In 1998, whether it was difficult to get a loan or not, it depends on the person. For the rural people in Susukida who have only a few acres of collectively owned household responsibility, getting a loan is almost unimaginable.
Mortgage loan, with what? For a house in the country, if you want to mortgage it, the bank will not accept it. Of course, when doing business in China, you have to compete with the system, and you can only say that if you are serious, you will lose.
If Lin Mo really took his family's 'property certificate' to the bank for a loan, he might not be able to get a dime, but it would be different if he changed to another person. Don't you see, for some companies that even have fake addresses, getting a loan of 18 million from the bank is as easy as playing.
"Human relationship outside the law" can well explain the domestic situation. In China, human relationship is often faster and more effective than the legal system.
The reason why Lin Mo mentioned Lin Hai was because Lin Hai had a complex network of relationships in L County. If he came forward, the loan issue should not be difficult to solve under the condition of providing real estate guarantee.
Seeing Lin Mo's resolute look, Lin Changqing let out a long breath, threw the cigarette butt on the ground, stomped it out, and said earnestly in sign language: "Lin Mo, it's not a joke with the bank loan. If you can't repay the loan and interest on time, The bank will take back the house. If you don’t do it well, you may be jailed. You see, even if your father’s leg goes to the provincial hospital, one will have to be scrapped. The middle school will definitely not go there. Let’s not talk about paying back the money In the future, it will be difficult to support both of you brothers. If there is no house, how will you live?" Lin Changqing said very realistically, and reality is often cruel.
Lin Mo shook his head disapprovingly, and said calmly: "Third Grandpa, no matter how important the house is, it is not as important as my dad's life. If Dad is allowed to undergo high-level amputation here, the rest of his life will be ruined, and it has nothing to do with killing him." What's the difference? You can earn money if you lose money, and if you lose people, you can't get it back no matter how much money you have. I don't want to regret it in the future. I won't go to school for the time being when my father's business is over. Don't worry about money. I'll figure out a way to pay it back."
Lin Changqing frowned and said, "Little Mo, it's not that the third grandpa poured cold water on you. Fifty to sixty thousand is not a small amount. As far as your father's salary is concerned, it will take several years to make up for it without eating or drinking. You are only fifteen years old now. No one wants a part-time job, where do you go to raise so much money?"
When the old lady heard that Lin Mo was going to drop out, her eyes became even more fierce: "Lin Mo, you can't drop out, your grades are so good, you can definitely be admitted to university, your grandpa used to always talk about our family getting a bachelor degree, you But grandma’s hope. If you drop out and don’t become a bachelor, grandma won’t have the face to see your grandpa when she dies... Ouch... "
In the eyes of the older generation, no matter whether college students and bachelors are the same thing, they all carry the word "university" anyway, and they are the existence of glory.
Lin Mo smiled reassuringly: "Don't we still have Xiaoshu at home? Xiaoshu will definitely be better than me in the future, and I promise to fulfill Grandpa's dream." Is Dr. Liuyang comparable to ordinary college students
Furthermore, it's not that Lin Mo has never been to college. In his previous life, Chen Junxi got Chen Junxi to study accounting at a famous university in Kyoto for four years. After learning everything he should learn, wouldn't it be a waste of time to go to school again? School time is certainly good, but you really let an 'old man' who lived to be in his thirties go back to school and hang out with those hairy kids with excess hormones every day. Lin Mo is more interested in making money and cooking food than studying. Let Xiaoshu do such a sunny thing as reading.
Well, big brother is optimistic about you.
Lin Shu looked at the big brother's smile, he felt like a weasel staring at the chick, and a bad premonition arose in his heart for no reason.
The old lady took Lin Mo's words as relief, and felt a little sad. However, she also knew that Lin Mo's way of studying in the future might really be cut off.
Lin Mo turned to look at Lin Changqing, and said seriously: "Third Grandpa, please help us with the loan. It is best to get the money within tomorrow. I know the repayment of the money, and I will definitely not let San Grandpa is hard to do."
Lin Changqing watched Lin Mo's youthful face fade away in an instant, and the delicate eyebrows and eyes showed calm confidence, as if everything was under control, which made him a little convinced for no reason.
