The examples given by Qiao E are actually not financial speculation in the eyes of ordinary people.
Financial speculation in the eyes of ordinary people refers to virtual things such as stocks, securities, and bonds.
Movie tickets and Pu'er tea are physical commodities and have not yet become virtual and bubble-like things like real estate.
In the early stages of financial development, it had a certain positive impact on society.
But as the snowball rolled bigger and bigger and expanded, it was out of control and no one could control it, and it rumbled forward.
But people are selfish, and the brave ones all want to run over and scratch some of the snow on top.
Ordinary people who are lucky enough can get some benefit.
Those who are unlucky will get lost and become the snowflakes above, becoming the object of others' covetousness.
"Stop talking nonsense. Does your fund want money?" Mother Liu asked Qiao E straight to the point. She felt like she was racing against time.
The happiness of the younger daughter also depends on her mother’s efforts.
Mother Liu doesn't believe in fate and will never sit and wait for death.
"Nonsense, who opens a business and doesn't want customers?" Qiao E said unhappily.
When setting up a fund, the more money it injects or raises, the more confident it will be in carrying out various money-making operations.
"Then come out quickly. See you at Wangpu Pavilion in half an hour!" Mother Liu hung up the phone, canceled the plan for two hours later, and went out to have tea with Qiao E instead.
The way they drink tea is not the same as ordinary people's, but for serious business.
As ordinary people become richer, most of them will have more leisure time and become financially independent.
But people like Liu Ma are getting richer and richer, but they are also getting busier and busier.
Eating and drinking tea are usually accompanied by business negotiations.
More than half an hour later, Liu Ma and Qiao E appeared in Wangpu Pavilion.
In the quiet and elegant tea garden, there were professional tea artists helping to make tea, while the two strong women sat opposite each other and chatted about health or food shopping, without immediately getting into the content of today's meeting.
After chatting for three cups of tea, the tea artist left and Mother Liu put her phone on the tea table.
"Qiao E, I trust you, that's why I came to you for this matter." Mother Liu's face was serious.
Qiao E put down the teacup and sat up straight: "You say."
"I want to go on an expedition to Eastern Europe!" As she said this, Liu's mother suddenly laughed. Her youngest daughter's boyfriend is quite a middle school student.
However, no matter how old a woman is, there is still a girl in her heart.
Unfortunately, the shadow of the girl can only remain in their hearts forever, and it is impossible for them to live like a girl again.
In other words, only in front of their loved ones will they return to their original state.
An old lady who is over a hundred years old, when she misses her mother, will call for her mother like a little child.
"Are you going to Eastern Europe to open up the market?" Qiao E asked Liu Ma curiously.
"Not really." Liu Ma said. She just wanted to go over there to plunder the wealth and then come back.
"What does that mean?" Qiao E was puzzled. "My fund doesn't engage in industry, and I don't have any resources or connections there. Did you find the wrong person?"
"I'm not going to do business this time." Liu's mother shook her head: "I want you to bring me money and enter the Eastern European financial market."
Qiao E was surprised, and then she was speechless: "You are not mistaken, the financial market over there, not to mention you, even I am not very clear. Each country and each region has its own financial rules and ways of playing..."
Liu Ma interrupted Qiao E and said, "Don't tell me you don't even have the ability to find a guide over there."
Qiao E was silent for a moment, then asked, "You understand all this, do you really want to transform?"
Mother Liu was delighted, it seemed that Xiaofan was an expert. She had no idea at first, but he was able to sort out the ideas of a huge and complex project for her in just a few words.
"It can't be called a transformation. I just want to break through myself, make something big, and then come back." said Liu's mother.
Qiao E sneered: "You are not completely ignorant. You have no decision-making power when the money goes into our fund, and you are not qualified to give orders to our fund. Everything is controlled by us."
"I understand this." Liu's mother was not angry: "That's why I came to you instead of looking for someone else. There are many funds that are larger than your company."
"It's no use looking for me." Qiao E didn't dare to cheat Liu Ma, and told the truth: "I am the helmsman of the fund, but I can't be a dictator. Even if you can influence my judgment and decision-making, I still have to get the board's approval. We just want to make money. No matter how big the risk is, as long as we think it is feasible, we will dare to rush. But loyalty and impulsiveness don't work for us."
Mother Liu said nothing and turned on the recording on her phone.
The content of the recording was her previous conversation with Yang Fan.
But the content does not start from the time the phone call was connected, but is excerpted from it, and is not complete.
