"It's so good."
After finalizing the punishment of Wang Zeng, Wang Kai, and Du Yi, Kou Ji bid farewell to Zhao Zhen and left the palace.
Of course, there was Kuaima who sent the paperwork to punish the three people out of Bianjing.
Vigorous and vigorous investigations of officials engaged in business activities are still going on, and there are different resistances in various places.
But when the news of Lin Wenlong's rebellion in Yingzhou Zhizhou was spread, the voice of resistance was immediately reduced by half.
Lin Wenlong rebelled and started a bad start. After his deeds were spread, it was enough to make those officials who wanted to keep their property from the court and the wealthy families behind the officials take risks.
But Lin Wenlong's fate caused the officials and the wealthy people behind the officials to quickly choke to death the thoughts they shouldn't have in their hearts.
Lin Wenlong rebelled vigorously, gathering 200,000 people, enough to move everyone in the world.
However, the court only dispatched 10,000 soldiers and horses, and it took less than ten days to clean up Lin Wenlong's rebels, which moved the world even more.
Through this incident, the officials and the wealthy families behind the officials have seen the determination and attitude of the imperial court to reform the officials from the business and bad governance, and also saw that the Song Dynasty's soldiers are unstoppable.
The six words "successful prosperous, adversarial perish" describe this matter vividly and vividly.
The two people who are firmly in the highest place of the Song Empire are powerful and irreversible.
In addition to obedience, everyone in the upper and lower Da Song can only obey.
Anyone who has different intentions will become the dead souls of both of them.
Even some people who are not afraid of death can hardly succeed under the awe of them.
When the soldiers stationed in the big camp in the past appeared in the fields, anyone who was not afraid of death or had a strange heart would quickly choke off those unrealistic ideas in their hearts.
After seeing everything through, the wise man closed his mouth decisively and cooperated with the court to clean up the bad government.
It is not that they are unwilling to make troubles, but that they sadly discovered that there is almost no soil for them to make troubles in the hinterland of the Central Plains.
Those street prostitutes who are most likely to confuse, those who are not afraid of death, were sent to Hexi, Xingqing Mansion and other places early.
The abject poor people who were a little easier to confuse were all relocated to Dali, Jiaozhi, and Liaodi.
A large number of poor people who could barely be deceived migrated to Liaodi.
Even if the remaining people are poor, they can barely fill their stomachs.
They were not forced to die, so it was impossible for them to fight the imperial court under the bewilderment of the wealthy.
In addition, Zhao Zhen distributed the Di Bao in large quantities, so that the people could see clearly who the investigating officials were against in the business operation, and sent people to preach this to the people so that they would not make trouble.
Under such circumstances, only their clansmen and servants can accompany the officials and the rich and powerful behind the officials to make trouble together.
With a group of people and servants alone, it is impossible to overcome a big wave.
Because once they get into trouble, the first thing they will face is those in the yamen who have retired from the army, followed by the local soldiers, and then the forbidden army.
Three big mountains are pressing on their heads, and they have no possibility of making big waves.
So there is no messy soil in the hinterland of the Central Plains.
There is almost no messy soil on the four sides.
Because the four sides are not poor people, those military households, or those who have been rescued from the guilt of almost slavery.
They support Zhao Zhen at the top of the Song Empire more than anyone.
The most fierce among them are the new people in Xingqing Mansion and other places.
After they got rid of their criminal status by virtue of their military merits and enjoyed the superior life provided by the Song Dynasty household registration, they became Zhao Zhen's most loyal supporters.
None of them is willing to return to the previous oppressive life of contributing to the longevity of others.
They like to ride horses to herd sheep on the vast expanse of grass. They like to watch the women at home quarrel with neighbors in the neighborhood, gossip, and go to work together. They also like to see their children carrying book bags with their noses going into the school. run.
The only flaw is that the stinky mouths of those Lizheng and alley chiefs are annoying.
If it hadn't been for those Lizheng and alley chiefs who scolded them for their good, they would have been angry.
All in all, the life in Xingqing Mansion and other places nowadays is heaven for those who have been accustomed to being squeezed for a long time.
They don't allow anyone to destroy their kingdom of heaven.
The people who came to destroy their heaven before were Liao people, and they used the most brutal means to blast out of Xingqing Mansion and other places.
If someone shows up again and destroys their heaven, they will kill everyone with the scimitar in their hands and the blood in their chests.
Therefore, the people on the four sides are the most supportive of Zhao Zhen.
