I Have a Mansion in the Post-apocalyptic World

Chapter 118: Bankrupt Zheng Hongjie

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readx; There is a classic saying in "The Besieged City" - Marriage is like a besieged city. People on the outside want to get in, but people on the inside want to get out. This sentence also applies to the stock market, and there is no sense of violation.

Five years ago, Zheng Hongjie was just an ordinary taxi driver. He accidentally learned about the food processing industry because he was bragging to a customer while driving.

Listening to the drunken passenger patting his chest and bragging about how the food processing factory he opened made money, he felt a little moved. Being only in his twenties, he was naturally unwilling to be a driver for the rest of his life, so from then on, he began to try to understand this unfamiliar industry.

Later, relying on the little savings at home and borrowing some money from relatives, he successfully bought a small food processing workshop that was not well managed.

Although he never went to college, with his hard-working and studious nature, he just relied on the half-hearted business knowledge he had learned to make the small workshop bigger and bigger, and finally developed into the large factory it is today.

Orders are coming in like snowflakes. Not only are the cans and breads coming out of his factory high quality, but the prices are also much more affordable than those of his peers. The factory became more and more prosperous, buying land, purchasing production lines, hiring more employees, and even Kang Shuaifu placed an OEM order with his factory.

Within five years, Boss Zheng’s reputation had spread in his hometown. In the past, his relatives and fellow villagers always called him Jiezi, Erdan, etc., but now they all call him Boss Zheng and Brother Zheng in the same way.

From having nothing to getting rich by setting up a factory in Wanghai City, buying a car and a house, and returning to his hometown in a rich coat of clothing. From a brother to a boss, his experience in the past five years can literally write a book.

However, this all changed at the end of last year.

The market has hit bottom, and talk of targeting 6124 is rampant. At that time, the market was still hovering below 3,000 points. One of his business friends persuaded him while drinking that the stock market is easy to make money. If you have spare money, you can try it.

Although he was a little drunk at the time, Zheng Hongjie's mind was still clear. Reason told him. That kind of zero-sum game is not the right approach. How can a market that produces nothing create value

Zheng Hongjie did not listen to her friend's temptation, but instead persuaded her friend not to be obsessed with such unreliable things. But his friend just sneered and ignored him.

Four months later. His friend bought two houses in the city, and the original Oriental was replaced by a BMW. One time while drinking, the friend boasted with red neck how he had made a killing in the stock market with a principal of one million, and achieved an impressive record of doubling five times in a row.

Seeing a friend get rich. Zheng Hongjie also felt some regret in his heart. If he had listened to his friend's advice, he would have lived in a villa instead of two apartments. He worked hard for four months and made more than his friend did in a few days.

After three drinks, Zheng Hongjie asked casually, perhaps out of envy, "Is it still too late to enter?"

Upon hearing this, his friend immediately became interested and kept beating his chest and boasting about "the economic situation is great", "the sword points at ten thousand points", and "this is a 'war' where the results of reform are staked. It’s impossible to retreat!”

Zheng Hongjie's heart moved after he finished his impassioned speech. If only his food processing factory. It will take him ten years to become a multi-millionaire, but it may only take a few days in the stock market.

When he returned home, he hesitated to open an account. Following my friend's advice, I tentatively invested a small amount of 20,000 yuan in it. He didn't bother putting it in there because he was busy with business matters. He didn't remember that he had bought a stock until a month later.

At that time, he just logged into the account out of curiosity and wanted to see how much the 20,000 yuan has become now. It's just a small sum of 20,000 yuan, and he doesn't feel too bad even if he loses everything.

It was okay if he didn't look at it, but he was shocked when he looked at it. The stock capital of 20,000 yuan has suddenly turned into 50,000 yuan!

At that time, he just felt dizzy. What was swirling in my mind was not excitement, but regret.

Yes, regret.

If I had bought two million at that time, it would be five million now! Suppose I borrowed money and bought 10 million. Now he becomes a multi-millionaire

Greed is never-ending. Looking at the dazzling red letter of 5,000 points, I thought about the statement in Renren Daily a few days ago that "the bull market has only reached the halfway point." He quickly transferred all the two million in his bank card to his stock market account, of which another one million was a bank loan originally used to expand the factory.

"Renren Daily won't deceive the common people, right?" "Xxxx won't lie, right?" "If it really collapses, xxxx will definitely be the first to be unable to sit still!"

Well, really don’t say it. So what if I cheated you? Are you biting me

At the beginning, he was really excited and made 40,000 yuan at two o'clock a day. Just looking at the red line made him feel his whole body trembling with excitement. He had already begun to dream about becoming a multi-millionaire, completely forgetting his original caution.

However, only half a month later, he experienced the feeling of going from heaven to hell.

The index keeps going downwards, and the daily limit of 1,000 stocks has become the norm, while the media keeps singing the bullish tune.

“A thousand dollars can’t buy a cow back.”

"The short-term correction and washout are for better gains."

"Long-term iron bottom, buy boldly."

"The market has fallen and has nothing to lose, and the central bank is discussing cutting interest rates and lowering reserve requirements."

"Eighty percent of institutions believe the market has bottomed out."

“The entry of pension funds into the market is under discussion.”

“After breaking through 3,000 points, the short-term rebound should not be regarded as a reversal.”

