Do you regret it? Ye Lan regretted it.
A few days ago, a classmate of hers talked about the shop on Dongfu Street, saying that it was 70,000 yuan, which means that her sister has already made 20,000 yuan when she bought it. For 20,000 yuan, her entire deposit is only so much. If you rely on interest, It will take ten years. If it depends on salary, the average unit in Beicheng now costs about 50 yuan a month, and 600 a year. It takes 33 years to save 20,000 yuan without eating or drinking.
Let’s not talk about the shop, but the courtyard house here. My eldest sister bought it for only 15,000 yuan before, but I went to inquire about it the other day. It’s already more than 30,000 yuan. In just half a year, it has doubled. Even the house bought by her younger brother has also increased. several thousand.
Ye Lan held her passbook and thought for a long time, then went out to find her eldest sister, and saw Ye Ning reading the account book, sitting quietly by the side.
"If you have anything to say, just say it. Is there anything we sisters can't say?" Seeing that she hadn't spoken for a long time, Ye Ning closed the account book and asked.
"Sister, what kind of shop do you think I can buy with 20,000 yuan?" She can divide the house in the future, but the shop is different. There is a monthly rent. It's almost there.
Ye Ning raised her eyebrows, came to her so late because of the house
"Understood?" Ye Ning adjusted her position, and said seriously: "I told you earlier, money in the bank is just a bunch of numbers, and it is better to turn it into a permanent property. This shop will be hard to find for a while. You should pay attention, in fact, it doesn’t matter if the price is higher, now you can get an interest-free loan, and you can just pay back the rent when you buy it.”
Ye Lan shook her head when she heard this, she had already made up her mind to use this money to buy a shop, so there was no need to borrow money. As much food as there are bowls, she only needs a deposit of more than 20,000 yuan to buy a house of more than 20,000 yuan. She has no courage to borrow money, or borrow money from the country.
A flash of helplessness flashed in Ye Ning's heart, some ideas really couldn't be changed.
For example, when it comes to loans, the most common sentence in the future is that you can use the country’s money and never use your own money, not to mention the no-period and interest-free loan, which is like using it for nothing, but people are afraid now, especially that one. The rule of repaying debts from father to son scares away many people.
The common people in Huaguo like to save, and think that money is called money only in their own hands. Ye Ning's own parents used to think the same way.
At the end of the 1990s, they made money doing business in the provincial capital. At that time, the house price was two to three thousand. They chose to go back to their hometown in the countryside to buy a foundation to build a house. The two foundations cost 20,000 yuan, and the three-and-a-half-story row house cost 40,000. A lot, and the decoration costs another 20,000 to 30,000, and the house built with a small 100,000 yuan can only go back to live for two days during the New Year. Later, I opened a fruit shop in the city. In about 2004, the house price was around 1,000 yuan. I listened to experts and waited until it fell. In 2010, it cost more than 8,000 yuan to buy a small three-bedroom apartment, and emptied all the family savings.
Ye Lan and her parents are of the same generation, and only when money is in their hands can they feel at ease. She and Ye Lan have too many different ideas and cannot understand each other, so Ye Ning will not try to persuade her now.
"Okay, I will help you pay attention to the shops, but the 20,000 yuan shop may be a bit off. Or you can just buy a yard. The yard next to the second ring road is not particularly expensive. You can buy a larger one for 20,000 yuan. Sanheyuan, if you don’t care about old and new, you can buy two. Anyway, you are not in a hurry to live in it. I have so many rooms here, you can live in it for as long as you want. After you work, you can divide the house. I suggest you buy it. Two, the country is getting better and better, maybe it will be demolished, and then several buildings will be paid for.” Ye Ning is concerned about the houses there, and if someone sells them, she will definitely buy two and wait demolition.
It's a pity that there has been no sale there, and there are no commercial houses yet. Most people are waiting for the unit to be allocated. The housing in Beicheng is actually very tight. The more it is, the more difficult it is to buy compared to these good locations.
If Ye Lan wants it, then the ones that are available for sale will be given to her first, after all, she and Ye Eucalyptus both have houses and shops.
You can see the benefits of buying a shop, but buying a house? As the eldest sister said, she can live in her sister's house now, and in the future, she can share the house with herself. There is no shortage of houses to live in, and she can buy a house... Let's forget it.
"Let's go to a shop that's a bit off the beaten track. If it's suitable, I'll have the cheek to borrow some from you." Ye Lan said rather embarrassedly.
"Okay, I'll keep an eye on it for you." Ye Ning said helplessly.
In fact, Ye Lan can't be blamed, people nowadays would not think that real estate prices will skyrocket in the future, and one of the important reasons for Ye Ning's hesitation is that she can get a house in the future, so it seems unnecessary to buy a house.
The four stores that she and Ye Eucalyptus bought have been vacant, the two of her own just opened a clothing store, and the two of Ye Eucalyptus? Ye Ning originally wanted to rent it out for food and rent, but Dongfu Street will definitely be rented out for three to four thousand yuan a year.
After thinking about it for a long time, I want to open a clothing store anyway, so why not open a shoe store in the two adjacent ones. Yangcheng has the source of goods, and I can send them along with the clothes. It happens that both sides are decorated together, which is more cost-effective than renting out.
