"If it were me, of course I would trust you, but you also know that this is the company's rule. With so much money, I have to prove to the directors that you have enough ability to repay it. I hope you can understand. Oh. … I still have a while, so please think carefully and if you can wait, call me again and we can talk another day.”
Simply say goodbye and the other person hangs up the phone.
Chen Ziming cursed angrily and hung up the phone again.
"Hmph! Don't think that you are the only bank in the world. I don't believe it. I have so many assets and I still can't borrow money!"
Taking the phone, he opened the phone book, looked at the names on it, and weighed in his mind the next target who might lend him money.
On the table, the phone suddenly rang.
Chen Ziming took the phone in confusion and saw the call from Mike's private number. He answered the call in confusion.
"Mr. Chen, I'm very sorry for my bad attitude towards you. Recently, our bank has had some bad debts. The directors are looking worried. There is nothing I can do!"
The other party suddenly called back, probably because of money matters. Chen Ziming saw hope and naturally his mouth became sweet.
"Mr. Mike is too polite. This is the bank's rule and I understand it."
"You are so tolerant. In fact, I am calling this time to provide you with a suggestion. Although my bank may not be able to help you, I have an old friend who can."
"Really?" Chen Ziming was immediately tempted, "Who is it?"
"He is the head of a private equity foundation. We have been friends for so many years. Of course I hope to help you, so I called him just now to see if I can help you. He is very interested in your project. , but...he has a small request!"
"any request?"
"Given that the time is short and it is impossible to weigh the assets you provide in detail, he requires you to use all your private bonds and various securities as collateral, and the interest rate will be 10% higher than that of the bank."
"this… "
Chen Ziming frowned angrily.
The high interest rate is understandable. After all, the other party is not a bank, but if all his assets are used as collateral, the other party is too evil.
"Could it be that I can't afford this amount of money?"
"Of course, the conditions are a bit harsh, but he promises that as long as the contract is reached, he can transfer 30% of the down payment to your account tonight."
Chen Ziming hesitated. The other party's efficiency really made him take action, but it was a bit reluctant to take out all the assets at once.
"Think about it and give me an answer within an hour. He is at the airport now. If we wait for him to get on the plane, I'm afraid we won't be able to contact him again until tomorrow!"
The other party hung up the phone again. Chen Ziming stood up and paced back and forth in front of his desk, carefully weighing the pros and cons.
He reluctantly made a few more phone calls, but the results were similar to the responses here. The other party requested that the assets be verified before they could consider loaning him a loan.
Seeing that half an hour was coming, Chen Ziming gritted his teeth and made up his mind to dial Mr. Mike's number again.
"Okay... I agree to his conditions!"
On the other end of the phone thousands of miles away, banker Mr. Mike spoke with a smile.
"Okay, Mr. Chen, I will pass the contract to you in half an hour."