The bank receptionist's expression immediately changed when he heard the conversation between Xiang Yang and the girl. He came up to them and said enthusiastically, "Boss, what do you need to do?"
Xiang Yang shook his head, "Not for now." Then he led the girl to sit at a glass table by the window.
At this time, the bank clerk came again. She held two white porcelain cups and placed them for Xiang Yang and the girl very enthusiastically, "Please have some tea, both of you."
Xiang Yang raised his eyebrows when he saw the porcelain cup. Has the bank upgraded its treatment for customers at this very moment
It seemed like the tea leaves were different too, they were longer, wider and darker in color than the previous ones.
"I don't know what your name is, Miss?" Xiang Yang said with a smile as he looked at the girl sent by Li Chao. Xiang Yang thought this girl was Li Chao's secretary, but unexpectedly she was Li Chao's financial officer.
"My last name is Li, Mr. Xiang, you can just call me Xiao Li." Xiao Li opened the folder he always carried with him, took out a contract from it and handed it to Xiang Yang, "Mr. Xiang, look, this is the contract, if you think it's okay, then sign it."
Xiang Yang took the contract and looked at it carefully.
After a while, Xiang Yang raised his head and said, "Are you sure you got the right contract?" This was just an ordinary IOU, and there was no mention of a loan at all.
"Is there anything wrong with this contract?" Xiao Li frowned and said, "This is the contract that Mr. Li gave me. I don't know anything else."
"I'll call your CEO Li."
Xiang Yang made a phone call.
"Hey, Brother Xiang, what good thing has made you think of your brother Li again?" Li Chao's half-joking voice came from the other end of the phone.
Xiang Yang raised his eyebrows and asked directly: "Brother Chao, what's the matter with this contract?"
"Didn't you say you wanted to borrow six million from me? It's clearly written in the contract."
"What about the one about the fishing boat mortgage?"
"Hey, I was just joking with you about the mortgage, did you really take it seriously, brother Xiang? After you buy the ship, the shipyard will have to pay back at least 10 million. Asking you to pay back 16 million within a few years is embarrassing, isn't it? Okay, if you're okay, just hang up. You don't have to rush to pay back the money here. You can pay it back to me when you have the money."
Xiang Yang was stunned. He thought he had heard wrongly. Li Chao actually said that he did not want the fishing boat as collateral.
Then Xiang Yang figured out the reason immediately. To Li Chao, a fishing boat was of no use at all. If Xiang Yang lost money, he would have to spend money to go to the shipyard after taking over the fishing boat. As long as he had this IOU, Xiang Yang would naturally pay him back if he made money. He could also make Xiang Yang owe him a favor.
If Xiang Yang suffered a loss, the fishing boat would naturally be taken back by the shipyard and auctioned off for depreciation. After the fishing boat was auctioned off, Xiang Yang would use the money from the auction to pay off the money he owed to the shipyard. The remaining money would most likely be enough for Xiang Yang to pay back the six million to Li Chao. No matter how he calculated it, Li Chao would not suffer a loss.
"What an old fox! No wonder he didn't come and ask the girl to come over. He didn't even give me a chance to refuse and made me owe him another favor." Xiang Yang smiled and signed his name directly on the IOU. Anyway, he already owed Li Chao a favor when he borrowed money from him. Owing one favor is still owing, owing two favors is still owing, and there is not much difference between owing one favor and owing two favors.
After seeing Xiang Yang sign, Xiao Li carefully checked it and put the IOU away. Then he took out a check from the bottom of the folder and handed it to Xiang Yang, saying, "Mr. Xiang, Mr. Li has already signed this check."
Xiang Yang took the check and said, "Go back and thank Mr. Li for me."
"Okay, Mr. Xiang, I'll go back first then." Xiao Li stood up and said.
"Um."
After Xiao Li left, the bank receptionist came over again and asked, "Sir, do you need any help?"
Xiang Yang secretly thought that this woman had sharp eyes and must have seen the check in his hand. He nodded and said, "I need to withdraw the money from these two checks to my bank card."
Xiang Yang wanted to show off, so he handed the two checks to the woman.
When the woman took the check and saw the amount, her face suddenly changed. She covered her mouth with her hands in surprise and looked at Xiang Yang in shock. She had guessed that Xiang Yang might be a rich man through the conversation between Xiang Yang and Xiao Li, but she never guessed that he was so rich. This was seven million in cash, so how much was he worth
"Mr. Xiang, please follow me." The receptionist made a gesture of invitation without hesitation and asked Xiang Yang to go to the VIP customer area.
When we arrived at the VIP area, it was much quieter. There were people working at the two counters, but there was no customer in line.
The receptionist led Xiang Yang to sit on a sofa and then knocked on a door.
A minute later, an old man in a suit walked out of the room and personally made a cup of tea for Xiang Yang.
Xiang Yang took a look at the teacup. Wow, even the tea leaves had changed. They were no longer long and wide tea leaves. The teacup was full of beautiful green pointed tea leaves.
"Sir, do you smoke?" The old man took out a box of Heqishengcai and handed it to Xiang Yang, and said politely, "I am the manager of this bank, my last name is Chen, may I know your last name, sir?"
"My name is Xiang Yang." Xiang Yang waved his hand to indicate that he didn't smoke, and asked directly: "Can you help me transfer these two checks directly to my bank card?"
"Of course, Mr. Xiang, did you bring your bank card?" Manager Chen said with a smile.
Xiang Yang took out his wallet, pulled out an ICBC card and handed it over.
Manager Chen immediately took Xiang Yang to handle the formalities.
The efficiency was surprisingly high. In less than two minutes, the money was deposited into Xiang Yang's bank card.
"Mr. Xiang, do you need any other business?" Manager Chen asked enthusiastically with a smile on his face after finishing Xiang Yang's business.
Xiang Yang shook his head. He had to go to the shipyard to look at the ships later, so he didn't want to stay here any longer. He said directly: "There are no procedures for this time. Let's wait until next time."
Manager Chen personally escorted Xiang Yang out immediately. A big customer like Xiang Yang was like a god to them, even if he did nothing but kept his money in their bank. Of course, Manager Chen didn't know that Xiang Yang's card would be emptied in a few days, because Xiang Yang was going to use the money to buy a ship.
After leaving the bank, Xiang Yang hailed a taxi and went directly to Dalingwan District.
Daling Bay Area is a relatively large shipyard and fishing equipment concentration in Longcheng City. It has a long history of shipbuilding and has always had a good reputation. Even fishermen from other states and provinces often come here to buy fishing boats or other fishing supplies. If Xiang Yang wants to buy a fishing boat, he naturally has to go to Daling Bay Area first.