readx(); Feng Yu knew that Fu Guangzheng was greatly shocked by the news he lied about from his superiors. He only hoped that Fu Guangzheng could persuade his family to agree to lend him money, and at the end of the day, he would help him contact a bank in Xiangjiang for a loan.
Fu Guangzheng, including Fu's family, had always believed that Feng Yu had a big background. On the surface, his parents were farmers, but secretly he might have some big background!
How could Feng Yu know this information if he didn't have a big background? Why did Feng Yu engage in trade with the Soviet Union, and why did he always go to the military level? In particular, it is said that Feng Yu initially made his fortune by relying on treasury bonds. Without the above information, he would dare to bet all his wealth on treasury bonds
Maybe Feng Yu has a third grandpa or a second grandpa, who are people from the central government. They can at least be exposed to the policies of the central government, so that Feng Yu can make a lot of money every time he invests, and it will be smooth sailing all the way. The news Feng Yu said this time must have been told by the person behind Feng Yu.
It seems that there are going to be listed companies in the mainland
Fu Guangzheng called his father and told him the news about Feng Yu. He also said that Feng Yu wanted to borrow a sum of money from the Fu family with an annual interest rate of 10% for three years.
When Fu Rongjin asked, Feng Yu actually wanted to invest in mainland stocks, and he didn't want any stocks. He also thought it was a bit ridiculous. Even if there is a rising trend in the mainland stock market, not all stocks will make money, right? There will definitely not be many stocks listed initially. Do so many people in the mainland dare to buy stocks
Fu Rongjin contacted his family and told him the news that Fu Guangzheng had reported. The yen was going to rise, real estate in the island country was going to collapse, and the mainland might open a stock exchange and have a listed company.
Fu Rongqi, the boss of the Fu family, is a master of financial investment, and his company has researched that the United States has intervened in the economy of the island country, and the rise of the yen is really in the interests of the United States.
He was still waiting and watching, but after listening to Fu Rongjin's words, he also felt that there was an 80% chance that the yen would continue to rise. Although the mainland's economy has just started to pick up, its development momentum is very strong. With the entire country's think tank as the basis for decision-making, it is definitely more reliable than his news.
But Fu Rong District, the second son of the Fu family, doesn’t see it that way. Is the island country’s real estate going to collapse? How can this be? Now the world's largest economy is not the United States at all, but an island country. The island country’s stock market is prosperous and its technology is prosperous. Besides, there are so many Americans and Europeans investing in real estate in island countries, how could it possibly collapse
Although real estate prices have fallen somewhat now, this is a normal phenomenon in the market. By the end of the year, they will definitely rise, and it will be more profitable to sell at that time.
The third child, Fu Rongbing, remained silent. Some time ago, the fourth child and the eldest brother opened a company together to sell a new type of humidifier. They made a lot of money in Europe and the United States. The real estate invested by the second child in the island country also increased rapidly. There was little development in the company during this time.
This time, the fourth child said that the boss from the Mainland had good news about investment, so he came to listen. But when he heard that it was about investing in the Mainland stock market, he immediately lost interest. If the mainland is so backward, how can it be possible to have a stock exchange and allow companies to be listed in the short term
As for borrowing money or guaranteeing, he would not agree. I was not responsible for making money last time. Did you think of me as a guarantee for borrowing money? no way!
"Boss, do you think the news is credible?"
"I believe that starting tomorrow, I will buy more Japanese yen futures. The faster they rise, the more I will make!"
"Boss, don't forget that the yen has risen so much, do you still believe it can rise?" Fu Rongqu sneered.
How can the news coming from the upper levels of the Mainland, in a place like the Mainland with limited information, be comparable to that of Xiangjiang
"Second child, third child, do you two want to invest in this humidifier sales company? Each of you will come up with 50 million Hong Kong dollars, and I will sell some shares to you."
Fu Rongqu and Fu Rongbing's eyes lit up at the same time. Is the boss willing to sell his shares to them? On the one hand, it can be said that the boss takes care of their two younger brothers. On the other hand, it may be that the boss wants more money to invest in foreign exchange futures and speculate in Japanese yen!
Furong District didn't have 50 million Hong Kong dollars in cash, but thinking about the profits of this sales company, he decided to sell the island country's properties first even if he lost a little.
Fu Rongbing also decided to squeeze out some cash and invest in this sales company, which would definitely make more money than the industries in his hands.
"Fourth, how much does Mr. Feng want to borrow?"
Fu Rongjin suddenly said: "No need, boss, I will guarantee Mr. Feng's loan."
The eldest brother has always had a better investment vision than the three brothers. The eldest brother wants to lend money to Feng Yu, so why not let him take advantage of it, or let Fu Guangzheng take advantage of it.
After Xiangjiang returns, he will be able to take advantage of the huge mainland market, and his assets may not exceed those of the big guys.
Fu Rongqi took a deep look at Lao Si and nodded: "Then follow your ideas. This Mr. Feng is not simple."
…
"Have you helped me contact Citibank and HSBC in Xiangjiang?"
Feng Yu was so happy that Fu Guangzheng finally agreed to help him guarantee the loan. It's not that Feng Yu doesn't have anything of value in his hands. The stocks themselves are valuable and can be used as collateral for loans.
He used the company's assets as collateral for the loan, used the loan to buy stocks, and then used the stocks to mortgage the loan. This was just like the repeated loans that later real estate companies often did.
Take a loan to buy land, and then mortgage the land to another bank for a construction loan. After half of the construction is completed, use this half of the construction mortgage loan to complete the building. However, the money taken out by the real estate company is actually only one-tenth of the entire investment. The rest are all bank loans.
Later, this kind of repeated lending was stopped and defined as illegal lending. With this situation, the company's reputation will be stained, and it will be very difficult to get loans in the future.
Moreover, Feng Yu’s loan was in the name of investment and trading. If he invested in stocks, he was suspected of misappropriating funds. If the people do not take action, the officials will not investigate, but if Feng Yu continues to borrow money from mainland banks, the matter will be unstoppable. If you lose it, you may end up behind bars (imprisoned).
But the loan from a bank in Xiangjiang is different. Mainland banks cannot find it. The bank in Xiangjiang only recognizes the collateral, and with Fu Rongjin as a guarantor, it will definitely be easy to lend a lot of money, and it is very safe.
The most important thing is that the money you can get in this way is far more than the money you can borrow from the Fu family!
"How about it, Mr. Feng, are you satisfied with this?" Fu Guangzheng smiled happily.
"I wonder how much money the two banks can lend me in total?"
"How many stocks do you own?"
Feng Yu stretched out his hand and gestured: "One hundred million RMB!"
"How much? One hundred million!" Fu Guangzheng was shocked. He knew that Feng Yu had invested a lot, but he didn't expect that the investment was so large. 100 million, does his company not need any working capital
If he hadn't cooperated with those suppliers for a long time, he could defer payment for a month, but Feng Yu wouldn't dare to do so. The line of trade with Su must not be cut off. This is the link between him and Brother Ji.
As for the Soviet equipment and technology he purchased, Feng Yu collected the deposit and sent it to Brother Ji. When the buyers came to pick up the goods with checks, he could just pay the balance to Brother Ji. In fact, he didn't spend much money.
Feng Yu made a desperate move this time!
"One hundred million, okay, you have so many stocks, and my father guarantees you, it is absolutely no problem to lend more than one hundred million RMB!"