"Old Four, have you finished reading it?"
Seeing that Ma Tianhao had looked at it twice and still refused to stop, Chen Maoqian couldn't help but speak out.
"ah?"
Ma Tianhao suddenly woke up, glanced at Chen Maoqian, and then looked at Zhang Fei who was sitting in the main seat drinking hot wine and chatting with Xu Zhiqian, "Good boy, you really have a way, this money is not in vain."
As he spoke, he waved his arms and appeared extremely excited.
Zhang Fei smiled and said, "You should be thankful that you cooperated with me when I was helpless. If it were now, the price might be even higher than this."
Ma Tianhao laughed and ignored it.
"You bring it here!"
After hearing this, Chen Maoqian could no longer hold back and immediately stepped forward to grab the document.
Fan Yong, who was of a calmer temperament, also stood up and walked over, his heart full of curiosity.
At first glance, they realized that what Zhang Fei gave them was not just a cooperation contract, but also a charter of a business model, which included the administrative structure, how to share profits, how to divide responsibilities, and how to operate.
It is not possible to handle a mortgage loan by one person alone, and nowadays there is a lack of a model for multi-person cooperation. After all, everyone is a family business, and even if they cooperate, it is limited to one transaction.
Therefore, for wealthy businessmen like Fan Yong and Chen Maoqian, this is undoubtedly a huge treasure. Not only can mortgage transactions be organized in this way, but even their own businesses can be organized in this way.
"Mr. Chen!"
Zhang Fei suddenly shouted.
Chen Maoqian looked up at him.
Zhang Fei teased, "Don't come next time. You are not welcome here."
Xu Zhiqian pursed her lips and smiled, feeling embarrassed for Chen Maoqian.
But Chen Maoqian, as the head of the house, had a thick skin, so he quickly put on a smile, "Hey, Sanlang, don't be so stubborn with me, I was just joking, if we really didn't want to cooperate with you, we wouldn't have come so early, behind this is not only the reward, but also the gift!"
Fan Yong also nodded repeatedly and praised: "Sanlang's contract is worth a thousand gold. We really made a great bargain!"
This cooperation model can solve many problems for them and also promote more cooperation.
Capital can play happily together.
Ma Tianhao laughed and said, "Today I just realized that a contract can be drafted in this way."
Then he teased Fan Li, "Mr. Fan, you have to learn a little bit! If you had this skill, you wouldn't let this kid take advantage of you."
He said that since Zhang Fei couldn't win, he could only use the other man's younger brother to get back at him.
Fan Li nodded with a wry smile.
Zhang Fei was too lazy to argue with them and took the initiative to change the subject: "By the way, how is your business going recently?"
The three of them looked at each other and sighed at the same time.
Zhang Fei asked: "Is it not good?"
Chen Maoqian sighed: "It's not that it's bad, it's that it's too good."
Zhang Fei wondered, "Okay, why are you sighing?"
“There’s no house!”
Chen Maoqian sighed, "There are only so many houses in Bianjing. We are not short of people buying them, but we are short of people selling them!"
Fan Yong said: "It's a pity that we don't have any land. It would be great if we could build a house!"
Chen Maoqian sighed, "The court does have land, but they use it to build public housing. How much money can you make from renting public housing?"
After the emergence of housing loans, the era of intermediaries could no longer satisfy their appetite, so they naturally thought of the era of developers.
Simply put, a lot of money is made, but it is difficult to move to the next level.
In fact, the imperial court had had this idea before!
It can be seen that interests are the source that drives all progress.
The reason why the Song Dynasty was able to pioneer paper currency was not because of a time traveler, but because of profit-driven reasons.
Xu Zhiqian immediately looked down upon them.
What a ** businessman.
Zhang Fei hesitated for a moment and said, "You think too simply. Fortunately, you don't have land. If you had land, you would have suffered heavy losses."
Ma Tianhao asked, "What do you mean, Sanlang?"
Zhang Fei said: "Currently, the main buyers are court officials, but it is not difficult to know how many officials there are. Once houses are built in batches, it will soon be saturated, and the amount of money that can be made will be limited. Moreover, if too many houses are built, the housing prices will inevitably drop, and we may even lose money."
Ma Tianhao asked again: "In Sanlang's opinion, this business can't be taken to the next level?"
"That may not be the case."
Zhang Fei said: "It's not that we can't build houses, but we can't build housing first."
Fan Yong asked curiously, "What else can we build if not housing?"
"workshop."
"workshop?"
"Yes!"
Zhang Fei nodded and said, "If you want to make money by selling houses, you can't just rely on court officials. You need to open up new sources of customers so that more people will buy houses. Those small merchants are obviously high-quality potential customers. Therefore, we should build workshops first and give them a platform to create wealth. Only when they have money will they buy houses."
The common people are not taken into consideration at all.
The three officials were greatly disappointed.
Chen Maoqian said: "We can't even take care of our own business, how can we help others get rich? This is not what we should do!"
"You can't say that!"
