The savings business of Miracle Bank used to be only for collectives, such as half-elves, such as the surrounding tribes. It was all because the credibility of Jicheng was not enough at that time, and it could only cooperate with close allies. The situation is a bit different now. Meng Qingwu decided to develop well The development of banking business is an important part of the Miracle Chamber of Commerce's strategy, and it will bring a steady stream of funds to Miracle City in the future.
As for risk control
Don't worry about this!
Meng Qingwu is very confident in the status quo of the Miracle Chamber of Commerce. There are too many things to invest in the Miracle Chamber of Commerce alone, and the failure rate of these investments is almost insignificant.
The situation in Miracle City is quite different. Both the city residents and the surrounding tribes have a high sense of identity with Miracle City. The opportunity for national savings and currency reform should be ripe.
Meng Qingwu spent a lot of energy building a database of urban residents' information, and also popularized urban residents' cards in the city. Now it has achieved initial results. Miracle Bank has received savings of tens of thousands of stones one after another. The population of the city is about one million. The reserves of primordial stones must reach several million, even if only one-tenth of it can be absorbed, it will still be on the scale of hundreds of thousands.
Of course, in order to stimulate the enthusiasm of urban residents to actively save money, Miracle Bank announced the interest rate of personal small savings, and opened a current account that can be deposited and withdrawn at any time. The annual interest rate reaches 5%. Interest is generated every day and can be withdrawn at any time.
As for fixed deposit accounts, there are monthly, half-year, full-year, two-year, three-year, etc. The longer the deposit, the higher the interest. If the fixed deposit is for three years, the annual interest rate will reach 50%.
One hundred yuan stones are stored in the bank for three years, not only the principal of one hundred yuan stones is a lot, but the interest is even as high as one hundred and fifty yuan stones. Miracle Bank also allows withdrawals in advance, but it will automatically downgrade according to the accumulated time, and charge a part of the handling fee by the way, which is definitely a popular financial management that is down-to-earth.
The most important point is.
Great Zhou Kingdom, Great Xia Kingdom, major forest cities, and even other countries, Miracle City are all building banks.
The Miracle Bank is managed by the network of intelligence brains. More than a dozen super elemental force matrices are operating at the same time. The data system will be perfected when it is established. After people deposit Yuanshi into the Miracle Bank, they can withdraw it in real time at any place with a Miracle Bank.
In addition, Miracle Bank has the ability to spend directly. Whether it is Miracle Mall, Miracle Hotel, Arena, Trial Field, or Qilin Gym, as long as it is in the industry of Miracle Chamber of Commerce, it can now be used for direct consumption with a card, which is convenient and fast.
In addition, Miracle Bank is preparing to establish a currency system. Currency can be directly linked to Yuanshi, or you can go directly to Miracle City to exchange Yuanshi. People can directly hold currency in daily life transactions, which greatly facilitates life.
Miracle Bank is also about to test the development of transfer business.
In the future, transactions between merchants can also be carried out directly in Miracle Bank. In this way, the trouble and risk of carrying a large amount of primordial stones can be avoided, not to mention that primordial stones can continue to generate income while lying in the bank, so why not do it
Meng Qingwu is a very far-sighted strategist. With Meng Qingwu personally planning and preparing, and with Dolores as a go-getter, how difficult is it for Miracle Bank to develop
Chu Tian never cared about the affairs of the chamber of commerce.
Now the Chamber of Commerce is also full of talents, why bother to worry about it
Chutian practices sword tactics all day long, reads all kinds of classics, and does research when he has time. Although the research and development capabilities of the Miracle Chamber of Commerce are already very strong, one Chutian is better than ten thousand researchers, and Cloud Gate has a lot of stagnant bottlenecks. , as long as Chutian makes three strikes, five divisions and two divisions, he can break through easily.
The eldest lady is a workaholic, and she has been very busy recently.
When Chu Tian came to Yingying's office, he saw Yingying sitting on the table, writing something quickly, and several half-elf assistants were helping to sort out the materials.
"Chutian, you came at the right time, did you know that the number of people who opened accounts and saved money at Miracle Bank has increased several times!" Meng Yingying reported the results very happily: "We will soon have enough funds."
"You think about the problem too simply. Miracle Bank cannot easily make mistakes. After all, it must consider the risk of payment. Otherwise, if a payment crisis occurs, people's trust in it will be greatly reduced. According to the cautious character of the young lady, I am afraid Don’t dare to move too much money for lending or investing.”
Meng Yingying didn't think about this, she frowned slightly, so what should I do
Chu Tian suddenly sighed: "There are disadvantages when the career becomes bigger."
Meng Yingying was stunned, wondering why Chu Tian had such emotion: "What's the harm?"
"Even our Yingying talks about business now, which doesn't quite fit your character."
Meng Yingying was a little embarrassed: "I just want to help everyone. I'm rather stupid, and I can't always do it well. Thanks to my sister for giving me a few smart brains... otherwise I can't do anything."
Chu Tian put his arms around Yingying's shoulders: "Hey, then don't embarrass yourself, just let Zhinao and his assistants handle things, why do everything by yourself?"
Meng Yingying was a little shy: "Now in public, don't touch your hands."
"Haha, what are you afraid of? Who doesn't know our relationship!" Chutian's face was as thick as a city wall, and the half-elves were a little embarrassed, so they could only pretend that they didn't see it. Chutian continued: "Go, I will take you to have fun. The place!"
"Fun place? Where is it!"
"The elf town is holding a food exchange meeting, and Vivienne sent me an invitation letter."
Food exchange meeting
Meng Yingying immediately showed interest.
