"A smooth road?"
Yuan Jiang couldn't help but smile bitterly upon hearing this and said, "But the name of this path is called Qingmiao Dao. If there is no Qingmiao, this path may no longer exist!"
The Qingmiao Law was promulgated by Wang Anshi under tremendous pressure. If no one came to borrow Qingmiao money, the blow to the new policy could be imagined.
Now that the old and new parties are fighting so fiercely, we cannot afford to lose!
Zhang Fei had naturally considered this issue, and had already made a plan in mind. He said, "I think this problem is not as serious as Master Yuan imagined. As the saying goes, if you take a step back, the world will be brighter."
Yuan Jiang looked at him puzzledly.
Zhang Fei said: "Mr. Yuan should know that many people in Hezhong Prefecture hope to provoke a fight between the new policy and judicial reform, and there are also many people in the court who hope that judicial reform can check and balance the new policy, including Mr. Sima, Duke Wen, and Duke Fu.
If they know that judicial reform can indeed check and balance the new law, especially if it can eliminate their concerns about the new law, then they will be more reassured about the new law.”
Yuan Jiang seemed to have guessed something, but was not sure, "What do you mean?"
Zhang Fei said: "Let the Transportation Department first force the government to issue a decree to prohibit them from doing so. I guess they will definitely use the Imperial Court to deny this decree, and then our Imperial Court will reject the decree issued by the Transportation Department..."
As expected. Yuan Jiang interrupted him immediately, "What are you talking about?"
Are you, the public security, procuratorial and judicial organs, planning to take advantage of the new law to gain power
This is too naked!
"Master Yuan, please listen to me." Zhang Fei said with a smile: "As far as this matter is concerned, the other party obviously did it on purpose, targeting the Qingmiao Law, not the Qingmiao Law itself, so Master Wang can also complain in the court.
Although Sima Xue Shi and his men would certainly not ask the government to prohibit those big landlords from lending at low interest rates, they would never attack the Qingmiao Law for this reason. The fact is that Xue Shi Wang is the aggrieved party, but if they succeed in stopping it, it will make those ministers more reassured, and will reduce the resistance to the promulgation of new laws in the future, and Xue Shi Wang will feel more relaxed.
But success or failure does not lie in the initial promulgation, but in the results. Then we can make adjustments secretly and focus the Qingmiao Law on making money. In fact, for the government, as long as it can make money, that is enough. "
In Zhang Fei's view, a perfect national system will make policies resilient and they cannot be abolished directly when encountering any obstacles, otherwise the country will be finished.
The new law currently has this trend, and in Yuan Jiang's view, there is no room for error.
But often taking a step back and being thick-skinned can make the new policy more resilient.
Yuan Jiang hesitated for a moment and said, "I know what you are thinking, but you overlooked one point."
"Mr. Wang's personality." Zhang Fei said with a smile.
Yuan Jiang was startled, "You have already thought of this."
With Wang Anshi's tough personality, how could he allow anyone to openly block the new law
Zhang Fei nodded and said, "I will write a letter to persuade Master Wang."
Yuan Jiang asked suspiciously, "Can you convince Master Wang?"
The title of "Stubborn Husband" is well deserved!
Can he listen to advice
Zhang Fei smiled confidently and said, "I was not sure before, but now Wang Xue Shi values not only the Qingmiao Law, but the entire Tiju Changping Division. The Qingmiao Law is just one of them. Now that the gentry has lent money to poor farmers, the court has more reason to lend more money to merchants and make more money from it. This Tiju Changping Division is good, it's really good."
Yuan Jiang nodded.
This grand plan of promoting the Ministry of Revenue was designed by the three of them, and Yuan Jiang was also full of passion for it.
The situation was different at that time. Wang Anshi did have reasons to prefer promoting the Ministry of Revenue instead of just focusing on the Qingmiao Law.
In fact, he did not want to use government decrees to stop them and forbid them from taking out low-interest loans, which was not justifiable. However, he estimated that Wang Anshi would do so. It was unreasonable for the people to openly oppose the court.
If we don't suppress it, that will be disastrous.
Yuan Jiang asked again: "If the money is not given to the self-employed farmers, who should it be given to?"
“Someone who has the ability to make more money.”
"merchant."
"one of them."
Zhang Fei said: "But now the other party is aggressive, the head of the Changping Division should be careful."
Yuan Jiang asked: "What do you mean?"
Zhang Fei did not answer but asked: "Master Yuan, do you know that the eldest son of Baifanlou, Fan Zheng, has come to Hezhong Prefecture recently?"
Yuan Jiang nodded. Of course he knew that Fan Zheng came to give him money, but there was confusion in his eyes. Fan Zheng should not need to borrow money.
Zhang Fei said: "Fan Zheng actually has another purpose for this trip. He hopes to open a store in Hezhong Prefecture, specializing in the business of flying money and lending, and flying money is the main business. Scholar Yuan should also know that the charity foundation currently has a team of escorts."
Yuan Jiang frowned and asked, "Are you asking the Ministry of Revenue to lend them money? Not to mention that they don't need the money, even if they do, they can't lend it because it conflicts with the Ministry of Revenue."
Zhang Fei said: "So when Fan Zheng questioned me, I refused. But now is a different time. Since the other party can use low-interest loans to target the Qingmiao Law, they can also use the same method to deal with other businesses of the Ministry of Grain and Oil. Therefore, I suggest that Yuan Xueshi cooperate with Fan Zheng to open a Jieku Shop, and delegate the lending and flying money businesses to the Jieku Shop. The Ministry of Grain and Oil will only deal in salt notes, salt debts, coins and other businesses that they cannot target."