At first, Qiao E was a little surprised.
Is Liu Ma so patriotic
You can’t usually see it.
In Qiao E's eyes, Liu Ma is just a businessman who will not harm the national economy. Although Liu Ma often donates money to do charity, these behaviors are common in the business world.
Liu Ma's business has been growing steadily and has not been on the verge of bankruptcy or lingering on.
So many people take it for granted that her company does charity.
People in the industry also know that doing this kind of good deed has many benefits.
First, it can be tax-free, then it can increase your visibility, and then it can make friends with the government...
Why do many well-known companies like to do charity
It’s not about how kind or great they are.
Instead, the country has policies to give you some benefits, so you should take the lead in doing good things. Society needs positive energy.
Of course, there are some companies that are truly conscientious and have a sense of social responsibility.
The charitable expenditures of these conscientious companies are far greater than the gains.
Liu Ma's company is one that has a strong sense of social responsibility and will not stand idly by when someone is in trouble.
Of course, Mother Liu did not appear to be very generous, because she felt that her employees were the foundation of her company. Instead of donating too much, it would be better to give part of it to the employees as welfare.
When Qiao E heard Yang Fan talking about shorting the currencies of small Eastern European countries in the recording, she was shocked.
If history had developed differently, the world pattern would certainly have been different.
Even the market laws and rules are not the same.
So, it was also the first time that Qiao E heard the financial term “short selling”!
Without Yang Fan's interference, the financial field would continue to develop, and sooner or later all kinds of bizarre financial operations, scams and other major events would occur.
As the recording played, Mother Liu said nothing.
On the way here, she quickly listened to it again.
Liu Ma understood most of what Yang Fan said, but she was not sure whether it would work or whether it violated international financial laws.
Looking at Qiao E's expression, Liu Ma couldn't tell what she was thinking. She only felt that the more Qiao E listened, the deeper her frown became.
Finally, the recording was finished.
"How is it?" After drinking two pots of tea and running to the bathroom, Liu Ma hurriedly asked Qiao E.
Qiao E did not answer Liu Ma's question, but asked first: "Who is the evildoer who is talking to you in the recording?"
Liu Ma had expected Qiao E to ask this question, and answered, "A very young friend. You can tell by the voice, right?"
After hearing what Liu Ma said, Qiao E knew that Liu Ma was unwilling to disclose too much information to the other party.
"What a wild idea! Unheard of! Shocking!" Qiao E said, picking up the teacup.
Mother Liu frowned: "Just tell me if it's reliable or not."
After hesitating for a moment, Qiao E said, "In theory, there is absolutely no problem, and it is within the rules."
"That's fine." Mother Liu breathed a sigh of relief.
Qiao E said with some fear: "I don't dare to do such a thing."
Liu Ma asked, "Why? Is there any loophole or risk involved?"
Qiao E shook her head: "I haven't studied the financial markets in Eastern Europe in detail, but if the background and prerequisites are the same as what the young man said in the recording, medium-low risk is still conservative and should only be considered low risk."
low risk
Mother Liu was excited. Qiao E was a true professional. Since she said so, there was no doubt about it.
"Then why don't you dare to do it?" Mother Liu frowned.
Qiao E confessed, "If I succeed and become notorious, it feels against the will of heaven. I don't want to bear such a bad name."
Mother Liu was surprised: "Are you afraid of being scolded by your enemies?"
Qiao E was stunned. It seemed to be the same.
"Okay, let me do some research to verify the authenticity of the short-selling conditions described by this young man." Qiao E took on the job.
This is a big job. Even though Liu Ma and Qiao E's fund is the leader and there are countless hot money following behind them, they still have to raise billions before they can go on the expedition.
Ordinary people will never be able to reach this level, or even imagine it.
Many rural families want to buy a 90-square-meter house in the city to get married, and the down payment is 300,000 or 400,000 yuan. The elderly have to use their savings to squeeze out the money. In addition, they have to borrow money from everywhere and say the most humble words in their lives to get the money together.
Wang Shenhai's hometown is in the town. Last year, his cousin had a similar situation. His family borrowed money from everywhere and used up all they had to come up with the money to buy a wedding house.
But my cousin's girlfriend still refused to give in and wanted my cousin to pay a down payment of 500,000 or 600,000 yuan to buy a bigger house.
My cousin told his girlfriend that 90 square meters is already the limit for our family and they really have no money.