Chutian continued to introduce: "More than a dozen elves from various towns and forests gathered in Moonlight Town in the evening. Every elf participating in the event will bring what he thinks is the most delicious food to share with everyone. Think about it, These elves are all from different regions of the chaotic forest, so how many delicious things are there, you say this kind of fun feast, can we miss it?"
Meng Yingying's eyes sparkled: "There is such an interesting event!"
"It is said that in addition to food exchanges, there will be forest fashion shows, art exhibitions, and music symposiums at the party, all of which are rare in a hundred years." Chu Tian was very moved when he saw Yingying, and he stopped talking nonsense. Directly said to Yingying's assistants: "Leave the matter here to you. Minister Yingying and I will leave for a day or two."
"yes!"
Meng Yingying hesitated: "Everyone is busy now, will I..."
"What are you worried about? Don't say it's nothing at all, even if something happens, I'll take care of it!" Chu Tian said with a very tough attitude: "The Elf King and some councilors will also attend the event, so this is not just for fun, but to promote the cooperation between the two. Earth friendship, the important task of consolidating elf allies, I order you to go with me as the city lord!"
"Really? So it's so important!" Meng Yingying no longer hesitated, she said with high spirits and enthusiasm: "We can't just prepare the best food in Miracle City. The food in Miracle City will definitely lose to the elves. By the way, What do you think we should wear best?"
The two left while discussing.
The elf gourmet exchange meeting is really rare.
Chutian originally planned to eat, drink and have fun empty-handed, but Meng Yingying firmly disagreed. She felt that this was too rude, and she must prepare food that fits human characteristics. Finally, I found Chef Yuanli of the Miracle Hotel, and it happened that there was a freshly hunted Level 3 magic beef in the chamber of commerce.
The two hit it off and carefully cooked several large steaks.
Meng Yingying's exquisite cheeks were full of memories: "I remember that we were in Tiannan City, the first time we cooked Yuanli food was steak, so this is the food that best represents us."
"Yeah, a certain young lady was so passionate that she actually thought of setting up a street stall to sell steaks to start a business! Now that I think about it, if I had continued to do it, maybe steak chain restaurants would have opened all over the place."
Meng Yingying glared at him viciously: "Don't expose my dark history, don't let me never end with you!"
The two packed the steak while it was still hot, and headed to Moonlight Town.
The Elf King somehow persuaded the Elf Council, but although the Elf Tribe built Moonlight Town next to Miracle City, the Elf Town is still relatively closed, and outsiders have no way to enter it, so they don't know much about the life of the Elf Tribe.
The population of Elf Town is just over 10,000, most of them are young elves, and the elves are quite rich, so Miracle City is relatively expensive and rare. New products like mobile phones can be seen in Elf Town a lot.
When Chu Tian came to the town with Meng Yingying, both of them were stunned by the scene inside the town.
The products of the Miracle Chamber of Commerce can be seen everywhere in the entire elf town, with huge screens, speakers, and all kinds of exquisite Yuanli lamps. Every street is shrouded in soft light. Crystal or wood sculptures are neatly arranged.
Thousands of elves shuttle back and forth in the town in groups of three or four, and everyone carries a food box full of various special jams, pastries, and elf-style delicacies everywhere.
The elves are singing around the moon well.
The whole town is lively and peaceful.
"The city lord is here!"
"City Lord Chutian is here!"
Chutian was recognized as soon as he arrived. Hundreds of elves came to Chutian. Every elf was full of joy, and his eyes were shining, as if seeing the idol he had admired for a long time.
"I'm from Silvermoon Forest. I've heard your story. I admire you very much!" An elf girl squeezed forward, "My parents and brother really want to meet you... Can you sign it for me?"
"Of course no problem!" Chu Tian smiled and picked up a pen, "How many do you want?"
"One...two, oh no, three!"
"Okay, here you are!"
The elf girl got the autograph and cried out happily: "I got the signature of the city lord of Chutian, I got the signature of the city lord of Chutian!"
The emotions of other elves were also detonated immediately.
"I'm from Twilight Forest, and I admire you too."
"I'm from Green Jade City. I like watching movies and dramas. My dream is to make movies and dramas."
"And me, and me..."
It never occurred to Chu Tian that he was a celebrity among the elves, and now he was surrounded by countless fanatical admirers. These elves were all from different forest towns, and it was not easy for them to come to Miracle City.
Because the transmission tower is easy to endanger the safety of the main city.
Teleportation towers in other places will take restrictive measures. Now teleportation towers are equipped with intelligent brains for system management. Every elf who needs to use the teleportation function must first apply to the Miracle Chamber of Commerce for a "Transfer License". This "Transfer License" needs to be collected For personal information, a card similar to a citizen's card with a spiritual imprint will be issued in the end, and the elves will be able to send it with the certificate in the future.
Miracle City temporarily restricts the teleportation area. Even if the elves get the teleportation license, they can only teleport within the clan or within the country, that is to say, they can only teleport within their own territory. If they want to teleport to Miracle City or Oldman Small towns, or other places, then you need to clearly write down the purpose and reason of going to the area, apply for a special pass for the area, and you can only enter after being approved by the regional government.
Otherwise, the teleportation array under the control of the brain will be closed to the teleportation in these directions, and there is no way to complete the teleportation.
This meeting is very rare.
The elves are representatives elected by each city, and they can only enter the country with Meng Qingwu's consent. But at most one week to play in Miracle City, so I cherish this opportunity very much.
In their eyes, Chutian was a genius who created all these things, an omnipotent idol.
How can you not be excited to see me now