Zhang Fei smiled and said, "Now you can get a generous interest every month by relying on mortgages, but now there are limited houses and you may not be able to make full use of the money. Why not lend it to those businessmen and buy land in the surrounding counties to build workshops? On the one hand, lend money to those businessmen, and on the other hand, build workshops and sell them to those businessmen. Establish a residential center with the workshops as the center. Even if you rent it out, you can make a lot of money."
Ma Tianhao thought for a moment, shook his head and said, "Lending money to that small businessman is too risky."
"I don't deny it, I'm just offering a suggestion."
Zhang Fei shrugged slightly. He was just making a suggestion. If this was a sure win, then there was no need for him to consider buying a house. He was making a mortgage, which was a sure win. He added, "By the way! Starting next year, our bookstore will start a new business. You will definitely be interested."
"What business?" Ma Tianhao asked curiously.
Zhang Fei said: "Taxes."
“Taxes?”
Everyone looked at Zhang Fei curiously.
Even Xu Zhiqian and Fan Li didn't know about this, only Sima Guang knew.
"good!"
Zhang Fei said: "Our bookstore will undertake the tax calculation business. As everyone knows, the taxation in our dynasty is unprecedentedly complicated, but most people are not clear about the specific content of the tax law. If they encounter some corrupt officials, they may have to pay a lot of taxes.
Our bookstore will calculate a very accurate number based on the account books you provide, and we will provide legal guarantees, which means that if the court wants to increase your taxes, we will help you sue the court."
Fan Li's face turned pale when he heard this. "Sanlang, this matter we..."
This is very sensitive!
This is simply standing in opposition to the court.
terrible.
Zhang Fei interrupted him, "No need to discuss, we are defending the law, we are aboveboard, what are we afraid of."
"Well said!"
Xu Zhiqian said excitedly: "I support this."
She had always believed that the only way to help more people was to serve as an official in the court. What the people who serve as envoys can do is extremely limited, so she had always supported Zhang Fei to become an official.
But now it seems that even without being an official, I can still help many people.
If bookstores calculated taxes for ordinary people, those corrupt officials would not dare to act tyrannically.
But apart from her, no one was excited about it. Fan Yong, Ma Tianhao and Chen Maoqian looked at each other with complicated expressions.
Zhang Fei glanced at him, and then pretended to whisper to Fan Li: "Don't be afraid, sir. We can calculate taxes for the people, and we can also calculate taxes for the court. There are people who pay more taxes, and there must be people who evade taxes. Maybe the court will like us."
Fan Li nodded dully, but then came to his senses, "Does the court still need us to take care of those who evade taxes?"
Zhang Fei sighed, "It may not be necessary now, but once we get started, that will be another story. If the people agree with the taxes we calculate, then the court will come to us. The reason is simple. If the court asks us to calculate the taxes, the people will be convinced. If the court calculates the taxes itself, even if it is correct, it may be misunderstood by the people. Why bother? The money is not much."
Fan Li was shocked.
Is it still possible to play like this
You have to know that taxes concern everyone, so the profits can be imagined. You can make a lot of money by selling at a low profit margin and in large quantities. He has been working in the tea and snack business for so many years, and this is the first time he understands that our courier can make so much money!
But will this really not cause any problems
Xu Zhiqian clenched her fists in excitement and secretly exclaimed in admiration.
You must know that the people suffer because of the two words "tax" and "service".
Fan Yong, Ma Tianhao, Chen Maoqian and others looked at Zhang Fei in silence.
If this can succeed.
Then there is no doubt that in the future the person who robbed the pen will surpass them and become the number one gangster in the community.
Fan Yong forced a smile, "Sanlang's plan is really brilliant. I dare not say anything about other industries, but when it comes to restaurants, the taxation is so complicated that it is really jaw-dropping. If your store has such a business, then Baifanlou will be the first to support it."
Ma Tianhao also nodded and said, "Nowadays, the business of my pawn shop is becoming more and more complicated. If I am not careful, I might be accused of tax evasion. That would be a loss, and it is not my intention. If Sanlang calculates the tax for us, it can really save us a lot of trouble."
You are too cruel. If what you said is true, if we don't come to you, wouldn't we be suspected of tax evasion
This is simply robbery!
Only Chen Maoqian was confused and silent.
The teeth are very black!
If this is done, a lot of hidden income will be exposed!
After a while, Chen Maoqian said, "This price must be expensive!"
Zhang Fei said: "It won't be expensive, it's very reasonable. After all, this is different from the contract I drafted. It doesn't require any skills. Many people in our bookstore can do it."
Xu Zhiqian said: "But ordinary people don't have much money."
Zhang Fei said: "We charge commissions based on the amount of tax. Ordinary people can calculate the amount with just a few acres of land, so it naturally won't cost much."
Xu Zhiqian asked: "How much?"
This woman is really serious, she is a good candidate for being a lawyer. Zhang Fei said with a sigh, "We still need to calculate it. If it is too expensive, the people might as well pay more taxes and save the trouble. Don't worry."
As he spoke, he saw that Chen Maoqian was still a little hesitant, so he added: "Of course, we are not auditing taxes. We will calculate taxes based on the amount you provide us. If there is a problem with the account you provide, it has nothing to do with us."
Chen Maoqian immediately changed his tone and said, "If the price is reasonable, we are certainly willing to ask your store for help."