But my cousin’s girlfriend said, who can’t come up with 500,000 or 600,000 yuan nowadays
Not long after, my cousin's girlfriend finally couldn't bear the pressure of paying the monthly mortgage and finally divorced him.
Many young people spend too much time on the Internet, and their understanding of money has become seriously distorted.
What does five or six hundred thousand mean to an ordinary rural family
A person with a monthly income of 5,000 yuan is definitely among the top 30% of income earners in the country.
5,000 yuan a month, 60,000 yuan a year, and only 600,000 yuan in 10 years, and this is the case without eating or drinking. In fact, the median disposable income per capita in the country was only 27,540 yuan last year, and it was even less in previous years.
600,000 yuan can be saved by not eating or drinking for at least 20 years, and a family having 600,000 yuan in assets and having 600,000 yuan in cash are two completely different concepts.
A family that can come up with $600,000 at any time should have assets of more than $3 million.
This is still a conservative estimate. There are many families who own a property worth one or two million yuan, but few of them can readily come up with 600,000 yuan in cash.
On the Internet, people have heard so many things like monthly incomes of tens of thousands or even hundreds of thousands that they have become numb to it and think that any family can come up with five or six hundred thousand.
What does the emergence of this problem mean
This means that some young people are out of touch with real society.
There are too many families who find it difficult to send their children to college, and too many families who cannot even afford the medical expenses of tens of thousands of dollars in the hospital.
Go to the vegetable market at four o'clock in the morning, rain or shine, and look at those people who are waiting to buy their vegetables for a few dollars. Whose fathers and whose mothers are they
Qianjiang.
After Liu Qianqian slept for the whole afternoon, it was time to prepare dinner.
We have our own vegetable garden, so we are self-sufficient in vegetables and we also have some leftovers that we feed our chickens and ducks.
The old roosters and hens that Yang Fan saw when he came back last time are still there, and there is also a group of little yellow ducks, which are very cute.
But Yang's father and mother did not let the little yellow duck out and kept it in a small shed.
The old roosters and hens are free-range, allowed to catch insects to eat in the yard or outside.
Guoguo was as energetic as ever, catching roosters and hens to play with in the yard.
After Yang Fan prepared the dishes and cooked the rice, he saw that the sun in the sky was no longer so hot, so he took out the swimming ring he had bought from the district in the morning and inflated it.
"Is anyone going swimming in the back mountain this afternoon?" Liu Qianqian asked as Yang Fan was inflating the swimming ring.
"No." Yang Fan said regretfully, "Those who would go swimming in the back mountain have all grown up. For example, Wang Jun, who I have a very good relationship with, has been married for almost two years."
Liu Qianqian didn't show any jealousy, and didn't care at all. She asked in a low voice: "Yang Fan, I didn't bring a swimsuit, how can I swim?"
Yang Fan was surprised: "There's no one here, just me, Aunt Thirteen, and Guo Guo, what are you wearing? No need to wear anything, swim naked!"
Liu Qianqian giggled, then punched Yang Fan twice: "I'll just wear what I have now."
Today, Liu Qianqian is wearing something cooler than yesterday. The dress can barely be used as a one-piece swimsuit.
"That's fine. I don't have professional swimming trunks, so I'll just swim in my underwear." Yang Fan inflated three swimming rings in one breath.
One is Aunt Thirteen, one is Liu Qianqian, and one is Guoguo.
He himself doesn’t need it. When he’s playing, if he’s happy, he’ll stay with Aunt Thirteen for a while, and if he’s happy, he’ll stay with Liu Qianqian for a while…
"Aunt Thirteen, are you going to wear this outfit too?" Liu Qianqian asked Aunt Thirteen.
"Yeah." Aunt Thirteen's dress was a bit thick, not as thin and short as Liu Qianqian's.
"You can't swim for long. The water in the back mountain is very cold. Even though the outdoor temperature is still 34 degrees, the water temperature in the pool is only a dozen degrees. The temperature will get lower the deeper you go. If you swim for more than ten minutes, you will definitely be shivering when you get ashore." Yang Fan checked the swimming rings and found no problems, then took Aunt Thirteen and the others out.
Sanbao was lazy and did not go out. Only Monkey King and Gungun followed him.
When they reached a fork in the road, Yang Fan led Aunt Thirteen and the others up the road.
There is a stream further down, and at one place there is a small pool filled with stream water.
The pool is not deep. It was where many girls went to wash clothes when the village was still very lively when I was a child.
There was no more noise in the bamboo forest below, and the girls washing clothes were scattered all over the world.