After the trip to France, the mouse gave Shen Ming a big gift of investment return - 2 billion US dollars, which was converted into RMB 13 billion according to the exchange rate at the time. Buy, buy, buy, buy, buy, buy, buy, buy, buy, buy, buy, buy, this huge sum of money was quickly reduced to only 6 billion by Shen Ming, a prodigal son, and 30 million in working capital from his family. Shen Ming's wealth can still be ranked in the Hurun mainland list of.
Xiao Yi doesn't understand investment either, but she has been looking for a more reasonable and effective financial management model, because according to the increase in prices, the 6 billion lost will be slightly reduced every year with an efficiency of 8%. Linhai Bank took Xiao Yi as a key customer at that time, and opened a special VIP channel for her. President Liu personally connected, and a dozen financial managers helped to serve. Finally, through various algorithms, the 6 billion funds were made A wealth management service that guarantees an annual return of 9%. Moreover, it is based on a fixed period of one year, which is already a very high interest rate against the background of bank deposits.
Only then did Xiao Yi put all the money in the bank with peace of mind, and planned to make a good calculation with Shen Mingzai when she had time, to see what investment she would make with the money, not to make a lot of money, to ensure that it would not depreciate every year, and to It is enough to maintain the normal expenses within the family.
Shen Ming has no idea about money at all. For him, 6 billion is a concept that he doesn't need to eat grass.
But who would have thought that Xiao Yi had already handled her finances in every possible way carefully, but the state-owned banks were still out of tricks and made such a mess.
"Your sister! Why do you use money to speculate in stocks if you have nothing to do? You are sick! You are short of money to buy rice!" Xiao Yi yelled angrily through the escorting criminal police. Xiao Yi's scolding.
Shen Ming can only hold Xiao Yi by the side, in his opinion, three months late is probably three months late, and there is nothing he can't live with.
At this time, the elevator going up just opened on the 26th floor. A man dressed as a gentleman and wearing gold-rimmed glasses saw the police and President Liu, and went down the elevator very sensiblely. An elevator is waiting.
"There is nothing good in finance, they are all fucking liars!" Xiao Yi complained angrily.
"My beautiful lady, although I'm in finance, I'm not a good person in my own opinion, but you humiliate my industry like this, I still want to come out and speak for those good people." Although the man who waited for the elevator seemed to find fault, but But with a smile on his face, it feels as kind as the sun.
"Sorry, my girlfriend is not in a good mood." Shen Ming apologized for Xiao Yi, and casually glanced at the man in front of him. A high-end suit is not cheap, and the Vacheron Constantin watch on his wrist alone is over 300,000. Unlike the senior executives with less than 5 million people, their attitude is graceful without arrogance and arrogance, and they are very approachable.
"It's okay, my girlfriend is also hot-tempered. She had a fight with me before, and I still can't find where she is." The man joked, and took out a business card and handed it over, "Hi , my name is Zimo, and I am a financial manager."
Although Zimo introduced himself so simply, the business card in English was not simple at all. It stated that he was the executive vice president of Tianchao District of GOD Fund. GOD Fund is a well-known rising star in the limelight industry in the past five years. The founder of the fund and Zac Boge are classmates. One played Facebook and the other started a fund. The company grows extremely fast, and the average return rate of investors every year is as high as 15%. Some of the companies invested by them have even doubled their market value by more than ten times. They are known as the fund companies that will create legends.
Originally, the GOD fund only operated in the Americas and Europe in the past. It opened the Tianchao District half a year ago, and chose the beautiful Linhai City as its headquarters. The office area is located on the 28th to 50th floors of the Linhai International Financial Building. At the top level, even the state-owned banks can't compare.
Many customers directly go through the withdrawal procedures at the bank headquarters below, and bring cash directly to the GOD fund to handle investment business, which really slaps the bank in the face.
"It turns out that you are the boss of the GOD Fund, so I'm sorry and disrespectful." Shen Ming said politely.
"As a part-time worker, I don't care about anything. If you like to call me Zimo, if you don't like it, you can call me Lao Mo." Zimo is also quite talkative.
"GOD Fund? I heard that you guys are very good at managing money." Xiao Yi also learned about GOD Fund recently, and she once thought about transferring the money there, but when she thought of her frozen account, her heart ached again. pain.
"It's not great, it's just a group of numbers games. If you two don't have anything to go up and see, it's just that you are free today, and our company's coffee is delicious." When Zimo warmly invited, The elevator is here too.
"Isn't that good?" Shen Ming said embarrassedly.
"Don't worry, we are a formal company. No one will force you to consume. If anyone introduces business to you, it must be me." Zimo's smile is very mundane but not annoying at all.
"Just take a look, anyway, I'm free now." Xiao Yi sighed, and estimated that she would not have to think about organizing the wedding within 3 months.
