When Secretary Xu was about to see off the guests, Feng Yu suddenly asked: "What do you think about social insurance?"
Secretary Xu was a little confused. Why did Feng Yu suddenly talk to him about this? Zhang Ruiqiang also looked at Feng Yu in confusion. Is Feng Yu trying to change the topic to avoid embarrassment
Of course Zhang Ruiqiang couldn't let Secretary Xu answer this question, so he said: "Social insurance, in simple terms, isn't it a pension system? In the past, our country had an enterprise insurance system, which meant that enterprises were responsible for the retirement wages of retirees. In this way, there will be twenty or thirty employees supporting one retiree, and the proportion is gradually increasing because more and more people are retiring. Moreover, many people who do not have businesses are faced with the situation of having to work when they are old. This is why we learned from developed countries and introduced a social insurance system, which can be regarded as a resource redistribution system."
Secretary Xu looked at Feng Yu. Zhang Ruiqiang said very well. He wanted to hear what Feng Yu had to say about this matter.
"Mayor Zhang said it very simply, but have you ever thought about how many years it will take to implement this policy? Our country now forces companies and other employers to pay social insurance for their employees, but how effective is it? You are better than me. Is it clearer?"
"What do you want to say? Don't tell me!" Zhang Ruiqiang was a little unhappy. Feng Yu liked to show off his knowledge at this time. Moreover, he did not study this policy very thoroughly. Even the people in the central government did not know much about this matter. They could only say that they were "crossing the river by feeling for the stones"!
"I dare say that this policy will not be fully implemented until you all retire!"
"What did you say? Are you kidding! It's impossible for a national policy to be successful for such a long time?" Zhang Ruiqiang was a little unhappy, especially when Feng Yu mentioned retirement. He was afraid of irritating Secretary Xu. Moreover, he still has about ten years to retire. How can Feng Yu be so sure that this policy cannot be successfully implemented
Feng Yu smiled: "Has the family planning policy been implemented successfully? Has everyone complied with it?"
Xu Shu~Ji Ben wanted to retort to Feng Yu, but you are not a business man. Why are you still criticizing national policies in front of him
But when Feng Yu cited the example of family planning, he couldn't refute it.
It was proposed and suggested in 1971, and publicity began in 1980. It started to be advocated among D members and Communist Youth League members. It is actually a semi-coercive method. It was written into the constitution as a basic national policy in 1982 and has been implemented for more than ten years now. But the result is that there are still a large number of overborn children every year. You can't just strangle them to death if they give birth to children, right
In rural areas, the population is the labor force. The implementation in cities is pretty good, but in rural areas, even if the efforts were once again increased in 1991, they still cannot control it.
It took such a long time for a basic national policy to be written into the Constitution. The joint efforts of so many people have still not been fully implemented, not to mention that the social insurance system has not yet been written into the constitution, and its intensity is not that great.
The most important point is that social insurance requires companies and individuals to pay together. First of all, many workers are opposed to it. Why should their salary be reduced by a piece? Aren’t those who didn’t pay social security in the past the same retirement? Can companies and factories support them? They have dedicated most of their lives!
The workers demanded that the company bear all the social insurance costs, but the company did not have the ability to do so. This is not a small amount of money, especially to make up for the fees paid by some people who are about to retire. This has caused some companies with poor profits to directly have a showdown with government leaders. We cannot afford to pay this money. If we pay it, the company will be ruined and all the workers will have no food to eat!
"If you want to implement the social insurance system successfully, the first thing is to integrate enterprise insurance and social insurance, but it is difficult to grasp the scale of how to integrate it. There are too many people to accept it, and the money collected by the government is not enough. Accept it. Are there too few people? Companies are unwilling to pay social insurance.”
There are several ways to pay social insurance abroad. The more common ones are the proportional premium payment system and the equal premium payment system.
These two systems, which are also the most mainstream, have advantages and disadvantages. Huaxia currently implements a proportional insurance premium payment system. This system has not changed until Feng Yu was reborn.
Merge? Zhang Ruiqiang and Secretary Xu looked at each other. If this was merged, it would be a big problem. But as Feng Yu said, if it was not merged, it would be difficult to implement this system. Enterprises would have to bear the burden of retirees. I have to pay pension and social security, so the financial pressure is too great.
Secretary Xu looked at Feng Yu: "How does Bingcheng Machinery Company pay social insurance?"
"Our company makes contributions together with both employees. Isn't this advocated by the state?" This article is only an initiative and has not yet been fully enforced because the state is not sure about the workers' attitude.
"Did those workers just agree?" Secretary Xu asked curiously, why did he hear from people below that employees in many companies were causing trouble because of this? There are those who go on strike to protest, and there are those who petition, but they just don’t agree.
"It's so simple. Just raise wages for workers. Let them pay more than 40 yuan a month, but I give them a wage increase of 100 yuan a month. How could anyone be dissatisfied? The majority of the work is borne by the enterprise. They explained it clearly and everyone can understand it." Feng Yu had an expression that said, "No need to ask, why are you so stupid?"
Secretary Xu~ was a little speechless. Do you think any company is like your Bingcheng Machinery Company, saying that it can afford a salary increase of 100 yuan a month for workers? If you explain clearly, everyone will understand that salary increase is the main reason, okay
What workers care about most is getting more money!
Secretary Xu also secretly smacked his lips. This Bingcheng Machinery Company is really rich. Their wages have already led the country. How about another hundred yuan increase? Then wouldn't the eighth-level workers in their company get a monthly salary of thousands? Last year, the average annual salary in Bingcheng was just over 5,000 yuan. This year, it will exceed 6,000 yuan
"Feng Yu, the method you mentioned is not scalable at all. How can other companies raise workers' wages so much at once?" Zhang Ruiqiang said with a frown.
"Then it needs to go up. Didn't workers' wages go up a lot due to inflation last year? This year's economic situation is much better than last year. Why can't wages go up? Could it be that all of it is handed over to the government as taxes? The government can Are you responsible for workers’ social insurance?” Feng Yu asked.
Increasing wages means that the costs of enterprises will increase and profits will decrease. Then the taxes that need to be paid will naturally decrease, which will make the government have less money at its disposal.
But if wages are not increased, it will be difficult to implement this social insurance policy. Feng Yu even believes that the official separation of national tax and local tax in the middle of last year is also related to this. It seems that local governments have more tax revenue at their disposal, but in fact, they have more responsibilities to shoulder. This is a double-edged sword.
Xu Shu~ji and Zhang Ruiqiang were both lost in thought, yes, how to choose
… (To be continued.)
PS: The fifth update, with 43,33 recommendation votes plus an update, there are two chapters ahead, don’t miss it. The fourth child is still very diligent~~~