At this point, he was startled, "Yes! Why didn't I think of using merchants to break through their fortress?"
Yuan Jiang thought for a moment and said hesitantly, "Cooperate with merchants?"
Zhang Fei came back to his senses and said hurriedly: "Yes, cooperating with businessmen, although this requires a share of the profits, but Master Yuan can get more flexible room for operation.
The reason why Yuan Xueshi is in a dilemma now is not because he has no other options, but because of the policies from above. However, this will hinder the promotion of the Changping Division. Merchants are only seeking profits, so they are relatively more flexible. Even if they are targeted, they can still maneuver. That is just pure business, but Yuan Xueshi still has to consider the face of the court and some political purposes. "
These words touched Yuan Jiang.
really!
In fact, the other party lending money at a low interest rate is just a very common method, not a way to deal with it. It’s because he is an official and has to take many things into consideration, so he is somewhat restricted.
The more he thought about it, the more feasible it seemed. Yuan Jiang looked at Zhang Fei and said, "Are you sure you can convince Master Wang?"
Zhang Fei nodded confidently.
Yuan Jiang nodded and said, "If you can convince Master Wang, I don't mind doing this."
Zhang Fei smiled and said, "Master Wang is quite reasonable."
Yuan Jiang laughed.
... ...
I remember that when Wang Anshi introduced the exemption law, Zhang Fei gave some suggestions.
However, Zhang Fei did not mention a single word about the Qingmiao Law.
The reason is that the concept of the exemption law is correct. Increasing the exemption tax and then hiring people to escort the goods is a very normal administrative order.
This is how the country should work.
The problem with the exemption law is only in terms of implementation. As long as it is implemented in place, there will be no major problems with the exemption law.
The public security, procuratorial and judicial departments can solve the problem of enforcement.
But in Zhang Fei's opinion, the greatness of the Qingmiao Law lies in its innovation, that is, the innovation in financial technology. The state invested large-scale monetary lending, which was currency, and this had never happened before in a self-sufficient peasant society.
This will also be a common method used by the financial system in the future.
However, the concept is good, but the purpose is fundamentally wrong. Even if it is implemented well, it is difficult to succeed.
A very simple math problem.
The Qingmiao Law was mainly used to help the people during the period of famine.
But we must know that the gap between the harvest and the harvest is not a natural disaster or man-made calamity, but just a normal state.
In a normal season, the people still need help, and you give them only 2% of interest
What should we do when there is a shortage of food next year
After all, the period of lack of growth occurs every year.
If the wealth of self-employed farmers cannot grow, their burdens will continue to increase.
Not to mention natural and man-made disasters.
Sima Guang was not wrong when he said that the interest rate was high, because what Sima Guang was referring to was not usury, but the object of the loan.
Wang Anshi thought that his interest rate was low, which was actually not wrong. He was referring to the relative usury.
The two were actually arguing about different things.
For these self-employed farmers, the only option is relief, using interest-free loans to maintain their tax payment level. The country will make a profit. Loans should be targeted at those people who are capable of earning more money.
For example, contracting land and fish ponds.
Lending money to such people makes sense and is in line with the market economy.
What’s even worse is that Wang Anshi even wanted to use this method to make money for the country, which really added fuel to the fire.
Many people believe that the failure of the Qingmiao Law was due to official corruption, but in fact, official corruption only magnified the fatal flaws of the Qingmiao Law and was not the root cause.
If one wants to use this law to improve finances, one must force the upper class households to provide guarantees. Even if the law requires voluntary participation, this is impossible. If one lends money to the poor, one must collect the principal and interest, and there must be someone to provide a guarantee. This has nothing to do with official corruption.
It will also inevitably force some people to lose their homes and lives.
The object of lending plus the purpose of lending is a deadly poison.
Throughout history, anyone who tries to make money under the guise of being righteous will basically fail.
This is also why Zhang Fei doesn’t care whether they target the Qingmiao Law or not, because he is already prepared to use these oppositions as a scalpel to repair the Qingmiao Law.
His worry is that the public security, procuratorial and judicial organs will ultimately be blocked at the village gate.
... ...
After finishing talking with Yuan Jiang, it was already three o'clock in the morning. Zhang Fei thought that Xu Zhiqian and Gao Wenyin might have already gone to bed, and he didn't want to disturb them, so he planned to sleep in his own little room.
"Zhang San!"
As soon as I arrived at the backyard, I was stopped by a beautiful figure.
"Zhi Qian?"
Zhang Fei immediately walked over and asked, "Why haven't you slept yet?"
Xu Zhiqian asked, "How can I sleep well when there are so many things going on outside? How was your conversation with Master Yuan?"
Zhang Fei nodded, "We've almost finished the discussion."
Xu Zhiqian asked anxiously: "Have you thought of a way to deal with it?"
Zhang Fei chuckled and said, "I didn't think of it at first, but when I was helping to solve the problem of the Qingmiao Law, I suddenly thought of a way to break through the fortress of the gentry."
Xu Zhiqian asked hurriedly: "What method?"
Zhang Fei said: "Those big landlords are hiding in there, we really have no way to deal with them, but we can lure them out. As long as they get out of the fortress, I can hang them up and beat them up."