Under Zimo's warm invitation, Shen Ming and Xiao Yi came to the 40th floor, the headquarters of GOD Fund Company, the moment they opened the elevator door, the car model-level reception lady immediately bowed and greeted them, and made a cold drink into smoothies The coffee was also quickly delivered to the hands of the three people, and the service attitude is even inferior to your waiter in the luxury store.
It can be said that the GOD fund company is very busy inside, and investors dealing with business can be seen everywhere, as well as financial managers negotiating.
In GOD Fund Company, only users with an investment amount of more than 2 million can open an account here. The operation mode of the wealth management manager is divided into full custody and semi-custodial. Full trusteeship means that the financial manager plans a profit range for you. If you think it is feasible, he will start the operation, but he will not inform you of the operation type and profit method in detail.
On the other hand, the semi-custodial financial manager will provide several investment channels for users to choose, and various profit values and risk levels will be provided to you. You can make your own evaluation and choose the channel that suits you.
High returns naturally mean high risks, and the profit margins assigned to you are only estimated, not guaranteed to be obtained. However, the GOD Fund has formulated a minimum income guarantee plan, which is to ensure the safety of investors' principal regardless of whether the investment fails or not, and the annual minimum income will not be less than 5%, which is still higher than that of the regular bank.
It is precisely because of such perfect services and profits that fund companies can find their place in the highly competitive banking and financial institutions, and grow rapidly with money.
Based on the current global scale of the GOD Fund, the market capitalization has exceeded 10 billion US dollars, and the amount traded is as high as 30 billion US dollars, which can be regarded as a very large financial institution.
The more she learned, the more Xiao Yi regretted what was wrong at the beginning, and she had to throw money in the bank. It is obvious that in this era of investment and financial management, there are basically not many people who would choose the crooked banking system.
After visiting the headquarters of the GOD Fund, Zimo brought Xiao Yi and Shen Ming to his office. The office area with a 180-degree invincible sea view is enough for a department, but it is only for him to use.
"The amount of funds you operate should be large?" Xiao Yi, who was sitting on the sofa, asked curiously.
"Actually, I haven't traded for more than half a year. The GOD fund has just taken root in the mainland, and many basic problems need to be dealt with. However, when I was in the United States, the liquid capital on hand was about 3 billion US dollars, right?" From Mo's mouth, it is neither ostentatious nor exaggerated, not at all vulgar, just like a simple number.
"How much do you have to do to get your seat?" Shen Ming's curiosity was different from Xiao Yi's.
"It's actually not difficult to sit in my position. The financial managers you saw just now have opportunities. They just need to achieve a 20% return on investment for customers for two consecutive years."
"20%? Isn't it very high?" Xiao Yi looked at the wealth management projects of the GOD Fund just now, and some of them can reach the high level of 18%.
"The 20% he said was for customers, but he didn't say how much he would return to the company. After all, a fund company is an investment company, not a charity." Shen Ming carefully looked at Zimo in front of him.
"It's good to maintain a constant profit of more than 30% for 2 years." Zimo hesitated for a while.
"Why hesitate?" Shen Ming asked calmly.
"Because it's a secret." Zimo said bluntly.
"Then why did you tell me again?" Shen Ming asked.
"Because I think you can be friends, and you can negotiate a big deal." Zimo's confession was tinged with greed.
"Unfortunately, our funds have been frozen, otherwise it would be better to leave it in your hands for operation, rather than throwing it in the bank as a decoration." Xiao Yi really regretted it.
"Being frozen doesn't mean disappearing. Miss Xiao Yi doesn't need to worry. It won't be too late to find me when the freeze is unfrozen." Zimo was not at all disappointed, still full of enthusiasm.
"It's just that you feel frozen, don't mind if I go out and make a phone call." Shen Ming changed the topic, but Xiao Yi's eyes lit up, and she almost forgot that her husband never took an unusual path.
"Please." Zimo made a gesture of please. Shen Ming came outside the office, walked outside the large French windows, and first called the general to ask for the favor he owed him.
The funds frozen by the Economic Criminal Investigation and Investigation Section must be unfrozen as quickly as possible. The general asked Shen Ming to wait a moment. After understanding the content of the case, the general said that the problem is not serious and can be resolved within 2 days at most.
"Shen Ming, let me return your favor." The general said hehe.
"Don't dream, helping me get my money back is also called repaying favors? You owe me too much." Shen Ming hung up the phone after finishing speaking.
Before going back to the office, he also made a call to connect to his Xingbai system, "Xingbai, help me find a person, and a fund company, his name is Zimo, the vice president of Tianchao District of GOD Fund, and the company is GOD Fund , see if there is any problem with this company, and then see how this person is?"
"Wait for me for 30 seconds." Xing Bai's answer became more and more like a mouse.