"Lao Zhang, are you talking about investing in the integrated financial investment company or Minsheng Bank?" Feng Yu asked in detail.
"What's the difference?"
Zhang Ruiqiang asked knowingly, but Feng Yu didn't believe it. No one had told Zhang Ruiqiang about the difference.
"Minsheng Bank is a purely private bank. This has been determined since its establishment, so there will be no state-owned shares in it. Most of my investments are controlled through two holding companies, but Minsheng Bank is owned by me personally. The same applies now to the shares held, including those of other shareholders.”
"If you want to invest in the investment company below, as long as it is controlled by Minsheng Bank, it doesn't matter if you have some state-owned shares. However, it is best to invest in the name of trusteeship, otherwise it will hinder the company's development in North America. The United States is very important to our country. Many state-owned investments are still very restrictive.”
Originally, when Minsheng Bank was established, there were still some investments in the name of private enterprises. Later, Feng Yu discovered that many private enterprises also had state-owned shares in them. This made the nature of Minsheng Bank somewhat difficult to explain clearly. place.
Therefore, Feng Yu suggested that those shareholders abandon the name of the company and invest purely in their own name, so that Minsheng Bank can become a private commercial bank without any state-owned shares.
If it is a subsidiary, it does not matter if it has some state-owned shares, as long as it is privately held.
Personal investment and state-owned investment, the restrictions in many fields are definitely different. There are foreign banks just like in China, but many businesses of foreign banks cannot be carried out and there are more restrictions than private banks.
China does this, and so do foreign countries. Even though the United States is known as the most open financial market in the world, it still strictly regulates state-owned investments in other countries.
The same is true in the EU. If important companies want to go public, they will be subject to certain restrictions.
Zhang Ruiqiang frowned: "Host? Can't we directly invest in it?"
Feng Yu shook his head: "It's not very convenient. In fact, you can do this yourself through state-owned banks. Why do you have to buy shares in our private banks?"
The nature of custody is similar to that of investment consulting. After you entrust the funds to the company, you can get fixed or floating dividends every year. For this money, you can designate the investment direction, but you have no say in the company's operations.
Zhang Ruiqiang smiled coquettishly: "Isn't this the hope of diversifying investments and reducing risks?"
Feng Yu looked sideways at Zhang Ruiqiang: "No, I think you want to invest in our company and then follow the trend. Tsk tsk~~ In this way, you can directly get a lot of important investment information and strategies. You have made a good plan. ah?"
Everyone knows that Feng Yu is a great investor, so Zhang Ruiqiang can’t just ask Feng Yu for all his investments. What will happen if Zhang Ruiqiang retires in the future
So some people came up with the idea that after becoming a shareholder of Feng Yu Company, they would know many investment directions directly and just follow the trend. Look at Russia's Kirilenko. Don't they say he followed the trend of Feng Yu's investment? He has followed the trend and has become one of the top ten richest people in the world!
Kirilenko's world ranking has reached fifth. But by the end of this year, it is estimated that we will be in second place.
One is because Kirilenko's assets have increased a lot, and the other is that the assets of many rich people on the rich list have shrunk significantly this year, including Bill Gates.
Microsoft's stock price is also falling, and Bill Gates has cashed out part of it and invested it in his charitable foundation. Bill Gates' assets this year are definitely less than last year. This is what happens to most rich people.
For example, last year there were more than 50 millionaires worth over 10 billion U.S. dollars, but this year it is estimated that there will be less than 50. The stock price of Li Chaoren's company has fallen a lot recently, and a large amount of assets have disappeared.
But this does not mean that Li Chaoren's personal assets have really shrunk. Don't forget, he invested in the financial market with Feng Yu. Although this amount of funds is not as large as Feng Yu's, it is definitely a large amount.
After the network is closed at the end of this year, Li Chaoren's personal assets will not only not shrink, but will also increase. After the disclosure, Li Chaoren will definitely easily enter the top ten, and perhaps the ranking will be higher.
Li Chaoren has been gradually handing over the power of the company to his eldest son Li Zeju, but his second son Li Zekai still has to leave some family business behind.
It was obvious that Li Zeju would inherit more assets, and Li Zekai would get more help and guidance from Li Chaoren. But after this investment in the financial market, the assets left to his two sons will be similar.
Li Zeju still inherits the company, but the amount of cash Li Zekai can receive will not be a small amount! This number is not enough to make Li Zekai the world's top rich man, but it is still no problem to enter the rich list.
In addition to Kirilenko and Xiangjiang's Fu Guangzheng, who invested with Feng Yu, look at that boy, what a reputation he had at the beginning, but now he is a leading figure among young people in Asia, and even ranks among the top ten among young people in the world. With his personal strength, he is still on the Forbes rich list.
This has given many people a very clear conclusion, that is, they must invest with Feng Yu to make big money!
Zhang Ruiqiang looked at Feng Yu expectantly: "Isn't it okay to buy shares? It will be no problem to go through the company's layers of trusteeship and then buy shares, right?"
"Lao Zhang, I'm not short of money. I can run this business by myself. Why do I need you to buy shares? And you have your own commercial bank and are expanding overseas. Why can't you do it yourself?"
"I can give you some pointers on the general direction of investment. But the most important thing is to choose the right people for management. The most important thing in talent selection is ability, investment management ability, not administrative management ability!"
Feng Yu does not deny that administrative management is also a skill, but in the financial industry, Feng Yu personally believes that investment management skills are more important.
Nowadays, the executive management ability of state-owned banks is more important than the investment management ability. Coupled with local government interference, banks actually still have many problems.
Feng Yu didn't want to get involved, as these problems would explode sooner or later. Besides, Feng Yu has already taken advantage of the state-owned assets. There are so many projects worthy of investment, so there is no need to invest in Feng Yu's company.
Speaking of which, Feng Yu is still somewhat disgusted with state-owned assets investing in his own company. Fortunately, Zhang Ruiqiang came to discuss it. If it had been anyone else, Feng Yu would have left long ago!
"As promised, you will give me some advice. Then tell me, what are the suitable investments for state-owned assets now?"
"The U.S. stock market will definitely hit the bottom this year, and you can go hunting for the bottom at the end of the year. Now, if there is no suitable project, long-term investment in gold is fine. Or in the future, after our Minsheng Bank issues bonds, invest in our bonds."
Zhang Ruiqiang took a step back knowingly, and Feng Yu didn't hesitate to give some pointers. Maybe people from state-owned assets can analyze the news about gold, but they are not 100% sure.
After Feng Yu said it, they had it.
… The fourth update is about the sixth update. More updates will be added if the monthly pass is 150. There will be more later. Please give me a monthly pass, a reward, and a recommendation vote.