Investment Life

Chapter 148

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Neither Chen Jianhua and Wang Juan slept well that night, and their minds were full of echoes of their son's "statutes". This was a method no one had thought of, but the more I thought about it, the more I felt that there was no cure for all diseases. It's just that the son's handwriting is too big, how can people sleep peacefully!

The next day, she got up with a pair of dark circles under her eyes. Even Wang Juan rarely lost her energy. She tidied up the house and waited for her relatives to come. As a result, before 9 o'clock, the first group of people killed the family, which happened to be the Chen Xiuling family who were farthest away.

"Oh, sister-in-law, you got up so early." She didn't seem to realize that she was up earlier, Chen Xiuling smiled and pushed her son next to her, "Call my aunt!"

Li Ming was refreshing, "Auntie, do you have anything to eat? I woke up too early to eat!"

Can it be earlier? It takes at least 3 hours to take the bus from the county seat to the city. This is the first bus to catch. What else can Wang Juan say, she can't leave her child hungry, so she has to lead her family to the kitchen to eat. She has just learned how to use the refrigerator these days, and there are quite a few things in it. She has steamed three bowls of egg custard and steamed bread. The famine is suppressed only when the vegetables are cooked.

Chen Xiuling's performance this time was quite good. She helped Wang Juan pick vegetables and wash dishes with quick hands and feet. Tobacco leaves how much effort he put out, and what can bear hardships and stand hard work, coupled with Li Ming's sitting upright figure, it is really a bit like that.

But Wang Juan didn't pay much attention to her sister-in-law's boasting. Her son's words were still ringing in her ears last night. Although she was shocked, she had some idea in her heart. As soon as the meal was over, Chen Jianhua came back from outside. He didn't sleep well yesterday, so he went out to drink sheep soup this morning to refresh himself. As soon as he entered the door, he saw the little sister's family.

"It's so early to get on the first bus?"

"Big brother is back." Li Shucai stood up with a smile, "How can we not take care of such a big thing happening at home? Lingling urged us to get up early in the morning, and we only made it to 6 o'clock. What about the train?"

"Uh... ok, ok... you sit down on the tree." Chen Jianhua didn't know what to say, so his little brother-in-law sat down and handed him a cigarette.

"Yo, isn't this Soft China?" Li Shucai was also a know-it-all and took the cigarette happily, "Big brother's house is booming, it's all our nephew can do, look at this tobacco leaf, it can only be produced in the south, we are here. I can't grow any of these..."

Tobacco planting can now be regarded as Li Shucai's line of business, and it is interesting to chat directly with Chen Jianhua about the mountains. Li Ming didn't see him either, he turned on the TV directly, nibbled melon seeds and fruit, and watched the series. Chen Xiuling even held Wang Juan away, chatting for an hour before other talents began to come to the door one after another.

When she entered the door and saw Chen Xiuling's family talking and laughing, Sun Jiajia frowned and glared at her husband secretly, saying that she would come earlier and come earlier. How much ** soup poured. Now that the second brother-in-law is well developed, if you don't hurry up, why are you hesitating!

However, the anger in the bottom of my heart turned to anger, but the smile on her face was not much. Sun Jiajia also simply sat next to Wang Juan, and she and Chen Xiuling attacked from left to right. Three women and a hundred ducks would go on, and Chen Jianhua was arguing. Couldn't help frowning. Wang Tao didn't care much about his wife's little actions, and sat happily beside his second brother-in-law.

"Brother-in-law, where is Yuanming? Why didn't you see anyone else?"

"He went out early in the morning, and he will be back in a while. Don't worry, come, have a cigarette..." Although he didn't sleep well, Chen Jianhua's mind is slowly clearing up now, no matter how big he is, as long as his son With that wrist, he can be good to the family, so what is he afraid of? Compared with Wang Juan's unwillingness in his heart, he was quite calm. Well, everyone should have the style of a parent.

Following Wang Tao, Chen Xiuli also brought her husband. Her husband, Zhang Hongyuan, looked honest, not tall, and looked polite with glasses, which was a good match for Chen Xiuli. In the sprint stage, the school did not have a holiday, so the two of them went home. Then came Wang Ting and Liu Weiguo couple, a few families gathered together and filled the spacious living room. Everyone was talking and laughing, and they seemed to be in harmony.

It was like this until about half past 10, when Chen Yuanming came back from outside.

