Elven Bank is getting a lot of attention!
The elves in the chaotic forest have multiplied for thousands of years and are one of the oldest races in this area. Although the power of the elves has been shrinking for nearly one or two thousand years, they are still the most influential group!
Even if the dragon lord Titan Behemoth dominates one side, even if their power is not weaker than elves, they are far from reliable in terms of population influence. Once the elves get the technical support from Miracle City, they are definitely the most suitable and qualified to open a bank!
That is why.
Once the elf bank is opened.
Will there still be a miracle bank thing
There are more than a dozen forest towns and several large forests under the elves' control. The volume generated by their own territory is enough to far overwhelm the Miracle Bank, and instantly become the number one bank in the forest. How could Miracle City be willing to give away such a big piece of cake
Meng Qingwu was not in a hurry to express her opinion, she knew Chu Tian's character very well.
Chutian's thinking is always jumpy, but he never suffers.
It must be reasonable for Chu Tian to do so, so what did he think? Meng Qingwu was shocked suddenly, she seemed to have vaguely guessed what Chu Tian was thinking: "Don't worry, Dolores, this is not necessarily a bad thing for us, let's go and see the specific situation first."
Dolores was startled when she saw that Meng Qingwu didn't react much.
Although this foxman is very business-minded, after all, he grew up in the indigenous tribes in the chaotic forest for a long time, so he has no knowledge and experience. He has been in business for many years and has been in charge of the Miracle Chamber of Commerce for more than a year. After Wu didn't turn pale with surprise as she expected, she couldn't help feeling a little suspicious.
the other side.
Vivienne was in high spirits.
The headquarters of the elves' bank is going to be located in the Eternal Forest. The Elf King is directly named as the president, and the city lords of the elf cities in various places, as well as her who has the position of deputy city lord of Miracle City, all become the vice presidents of the elf bank.
Its momentum is unprecedented!
The influence and reputation of the elves are among the best in the chaotic forest. With such strong support from the elves, it is just around the corner to become the number one bank in the chaotic forest! Vivienne doesn't have a shrewd business mind, but she also knows how important it is to control the capital of the entire forest!
At that time, the voice of the elves must be much greater than it is now!
The elves in the chaotic forest can even turn into a huge consortium affecting the continent!
The day when the elves get rich seems to be just around the corner, isn't this what Vivienne has been looking forward to all along
However, Vivienne felt a little sorry: "Brother Chutian supports the elves so much, won't the interests of Miracle City be greatly damaged? Miracle City's unique technology can establish a bank, so as long as Miracle City is given enough time, Miracle Bank will be full of forests. It's just a matter of time."
Vivienne is an elf, of course I hope the elves are better.
But Vivian is also a member of the Miracle Chamber of Commerce, and she is also the deputy city lord of Miracle City. She is very loyal to Chutian and the Miracle Chamber of Commerce. Naturally, she can't bear to benefit the elves by destroying the interests of Miracle City.
Chu Tian pretended to be free and easy and said: "For our Princess Vivienne, what is Miracle City suffering from such a loss? Don't worry, I will make the decision for you, and I will definitely make you a great hero in the elves and a leader who leads all elves." A great man who made a fortune."
Vivienne was flattered and flustered: "This... how can this work? We can't be sorry to the chamber of commerce. I appreciate Brother Chutian's kindness. Why don't I go and talk to my father and discuss this matter first? Otherwise, it will be true. I don't know how to go back and explain to Sister Qingwu."
"Vivian, don't listen to this guy's nonsense!" Meng Yingying couldn't stand it anymore, and immediately pulled Vivian to the side, "You have been with us for so long, don't you know this guy! I don't believe this The guy who can't afford it early will suffer, so don't worry about it."
Chu Tian laughed a few times, "Miracle City doesn't engage in dictatorship, so it doesn't have the ability to do so. Sometimes you can share some benefits, but you can get more. Just wait and see."
Vivienne seemed to understand but half understood.
Chutian is indeed not a person who asks for disadvantages.
Vivian was relieved and at the same time grateful and admired Chutian.
When the news spread to various elf cities and elf forests, it immediately aroused the excitement of countless elves. Because the elves have been stagnant for too long, it is definitely an epoch-making feat to open a bank with the family!
It is inevitable that there will be some voices of opposition in the Elf Council, but the Elf King and the Elf City Lord fully support it. The approval rate of the Elf people's votes is as high as 90%. The Code requires it!
Preparations are in full swing.
This bank cannot be opened without the technical support provided by Miracle City, because it is of great importance that the senior management of Miracle City must participate in discussing specific cooperation content.
Chutian only proposed a plan.
The deputy city lord Meng Qingwu and Finance Minister Dolores who are really in charge of the negotiations are also the chief and deputy city lords of the Miracle Bank. They can represent the Chamber of Commerce and Miracle City, as well as the Miracle Bank.
The top-secret meeting lasted for three days.
Finally, Miracle City and Eternal Forest issued a joint announcement: The Elves officially launched the Elf Bank plan. Miracle City will spare no effort to fully support the Elves at the technical level. In addition, the two parties will exchange shares and hold each other. Eternal Forest holds 10% of the shares of Miracle Bank. Miracle City holds a 10% stake in Elf Bank.
