"I have to think about this, but don't you know that my father's Taihua Agricultural and By-products Company is a competitor with the Hope Group? Their Hope Group is currently the number one feed production company in China, and Taihua Agricultural and By-products Company is second."
Liu Chuanzhi was stunned for a moment, how could he know this? Mr. Feng’s father has a big business. He is actually the second largest feed manufacturer in the country. But why does the name of this company sound familiar to him
"Mr. Feng, competition is benign. There is no need to be so specific. Besides, I have never heard of you having any conflicts before. Is this okay?"
"Mr. Liu, if you can, please help me make an appointment with Liu Yong. I want to talk to him." Feng Yu said with a smile.
In fact, when Taihua Agricultural and Sideline Products Company was established, the first person Feng Yu considered was Liu Yonghao, but by then the Liu brothers' feed factory had already developed.
In fact, Sichuan and Sichuan are the largest pig breeding base in China, and can even be said to be the largest in the world. The Hope Group, which occupies such a favorable position, is of course developing very rapidly.
If Taihua Agricultural Products Company's pig feed was not digested by its own pig farms, it might not be able to enter the Sichuan and Sichuan markets, and the dragon crossing the river may not be able to suppress the ground tiger.
Feng Yu and Liu Yong may not know each other well, but Zhang Ming must know Liu Yong well. Speaking of which, it was Taihua Agricultural and Sideline Products Company that stole the Hope Group's market.
Fortunately, Hope Group not only feeds pigs, but also feeds cattle and sheep, chickens, ducks and other poultry feeds, etc., so although it is affected, the impact is not significant.
Feng Yu is very interested in getting to know the four Liu brothers, especially the eldest brother Liu Yong.
"Okay, I'll make an appointment. I'll let you know when I make an appointment. Do you think this private joint-stock bank can really work? Will people be willing to deposit money in it?" Liu Chuanzhi asked worriedly.
"Isn't a bank just an ancient money bank? In fact, if you want to open it, the main thing is to let people have a certain degree of confidence in the bank's assets, and then attract customers through high-interest deposits and low-interest loans. This operation is not particularly easy, but It’s not as difficult as you think.”
Opening a bank now is actually the most difficult thing. I have deposited money here, but when I go to other places, there is no branch and I cannot withdraw it. Or I can withdraw it, but I need to pay a certain handling fee.
And Feng Yu has one of the biggest benefits of joining it. That is, Feng Yu Company has a large number of employees and Feng Yu Company has strong funds. Even if it's just employees depositing their wages into this Minsheng Bank, it's not a small sum. It would be even more perfect if Feng Yu's company's capital flow could be deposited in Minsheng Bank.
After Feng Yu went home that day, he called Zhang Ming and asked Zhang Ming to come to the capital. Even if the investment in Minsheng Bank fails, it would be great if Taihua Agricultural Products Company and Hope Group can cooperate.
It can be said that now is a good time to develop banks in the mainland, but it is also the most difficult time. It's a good time, because at this time state-owned banks are not as strong as they will be in the future. And some management loopholes have not yet been discovered. In addition, state-owned banks are subject to greater restrictions than joint-stock banks. For example, local governments can often intervene administratively in bank management, although they do not have this right at all.
It is said to be the most difficult time, because at this time there are already many state-owned banks in the country, and Zhu Tiezhi serves as the governor of the People's Bank of China. He is a leader who understands economics. During this period, state-owned banks also developed rapidly and eliminated many disadvantages. Furthermore, there was no UnionPay at this time. Although there are bank cards, there are not many ATM machines, and there are no POS machines. Everyone basically uses passbooks.
And settlement between banks is troublesome enough. Without UnionPay, the handling fee is high and it is also very cumbersome. It will also be very troublesome for a new bank to establish settlement relationships with all banks.
What's more, people's ideas have not completely changed at this time. I heard that you are a private bank. The first reaction is that it is unsafe. What to do if you run out of money? What if I want to withdraw money but can’t? What if it goes bankrupt
To put it bluntly, a joint-stock bank is not an enterprise? Since it is a business, it is possible for it to go bankrupt. In the past few years, have they seen too few bankrupt businesses
But Feng Yu really wants to join it, because if Minsheng Bank can give him a loan, the procedure may be much simpler and more money can be loaned out.
After the establishment of UnionPay, there will be more ATM machines, and Minsheng Bank should also develop by then. It’s not about how much money you can make, but it will be much more convenient when you use the money.
These people want to set up this Minsheng Bank, so that’s probably what they mean, right? To put it bluntly, it is a disguised form of fundraising, legal fundraising.
It seems that in the future, these sponsors will have a lot of loans from Minsheng Bank. And their businesses are developing extremely fast and have sufficient funds.
…
Three days later, everyone met in a box in Quanjude.
If you make an appointment in the office, it will be a more formal meeting. In a restaurant, it can be a chat between friends. Even if the negotiation fails in the end, there will be no hurt feelings for each other.
When Liu Yonghao saw Zhang Ming, he was startled: "Are you Mr. Zhang from Taihua?"
Zhang Ming smiled and stretched out his hand: "Boss Liu, this is not the first time we have met. I thought you had forgotten me."
Liu Chuanzhi quickly introduced: "Taihua Agricultural and Sideline Products Company is invested and controlled by Mr. Feng's father. Mr. Feng, this is Mr. Liu Yonghao Mr. Liu."
"Hello, Feng Yu." Feng Yu smiled and stretched out his hand.
"Hello Liu Yong. I've known Mr. Feng for a long time, and today is the first time I've met him. I didn't expect that Taihua Agricultural Products Company is also an industry of Mr. Feng's family."
Seeing that Liu Yonghao saw Feng Yu and Zhang Ming without turning around and leaving, Liu Chuanzhi breathed a sigh of relief: "Everyone, please sit down. The food has been ordered. Let's eat and chat."
Liu Yonghao said proudly: "The ducks used in the Quanjude roast duck in the capital are also fed with our feed. Now, there are a large number of farms and farmers across the country using our feed."
After saying that, he glanced at Zhang Ming. You only have pig feed, how can you compare with our Hope Group
Zhang Ming said with a smile: "We have Tianpeng pigs, which currently rank first in pork sales in the country. We also have pig farms, as well as ham sausages and other meat processing products. By the way, we have also entered Taihua Supermarket. Taihua Supermarket, do you understand?”
Taihua Supermarket and Taihua Agricultural and Sideline Products Company, are there any connections between them? Liu Yong raised his head and looked at the smiling Feng Yu. Doesn't this Taihua Supermarket also have shares of their family? Didn’t it say that Taihua Supermarket was invested by Li Chaoren, the richest man in Hong Kong? Is it also related to Feng Yu
Feng Yu waved his hand at Zhang Ming and stopped Zhang Ming's words: "Zhang Ming, Boss Liu's Hope Group is indeed much better than us in terms of feed. But I seem to have heard that you are a family management, and you have to pay for it." Don't you hurt the feelings between your brothers?" (To be continued.)
PS: Fifth update, there are two more updates ahead, don’t miss them. I'm sorry I didn't make a big splash today. Asking for monthly votes, recommending votes, and rewards