Of course, a large part of the reason why the four sides are so stable is because the people on the four sides are not complicated, the classes are not complicated, and the gap between the rich and the poor is small, so there are not so many people who hate the rich, not so many. trouble.
There were only two places in the Song Dynasty where there was a possibility of rebellion, namely Yanyun Sixteen Prefecture and Dali.
The people in the Sixteenth State of Yanyun are very harsh on their crimes. They seem to want to recover from their crimes what they have previously lost, so they squeeze them very harshly.
Therefore, after Lin Wenlong let go of his crimes, he could gather so many people in such a short time.
Dali is mainly not deeply Sinicized. Those tribes hiding in the mountains and forests prefer to live like a savages under the leadership of the stupid tribal chiefs, and are unwilling to go out of the mountains and accept the teachings of the Song Dynasty.
Those short-sighted tribal leaders only liked the goods and grain that Song gave them, but they were unwilling to assume their responsibilities.
More importantly, they have a nerve in their heads.
They would rather believe in rumors, and they would not believe in the king's law of the Song Dynasty.
After the rebellion born in Yingzhou, one of the sixteen states of Yanyun, was put down, a rebellion appeared in Dali.
The people from Sanshan and Sixteen Villages jointly nominated a barbarian king and attacked the nearest Jianchang Mansion.
Da Song's decree this time did not target them, but they still reversed it.
The cause was that a person who collected shanks in the forest told one of the tribal chiefs that the Song Dynasty would take the power from them and escort the people of their tribes as slaves to serve in various places. It may not take a few years. The tribe will disappear.
When the tribe chief heard this, he was naturally terrified.
They did not have a good impression of the different rule of the Song Dynasty. They wanted to live a life like a peach blossom garden and did not like the interference of the Song Dynasty court.
But the Song Dynasty court has always sent people to go down the mountain to live in the city, let them lay down their swords and bows to plow the fields, and obey the rule of Song Dynasty.
It was precisely because of this that the head of the tribe easily chose to believe the shopkeeper's words. He contacted a few big heads and decisively reversed it.
"Are they brainless?"
Sitting in the Shishi Hall, Zhao Zhen looked at the emergency report handed to him by the prefect of Jianchang Prefecture. Not only was he not angry, but he seemed to have seen something stupid enough to be stupid.
Kou Ji sat under Zhao Zhen's head, and when he heard Zhao Zhen's words, he gave a wry smile without saying much.
Zhao Zhenyang said in disbelief in the urgent report in his hand: "I see them grinding their teeth and sucking blood in the mountains and forests. They lived like savages, like letting them go down the mountain to be enlightened, and they lived like individuals.
But they don't like being human, but prefer to be savages. "
Kou Ji sighed: "Most of them are actually the same as many poor people in the hinterland of the Song Dynasty. They don't know why they live all their lives, they just follow the instructions of the tribal chiefs and tribal wizards.
In their hearts, the imperial court’s thousands of words are not as effective as a wizard oracle. "
Zhao Zhen was not interested in discussing this issue with Kou Ji. He decisively ordered: "Let the imperial army stationed in Jiading Mansion do it.
After they calmed down the rebellion, they sorted out the Four Houses of Dali in batches, changed the station under Cangshan Mountain, and renamed the Cangshan Army. "
Kou Ji pondered for a moment, and said, "Should we strengthen the local soldiers in the Four Houses of Dali?"
Zhao Zhen looked at Kou Ji and smiled bitterly: "Can the court still recruit troops now?"
Kou Ji gave a wry smile and said nothing.
Last year, the imperial court recruited two million soldiers and horses, and it was almost an enlistment of Song Neng, and those who were willing to be enlisted by the imperial court took time out.
In Dali's four prefectures, apart from Tengchong prefecture and Yongchang prefecture, which have local soldiers and horses, the remaining Jianchang and Xiushan prefectures are now very few.
If the court wants to recruit, at least more than 80,000 people must be recruited.
Dali's four prefectures are different from other major Song prefectures. There are many small tribes, numerous mountains and gullies, and lush giant trees. Therefore, the number of local soldiers needed is quite large.
After Kou Ji smiled bitterly, he said: "Would you like to send a group of crimes? Just our people, I am afraid it is difficult to draw out the people of all tribes in the mountains and forests.
Let the criminals make a fuss, and let the people of all tribes take the initiative to come out. "
Zhao Zhen groaned: "In this way, Jianchang Mansion and Xiushan Mansion in Dali, I'm afraid they will become a den of thieves..."
