Mi Li came to Duan Xiaoyu's new home early to help her prepare meals together.
"Is the IOU ready?" Mi Li asked.
"It's written." Duan Xiaoyu handed her the loan note.
Rice grains looked at it carefully, and then asked her to find ink pads and put a fingerprint on it. This fingerprint should be left by the borrower, Mi Li did it for her, and forged the witness's signature, it was fake anyway, it was enough to fool Duan Xiaoyu's family.
After all, the amount of the loan is too large, and the IOU should be made more formal.
"When will your parents arrive?" Mi Li put away the IOU, turned and walked towards the kitchen.
Duan Xiaoyu followed her like a small tail: "If it goes well, it will be there at 10 o'clock."
"Well, when the time comes, you will pick them up, and I will help you entertain the guests." Mi Li rolled up his sleeves, took out the ingredients, and prepared for a big fight.
"Xiaomi, you're so kind." Duan Xiaoyu hugged her and was so moved.
"Of course." Mi Li proudly said, "I can't help but like myself sometimes."
Duan Xiaoyu was amused by her.
After 9:30 in the morning, Duan Xiaoyu received a call from his family and went out to pick up someone. Rice grains stayed at home to receive invited friends.
Beautiful fruit platter, delicious snacks, fragrant flower tea, full of coffee table, look good, smell good and delicious.
Duan Xiaoyu did not invite many friends, but five or six people, plus her parents and younger brother, just arranged a large table.
Duan Xiaoyu, who went out at 9:30, didn't come back until after 11:00. Behind her was a middle-aged couple in their fifties and a young man with dyed hair in his early twenties.
When the three saw so many people sitting in the room, there was not much surprise on their faces. Obviously, Duan Xiaoyu had already greeted them in advance.
They showed a lukewarm smile to everyone, and then began to look around, a fiery light flashed in their eyes. Especially Duan Xiaoyu's younger brother, his expression was like surprise and joy, as if he was thinking about something.
Mi Li's eyebrows twitched, and she always felt that the family was going to make trouble later.
Duan Xiaoyu introduced his parents and younger brother to his friends, and then helped them bring their luggage into the guest room. They are also welcome, wandering around, reading it inside and out, and commenting on it from time to time.
Duan Xiaoyu was like a girl, keeping her eyebrows low and beside them.
"It's time for dinner, everyone, come here." Rice grains set the dishes and greeted.
"It's hard work, chef." Everyone expressed their gratitude.
"You're welcome, sit down." Rice grains brought the food to the table one by one, and the rich aroma of the food filled the restaurant, making everyone move their forefingers.
Duan's parents and Duan's younger brother also sat down with Duan Xiaoyu. Looking at the table full of delicious food, they were both greedy and distressed. They secretly blamed Duan Xiaoyu for spending money.
The atmosphere at the dinner table was not bad. Although Duan Xiaoyu's parents were present, everyone else behaved a little cautiously, but the delicious food made them feel very satisfied.
After eating and drinking, everyone did not stay for too long, and they left one by one, leaving only rice grains to help clean up the aftermath.
"Xiaoyu, when did you buy the house, why didn't you tell us?" Duan's mother finally asked this question that had been held back for a long time.
"I bought it two months ago." Duan Xiaoyu glanced at Mi Li and said cautiously, "Recently, the house price has risen sharply, so I borrowed some money from a friend and bought this suite."
"I borrowed money to buy it? How much did I borrow?" Duan's mother asked again.
Duan Xiaoyu replied in a low voice: "3 million..."
"What? 3 million?" The three Duan family exclaimed at the same time. For the country folks whose savings have never exceeded 100,000, 3 million is an astronomical figure.
"Xiaoyu, are you crazy?" Duan's mother screamed, "How will you repay this amount of money in the future?"
Duan Xiaoyu said shyly: "I pay 70,000 to 80,000 yuan every year, and I can always pay it off. My friend doesn't charge me interest, which is much more cost-effective than a loan."
"70,000 to 80,000 yuan a year, when are you going to pay it back?" Mother Duan held her hand and said earnestly, "Sooner or later you are going to get married, what are you going to do to buy a house? Listen to my mother, after a while, when the house price rises, Sell the house. Or give the house to your brother and let your brother pay it back with you. "
The rice grain, who was busy in the kitchen, heard this and laughed secretly. The house is given to the younger brother, and he has to repay the money together with the younger brother. What kind of robber logic is this? It was also said that Duan Xiaoyu made a lot of money.
She walked to the living room with tea, and the three of the Duan family only regarded her as a chorus girl, and didn't even look at her.
"This is not good..." Duan Xiaoyu retorted with no confidence.
"Why not?" Duan's mother said in an unquestionable tone, "It's decided, if you don't want to sell the house, then give the house to your brother. You are a girl, do you plan to use the house as a dowry in the future? Then our family What a loss?"
"Auntie." Mi Li suddenly interjected, "The pre-marriage room belongs to Xiao Yu, not a dowry. It can be given to her children in the future."
"Child? It's been ten or twenty years." Duan's mother gave her a displeased look, "Who knows if there will be any changes in the middle? The house is better for the men in the family."
Mi Li looked at Duan Xiaoyu's younger brother Duan Zhengrong: "Little brother Duan, what do you think?"
