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The night view of Qinhuai River is very beautiful, and the music from the flower boats passing by is like the echo of the spring song of Yaochi.
Qin Mu, Tao Ze and Li Yuan sat on the deck of the pleasure boat, drinking and chatting.
Talking about his family's past, Tao Ze looked a little gloomy: "My late father passed away. It was the chaotic time at the end of the Ming Dynasty. Fortunately, the Li family took us in. My mother worked as a wet nurse in the Li family and managed to hold on. When I was seven years old, I began to accompany Mr. Li to study. Mr. Li liked to bully me at that time. I still remember that I was bullied by him almost every day and went home crying. I told my mother that I didn't want to go anymore. My mother beat me up and said that if I didn't go and didn't study hard, she would never want me again.
Later I found out that Mr. Li actually had a good heart, he just liked to tease me. He liked to fight crickets with people, but he was a liar, and those who won against him rarely got his money;
When I was eleven years old, my mother was sick and had no money to see a doctor. I searched for a whole night before I found a cricket, hoping to win some money to buy medicine for my mother. But everyone knew that I had no money, so no one was willing to gamble with me. In the end, only Master Li was willing to gamble with me, and after he lost, for the first time he did not refuse to pay and gave me the money... "
Li Yuan, who was standing by, was a little embarrassed when he heard this and couldn't listen any more: "Tao Ze, I like to cheat? What nonsense are you talking about! Also, when have I ever lost money to you? I will lose..."
"In fact, I know that Master Li deliberately lost to me at that time." Tao Ze smiled and continued, "I have a strong sense of self-esteem and never accept charity from others. Since I was thirteen, my mother has often been ill and bedridden. There was no rice to cook at home, let alone medical treatment for my mother.
At that time, I hated Mr. Li very much, because he not only teased me every day, but also beat me up frequently, leaving me with black eyes and swollen face. He also threatened me not to let his father know.
I felt unwilling to accept this. The more he did this, the more I would go to Mr. Li to argue with him. Every time, Mr. Li would beat Mr. Li up and compensate me with some money.
After each incident, I would think, this is good, Master Li will not dare to beat me again, but a few days later, he would come up and beat me up again...
Now I think back. I was the one who got through the most difficult times at home, but I didn’t understand it at the time. I am very grateful to Mr. Li. He accompanied me to get beaten so many times in order to cure my mother’s illness. ”
Qin Mu couldn't help laughing when he heard this, and said to Li Yuan: "Some people just deserve a beating, don't they? Hahaha..."
Li Yuan looked very handsome, and he laughed and said, "Brother Qin is right. Some people really deserve to be beaten. If my mother had no money to see a doctor, I would kneel down to her..." Li Yuan, who was still laughing, stopped laughing, looked strange, picked up the wine and said to Qin Mu, "Brother Qin, please." After that, he drank a glass of wine.
Qin Mu drank a glass with him and didn't ask any more questions.
Finally, Li Yuan could not help but say: "My mother lost too much blood when she gave birth to me. She was left with a chronic illness. I grew up drinking her mother's milk. When I was nine, my mother passed away and Aunt Tao came to take care of me. I still remember the way she held me and looked at me, as if my mother was looking at me..." Li Yuan's Adam's apple moved up and down a few times. He sniffed, picked up the wine and invited Qin Mu to drink again. After drinking a glass of wine, he regained his cynical expression.
Qin Mu changed the subject and asked, "Brother Li, are you going to Beijing to take part in the Spring Examination next year?"
Li Yuan scratched his head and laughed, "Brother Qin, you are joking. I am not that kind of person. I didn't even pass the examination for Tongsheng. I came to Beijing this time to see my family's lacquerware shop. But he is...Brother Qin, don't look at him in rags. He is the opposite of me. He is rags on the outside, but he is really good. If you want to find someone to discuss academic matters with, find him, not me."
To be honest, Qin Mu actually liked Li Yuan. He answered straightforwardly, "My knowledge is not good either. Let's forget about discussing it. Hahaha..."
The three chatted for a while, and Qin Mu asked casually, "By the way, I heard that the court is piloting some kind of medical insurance in your Suian County. Brother Tao, you mentioned that your mother is ill, has she received free medical treatment now?"
When Tao Ze mentioned this, he was filled with emotion. He first bowed in the direction of the palace, and then said, "Speaking of this, I have to thank His Majesty. If His Majesty had not introduced this good policy of medical insurance and piloted it in Suian, allowing my mother to receive free medical treatment, I would not have had the opportunity to go to Beijing to participate in the Spring Examination this time."