Ye Ning calculated for a long time, and called Ye Eucalyptus to her room. After thinking about it, she couldn't favor one over another, even if Ye Lan didn't invest, she should call her over, so as not to blame her for not saying anything, and then let Ye Lan call Ye Lan.
"I'm going to be a brand store next time. I won't make shoes for the time being. It's just right to open a shoe store next to it. I bought clothes and matched a pair of shoes next to it. The business will not be bad. I called you here, just to ask if you have any investment. intention?"
Not only is it not bad, but it is sure to make money. Both Ye Lan and Ye Eucalyptus know this, and it is because of this that they are not easy to invest.
"Sister, this is not a partnership. It's different from giving me the money directly. I don't want it." Ye Yu shook his head, "If you want to use my shop, you can take it. Don't rent it. I know how to say this." Turn your face."
Seeing Ye Eucalyptus's appearance, Ye Ning couldn't help but rubbed his hair.
"One yard is worth one yard. The funds on hand are really tight, so I don't plan to spend too much money to open a shoe store. If you don't buy shares, I won't open it for the time being." Ye Ning said half-truthfully.
Ye Yu frowned and frowned, "Really? My second sister and I are still in school, so we can't help you at all."
"How come, you can go to help during the winter and summer vacations, and you can go around when you are free. What's the matter, do you want to invest? Let me put the ugly words first. If you lose money, you have to bear the risk." Ye Ning is very serious. looking at them.
Of course, there is no reason to share money without taking risks, Ye Yu nodded without hesitation, Ye Lan on the side hesitated for a moment, and said: "I don't have much money on hand, only enough to buy a shop."
I remember that Ye Ning spent more than 30,000 yuan to open a clothing store. The shoe store must not be lower than this amount. One person costs more than 10,000 yuan. She has a total of 20,000 yuan. How can she buy a shop after doing business.
Putting these aside, what Ye Lan is most worried about is that doing business will affect her future work.
Do you mean not investing? Ye Ning nodded, respecting her meaning.
Since it's not good to stay if you don't invest, Ye Lan finds an excuse and leaves.
Ye Li and Ye Eucalyptus were left in the house, and the siblings calculated together how much it would cost to open a store. Brothers settle accounts clearly, and these things are agreed at the beginning, so that there will be no conflicts in the future.
The opening of the store is not so fast, and the renovation will take a month or two. The main thing is that Ye Ning is really busy now, and Huang Suming is moving quickly. He has already found a foundry. Here, we must hurry up to recruit salesmen, and we will go to the following provinces and cities to run business.
The clothing store owner who bought goods from her before is also a good choice. As long as the franchise fee is 3,000 yuan, they can join the brand of Xiangjiang's "well-known" company. There are many benefits to help with training and event planning.
When the new batch of clothes arrives, there is also a design draft. Ye Ning is not a professional designer and has never been in contact with it before. Just looking at the drawings, I really can’t tell why. It looks pretty good, no Know if you can make clothes with the same effect.
She was looking at the design draft in the office when Lin Manman said that an agency was looking for her.
intermediary? Ye Ning asked someone to come in, he was an acquaintance, he was the one who found the four shops she bought, otherwise she really wouldn't be able to ask.
"Boss Ye started such a big company at such a young age, he is really young and promising."
Ye Ning looked at the small and old office, and admired this kind of people who open their eyes and talk nonsense.
"What do you want from me today?" Ye Ning cut to the chase.
"Good thing, didn't you ask me to find a shop and courtyard house with a reasonable price last time? No, I came here as soon as I got the news." The agent smiled obsequiously, and continued: "There is a shop on Zhenxi Street. It’s a bit off, but the price is right, only 20,000 yuan, and there are two houses, a courtyard house on Zhenxi Street, which costs 25,000 yuan, and the one that’s a little bit off is a courtyard house, and the price is a little lower, 15,000 yuan.”
In Ye Ning's opinion, they are all cheap, but she asked these questions for Ye Lan, and she had to make up her own mind. She made an appointment with the agent to look at the house on weekends, and told Ye Lan at night that she was more interested in that shop.
"Then go and see it on the weekend, if you like it, buy it." Ye Ning said with a smile.
On weekends, the two went to find an agency. The place was really remote, and they were all in an alley. The advantage was that there was a small yard behind, and there were three rooms.
"What's the matter? Do you want to go and see the courtyard house and the courtyard house?" Ye Ning thinks the courtyard house is the most cost-effective. Anyway, I can't buy it now. The place will be demolished in the future, so I have to pay for four and five houses. Ye Lan has a job and will spend her whole life There is no need to worry about food and clothing.
"Sister, do you think this place is not good?" Ye Lan asked.
"It's pretty good, and the price is right, but I think the courtyard house is more cost-effective." Of course, it's a good deal to buy a shop for 20,000 yuan. Of course, if you have money, you can buy it all.
"The courtyard houses are all in the countryside, so let's go here." Ye Lan thinks it's pretty good. She can open a store in the front and rent out the back, and she should be able to collect a lot of rent every month.
"Okay." Ye Ning nodded, she could only click as far as she could, otherwise she would have to wonder why she wanted to buy a suburb.
In the end, she bought the shop at a price of 19,000 yuan and got the house book. Ye Lan was so excited that she didn't sleep all night, and her eyes were dark when she woke up in the morning.