Just looking at the names of the two people, the difference in treatment should not be too obvious.
Duan Zhengrong crossed Erlang's legs and said cleverly, "I listen to my parents."
Rice grains: This answer gives full marks, just like a filial son.
"Zhengrong is well-behaved." Duan's mother gave him a satisfied look, and then scolded the rice grains, "This is our housework, outsiders should not talk too much." Then she said to Duan Xiaoyu with a straight face, "Xiaoyu, this We will make the decision for you, the house will be given to your brother, and I will let him move in in a few days."
"I'm sorry." Mi Li interrupted again, "I'm afraid you can't control this matter."
"What do you mean?" The three Duan family looked at her at the same time.
"Xiaoyu borrowed the money from me." Mi Li took out the IOU from his pocket and shook it in front of the three of them.
The three of them were stunned. They didn't expect this little girl to be a local tyrant creditor.
"The house she bought can only be hers. If she changes the household without my consent, I have the right to take back the house and offset the loan. These are all written on the IOU."
The Duan family's expressions froze, and they stared at the IOU.
Dad Duan stretched out his hand to get it, the rice grains were quickly collected, and he continued: "I borrowed money from Xiaoyu without interest because I believe in her and hope that she will have a better life. If someone occupied her house, she would be asked to carry it on her back. A huge debt, then it doesn't make any sense for me to lend her money."
Duan's mother said angrily: "Xiaoyu is Zhengrong's sister, what right do you have to not let her buy a house for your brother?"
"Of course she can buy a house for her younger brother." Mi Li smiled, "but she can't use the money I lent her. This money has only one function, that is, to buy a house for herself, and it is not allowed to change the household or give it away."
"Why are you so unreasonable?" Duan's mother was furious.
"My money, of course, is what I say. You don't think my money and this house are free, right? 3 million, Xiaoyu has to work for me for at least ten years to pay off the debt. You are her parents. And brother, shouldn't you also help her?"
"Funding? She borrowed the money, what does it have to do with us?" Mother Duan said, "The house is not worth the money, so let us pay her back?"
"Yeah, if Xiaoyu gave the house to her brother, what reason do you have for her to repay the money together with her brother?" Mi Li responded to her with her words.
"She is an elder sister, and she should take care of her younger brother." Duan's mother said naturally.
"She has been taking care of her for so many years, isn't that enough?" Mi Li replied bluntly, "Brother Duan is also 21 years old? Any man with healthy limbs and normal intelligence should learn to be independent at this age. Do you want her sister to take care of him for the rest of her life? A daughter has the obligation to support her parents, but not her younger brother."
The three members of the Duan family were flushed by her, not because of shame, but because of anger.
Duan Xiaoyu was like a quail, huddled in the corner silently.
"What does it mean to have no obligation to raise a younger brother? You should stop talking nonsense here and alienate our family's feelings." Duan's father scolded angrily.
"You're right, I shouldn't have lent money to Xiaoyu." Mi Li looked at Duan Xiaoyu, "This is all caused by the house, I didn't think about it carefully, and with your family's situation, I really can't afford the 3 million yuan. Debt, leaving this house will only increase your conflicts and burdens. Xiaoyu, why don't you transfer the house to me? The money will be written off in one lump sum."
Before Duan Xiaoyu could answer, Duan Zhengrong objected first: "No! The house will appreciate in value in the future, so it's not worth sending it out now."
"Whether it rises or not, it's not something you can afford now." Mi Li sneered in the tone of a nouveau riche. "Besides, this is Xiaoyu's house. What to do with it is up to her."
"Sister, you must not pass the house to others." Duan Zhengrong quickly turned to Duan Xiaoyu.
"Yeah." Duan's mother replied, "When the price of the house goes up in a few years, if you sell it, you can make a small profit."
"Yes, the house must be kept in our hands." Dad Duan glanced at Mi Grains defensively, "We can't afford 3 million, but we can borrow chickens to lay eggs."
Rice grains: "..." Wisdom, uncle.
Duan Xiaoyu wondered: "I can keep the house first, but..."
"No but!" Duan's mother settled down, "The house is yours, and no one wants to take it away!"
Rice grain: "..." Well, there is consciousness.
"Okay then." Duan Xiaoyu glanced at Mi Grain thankfully, and said in a low voice, "Listen to you."
Seeing what Duan's mother wanted to say, Mi Li interrupted: "Xiaoyu, I found a few roommates for you. The monthly rent of 500 can help you relieve some stress. What do you think?" Mi Li deliberately set the rent for you. The report is low, so as not to raise the appetite of the Duan family too much.
Xiaoyu was stunned for a moment, then nodded like a chicken pecking at rice.
Mother Duan's words were stuck in her throat, and she couldn't say it for a long time.
She originally wanted Duan Zhengrong to come in just now, but she was blocked by rice grains with a single sentence. The rent of 500 a month is also an income. There is no need for my son to come over to occupy the space. Let Xiaoyu pay all the rent to them.
Duan's mother was so happy at the thought of more than 1,000 more income every month, she didn't even see Duan Zhengrong's frequent glances at her.
Duan Zhengrong was jealous of the conditions of the new house, but his parents did not cooperate, so he finally gave up angrily.