Cover positions all the way and cover all the way. The friend who originally patted his chest and promised him that it would not fall below 4,000 points has disappeared. It is said that he borrowed money that he should not have borrowed, abandoned his wife and children and fled to the south.

Zheng Hongjie thought about dying, but he couldn't. He has a wife who loves him very much, and a daughter who regards her father as her idol.

Factory expansion is a no-brainer.

Because the loan was used for other purposes, in order to avoid being held legally responsible and being forced by the bank to sell the mortgaged assets, Zheng Hongjie chose the method of demolishing the east wall to pay for the west wall. He borrowed money from a business friend, partially repaid the bank loan, and then invested the remaining money in the factory, hoping to slowly pay off the debt.

But something unfortunate happened again.

Within a month, the sharp rise in pork prices drove up the prices of other foods, which directly caused the production cost of canned food to soar, giving the food processing industry a blow. But in order to pay off this debt. He used to accept almost all orders that came in, and then relied on the deposits he received to barely maintain production and pay off debts.

An order placed at last month's price will be produced at the cost after this month's surge, and now one can is shipped from the factory. He would have to lose a net dollar. However, if he does not produce, he will have to pay liquidated damages.

If it were before, he could have dealt with this crisis with sufficient funds, but now

After weighing the situation, he still chose to breach the contract. I lost my last dollar bill. He had lost his chance to make a comeback. Banks would no longer lend him money and he could no longer pay workers' wages. He had to lay off all his employees.

These five years have been like a dream.

Because of a legal Ponzi scheme, he went from cloud to hell.

"Stock trading is like "Inception". People outside are intimidated, but people inside can't help themselves."

Leaving behind such evocative words, Zheng Hongjie blew out the last smoke ring, then threw the cigarette butt on the ground and stamped it out.

If we had known today, why did we do it in the first place? To be honest, Jiang Chen had also paid attention to the stock market. But until July, he didn't have any spare money in his pocket. Fortunately, he was an "outside guy" from beginning to end.

After listening to his words quietly, Jiang Chen sighed secretly.

"Haha, your experience could fill a book. What are your future plans?"

"Let's drive, sell the factory, collect money to pay off the debt, and make up for the overdue wages. Although I, Zheng Hongjie, am no longer a big boss, I still have to be trustworthy." He smiled to himself. Zheng Hongjie shook his head and said.

Integrity is a good shining point. Jiang Chen couldn't help but nodded secretly after hearing this. He does not know how to run a company. Instead of going to the headhunting market to hire an unfamiliar manager, it is better to hire this expert directly.

"I asked about your future plans. I didn't ask about your plans for tomorrow." Jiang Chen smiled, looked at the face that was as old as his age, and asked softly.

Hearing this, Zheng Hongjie was stunned.

"Me? Maybe drive—"

"What a waste. I appreciate capable talents." Jiang Chen waved his hand and interrupted him. He smiled and continued, "How about it? Are you interested in working in my factory? Xinglong Food Processing Factory is still called Xinglong, and you are still the director."

After saying that, Jiang Chen stretched out his right hand and looked at him with a smile.

Silently, the old face suddenly regained its vitality. From the initial surprise to the final excitement, Zheng Hongjie stretched out his hand tremblingly and took Jiang Chen's extended hand.

He never thought that the new owner of this factory would get into trouble and hire a loser like himself. After all, no matter what, this factory fell into disrepair in his hands.

"The closure of the factory is not due to your business mistakes. I think Xinglong Food Processing Factory can only exert its greatest value in your hands. I believe you are not willing to just let go of your hard work over the years. How about that?" ? What do you think?"

"I do!"

There is no need to hesitate at all for the answer.

Putting down Jiang Chen's hand, Zheng Hongjie bent down and picked up the cigarette butt that he had just stamped out on the ground.

"What are you doing?" Jiang Chen asked with a smile.

"Hey, there is no room for carelessness in the hygiene of food processing plants. When I was the director of the factory, it is no exaggeration to say that there was not a single cigarette butt in the whole place!" As if being blown by the spring breeze, it seemed that in an instant, what was originally The ravaged face regained its former glory.

Hearing this, Jiang Chen shrugged, smiled and put out the cigarette butt, then followed him to the trash can and threw the cigarette butt into the bucket.

"Since the company has been acquired by me, I will inject one million, and then I ask you to resume production within half a month. I only ask you, are you confident?"

"have!"

Seeing Zheng Hongjie yelling at the top of his lungs, Jiang Chen laughed and then patted him on the shoulder.

"You are impressive! I'm optimistic about you. Let's go to the Industrial and Commercial Bureau with me to complete the procedures."

"Hey, boss, after completing the formalities, can I invite you to have a meal at my house? I'm a little short of money and can't afford the hotel," the man in his thirties said with a sneer.

In any case, he wanted to treat his benefactor to a meal to express his gratitude. This is the tradition of their hometown and what he has always insisted on.

Jiang Chen was stunned for a moment, then laughed.

"no problem!"

At this time, he suddenly noticed that the back of this down-and-out man had straightened up again.

It's like being given a new lease of life. (.)

ps: This is adapted from a real story of a netizen, but he was engaged in house demolition and used the compensation money to be paid to others to cover his position.

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