Li Chao opened the first box and his eyes immediately lit up when he saw the conches lying in the foam box.
"My dear brother Xiang, you are amazing! Many people have gone out to sea to look for these conches but couldn't find them. Yet you managed to find five of them in one go, and the shells are all so well preserved. I admire you." After looking at the five conches one by one, Li Chao was full of praise.
"As long as you like it, Brother Li." Xiang Yang said with a smile.
"Okay, I want all five snails." Li Chao put the snails back. "Real treasures cannot be priced. Just tell me how much you are willing to pay for these snails."
Xiang Yang smiled, turned to look at Xiang's mother and said, "Mom, go to the kitchen and help me cut a cantaloupe."
Xiang's mother stood up immediately.
Li Chao was quite unhappy and said, "Boy, you have to send your own mother away just to sell a few snails?"
Xiang Yang shook his head and smiled bitterly: "To be honest, I want to borrow some money from you, Brother Li."
"Oh?" Li Chao asked with interest, "Brother Xiang, do you want to borrow money from me?"
"It's still about buying a boat." Xiang Yang lowered his voice and said, "My current money is not enough to buy a large ocean-going fishing boat."
Li Chao understood immediately, "How much more is left?"
Xiang Yang remained silent, but he was actually calculating carefully.
Li Chao raised his eyebrows. He thought Xiang Yang would find it difficult to talk about this, so he said directly: "Let's talk about the price of these snails first."
Xiang Yang opened his mouth, thinking that Li Chao was unwilling to lend him money.
Sighing in his heart, Xiang Yang did not feel any resentment towards Li Chao because of this matter.
Purchasing an ocean-going fishing boat would definitely be a considerable expense. Even if one were to put oneself in Li Chao's shoes, Xiang Yang would definitely not be willing to lend himself money.
No one can tell whether Xiang Yang made a profit or a loss after changing the ocean-going fishing boat. After all, no one can predict luck, and fishing at sea is a matter that relies heavily on luck.
But in this case, the price of these five conches will have to be reconsidered.
Firstly, Phoenix snails are indeed very rare, and Xiang Yang doesn’t know when he will be able to find the sixth one.
Secondly, money is the most urgent thing now. Xiang Yang urgently needs money to buy a big ship. Xiang Yang also wants to go back to his alma mater before the Ocean University goes on holiday. This is the time when the senior students of the Ocean University are looking for internships. It is not difficult to recruit a few professional talents from the Ocean University at this time. After this point, he will have only this fishing boat. If he wants to find graduates from the Ocean University, he will have to wait until this time next year.
Compared with those fishing companies, shipyards and large fishing fleets, Xiang Yang still has some self-awareness.
Xiang Yang looked at the five snails carefully and thought to himself that each of these snails was worth at least 20,000 yuan in the market, and that was for those with very poor quality or size. The five snails now were of very good quality and well preserved. Each of these snails would be worth at least 100,000 yuan if sold.
And the most important thing is that these five conches look similar and are a very rare set, which makes their value go up a little bit.
In addition, the Phoenix Snail that is as big as Xiang Yang's head can be made into a magical weapon. The value of such a Phoenix Snail far exceeds that of an ordinary Phoenix Snail.
Xiang Yang tentatively extended a finger and said, "Brother Chao, it's not easy for me to salvage and find these conchs. How about one million for these five?"
Xiang Yang actually didn't know how much these snails were worth. He felt that the price of one million was a bit too high when he asked for it. He also made up his mind that if Boss Li frowned, he would immediately lower the price.
But Li Chao raised his eyebrows and said, "Okay, then I would like to thank Brother Xiang for giving up his love."
Xiang Yang became depressed as soon as he heard this. Was the price too low
In fact, the price Xiang Yang reported was not low at all.
The price of Phoenix conch is very variable.
In the market, the price of an ordinary Phoenix conch is actually less than 100,000 yuan.
What are really valuable are the conches dug out from thousand-year-old temples or tombs.
Li Chao took out his wallet, took out a piece of paper, wrote a few words on it, and handed it to Xiang Yang, "Here, it's for you."
Xiang Yang recognized this thing. It was a cash check and the amount on it was exactly one million.
Xiang Yang thanked him and kept the check close to him. He never suspected that the check was fake. After all, this was not the first time he had cooperated with Li Chao.
"Brother Chao, let's have a meal before leaving." Xiang Yang said with a smile after the transaction was completed.
"Forget about the meal. I won't feel at ease unless I take these things back immediately." Li Chao pointed at the conches and said with a smile, "Let's talk about your loan now."
Xiang Yang was stunned, "Brother Chao, what did you say?"
"Aren't you going to borrow money?" Li Chao raised his eyebrows. "Why, with this extra million, is your net worth enough to buy a large ocean-going fishing boat?"
"Not enough, of course not." The surprise came so suddenly that Xiang Yang didn't even have time to react. He smiled and said, "Brother Chao, I am so grateful that you are willing to lend me the money. Brother Chao can set any interest you want."
Li Chao rolled his eyes. He could use the money for anything he wanted. There was an upper limit on the interest on private loans. It would be illegal if the interest exceeded the limit.
Apart from banks, few people would borrow such a large amount just for the interest, especially for businessmen like Li Chao. The wealth that can be created by holding the funds in hand is much greater than the interest.
"No need to pay interest. I'm not lending you money just for the interest." Li Chao tapped his fingers. "I can lend you 6 million, payable in 30 months, with your newly bought fishing boat as collateral. Do you dare to lend me money?"
Xiang Yang's smile froze, and then he smiled bitterly and said, "Brother Chao, I'm afraid not. Even with the six million you lent me, I still can't pay the full amount for a large ocean-going fishing boat. My original plan was to use the fishing boat as collateral to pay only a down payment when buying the boat, and then pay the rest in installments. The fishing boat must be mortgaged to the shipyard."
Li Chao smiled and said, "Then we can use all parts of your fishing boat as collateral. We can sign an agreement. No matter whether it is the money from the shipyard or my side, as long as you can't pay back the money from either side, then all parts of your fishing boat will be transferred to me, and I will pay back the money you owe to the shipyard myself."
Li Chao’s meaning was very simple. A large ocean-going fishing vessel was worth at least 20 million.
If Xiang Yang wants to buy a large ocean-going fishing vessel, he needs to pay a down payment of at least 10 million. Li Chao wants Xiang Yang to use the 10 million down payment as collateral to borrow the 6 million.
Xiang Yang did not hesitate at all and nodded directly: "Okay, if I can't pay back the debt, the boat will be returned to you, Brother Chao."