"Oh." Qin Mu nodded and said, "So, Brother Tao should be very familiar with this medical insurance. I'm just curious whether the court can implement this medical insurance. This is a big deal, and the matter is being hotly discussed in the capital."
Just as Tao Ze was about to speak, Li Yuan spoke up, "Brother Qin, don't ask him about this, ask me instead. Although Aunt Tao was cured in the government hospital, he knows a little bit about it, but he may not know more about it than I do."
When Qin Mu heard that there was a reason behind this, he immediately became excited and asked, "Brother Li, what else is there? Please tell me about it."
"Haha, Brother Qin, you should just call me brother, it's more friendly." Li Yuan laughed, "Your Majesty's original intention of proposing a medical insurance system this time is definitely good. You can be said to be a wise and wise man who dares to be the first in the world. But I think this is a bit risky. Now it is only being piloted in six prefectures and counties, and the court has sent people to monitor it. There are still tricks. Once it is rolled out across the country, I'm afraid that the court will be suffocated by this system in a few years."
"Tell me, Brother Li, tell me in detail."
"Originally, some people who had minor illnesses didn't need to see a doctor at all, and could recover by resting for a few days. Now that medical insurance has been implemented, everyone doesn't have to pay for medical treatment. As a result, those who are really sick will definitely go to the doctor and use the best medicine. Even those who are not sick, haha, will pretend to be sick to get some medicine.
Brother Qin probably doesn’t know that for each disease, there are usually several treatments. Sometimes cheap common medicines can cure it, but it just takes a little longer.
But nowadays, everyone wants to use expensive and good medicines. After all, they are free. The doctors in the hospital also tend to prescribe good medicines for patients. Firstly, good medicines can cure quickly and can greatly reduce the pressure on the hospital caused by too many patients. Secondly, good medicines have good treatment effects and the doctors can win good reputations from others.
Especially when rich people go to see a doctor, the doctor will definitely prescribe the best medicine. What these rich people value is their health, not money. If the doctor cures them quickly, the rich patients will be grateful and will inevitably give them some benefits. As a result, some private transactions are inevitable, which is impossible to prevent with the current supervision mechanism.
Think about it, brother Qin, how can you prevent it? The doctors have the final say on what medicine to prescribe, and the imperial court cannot prescribe in advance what medicine cannot be used. Some doctors may even collude with outsiders in advance and cheat doctors and get medicine even if they are not sick.
Think about it, the doctor has the final say on whether or not there is a disease or not. If he says there is a disease, then there is a disease. He can prescribe some expensive medicinal herbs like ginseng, and then you can buy them outside. Doesn't the money go into his pocket
Now it is only being piloted in six counties, and this phenomenon is not common. But I guarantee that once the medical insurance system is rolled out across the country, things like this will absolutely be common and difficult to prevent. In this case, the court will have to pay huge medical expenses, causing the national treasury to be overwhelmed.
Your Majesty is a wise and enlightened monarch who loves his people like his own children. This is a good policy, but if it cannot be implemented in the future, it may affect your Majesty's virtue."
After hearing this, Qin Mu couldn't help but laugh at himself and picked up the wine glass to drink.
Tao Ze shook his head and said, "I cannot completely agree with what Master Li said. The things Master Li said do exist, but they are not completely unpreventable."
Tao Ze is a beneficiary of the medical insurance system, so it is not surprising that he strongly promotes this system. Qin Mu asked indifferently: "I wonder what your opinion is, Brother Tao?"
"I don't dare to take credit for your wise opinion, but I do have some foolish opinions. I think your majesty is kind-hearted and virtuous. The introduction of this benevolent policy will benefit countless people. We should not throw the baby out with the bathwater. In fact, as long as it is stipulated that ordinary minor illnesses are not included in the free medical care, the pressure on the national treasury can be greatly reduced.
In addition, I think it is also possible to separate medical treatment from medicine. The hospital is only responsible for prescribing medicine, and as for dispensing medicine, a separate agency should be set up to manage it, cutting off the channels for doctors to engage in corruption and malpractice. "
Interesting, quite interesting. Qin Mu nodded repeatedly when he heard this. "Brother Tao, please continue."
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ps: It’s the end of the month, please give me a monthly ticket! (To be continued..)
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