readx(); The next morning, Feng Yu received a call from Fu Guangzheng in the hotel room and declined Fu Guangzheng's company. Feng Yu said that he would go shopping by himself and call Fu Guangzheng if needed.
When going out, Feng Yu took a taxi and sat in the back seat. He looked back and saw a car following him, and Feng Yu had a sarcastic smile on his lips.
I'm afraid you won't follow me. If you do, it means you've taken the bait! Such a simple strategy is only for greedy people!
Fu Rongjin's people watched Feng Yu enter HSBC Bank and immediately called him on the street to report. This news further strengthened Fu Rongjin's confidence in buying rubles.
"Hello, sir, how can I help you?" A young man dressed like a real estate agent in later generations trotted up to Feng Yu.
"Can we communicate in English?" Feng Yu asked in English. For him, he could understand most of the Cantonese, but he couldn't speak it at all. It was better to communicate in English. Anyway, the basic education in Xiangjiang at this time included English.
"No problem, sir." The young man replied in English.
"Okay, I have a ruble deposit in your bank. Can you convert it into US dollars for me?"
Feng Yu also plans to exchange the ruble pairs quickly. If the ruble depreciates early, Feng Yu will lose money.
"No problem, sir. How many rubles do you want to exchange? I will take you to the foreign currency exchange window over there." The young man was a little disappointed, but he still thought about persuading this customer to invest in the financial products he recommended to earn money. A commission.
Feng Yu did not follow him, but said to the young man: "Call your manager out. The window can't handle this. I have more than 400 million rubles to exchange into US dollars!"
The young man was stunned, big customer, big customer! How to turn this person into his client? If he can be persuaded to invest even 10 million in financial products, the commission he will get is definitely not a small amount!
"What are you doing standing around? Go quickly." Feng Yu said displeased.
"Ah, sir, please come with me. I'll take you to the manager's office!"
"Su Jiarong, why aren't you on duty in the lobby!" A man who looked like a leader stopped Feng Yu and the bank clerk.
"Team leader, I'll take this gentleman upstairs to find the manager."
"Nonsense, can anyone meet the manager? How long have you been here at HSBC? Don't you understand these rules?" As soon as the team leader saw Feng Yu's age and dress, he knew that he was definitely not a big customer. Small customers can meet the manager at will. ? And this Su Jiarong is not going to cause any trouble at all. He is the team leader, but Su Jiarong has never treated him to a meal!
"Team leader. This gentleman is a big customer."
"Hey~~~ Big customer, are you crazy about big customers? Do you think this kind of poor guy is a big customer? What can he buy, funds, insurance, or something else? He can spend a hundred Ten thousand? Big customer!" the team leader said with his lips curled up.
Su Jiarong's face turned red, but he did not dare to tell Feng Yu that he wanted to exchange more than 400 million rubles, otherwise this customer would definitely be taken away, even if he did not buy financial products. But the exchange fee is also quite high.
Just as Feng Yu was about to open his mouth to teach the team leader a lesson, he saw an acquaintance coming over.
"Manager Zhou."
Manager Zhou heard someone calling him, looked around and saw Feng Yuzheng waving to him.
This man looks familiar, so young... Ah, isn't this Mr. Feng from the Mainland? He borrowed 50 million RMB in Hong Kong dollars from the bank, or was it the contract he signed with Mr. Feng in the Mainland
"Mr. Feng, why didn't you call me when you came to HSBC? Did you lose my business card?" Manager Zhou joked.
"Hahaha. If I lose it, I won't dare to come to HSBC." Feng Yu said with a smile.
"Manager Zhou." The team leader shouted together with Su Jiarong.
"What's going on? Why are you two receiving Mr. Feng?" Manager Zhou frowned. Didn't he see that there were other customers in the bank
The team leader heard Feng Yu greeting Manager Zhou. You know that Feng Yu is really the big boss. An ordinary small boss, Manager Zhou, would never be so enthusiastic. Damn it, a big boss, is he dressing like this to tease us? But since he is the big boss, he must catch it in his own hands.
"Su Jiarong. Did you hear that? Go and receive others. Don't follow me all the time!" the team leader scolded Su Jiarong.
Su Jiarong's chest rose and fell rapidly. He was about to explode with anger. I was here first. This big customer belongs to me!
Feng Yu spoke at this time: "Su Jiarong is responsible for receiving me, what do you do?"
The smile on the team leader's face froze, what do you do
Seeing Manager Zhou glare at him, he quickly said hello and left. The loss of a commission is small, but if Manager Zhou is fired, other banks will not hire him, so his loss will be huge.
"Mr. Feng, what kind of business are you coming to HSBC this time? In fact, you can just make a call." Manager Zhou said enthusiastically. He was curious about what kind of business brought Feng Yu to Hongkong and Shanghai Banking Corporation in person from the mainland.
"I want to convert all the rubles in my account into US dollars."
"This is simple, Xiao Su, can you handle it for Mr. Feng immediately?"
"Manager Zhou, the amount of rubles Mr. Feng has is a bit large."
Manager Zhou understood that Feng Yu could borrow 50 million RMB from HSBC. The business must be quite big. The exchange amount is estimated to be more than 1 million US dollars. Does he want to go upstairs to the key customer room
"Mr. Feng, how many rubles do you plan to exchange?"
"More than four hundred million." Feng Yu said easily.
"Four, more than four hundred million?" Manager Zhou was also stunned for a moment, but he was worthy of being a leader. He was used to seeing big money. He immediately reacted and took Feng Yu upstairs in person. For such a large amount, even his deputy manager could do it. No master.
"Xiao Su, go and receive other customers. Mr. Feng's commission for this order is indispensable to you."
With Manager Zhou's promise, Su Jiarong left with a smile on his face. He didn't have to work and got a lot of free commission. It seemed that next time someone came in, he would have to be more active in receiving them.
…
"Mr. Feng, there is a certain difference in the exchange rate when rubles are directly converted to US dollars. Do you understand this?"
Feng Yu nodded. There must be a certain difference whether it is now or in the future, but it is hard to say who takes advantage.
"Because Mr. Feng wants to exchange U.S. dollars, not Hong Kong dollars, we also charge a certain handling fee, the ratio is 2%, and the minimum charge is 50 Hong Kong dollars."
Feng Yu frowned, why is the handling fee so high? He remembered that when he was in China in his previous life, the handling fee for exchanging foreign currency was only about 1%. Is Xiangjiang so dark at this time
"Is it a bit high? I remember someone told me it was a one percent handling fee. And you charged me the difference in the exchange rate. Why are you still charging me such a high handling fee? I should consider going to Standard Chartered Bank." Redeemed.”
At this time, the bank manager said: "Mr. Feng, the handling fees for foreign currency exchange in all our banks in Xiangjiang are the same, 2%. Since Mr. Feng's quantity is so large, I will give Mr. Feng some discounts, 10% How about one point seven?"
"Okay, let me convert all the rubles in the account into US dollars. How long will it take before I can use the US dollars in the account?" In one sentence, I saved more than one million rubles.
"It won't take more than an hour. Please wait a moment while I have someone prepare the contract documents."
More than half an hour later, Feng Yu walked out of HSBC. All the rubles in his account had been converted into US dollars. Feng Yu breathed a sigh of relief and finally stopped worrying. (To be continued.)
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