"Doudou is back!" Seeing Chen Yuanming entering the room, Chen Xiuling stood up immediately, with a smile on her face, "You've grown so big, you can't recognize it! It seems that the big boss is busy and has no time to spare during the holidays. Well, hurry up and find two more helpers to be serious!"

Although I didn't get the intention of today's meeting from my elder brother and elder sister-in-law this morning, Chen Xiuling still learned about the mine opened by Chen Yuanming, and also heard that Liu Weiguo was arranged at the mine, so she was overwhelmed. Look, this eldest sister-in-law is still inauthentic. She has arranged her relatives early, and she looks like a perfunctory to their sisters. Earn some benefits!

"Little aunt." Chen Yuanming nodded at her, and looked around the room for a week, "Everyone is here, then, let's start."

No one expected Chen Yuanming to be so straightforward, but when he walked into the room, everyone realized that he was not alone, and there were two people behind him, both in suits and shoes, and wearing glasses and official documents. Bag, don't be too serious. Isn't it a family meeting today? How could strangers appear, a big question mark appeared in everyone's heart.

Standing in the middle of the room, Chen Yuanming smiled slightly, "I called all my relatives here today to tell you something important. I think you all already know that I have made money outside for the past two years, and I am planning to Mining in my hometown, according to the old Chinese tradition, when you are rich, you must help your relatives and benefit the village.

As soon as the words came out, many people's eyes lit up. This was much smoother than expected! Now that you have taken the initiative to speak, do you still need to ask

Chen Xiuling couldn't hold it anymore, and stood up with a laugh, "Doudou is a sincere person! Right, if you have money, you should help us poor relatives, and we don't need relatives to carry our family's business together. Talent is prosperous, one more person is always more power..."

Chen Yuanming raised his eyebrows, "Our family's industry? No, auntie, you misunderstood. The industry has always been my own, and I don't want to develop it into a family business."

What? ! Hearing this, Chen Xiuling couldn't close her mouth. He... Didn't he say it well just now? ! How come you turned around so quickly!

Chen Yuanming didn't explain much, and said directly, "Little aunt, sit down first and listen to me slowly."

With a sigh of relief, Chen Xiuling's face flushed red. She only felt that there were a lot of jokes in the glances around her, but Chen Yuanming's voice had an indescribable majesty, which made her elders a little unbearable. , had to shyly sat back in place.

Smiling, Chen Yuanming pulled a chair and sat directly in front of everyone. "Let me introduce you first. The two behind me are Manager Song and Lawyer Wang. Manager Song is the person in charge of Henan Mining and is in charge of company affairs. He is my right-hand man. Lawyer Wang is a partner of Junhe Law Firm. I am currently employed as my personal lawyer. You are likely to deal with them frequently in the future, so let’s make a face today.”

Law... Lawyer...

Isn't that the only way to find such a person after a lawsuit? ! Many people's faces have changed, what's wrong with Yuanming's net worth

Not caring about everyone's faces, Chen Yuanming took a document from lawyer Wang, and glanced at everyone present again, "What I'm going to say today may be something you've never heard of before, but it's in the West. The world has been passed down for a period of time, and it is an effective management method for the rich family. I will make some changes and apply it to our big family. The core of the charter is only two points, one is to cultivate the next generation of talents, and the other is to give The lives of your relatives are guaranteed. Let me explain in detail below.”

Lawyer Chao Wang nodded, and the other party quickly took out several stacks of thick documents from the briefcase and distributed them to everyone.

Seeing that everyone had obtained the information, Chen Yuanming continued, "As for cultivating talents, from now on, each descendant of the Chen family and Wang family will have an education fund of 200,000 yuan, which will be dedicated to schooling. From primary school to university All the tuition fees, miscellaneous fees, and even the room and board expenses and tuition fees for living in the school can be received from this fund. If the child is successful in school and can study abroad with excellent grades, then the expenses for going abroad will also be covered by me. pay."

As soon as these words came out, there was an uproar in the hall. Sun Jiajia stared at the young man sitting in front of him in disbelief. What was he talking about? Every? ! Now the four families may only have 6 or 7 children. What about in the future? Can every one afford it

Chen Xiuling was stunned for a while, but she reacted immediately and shouted loudly, "Well, then my family is obviously!"

Chen Yuanming glanced at his absent-minded cousin, "Sorry, little aunt, the purpose of this plan is to cultivate talents for the family, even my money is not floating in the water, since my cousin has no interest in studying, or Don't be reluctant. There is one more thing to say in front, this education fund is likely to increase the upper limit with the rise of prices, but it can only be used for education after all, and cannot be misappropriated for any other reason. If you want to Use it as much as possible and urge your children to study hard."

