"Do you want to rent a house or buy one?"
This Chen Maoqian is not like the young boy just now. He was young and naive. He came up and asked directly about renting a house. It can be seen that this old man is still very experienced!
Zhang Fei hesitated for a moment and said, "We all have ideas. It depends on whether the price is right."
Chen Maoqian stroked his beard and said, "If you want to buy a house, the most ordinary house I have is about 1,300 strings of cash. If you want one with two courtyards, it will cost at least 5,400 strings of cash."
With a plop.
"Hey young!"
But Li Si just slid off the chair.
Zhang Fei glanced at him awkwardly, "You'd better stand."
"Why!"
Li Si nodded awkwardly. To be honest, he couldn't sit still.
Five thousand four hundred strings of cash
Is this a house for people to live in
Even if Li Si lived for ten lifetimes, he couldn't earn so much money!
Zhang Fei was very calm, not because he was rich, nor was he pretending to be calm, but because he was really used to it. The feeling of home came over him again, full of warmth and kindness. He asked again, "How much does a decent house cost?"
It seems that this man is quite rich, which is not surprising. He made 500 guan from a lawsuit. How could he not have money? Seeing that he was so casual, Chen Maoqian was not afraid of scaring him and said, "That must be tens of thousands of guan."
"Over ten thousand strings of cash." Zhang Fei asked with a smile, "How many people can afford such an expensive item?"
Chen Maoqian nodded and said, "Indeed, not many people can afford it. Many officials in the court choose to rent a house at first, save money for ten years, and then buy one."
Zhang Fei shook his head and said with a smile: "After saving for ten years, they are old now. How much time can they enjoy? Won't they borrow money to buy it? As the saying goes, buy early and enjoy early!"
Chen Maoqian nodded and said, "Some people borrowed money to buy it, and they are not a minority. After all, the money is not small, and they may not be able to take out so much money at once."
Zhang Fei asked again: "But with so much money, can they still pay the interest?"
Chen Maoqian said hurriedly: "Even if they borrowed money to buy it, they would not go to those pawnshops to borrow. Who can afford the interest there? Unless it is urgent or they have connections, they usually ask relatives and friends to borrow. Although most of them also charge interest, it is much less than pawnshops!"
Zhang Fei said: "That is to say, there are still many people who want to buy houses."
Chen Maoqian smiled and said, "Who wouldn't want to buy a house if they have money? In fact, most people have always rented houses, but in recent years, the situation has changed a little. Because in the past, court officials had to be sent to various places to serve as officials, so they chose to rent houses because it was more cost-effective.
But in recent years, many official families have three generations of officials or brothers who are officials. There will always be people staying in the capital, and they will think about buying a house. "
Zhang Fei said: "But I heard that the salaries of officials in the court are quite high. If they have been officials for three generations or brothers are officials, they should be able to afford it."
Chen Maoqian suddenly glanced at Zhang Fei in confusion and said, "Excuse me, are you really here to see the house?"
Zhang Fei nodded and smiled, "Of course, but I also want to do this loan business recently. Since so many people want to buy houses and are short of money, why not lend money specifically to these people."
Specializing in lending money to people to buy houses? He... How much money does he have? Chen Maoqian was startled and said, "This is not a few dozen or a hundred strings of cash, but tens of thousands of strings of cash. Who dares to lend such a large amount, and who is willing to pay such a high interest? I dare not say that there are none, but it is rare."
"That's true."
Zhang Fei smiled and nodded, saying, "It seems that this business is not going to work!"
Chen Maoqian chuckled and said, "If someone dares to lend it, and the interest rate is relatively low, the business will definitely be good, but the risk is really too high."
"That's it! That's it!"
Zhang Fei nodded repeatedly and asked, "How about renting a house?"
"Renting a house is just like buying a house. You also have to look at the location. For housing, a more remote place would cost about one guan. In our Qiao City, there are no pure houses. They are either shops facing the street or upstairs. The first floor is a shop and the second floor is a house. The monthly rent is about 20 guan. It can be said to be the most expensive area in Bianjing. But if it is a more remote place, it can cost 7 or 8 guan."
Qiao City is a place for trading bulk goods. Those who do business here are all wealthy people, so the rent is of course expensive.
Zhang Fei couldn't help but think, 20 guan a month? I have 400 guan in total, which is not enough to rent for two years.
In fact, four hundred strings of cash is not a small amount. It is enough to live comfortably in Bian Jing for a few years. But one thing is that you cannot rely on the housing prices, otherwise you will be asking for humiliation!
Zhang Fei said, "I don't plan to do business here. I hope to rent a small house with a front and back yard. It doesn't need to be in the downtown area, but it doesn't matter if it's a little out of the way. The rent should be around ten strings of cash a month. I can't afford more than that."
