Spring and autumn come, the leaves are falling, the treetops are full of fruit, and the golden autumn is worthy of the name.
The farmers harvested in the autumn, the fruit farmers were picking, and the students in the school were on vacation during the busy farming season and wanted to go home to help with the harvest. In the school, the pale skin color quickly turned back to the color of wheat, and the sweat spilled into the fields and the people in the fields. Harvests are the foundation of a family's life for the next year.
On Lin Yuan's desk were peeled pears. The local pears had green skins, and were only about the size of a teenager's fist. The pulp was a little rough in the mouth, but the juice was rich, and because there was enough sunshine, it was rare and sweet.
In the past, almost no one planted fruit. This stuff is different from crops. It can't fill the stomach. Only the rich buy it, but the poor can't afford it. Therefore, the fruit farmers plant at least a little bit, and focus more on the crops.
Last year, the cooperative planting promoted by Lin Yuan has achieved results. The fruit is on the market, and the people are willing to buy some to go home and try it.
When people's purchasing power becomes stronger, the economic market can become stronger and stronger.
The notable change is that house prices have risen.
Especially the price of Gaoyou.
In the past, a few dozen taels of silver could buy a house with three entrances and exits, but now there are hundreds of taels, all of which are expensive and unmarketable.
There are more people willing to pay, but fewer people sell houses.
If it is built outside the city, the price will naturally be much lower, but no one wants to buy a house outside the city except the refugees.
Lin Yuan still remembered that in his last life, when he attended a meeting with the boss, he heard a high-level person talking about housing prices.
Housing prices are the foundation, the cornerstone and fortress of the social economy, and the last barrier.
Once housing prices collapse, it means that the economic loss is irreparable, just like the economic bubble of Rben in the last century.
Therefore, no matter how high or outrageous the housing price is, as long as it is still within the controllable range, even if there is a problem with the economy, the housing price must not drop.
The day it really fell, the economy collapsed.
The rise in housing prices in Gaoyou is good news.
The bad news is that many ordinary people cannot afford to buy a house.
Most of them came from refugees. They didn't have their own houses in Gaoyou. They managed to save some money, but they could only be intimidated by the high housing prices.
Lin Yuan found Zhou Fu and discussed the matter with him in detail.
"Loan" is a new concept, but it's not completely new, it's just that ordinary people don't know it.
For merchants, if the temporary turnover is unclear, they will write a deed to agree on how long to repay and how much to take away the goods first.
So when Lin Yuan mentioned it, Zhou Fu understood.
Zhou Fu was a little worried: "I'm afraid the people will not agree."
For many people, being in debt is a big deal, and they would rather save and save money than go into debt.
Lin Yuan: "It depends on President Zhou."
Zhou Fu's head was as big as a bucket, and he cupped his hands and said, "I will not refuse what my lord entrusts."
But Zhou Fu still has doubts: "Sir, people can live by farming, but they may not be able to leave their hometown in their lifetime, so why..."
Lin Yuan looked at him like he was looking at a small group of people in this era.
But it is this small group of people who decide the life and destiny of the people.
Although Zhou Fu is a businessman and not an official, his thoughts are close to this part.
They all felt that the common people were illiterate, and that they were busy every day just to satisfy their stomachs. It was enough for the common people to have clothes and food to eat. If they were given too much, they would become unruly.
In the eyes of these people, the common people are beasts, and they are of little value to society. As long as they honestly focus on the one-third of the land in front of them, marry when they should marry, and have children when they should have children, they know that it is enough. Too much, too much can be done, but it is not good for society.
Lin Yuanchong shook Zhou Fu's head.
Zhou Fu was taken aback and hurriedly pleaded guilty: "Master Gao Zhi, how can a villain understand."
Some words are incomprehensible. For many questions, even if Lin Yuan is beating gongs and drums to explain, few people can understand. Since the explanation is not clear, he simply does not explain.
When the educated new generation gets up, they will naturally understand.
Lin Yuan helped Zhou Fu and said with a smile, "Then it's all up to Chairman Zhou."
Cold sweat broke out on Zhou Fu's forehead, he nodded again and again, and couldn't help thinking in his heart, "Did Nan Bodhisattva have such an aura before?"
He still remembered that when he first saw Nan Bodhisattva, Nan Bodhisattva was just a pure young man in his eyes, with a generous and gentle manner. Since when did he have the present momentum
Leaving the government office, Zhou Fu was walking on the road, he took out a silk handkerchief to wipe the sweat from his forehead.
The streets were bustling with people, the small vendors were smiling, and the children were scoffing.
Who would have thought that a few years ago, the people here were still hungry, and most of the children, let alone reading and writing, were sold
King weather...
Zhou Fu lowered his head, feeling that his life's luck was all on a gamble a few years ago.
Abandoning the family business she had worked so hard to manage in a different place, she came to Gaoyou alone. In order to reassure Lin Yuan, she brought in her old parents, her elder brother and elder brother's family, and her own children. Her wife was unwilling to leave her hometown and invited herself After returning to her parents' house, he gave her a generous amount of money. If she remarrys in the future, the money and money will be her dowry, and it will also be considered as the fate of the husband and wife.