Before everyone could react, Chen Yuanming threw a second bomb, "As for life security, I will also pay for any serious illness of the family members. At the same time, from now on, I will open family accounts for the four present here. Each account has a starting deposit of 500,000 yuan, which you can spend as you like."

If the previous one was just shock, then this one is shock! 500,000 yuan! For free? !

However, the shock is not only this, Chen Yuanming continued, "Of course, if you don't need so much money for the time being, you can continue to keep it in this account, and the money will increase at an annual interest of 20% for 15 years. "

As soon as these words came out, there was a buzzing sound below, and Li Shu stammered and asked, "Every... 20% per year, this, this is just for the principal, or with interest... "

Chen Yuanming smiled, "Naturally, it is a compound interest algorithm for the sum of principal and interest."

What? ! Suddenly, many people's brains are not enough, compound interest! 500,000 a year, how much should it be in 15 years? !

Zhang Hongda, who was sitting on the side just now, who never spoke, pushed his glasses nervously, "That is, if the principal doesn't change at all, can you get 7.5 million in 15 years?"

"The eldest uncle is very good at mathematics." Chen Yuanming smiled, "To be precise, it is 7.7 million, but it is estimated that some of the usual expenses will be used up. This number is not easy to come by."

Even if you can't get all of them, as long as there are 10 or 200,000 left in the account, it will become a million in 15 years, right? ! This is the family of four! In addition to the child's expenses, how could he be willing!

"Do you think this is an unexpected windfall?" The expression on Chen Yuanming's face suddenly became serious, "This money is indeed not a small amount, but the most basic rule to get it is that family members cannot be involved in any It is illegal to commit a crime. My purpose of making money is to make a better life for my family, not to raise a bunch of scumbags with money. If this money is not squandered, it will be enough for two generations. Wait until your children If you all walk out of society, it will be a big step for them, and it will also ensure your life is prosperous. As long as you can keep your heart and don’t touch things that shouldn’t be touched.”

This remark shocked everyone. In order to let the family keep their duty, they used such a big deal? However, I have to say that the effect of this big stick carrot is amazing, it is 7.5 million! ! ! Can you get such a large sum of money even if you are a rapist? There is no need to worry about the education of your children. As long as you endure for one year, you will have an extra 100,000 yuan in interest in your account. It is estimated that there will be a million in ten years. This is a wealth that ordinary people can't imagine in their lifetime!

Chen Xiuling only felt her teeth rattling, and suddenly gritted her teeth, she asked loudly, "Yuanming! Then can you arrange a job for the child? You have given such a large sum of money, but it's just a job..."

"Arrange work?" Chen Yuanming's face turned pale, "Sister-in-law, I started a company to make money, not to help people in poverty. 7.5 million can't satisfy you?"

Chen Xiuling's face turned pale, "No, that's not what I meant, but your uncle..."

"I let my uncle enter the mine because he has been a soldier for 15 years, has earned second-class honors, and is an old company commander of a combat company. I trust his sense of responsibility for safety, not anything else. Likewise, this In a word, I also tell everyone here that as long as your children can be admitted to the first-class universities in China, they can get internship opportunities in any company under my command. If the internship goes well, they can directly work in the company. If you join the company, please follow the normal application procedures. Those who are qualified will be hired directly and will be paid the same salary as other workers. But as mentioned earlier, if my name is mentioned in the application, the standard will only be stricter than ordinary people. If you are confident If so, you can apply for a job at my company.”

These words were so firm and firm that Chen Xiuling couldn't help but shake a couple of times, and she almost didn't sit still. This is completely different from what she thought! Chen Yuanming's handwriting is so great that anyone can evaluate it enough to take care of relatives, but, but it's really different from what she thinks! !

Li Shucai was much calmer than his wife, his eyes rolled, and he suddenly asked, "What if we want to do some business ourselves? Can we borrow money from you? You can't live on interest all your life, just in case. Wouldn't it be better for us to make a fortune too?"

"Borrowing money?" Chen Yuanming sat on the back of the chair, "Of course there is no problem, as long as it is used for business, with sufficient planning and preparation, you can come to me to borrow money, and I will not charge any interest. But As a venture capital investor, I will hold 30%-50% of the shares of your business. If the business declares bankruptcy, I also have the right to take back this investment first. As for these shares, they are all one family, and I will not embarrass everyone. As long as the funds are sufficient, they can be redeemed from me, and it is good to calculate at the market price."