Kou Ji said frankly: "If you don't break, you won't stand..."
Zhao Zhen thought for a moment, nodded and said: "Then do it like this..."
After discussing the matter, Kou Ji left the palace and went to the political affairs hall. He wrote two documents and sent them out quickly.
Zhao Zhen's newly reformed Cangshan Army will quickly enter the Sifu of Dali to quell the rebellion.
Wang Zeng, who is far away in the sixteen states of Yanyun, will quickly select a part of the criminal record and send it to the four prefectures of Dali.
Regarding the rebellion in the Four Houses of Dali, no one in the Song Dynasty cared about it, nor did it cause any disturbance among the people.
The tribal chiefs in the Four Houses of Dali did not accept Wang Hua and did not know what Wang Hua was, so they gathered crowds to rebel whenever there was a problem.
From the time when Song Dynasty took Dali to today, there will be rebellion at every age.
In the beginning, the scale of the rebellion was small, but over time, the scale of the rebellion grew.
Everyone in Da Song felt that the process of their rebellion was a process in which they had forgotten the sharpness of Da Song's soldiers.
The longer they were, the less sharp they were against the Song Dynasty soldiers.
Therefore, at the beginning of the rebellion, the local soldiers and horses were able to quell the rebellion.
Now that it is getting more and more intense, it is natural to dispatch the Forbidden Army.
The documents of the imperial court were passed to Jiading Mansion. After the Cangshan Army stationed in Jiading Mansion entered Dali's Four Mansion, the rebels in Dali's Four Mansion rushed away and hid in the mountains and forests one by one.
The army did not leave under the expectation of the tribes, but went all the way west and stationed at the foot of Cangshan Mountain.
For a while, the head of the tribe in the forest was frightened, hiding in the forest without moving.
The territory of the Song Dynasty has once again returned to the peace of the past, and only the investigation of officials from all over the world for business is spreading at a speed visible to the naked eye.
The inventory operation continued until the end of the year.
The commercial laws of the Great Song Dynasty were also published under the auspices of Zhao Zhen and Kou Ji.
Zhao Zhen and Kou Ji did not completely throw away the law of business in the first place.
Instead, he first threw out a sweet jujube to drive Da Song's business, which has gradually lost its vitality during the investigation of the world's officials from the business incident.
Yizijiaozipu was renamed Dasong Qianzhuang.
Da Song Bank only set up deposit and issuance business.
Allow private banks to open banks.
However, the establishment of a private bank must be approved by the court, and the private bank must use the Jiaozi issued by the Song Dynasty Bank.
In addition, private banks must pay a certain deposit to Dasong Bank before opening.
Private banks can lend, but the amount of loans must be maintained at 70% of the amount of deposit paid by private banks to Dasong Bank.
The most important thing is that the interest on private lending must not exceed 10%.
The interest of other non-governmental loans shall not exceed 15%, and more than 15% is regarded as usury, which is not recognized by the government, and the people do not have to repay the loan afterwards.
Those who lend usury privately, hurt their lives during the debt collection period, or force the debtor to sell their children and sell their daughters, will all be punished in accordance with the laws of the state.
After the news was passed on to the Da Song Dynasty with the newly established Da Song Book News, there were people both happy and worried in Da Song.
Those who are sad are those who put money in stamps, and those who are happy are the wealthy and wealthy people who have money in their hands but have no real estate.
When the imperial court was investigating the officials from all over the world for business, they decisively took out the family's property, and a large sum of money was in their hands.
After learning that some of the military ministers in Bianjing City had escaped by splitting their families, many of them also chose to split their families.
The purpose is to prevent the imperial court from issuing other orders to rectify them.
Not only did the imperial court not suppress them, but instead gave them a huge way to make money.
They are naturally overjoyed.
Although 10% profit, the lending session in Dasong is low, and the interest cannot be lower.
But anyone who understands business knows that money houses are a profiteering industry.
Even small profits but quick turnover are enough for them to make a lot of money.
Prior to this, the rich and powerful were still scolding their mothers for Zhao Zhen and Kou Ji's investigation of the official business affairs of the world. As soon as the bank affairs happened, they immediately turned around and praised Zhao Zhen as a sage and praised Kou Ji as a virtuous minister.
Just when the rich and powerful people and businessmen were reveling.
Kou Ji was already planning to open a bank in the mansion.