The specific details of the cooperation between the two parties are still kept secret, but the practice of cross-holding shares between the two banks undoubtedly conveys a message that the establishment of Elf Bank is not a competition with Miracle Bank, but a cooperation.
Miracle City and Eternal Forest will thus become closer.
Dolores' attitude has undergone a 180-degree change.
From being puzzled or even annoyed at the beginning, they suddenly became enthusiastic and active. Under the urging of Dolores, the elves changed their procrastinating style and immediately opened the ceremony for the establishment of the bank in the Eternal Forest. Because the areas of the elves have been covered by signals, various broadcast channels and videos are constantly being promoted, and the elves have paid great attention to this matter.
Can you not pay attention to this
This is a big event that caused a sensation among the elves.
At the same time, it was a major event that caused a sensation in the forest.
Meng Qingwu asked someone to film the whole process, because it might become a valuable historical material for future generations. This allowed many elves who couldn't come to the Eternal Forest to visit the ceremony to watch the live broadcast in full view on the screens of the teleportation mirrors in various places.
The city lords delivered speeches respectively.
The Elven Council also recognized the legitimacy of the matter.
Finally, the Elf King personally announced the establishment of the bank!
At this moment, the elves hugged each other and threw their hats to celebrate!
The elf bank was announced by the eternal forest, and more than a dozen elf towns joined in at the same time.
Its model is basically the same as that of Miracle Bank, which first absorbs deposits with interest, and then lends them out at higher interest rates. Although the interest rate difference income is the most important income, it is not the only income. In addition, there are service income and intermediate business income, such as fees for withdrawing money from other places, such as future guarantees, leases, pawns, mortgages and other services. Discover new ways to monetize.
After the establishment of Elf Bank, the bank deposit rate was announced before the bank site was built.
The interest rate of Spirit Bank will be much lower than that of Miracle Bank. The annual income of current deposits is only 2%, and the annualized interest of monthly deposit interest is only 3%. Half a year, one year, and higher maturities are all less than half of Miracle Bank. arrive.
Even so, it's high enough.
The elf bank has not yet been established, and the first deposit has already come out first. This is directly invested by the official elves. The Eternal Forest directly deposits 500,000 yuan in stone, and other elf cities have deposits ranging from one hundred to two hundred thousand. In other words, the bank has just been established, and it has absorbed a huge deposit of more than two million yuan in advance!
This is just an official deposit from the elves!
The Miracle Chamber of Commerce has a close cooperation with the elves. After the establishment of the Elf Bank, you can open an account and apply for a bank card, and you can directly spend in the Miracle Mall and various industries of the Chamber of Commerce. This greatly facilitates life and property custody.
Elves are a very united race.
The elves absolutely trust the eternal forest and the elf king!
Elf Bank is another pivotal change for the Elf clan!
Therefore, the elves will support without hesitation, not to mention that they are not at a disadvantage, why not save money? Will the Elf Bank have less money then? The population of elves in the chaotic forest is more than 20 million!
The elf has a reputation guarantee.
The elves have strength guarantees.
The elf bank has millions of savings just after its establishment, and it will continue to grow crazily in the future, and it is directly guaranteed by the eternal forest and major elf cities. It is impossible for the elves to do collective fraud.
Will the major forest races worry about the elves defrauding them of their property
The tribes in the forest will definitely be driven to come to the Elf Bank to save money one after another!
No matter how powerful Miracle City is in the limelight, it is a little weaker after all. How can it be compared with elves? Therefore, as long as the Elf Bank develops smoothly, it will definitely absorb most of the primordial stones in the chaotic forest!
However, if a bank wants to grow healthily, deposits alone cannot do it!
If the bank has a large amount of deposits and does not find a large number of loan projects, the more deposits become a burden instead, the revenue and expenditure and the interest rate difference cannot form a virtuous circle, and the interest on the deposit Yuanshi will cause the bank to lose money.
Here comes the problem.
Where can the elves find so many items
The internal reform of the elves has just started, how can the elves apply for loans so fast, not to mention that with the speed of absorbing the savings of the elves bank, it is impossible for only one elves to consume it!
What should I do then
You can't just leave a lot of excess reserves in the bank and keep losing interest!
The best way for the Elf Bank is to transfer a large amount of primordial stone reserves to the Miracle Bank according to the agreed time limit and interest. This way of transferring deposits not only avoids the risks of Elf Bank, but also the interest rate of Miracle Bank is higher than that of Elf Bank, and the interest difference is enough for Elf Bank to make a lot of money!
Miracle Bank is the opposite of Elf Bank.
The elves have enough funds but lack projects, and the Miracle Chamber of Commerce has enough high-quality projects but lacks funds. The elves have a big enough signboard and influence, but Miracle City suffers from insufficient strength and slow development. Now in this way, isn't it just a matter of complementing the long and the short, so as to achieve mutual benefits
The senior management of the Miracle Chamber of Commerce understands this, and finally knows Chutian's purpose!
This went around for a long time, and in the end it really was still raising funds for Miracle City!