Two hundred thousand spiritual money, placed in the mortal world, is equivalent to several hundred million, placed in the cultivation world, even if it is a spiritualist-level existence, few people can take it out casually. Take two hundred thousand in mind.
For students, this is a huge sum of money!
Tang Jie's lion opened his mouth, and it was two hundred thousand at a glance. Even Madam Shui could not catch his breath.
Glancing at Tang Jie fiercely, Madam Shui said, "You are so good at it. Two hundred thousand dollars, can you get the corresponding mortgage?"
Tang Jie said with a smile: "The kid still understands the rules of the academy, the highest pledge is one to five, right?"
Lending must be pledged, but Lingtai Pavilion’s loan has always been to help students as the main purpose. Naturally, it is not simply how many mortgages there are to borrow, but it is divided according to the reputation, status and ability of the students.
It is usually classified as five grades. The worst is one to one, and how much money can be borrowed when there are mortgages. The highest is one to five. One dollar of collateral can be borrowed five times as much.
And this kind of rating is generally closely related to the performance of Shenbing Fighting. Basically, to obtain the highest five-level loan limit, you must first obtain the invincible evaluation.
But Tang Jie's situation is obviously different.
Hearing what Tang Jie said at this moment, Mrs. Shui also understood a little bit: "So you were prepared. Speaking of which, although you are not a student of invincible evaluation, you set a record, and you have ridden Tiger's Peak alone and rated a level five. It’s not too much. But... Even so, you still have 40,000 pledges."
"That's why I asked my wife for help." Tang Jie said with a smile: "I have some money here, and I can also put the heartbroken knife and Yinxiao needle on it. If it is not enough, I will borrow it in batches and use the puppets as collateral..."
He is playing the trick of subprime loans.
Use the borrowed money to make goods, and then use the goods to borrow money.
Qixiajie does not have the concept of subprime mortgages, and is relatively cautious about risks. However, the school loan itself has a certain degree of credit pledge component, and also allows a certain degree of risk. In addition, the rule of man in this era is relatively high, so a small sub-prime loan may not be impossible.
It's a pity that Mrs. Water still shook her head: "That won't work!"
Tang Jie wants too much, this is no longer a matter of mortgage.
The 200,000 loan, just the interest of the thousands of lings in a month, he can't afford to even a student.
After all, the purpose of borrowing is to collect money, so all considerations must be based on the counterparty's ability to repay.
Don't say that you are just a student of the Lingquan rank, even if you are invincible in Linghai, as long as you don't have the ability to earn a thousand dollars a month, don't even want to borrow two hundred thousand dollars.
"In that case, borrow one hundred thousand." If two hundred thousand fails, Tang Jie retreats and seeks second place.
Mrs. Water was unable to make it by him, and smiled: "Tang Jie, don't blame me for talking about you. You are a smart man, and you work hard, but your heart is a little bigger. You just say you are a puppet, as far as you want Will the one hundred thousand and two hundred thousand go down? Cultivation world, after all, cultivation is the right way. After taking this one hundred thousand to make a puppet, you will win the first place five times a month, sweeping the tiger's whistle valley, and you will not make a profit. The capital comes."
Competition also has to consider cost.
Why can't a group of students take the demon tiger of Huxiaoshan, Tang Jie can take it alone
Not because he is better than a group of students, but because he does not hesitate to make money and does not care about profits, and he is willing to trade at a loss.
A victory like this is meaningless in itself if it weren't for him to pursue otherwise!
But the same method used to run rampant in the college is not worth the gain.
Mrs. Shui is very optimistic about Tang Jie, but she is not optimistic about Tang Jie's "project", so no matter how important Tang Jie is, it is impossible to agree to it.
But in this matter, Tang Jie didn't give in anymore.
"Please raise your hand high, Madam, as long as the wife is willing to borrow, students can accept the monthly interest rate of three cents."
"The monthly interest rate is three cents?" Mrs. Shui sneered: "You are so big, that is three thousand dollars a month. What are you going to pay?"
"Take me." Tang Jie replied: "If you can't get out yet, why not sell me to Lingtai Pavilion!"