Perhaps, it is not certain that this child has any way to repay this huge sum of money!
Thoughts flashed through his mind, and even he himself thought it was ridiculous. How can a fifteen-year-old kid choose such a big deal
When Lin Changqing was hesitating, the old lady stood up suddenly, and said in a crying voice: "Third brother, please help us once, we will take the house to pay... woo woo... When the youngest is well, I will ask him to kowtow to you ,I beg you… "
"Hey, sister-in-law, don't cry, don't cry, I promise you, can't I promise you?" Lin Changqing also blushed: "My face may not be bought by the bank. I will go to Haizi in a while. He has Acquaintances, see if you can think of any way."
"Thank you, Third Grandpa."
Lin Changqing shook his head, sighed "Hey", and left the hospital quickly.
After he left, the old lady sat down on the chair in a daze, took Lin Mo's hand and asked, "My dear grandson, can you really repay the money?"
Lin Mo couldn't bear to see the old man worry, so he said nonsense: "I dreamed about my mother last night. She taught me a lot of recipes. When my father is ready, I will set up a stall to sell snacks. There is always a way to pay back the money." of."
"Ah..." The old lady was dumbfounded, her eyes full of disappointment. I have seen unreliable ones, but I have never seen one as unreliable as her grandson. How can a dream be taken seriously? But, having said that, her youngest daughter-in-law is indeed the best at cooking. She can make a rotten sweet potato both beautiful and delicious. There is no one in the town who is better at cooking than her. It would be great if Lin Mo's mother was still there.
Lin Mo gave Lin Shu a look, Xiao Pangdun understood, and quickly helped his brother to talk: "Grandma, my brother cooked noodles for me this morning, it was delicious, even better than the one my father took me to the restaurant." Little Pangdun is also a snack food person. He occasionally went to a restaurant in the city to eat noodles in clear soup, and he still misses the taste. In his heart, it was probably one of the best things he had ever eaten.
Others don't know, but the old lady knows the level of Lin Mo's cooking skills. It's not that she exposed her grandson's shortcomings. Lin Mo is good at reading, but he is really not good at cooking. He only knows to add salt to his cooking, and he always puts it salty. paste. As lazy as Wang Yanyan is, she would rather cook by herself than let Lin Mo do it. But now Xiaoshu actually said that the noodles cooked by Lin Mo were better than those in restaurants. Xiaoshu was the most honest and would never lie in front of her, and he didn't look like he was lying.
Could it be that Lin Mo's mother really gave him a dream
The elderly are generally superstitious, especially the rural old ladies. When Lin Mo said this casually, the old lady thought about it carefully, and felt more and more like that. Her old man immediately decided that when the matter here is settled, go back and find a bodhisattva (similar to a witch or something) to ask.
Lin Jian's condition was not very good. He woke up a few times in the middle, and Lin Mo fed him some porridge bought from the cafeteria. He was feeling uncomfortable all over, so he barely ate a few mouthfuls, and asked some questions in a drowsy manner, all of which were perfunctory by Lin Mo. After the nurse put him on a new drip and gave him painkillers, he fell asleep again.
After one o'clock in the afternoon, Lin Changqing came to the hospital reeking of alcohol.
"Xiaomo, Uncle Hai has already contacted the bank. Now go home and get your household registration booklet and your father's ID card. We'll go through the formalities right away."
Lin Moxi said: "Third Grandpa, I have all these things with me. How much does the bank agree to loan?"
Lin Changqing went to accompany someone for dinner at noon, hiccupped and said, "Let's go out and talk."
"good."
Immediately, Lin Mo and the old lady came to the flyover outside, taking advantage of no one, Lin Changqing lowered his voice and said: "Your Uncle Hai has given you a lot of good words, and the bank agreed to loan you 50,000 yuan, which will be repaid in three years, and the interest will be paid by the bank." The regulations count, but you can only get 42,000 for this money."
The old lady was a little dumbfounded, obviously she didn't quite understand the meaning of Lin Changqing's words.
But Lin Mo got it right, nodded and said: "Okay, forty-two thousand is forty-two thousand. It's less than I thought. Uncle Hai must have spent a lot of time on our behalf. Wait until the matter on Dad's side is settled." Yes, I will go personally to thank Uncle Hai."
