evaluated by professionals from our bank, but I estimate that this house will be used as a mortgage." , a loan of 300,000 yuan is no problem.”

"Then are there any other ways to borrow more?" Zhang Guan asked.

"There must be a method." Manager Wu then asked: "How many do you need?"

"As much as you can," Zhang Guan replied.

Manager Wu nodded: "I can lend you one million."

"One million? But my house isn't worth that much, is it?" Zhang Guan said.

"This house can be loaned for 300,000 yuan, and the appraisal is probably about the same. However, you are a well-known athlete and have broken Asian records, so I can give you more loans. However, in your case, with my authority, I can only One million, if it exceeds one million, it needs the approval of the bank manager in charge. In addition, if you can find a suitable guarantor, you can also borrow more money." Manager Wu introduced, and then added: "Actually, I'm a fan of yours."

Zhang Guan thought for a while: "One million is just one million, but I want to change it all into euros, is that okay?"

"Euros? I understand, it turns out you are going to the Olympics!" Manager Wu immediately thought of the Athens Olympics two months later.

"Yes, I want to buy something big." Zhang Guan gave a very reasonable reason.

Manager Wu thought about big-ticket items worth one million for a long time, but he only thought about cars. He immediately guessed whether the country would provide any preferential policies to athletes participating in the Athens Olympics, such as buying imported cars without having to pay tariffs. Zhang Guan I want to make a fortune from this.

However, Manager Wu would not inquire about the customer's privacy, so Manager Wu immediately applied for a loan for Zhang Guan, opened a foreign currency account for Zhang Guan, and deposited the converted euros into it.

The euro had just been officially launched. According to the exchange rate at that time, one million yuan was only exchanged for more than 90,000 euros.

After that, Zhang Guan withdrew the winnings from several competitions and exchanged them all for euros, which added up to more than 20,000 euros.

Then Zhang Guan asked his parents for some more. Although Zhang Guan's family is not rich, Zhang Guan's parents still have a good income and have accumulated hundreds of thousands over the years. This time Zhang Guan represents the country in the Athens Olympics, which is a very honorable thing for Zhang Guan's father and Zhang's mother. After all, I couldn't lose face after going abroad, so I exchanged another 30,000 euros for Zhang Guan.

In this way, Zhang Guan's bank cards totaled 150,000 euros.

After that, Zhang Guan returned to the Provincial Sports Center. Due to Mr. Chen's departure, the track and field team temporarily arranged another coach for Zhang Guan. Although this new coach could not compare with Mr. Chen in terms of level or qualifications, the temporary It's okay to cope with it for a few days.

At the same time, Zhang Guan asked the team to learn English. Currently, Zhang Guan is the absolute number one player in the provincial team. His request was immediately addressed by the team, who hired an assistant from the university's physical education department to teach Zhang Guan after dinner every day. Two hours of English.

In his previous life, Zhang Guan also studied English hard for a period of time in order to take the postgraduate entrance examination. Although he failed in the end, he still had a good foundation in English. Moreover, his mother was an English teacher, so Zhang Guan's English foundation was still very good. Other athletes in the system have been training since childhood and have no time to study at all. Compared with Zhang Guan, his English level is much better.

Zhang Guan doesn't have high requirements for himself, and he doesn't have the ambition to become an English master. He just needs to be able to carry out basic conversations in life.

After staying in the provincial capital for a month, Zhang Guan returned to the capital. The fourth leg of the National Track and Field Grand Prix is about to start at Beijing University of Physical Education.

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The third chapter is delivered today. This book gave birth to the first helmsman, Loli Green Town. Before passing the level, I never expected that a helmsman would be born in the new book issue. I am very grateful to Loli Green Town for its support. Thanks to book friend Xin Weixue for sending several golden eggs and giving rewards. Thanks to book friends gigiliu5277, Zhang Daoyi, Teame, Wandering into the Book Series, book friend 151028122651876, Baidu 360 Guards, Ji/卍/明 for the reward. In the new year, we will strive to make more updates to pass the game to repay your love and support. We also ask everyone to continue to support the game. Finally, I wish everyone a happy New Year!

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