Mrs. Water was about to say that you are not worth the price, so she heard a voice ringing outside the door: "Lend it to him."
But Xie Fengtang appeared at the door.
"Fengtang?" Madam Shui looked up in amazement: "Why are you here?"
"It's not this kid yet." Xie Fengtang pointed to Tang Jie: "You don't think he will come over to borrow money from you unprepared?"
It turned out to be like this. In order to borrow money, Tang Jie even asked Xie Fengtang to move.
Understanding this, Madam Shui gave Tang Jie a stare.
Although she is not afraid of Xie Fengtang, Xie Fengtang is the principal of Xiyue Academy. Since he decides to borrow, she doesn't have to fight for anything. She can only say: "If this is the case, then I will lend you, but it's no wonder I didn't remind you. , If you are unable to repay, beware of being overwhelmed by debt."
Mrs. Shui refused to lend him, and she also cared about him, after all, she didn't want him to bear too much pressure too early.
But how did she know that Tang Jie's burden now has already exceeded ordinary people's imagination.
Tang Jie already smiled and said, "Madam cares, the kid saves it."
Mrs. Water took out a piece of talisman paper, and while writing the IOU on it, she said: "Since you want to borrow money, then the rules must be explained to you clearly. I don't want your three cents, one cent per month. Half, monthly repayment. The principal is paid back a quarter every six months and settled in two years. As for your pledge, let’s forget it, my Lingtai Pavilion is not rare. Anyway, if you can’t afford to pay it back, someone from your own monthly sect will look for it. You have to pay, and then everything you have to repay the debt, that is, you have to sell yourself according to the price difference to make up... With your current strength, you can sell it for a lifetime."
"That's natural!" Tang Jie agreed.
Having explained all the matters that should be paid attention to, Mrs. Shui handed the IOU to Tang Jie: "No problem, just put a blood mark on it."
Tang Jie didn't look at it, and directly bit his finger and stamped a heavy red blood mark on it.
This IOU uses a special talisman paper. Once you drop your own blood on it, it is equivalent to positioning yourself to the owner of the IOU. Unless you escape from Qixia Realm, you can find it no matter where you are.
After finishing this matter, Mrs. Shui handed over one hundred pieces of spirit jade to Tang Jie, and Tang Jie took the money and left.
Mrs. Shui then looked at Xie Fengtang, her eyes groaningly said: "You are a real person, why did you agree to lend him money? He is a little elementary school student, what will he get back then?"
Unexpectedly, Xie Fengtang replied: "What I want is that he has no money to return it. There are some things you don't know, so you don't need to ask."
Said and left with a big laugh.
The patience of Tang Jie during the Moon Washing Party was also gradually disappearing, but he never found any opportunity to ask questions.
Now Tang Jie owes a huge debt of 100,000 yuan, and if he doesn't come out by that time, it will be a chance to wash the moon.
For this opportunity, how can Xie Fengtang let it go
…
After taking the money and leaving, Tang Jie walked around Lingmiaofang freely.
With a huge amount of money, he saw all good things this time.
The fifty-year-old purple tuckahoe, the hundred-year-old ice lotus, the 30-year-old chalcedony, and even the demon pill that was born out of the ordinary realm are all in his search.
Yes.
All are herbs used to practice Lijing.
From beginning to end, Tang Jie didn't plan to make a 100,000 yuan puppet.
The biggest problem with ancient lending was the ineffective supervision of how the borrowed money was used.
Lenders have always only cared about the borrower’s ability to repay, and how to deal with it if it can’t be paid. As for how to prevent customers from failing to pay, and financial supervision, it’s never the lender’s consideration. The existence of "recourse of IOUs" has greatly reduced the possibility of borrowers fleeing, so that no one would even want to see how Tang Jie uses the money.
With an unprecedented huge sum of money, Tang Jie ransacked in Lingmiaofang like this.
This was also his biggest consumption since he entered the academy, and nearly 110,000 of his money was squandered by him in just an hour.
When he returned to Tao Ranju with large and small bags of precious materials, he searched almost all the rare materials on the entire Lingmiaofang, so that there was no source of medicine in the college for a short time, and the price of the materials was also for a while. Soaring, but this has nothing to do with Tang Jie.
