Feng Yu discussed his views with Qiu Bojun, and Qiu Bojun also expressed support. In fact, the state-owned assets also expressed concerns about the share swap through Lianxiang Group, which was actually opposition. ?net
Since everyone is against it, then this matter is out of date. IBM was very disappointed with this, but Qiu Bojun didn't care at all. If IBM could spend tens of billions of dollars on system research, he would be a little nervous.
What IBM is doing now is just a bluff. IBM's annual profits are not much now. They also need to improve their technical advantages in other businesses. How can they dare to spread their business to such a large scale
Microsoft breathed a sigh of relief after learning that the cooperation between Lianxiang Yinshan and IBM had broken down. If the two companies cooperated, the impact on Microsoft would be fatal. Some directors even pessimistically believed that Microsoft would definitely fail.
But since the cooperation failed, they felt more relieved. Microsoft has decided to speed up the research and development of mobile phone systems and will immediately launch their Inphone system, which is an operating system specifically for smartphones. At the same time, they plan to launch their own tablet computers, Microsoft-branded tablet computers.
The other thing is to increase the promotion of In7. You even think that Yinshan is not giving away profits. Then we at Microsoft can also give away profits and spend money on publicity. We can also afford it!
Feng Yu asked Fengyu Electronics, Lianxiang Group, etc. to speed up the upgrade of smartphones and tablets, so that when people think of smartphones, the first thing they think of is Fengyu phones, and when they think of tablets, the first thing they think of is L-pad.
As for himself, he is immersed in the United States, handling the business of Minsheng Bank. The development of People's Voice Bank seems to have encountered some resistance. The big banks in the United States do not want People's Voice Bank to develop.
Peers are enemies, and it's normal for them to do this. However, Feng Yu is not too worried. He does not think that these banks can suppress the public voice and the banks cannot hold their heads up.
Just after the financial crisis, the financial industry in the United States fell into a low ebb. But at this time, it is a good time to expand, because many of your peers have gone bankrupt, and there will be a lot of business waiting for you to do it.
The integration of the financial companies under Minsheng Bank has also been completed. Now is a good opportunity to expand aggressively while other banks are shrinking.
Many banks are afraid to handle some businesses because they have many non-performing assets. For example, they do very little in some businesses with higher risks or lower profits.
They don't dare to do high-risk things, but Minsheng Bank can do it after detailed evaluation. They are unwilling to make low-profit investments. Many of their businesses still have liabilities. After paying interest on the money they earn, there will be nothing left. Of course, they are unwilling to make such investments.
However, Minsheng Bank can selectively engage in some such businesses. Although the profits are low, they are still there. Their assets are in good condition. Although they are making less money now, they can add many customers, which is cost-effective in the long run.
Feng Yu is still very satisfied with Minsheng Bank's overseas expansion, which is faster than he imagined. The profit does not seem very high now, but when enough funds are raised, there will be more investment options and higher profits can be obtained.
Banks are the core of a consortium, and every large consortium has its own commercial bank.
One is that it is more convenient to mobilize funds, and the other is that you can use other people's money to help you make money, and it can increase your ability to resist financial risks.
Feng Yu needs a bank of his own. When he was in China, he was subject to many restrictions. Although joint-stock commercial banks are booming in China, they are all controlled by state-owned assets.
As a purely private commercial bank, Minsheng Bank is far behind in terms of performance. Even in some places, foreign banks are not as well taken care of. Of course, foreign banks are not doing well in China, and Huaxia is still dominated by state-owned banks.
Hasn’t China also examined the business models of consortiums such as Japan and the United States, and has developed the financial industry as a pillar industry? I think it is a very good choice to use commercial banks to raise funds and then lend them out, or invest in other industries to make money.
China's pace of reform has never stopped, and it does not want to copy the old path of any other country. Because national conditions are different, crossing the river by feeling for the stones is always stumbling.
Now that development has finally gone much smoother, they have found that some of the national policies that were implemented were too early, such as the issue of universal social security.
Although it has not been completely completed until now, some hidden dangers have emerged.
For example, people are living longer and longer, and the time to receive pensions is getting longer and longer. When this policy was formulated at that time, they calculated it based on the average age of more than 70 years old. They believed that if you retire after paying social security for 15 years, it will be absolutely fine for the state to support you for another ten years.
But now it is no longer necessary to support it for more than ten years, but for more than 20 years, or even more than thirty years. Then pensions have to increase every year because prices have increased and basic wages have increased.
Fortunately, they found a new way to solve the problem, which is to invest everything from their pension funds in companies with relatively strong profitability, such as Feng Yu's company.
We can't let the gap in social security get bigger and bigger. This requires the country's income to get higher and higher. Not just taxation, but also the growth of investment income from state-owned assets.
Of course, the country must take an important industry like the financial industry into its own hands. Many people are afraid that without restrictions on Minsheng Bank, Minsheng Bank will rely on the celebrity effect of those shareholders, especially Feng Yu's celebrity effect, to absorb deposits or raise funds through funds and other forms, and state-owned banks will be at a disadvantage.
What the above means is that finance, transportation, energy, food and other industries related to the foundation of the country must be firmly in the hands of the state.
Feng Yu has no objection to this. If he were in that position, he would make this choice, which would make the country more stable.
Fortunately, when Feng Yu asked Minsheng Bank to expand abroad, the country also gave him a lot of covert support.
For example, there has been a lot of cooperation with state-owned banks. State-owned banks can develop overseas earlier and faster than Minsheng Bank because they have stronger capital.
After cooperating with China's state-owned banks, many of Minsheng Bank's business operations have become smoother. No one would object to Feng Yu going abroad to make money.
Everyone learns from each other and makes progress together. Feng Yu was not very familiar with the banking industry in his previous life. What he was best at was investing in stocks, futures, funds, etc.
However, he had studied a lot in this life and had many professional talents to assist him, so it was much easier than he imagined.
While Feng Yu was waiting for Lianxiang Ginshan's monthly sales statistics, Kameda Masao called and said that he had something important and wanted to ask Feng Yu for help.
Masao Kameda is in trouble? Feng Yu will definitely help this very important helper to Feng Yu.
But when Masao Kameda told the whole story, Feng Yu was a little shocked.
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