This time, even Li Shucai's expression changed. He had never heard of borrowing money and asking for shares! I borrowed you one million, and worked so hard to become ten million, and I still have to find you three or five million? There is no such thing!

Chen Yuanming ignored his emotions and slapped his palm lightly, "Okay, the specific agreement is written on the document in your hands, and there are many additional items to follow. This agreement needs to be signed. A pledge can only take effect, and it also has real legal effect. Every withdrawal of funds requires certain procedures to obtain it. Please read it carefully before signing it. Of course, if you are not interested in it, I have no intention to force it. "

"With such a large sum of money, my ultimate goal is to hope that all my family members can get better step by step. I have this capital to make it a little easier for all of you to start out than others, but you must keep in mind that this The benefit is just the beginning. If you give up your own hard work, then no amount of money will be just a waste of money. What you want to become in the future depends on your own choice. "

After saying this, he nodded to Lawyer Wang next to him, "Lawyer Wang, I'll leave it to you. If they have any questions, please explain as detailed as possible."

"Chen Dong, don't worry." Attorney Wang replied with a smile, "I also hope that I can serve your family for a longer time in the future."

This is an auspicious word, Chen Yuanming smiled and nodded his thanks. Then he turned around and walked in front of his parents who were sluggish, and said softly, "Dad, Mom, please come with me."

Walking on the smooth marble floor, Wang Juan felt like stepping on a cloud. Although she heard about this arrangement from her son yesterday, it was completely different from listening to her alone! Looking at the girl's lost face, she couldn't help but want to laugh. Could the money be spent more appropriately? !

"Yuanming, I still think this compound interest is a bit high..." Chen Jianhua trembled in his heart, 7.5 million is really not a small number, what should they do if everyone saves and doesn't spend it?

"It's just 20% of the annual profit. Any company under my command can easily do it." Chen Yuanming's expression was also much more relaxed. Judging from everyone's performance, this approach is still very effective, but Er Lao's side, Also need some defensive shots.

When he walked to no one, he turned around and said to his parents seriously, "The matter on the relative's side is easy to resolve, but I also need to warn you a few words on the side of the family. In the future, I will still pay you living expenses every month, but Your future expenses may not be just for daily necessities. There will be relatives and friends who want to come to borrow money. Don't worry too much about this. If you have helped our family in the past, it will not be a problem to borrow ten times and a hundred times, but you need to borrow money. Through the hands of lawyer Wang, the loan agreement is signed. We can save the emergency, but not the poor, it will only make them treat our home as an endless cash machine."

"At the same time, you should also be careful about your expenses. If you want to invest in things like gold, antiques, and jade, I have no opinion, but every transaction that exceeds 10,000 yuan must be done by an appraiser contacted by lawyer Wang. Confirm the authenticity of these artifacts. I don't want to look back and see you bring a bunch of fakes home."

"How... how..." Wang Juan stammered, "No one in our family likes that kind of extravagant stuff..."

Chen Yuanming shook his head gently, "There will always be people who will come to the door in the future, so it is better to pay attention in advance. However, collecting these is also a good way to preserve value, so don't be too resistant. From now on, there will be countless people who want to pass the To curry favor with you to gain benefits, as for these people, just keep a normal mind. If there is anything you don’t understand, you can ask lawyer Wang or Xiao Song, and leave the decision to professionals. You will gradually get used to all this… "

Seeing the slightly ignorant expressions of his parents, Chen Yuanming breathed a sigh of relief. In any case, these things at home can be considered preliminary. In fact, whether it is family or other, in the final analysis, it is the words "one power to conquer ten guilds". Since he has such ability, why does he bother to do some intrigue

The golden bait has been thrown away, and it will be up to them how they choose.

(End of this chapter)

The author has something to say: hey, don't fight. Even if you have strength, you are still afraid of jumping in these ravines? Problems that can be solved with money are not problems.

When I got down, I started to concentrate on transforming the state-owned enterprise line, and Xiao Xiao would also come and go, and I was anxious XD

I slept at home for a day today, and I spent the rest of the time coding. Since I was still taking traditional Chinese medicine, I couldn't even eat cakes, which was hard enough. So I'm really happy to see everyone's blessings. In fact, I'm not too young now. I don't know how much writing life I have. ////

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