Lin Changqing was very surprised. He never expected that Lin Mo, a student, would know these "hidden rules" that he had heard of for the first time, and he became more and more convinced that Lin Mo might have great promise in the future. Hearing that Lin Mo would go to thank him in person in the future, my heart suddenly felt hot, and I said to Lin Mo that today's help was not in vain.
"It's all a family, why are you being polite to the third grandpa?" Lin Changqing frowned all morning, and now he finally let go, "Old sister-in-law, Ah Hai is waiting below, I will take Xiaomo down first, and let Xiaomo Go with him to go through the formalities. After a while, I asked the hospital to provide us with a car, and sent the youngest to the provincial hospital directly. Also, Ah Hai knew a friend who had an acquaintance at the provincial hospital, and he had already helped us Get in touch, and when we pass by, arrange surgery for us immediately."
The old lady said repeatedly: "Okay, I'll clean it up right away."
Soon, Lin Mo went downstairs with Lin Changqing. Lin Hai sat on a brand new motorcycle and waved to them, and they walked over quickly.
"Uncle Hai." Lin Mo thanked politely: "Thank you very much for the father's matter."
Lin Hai is three years younger than Lin Jian, about the same height, and much "bigger" than Lin Jian. Because he has been doing business all year round, he looks shrewd and sleek, but he is older than Lin Jian.
Lin Hai glanced at Lin Mo meaningfully, seeing a flash of nostalgia in his exquisite eyebrows and eyes, he threw away the cigarette butt in his hand, and said with a heroic smile: "We are all a family, you are welcome. Come on, I will drive you there .”
The current L County is not yet rich, the urban area is pitifully small, full of unplanned old houses, and two newly planned main streets are under intensive construction, and it is estimated that they will not open until the second half of the year. There are not many cars on the street, but Lin Hai's unique imported motorcycle has attracted countless attentions.
When he arrived at the bank, Lin Hai parked his car in the parking lot behind the bank and took Lin Mo straight to the director's office on the third floor.
The director's surname is Xu, who is related to the president of the bank and is responsible for loan matters. Lin Hai seemed to be very familiar with him, as soon as he entered, he yelled at him one by one, and those who didn't know thought it was his own brother.
After a brief greeting and introduction, Director Xu with a beer belly also became the Uncle Xu in Lin Mo's mouth.
Lin Hai had already opened up all the joints in advance, and under his guarantee, the corresponding procedures were quickly completed.
On the way back to the hospital, Lin Mo touched the 42,000 yuan in the bag from time to time, feeling indescribably complicated, feeling like a dream.
With this money, will Dad's fate change
The sharp cold wind like a knife cut on his face, and the painful feeling made Lin Mo feel a little more real.
Lin Mo tightened his clothes, only to belatedly realize that his throat hurts badly.
At this time, it was midnight in New York on the other side of the ocean. In a dark room, someone suddenly woke up from a dream. He was gasping for breath, and wiped his face in pain. His face was covered with cold sweat and tears. The heart-pounding pain in the dream lingered in his heart for a long time and refused to go away.
He took out his mobile phone, turned to a familiar number, tried to dial it several times, but failed to press it. He threw the phone out in a slump, and the phone rang muffled on the carpet, just in time for the people passing by his door to hear it.
The man knocked on the door and asked outside, "Ah Xun, what's the matter?"
Han Xun hammered hard on the bed and said, "Brother, I'm fine."
Han Zijie checked again and again, but Han Xun refused to open the door, so he had to leave first. Back in the room, his wife hadn't slept yet. Seeing that his complexion was not good, she asked, "My dear, what's the matter? Is something wrong?"
Han Zijie said worriedly: "Ah Xun's illness seems to be getting worse. When I passed by his door just now, I heard him throwing something inside. I'm afraid I have another nightmare."
"Didn't you already contact Dr. Winchester to give him psychological treatment?" The beautiful woman blinked her big blue eyes and asked in doubt.
"Doctor Winchester suggested that Xun accept hypnosis and forget the things in his dreams, but Xun has always disagreed, hey."
His sexy and beautiful wife gently smoothed his frowning brows, and comforted him in a warm voice in awkward Chinese: "Don't worry, Xun will get better."
"hope so."