"A small house worth about ten strings of cash?" Chen Maoqian was disappointed. They were just talking about mortgage transactions, and now it's a small house worth ten strings of cash. He really didn't understand it. However, he was also an old hand, so he didn't show it. After thinking for a while, he said, "If you really don't care about this location, I might be able to help you find it."
Zhang Fei said: "I don't care about the location, but that doesn't mean I'm willing to live among refugees. Safety is also important."
Chen Maoqian nodded and said, "Of course."
Zhang Fei hesitated, then said: "But I may not rent it."
Chen Maoqian smiled and said, "Whether to rent or not is of course up to you, but we will also send someone to help you find a place, so you have to pay a hundred coins first. If you don't rent, the money will not be refunded."
“Very reasonable!”
Zhang Fei nodded and said, "But what I mean is that I also want to buy a house, but I have to do the math first to see how to do it more cost-effectively. I wonder if you can give me a rough estimate of the house price and the interest that the nearby pawnshops can offer. I will go back and do the math carefully and then make the final decision."
Chen Maoqian thought for a moment and said, "In fact, the housing prices in Bianjing are no secret. I can have someone write a copy for you. As for the interest rates of the surrounding pawnshops, I can only tell you what I know, which may not be very accurate."
Zhang Fei hurriedly bowed and said, "Thank you! Thank you!"
Chen Maoqian personally wrote a price list for Zhang Fei, which was some median prices. After all, there were no specific statistics at present, so the average price could not be calculated, and he would not give him the real price of the house he had.
Zhang Fei also signed an employment contract with him. For some reason, Chen Maoqian read the contract over and over again before handing it to Zhang Fei.
Then Zhang Fei paid another 110 cents, 10 cents being the handling fee.
Apart from the imperial court, the handling fee for this tooth exchange is the most expensive.
"Third brother, ten strings of cash is too expensive. There are only two of us, so we don't need to live in a too big house!"
After getting the teeth out, Li Si whispered to Zhang Fei.
He really couldn't accept this price.
It was just ten strings of cash that almost cost him his life!
After learning about the housing prices, he realized how worthless his life was. It was just the price of a piece of wood, and it really couldn't be worth more.
But Zhang Fei didn't seem to hear him and continued to walk forward. He was about to fall into the river. Li Si quickly grabbed Zhang Fei with one hand and said, "Third brother."
"ah!"
Zhang Fei was startled and looked up, only to find that he had reached the river bank. He was so scared that he broke into a cold sweat and panted slightly, "Li Si, thank you."
Li Si asked, "Third brother, what are you thinking about?"
Zhang Fei frowned, "I was wondering if I should put on a big show for them, but unfortunately I have too little time, so it seems I can only make up for it with my mouth."
Chen Maoqian, who had sent them to the door, watched them go away and was just about to go back to the store.
"Uncle!"
The young man from before jumped out from behind and asked curiously, "Uncle, who is that man?"
He had lived in Bian Jing since he was a child, so he had some good eyesight. He could recognize a wealthy family at a glance. The two people just now were definitely not children of officials.
Chen Maoqian glared at him and said, "Do you know that you almost got into big trouble just now?"
"ah?"
Xiao Yalang looked at Chen Maoqian fearfully and asked in a trembling voice: "Who... who is he?"
Chen Maoqian said: "The person who writes the ear."
"The person who wrote the ear pen?"
Xiao Yalang was confused and scratched his head, "What's so scary about that?"
Nowadays, ear pens are somewhat similar to tooth brokers in that they both make a living by talking. However, today's ear pens are far inferior to tooth brokers, especially real estate brokers. In terms of social status, ruthlessness, and connections, ear pens cannot compare to tooth brokers in any way.
No matter what kind of person you are, I, the young man from Bian Jing, will definitely trick him.
Chen Maoqian said: "He is not an ordinary spies."
Suddenly, Xiao Yalang was startled, "Could it be... Could it be that he is the Zhang Sanlang from Dengzhou?"
Chen Maoqian nodded.
He did go to Kaifeng Prefecture that day and thus got to know Zhang Fei.
Xiaoyalang exclaimed, "It turned out to be him!"
But as he spoke, he curiously said to Chen Maoqian: "But my nephew heard that this man has offended many high-ranking officials in the court, and now he can't protect himself, so why should you be afraid of him, uncle?"
This guy is definitely well-informed.
Chen Maoqian slapped him on the head and scolded him, "What did I teach you? Things change over time. Don't look down on others. Besides, he is not done yet. He still lives in Xu Shisi's house. Who can guarantee that he won't turn things around in the future?"
The young man covered his head and dared not say anything.
Chen Maoqian added: "I'll leave this deal to you. Remember, I don't have 500 strings of cash for you to pay."
Xiao Yalang said in panic: "Uncle, since this man is so powerful, why don't you send Uncle Six and the others? I'm afraid..."
Chen Maoqian said: "If you are afraid, then be more cautious and change your bad habits of being careless and impetuous."
"Nephew understands." Xiao Yalang nodded aggrievedly.