Then he married another wife in Gaoyou. He was the daughter of a small family. He was treated as a guest of honor. Although he was not affectionate, he still respected each other. He sometimes went out to do business. Taking care of the young and old, and taking care of the house, I have only settled down since I became the president. My wife is pregnant with a child and will give birth soon.
As soon as Zhou Fu returned, he found his old servant.
The two talked secretly all night, and the old servant left when the sky turned white.
The old servant's surname is Wang, and they call him Ershu Wang. Ershu Wang is a diligent and quick-witted man. He looks honest, but he is not shrewd. After a few heads, it attracted the attention of passers-by.
After all, in the eyes of the common people, being a servant in a big family is definitely better than people outside.
Uncle Wang stood on the street with tears streaming down his face, when someone came to ask.
"Uncle Wang, what did you do wrong?"
Uncle Wang shook his head: "It's the owner who treats me well. Seeing that I'm old, let me be a free citizen."
The man asked again: "Leaving Zhou's house, do you have a place to live?"
Uncle Wang shook his head again: "Gaoyou house prices are too high."
The people all agreed:
"It's too high! If it wasn't for the ancestral home, my family would definitely not have a house to live in."
"I don't know when it will come down."
"Wang Er came from the Zhou Mansion, so he must have some savings, which is different from me."
Uncle Wang sighed, raised his sleeves and wiped away his tears: "The owner treats me very dearly, but my son married a wife, and all the savings over the years have gone into it."
"That's really..."
"It's better to rent, anyway, there is a place to live."
People watched Wang Ershu disappear into the street with his family and his family.
After a few days, there were new conversations on the streets and alleys, and people were talking about the house newly bought by Wang Er.
"And the blue bricks!" They were very envious. "There is also a big yard, and there is a garden behind the yard."
"How much money does this cost?"
"There must be a hundred taels! That piece of land is very expensive!"
"Didn't Wang Er say he has no money?"
"You heard him say that this thin, dead camel is bigger than a horse, and they work in Zhou Mansion, maybe they think that a hundred taels are not enough to stuff their teeth."
"I often hear people say how rich Zhou Fu is, and this is a real insight."
A few days later, the atmosphere changed again.
"Have you heard? Wang Er's big house was bought with a loan."
"Is it even a loan?"
"I just borrow money from the imperial court and pay it back every month."
"How strange it is that the imperial court also lends money to the people."
"It is said that Nan Bodhisattva came up with this method when he saw that the people could not afford to buy a house."
"Then Wang Er bought the house with the money borrowed from the court. He collected 20 taels from his own house, and the other 80 taels was borrowed from the court. At that time, he would pay back 400 wen a month for 20 years, most of which would be given to the court. interest.”
"Then what if he refuses to pay?"
"If you don't pay it back in five months, the court will take the house back and sell it."
"This is a good way, so that the scoundrel will not take advantage of it."
Although the people talked about it with relish and thought it was a miracle, none of them applied for a loan.
Fortunately, this was also expected by Lin Yuan. After the establishment of the Xinhua Kingdom, the concept of loan became known to the people. Spend tomorrow's money and enjoy today's life. That's what I said, but there were very few people who dared to take out loans at that time. At most, big entrepreneurs or small businesses dare to do it, but ordinary people dare not.
People save money to buy a house and save it for half a lifetime.
As a result, house prices have risen, money has depreciated, and the money that I have saved for half my life cannot afford the house I originally wanted to buy.
Slowly, people began to accept loans.
This process took ten or twenty years.
Naturally, Lin Yuan didn't think that the common people could quickly accept this concept.
Fortunately, Zhou Fu has his own way.
The common people found that more and more people took out loans to buy houses around them.
Originally, the family squeezed the iron head of a small hut to take out a loan and bought a house, including the main hall, the main hall, and the firewood room. Finally, the family did not have to sleep on a kang.
There is also a sister-in-law who moved from Taizhou to Gaoyou and could only rent a house. Now she has taken out a loan and bought a house.
It seems that there are suddenly more people buying houses!
Everyone has a room, but I don't have one.
Besides, those who took out loans didn't see their life as embarrassing. The whole family was able to work and buy a smaller house. The location was not so good. They were only thirty or forty taels. Twelve taels borrowed from the imperial court, and only a hundred wen would be paid back a month.
As long as there are two people working in the family, the money must be taken out.
Many people are starting to get excited.
But I didn't dare to borrow it myself, so I urged my friends and relatives to go with me.
So now there is a spectacle—
For those who take out loans, they come in a rush, often with hundreds of individuals.
It seems that the more people there are, the more they feel at ease.
Zhou Fu breathed a sigh of relief.
He spent a lot of money to find those trusts!
My heart is bleeding!
But he was happy with every drop of blood, and if someone else did it, he couldn't stand it.
Pain and happiness.