Back at Tao Ranju, Tang Jie burned a large bucket of water, processed the herbs, poured them into the basin, and started the fourth washing process.
This was also his largest refining so far. Under the transpiration of the medicated bath, he only slightly operated his mind, and a large amount of medicinal properties permeated his skin and poured into his body along with the water vapor.
The extremely exhausted body caused by excessive blood loss during the day is like a baby waiting to be fed, greedily absorbing every nutrient, and there is no concept of emptiness and no supplementation.
Tang Jie's body is like a bottomless pit, and all the benefits can be filled.
In this mist of medicine, Tang Jie's body also experienced subtle changes.
His skin became more and more white, with a faint jade-like luster, warm and elastic, but no one knew that under this seemingly quiet appearance, it was full of powerful, almost violent power.
Tang Jie felt that there was heat in his body, and he wandered around his body frantically, an indescribable force flooding him, and he couldn't help but want to scream and fight!
That comes from the desire to vent the vigorous vitality.
However, Tang Jie knew that he had to hold back, and his mind was moving at full speed. The steaming water vapor gathered above his head into a cloud-like existence, spinning strangely, and Tang Jie’s face had already appeared a bloody wave|red, in the water mist. The color keeps changing under the transpiration...
This time, the refining time was extraordinarily long, from the afternoon to the next day, it was considered that the medicine was fully absorbed.
When he came out of the medicinal bath, Tang Jie swept away the depression after the blood loss, and his whole person became energetic, as if he had been reborn, and he had a completely different feeling.
It was an indescribable feeling, the surrounding scenery became a little different again, and everything around did not change in any way, but in Tang Jie’s eyes, he just swept across it with a single glance, as if he had seen any point at the same time. The presence.
Everything is in sight!
Everything is in the bottom of my heart!
The realm of microcosm.
At that moment, Tang Jie had already understood that he had reached the state of nuances that cultivators often said.
The so-called subtlety is actually an expression of the cultivator’s ability. After the practitioner reaches a certain level of refinement, the five senses, five internal organs and other functions will be greatly strengthened. His vision, hearing and other perception abilities will be greatly increased, internal hematopoiesis, and regeneration. Such capabilities have been greatly improved.
The subtlety is one of the expressions, making the observation more detailed, and looking at the past, there is nowhere to hide.
Above the subtle level, there is a hole in the void, breaking the delusion, no magic is required, only the naked eye can penetrate the nether, see through life and death, and break the delusion, but it is a higher level, which Tang Jie can't reach for the time being.
Unexpectedly, a medicated bath would make himself into the slightest, Tang Jie also had to admire. Although the master's method was expensive, the effect was really nothing to say.
At this time, his body skin was as white as jade, and he was truly a body of jade.
The body of jade, the golden marrow of jade, strengthens the internal organs from the outside to the inside. The reason for this is that it can be subtly.
On the contrary, in terms of power, although Tang Jie felt that it was much larger than before, it was limited compared to the 110,000 investment.
Tang Jie knew that on the one hand, the refining effect was from the outside to the inside, and the inner strength was the main reason. On the other hand, it was because he had not further developed it.
The physical changes brought about by Lijing are mainly the improvement of physical potential, three-point effectiveness, seven-point potential, and the later polishing method can really play its role, and the polishing method determines the direction of potential development.
The same is the practice of Lijing. It can be a fierce offensive type, a long-strength type, a titanic type, a copper-skinned and iron-boned type, and it can also be an undead type with super strong recovery ability.
Tang Jie's training in the Tianyu Palace made his previous stages of Lijing mainly manifested in defense. With the condensation cover and the non-phase golden body, even if he stood there to be beaten, ordinary students would not be able to move.
As for how the potential this time will develop, it depends on his own life experience and choice of direction.
Even so, Tang Jie's strength at the moment was already advancing by leaps and bounds.
The smashing of the 110,000 spiritual money of medicinal materials will bring about the physical quality that even a cultivator in the Beyond-Earth Realm stage can't match.
Under Sven's appearance, a violent beast has been dormant!