In the bamboo courtyard.
After Kou Ji arranged the schoolwork for the students, he carried a box to the backyard.
In the backyard.
Xiang Yan is carrying the rouge that Xiang Jia's younger sister and Zhao Xu have just bought.
Seeing Kou Ji carrying the box into the backyard, the little sister Xiang Jia and Zhao Xu left with their own rouge.
Xiang Yan applied a box of peach-colored rouge to her lips, and asked Kou Ji with a smile, "Msang Gong, what do you think of the rouge on the concubine's body?"
Kou Ji smiled and said, "It looks good..."
Most men actually don't have much taste for cosmetics.
They only like to taste the beauty after using cosmetics.
As for what cosmetics the beauty uses, and the makeup process, they don't care.
Kou Ji praised Xiang Yan's good-looking rouge, which is a very masculine answer, and it can be regarded as a relatively standard answer.
Although a little perfunctory...
Xiang Yan didn't care about Kou Ji's perfunctory, after applying rouge, his eyes fell on the box in Kou Ji's hand.
"Jiaozi?"
"Ok!"
"The concubine clearly remembers that in the latest iron law laid down by the officials, it is clearly mentioned that the officials of the DPRK and the Chinese are not allowed to compete with the people for profit.
If you know the law and break the law, the spit stars of the civil and military manchuria may be able to drown you.
They were the only ones who suffered. "
Kou Ji smiled calmly and said: "I naturally understand human nature. As an official in the DPRK, it is naturally impossible for me to compete with the people for profit.
But the king's words are different.
The feudal prince is considered a half monarch, and he has the power to establish a government.
Feudal princes can even form a small court.
Therefore, doing business in the Song Dynasty is like a cooperation between countries.
The temperament is very different. "
Xiang Yan glanced at Kou Ji dumbfoundedly, and said angrily: "You... It's all good to say..."
Kou Ji smiled lightly.
Xiang Yan asked: "You are looking for your concubine with this thing, I am afraid that you will make your concubine run around again. Tell me, what is the constitution?"
Kou Ji smiled and asked: "Have you not heard of the hot news recently?"
Xiang Yan was taken aback for a while, and said suspiciously, "My grandfather wants to open a Jiaozi shop?"
Kou Ji said frankly: "It's a bank to be precise, it belongs to the bank in Korea."
Xiang Yan groaned: "That requires a large part of the deposit. Moreover, there is the Pearl of the Song Dynasty Bank in the front, and after the latter banks are opened, it is impossible to surpass the Song Dynasty Bank in terms of depositors, and the reputation is not as high as that of the Song Bank. .
Therefore, if the newly opened bank wants to make a profit, it must be in lending.
If you want to lend, 70% of the money must be handed over to the Song Dynasty Bank.
The money is in the Dasong Bank. It may be nothing right now, but when we go to Handi, it has become a means to contain us.
Miangong is still thinking about it. "
Xiang Yan has been in charge of the business of the Kou Mansion since she married into the Kou Mansion. After years of honeding, she can be regarded as proficient in business.
So Kou Ji just expressed his thoughts, and Xiang Yan saw the stakes.
After listening to Xiang Yan's words, Kou Ji smiled and said: "Don't think about it, anyway, the principal is not our own. There are eight bullies who help us pay, and the initial investment is enough.
The rest will be developed with the money earned by the bank. "
Xiang Yan smiled and said, "Sure enough, you did the work of Bafang Jiaozipu. Just tell me, except for you, who has such a big hand, dare to make a fuss on Jiaozipu."
Kou Ji smiled and asked: "Have you guessed it before?"
Xiang Yan smiled and said, "I guessed it. It's another matter to hear you admit it yourself."
Kou Ji nodded and said: "This time I emptied Bafang Jiaozipu and got a total of 11.32 million pens, of which 1.32 million pens were distributed to my three students, 2 million pens. Divide money to Zhang Cheng and them.
There are also three million coins used to wipe out the bad debts of Bafang Jiaozipu.
There are only five million sticks left in my hands.
Adding in the income from my previous business with Zhao Run, the total is 6.25 million.
We leave two hundred and fifty thousand pennies for self-use, and the remaining six million pennies can be used as initial investment in the bank. "
Xiang Yan heard the words and said with a smile: "Selling words is selling words. What else do you say to do business. You are an outstanding prince who sells words for profit, and you are not afraid of spreading it out to make people laugh.
I don't know what you think. My own writing is more valuable, but I have to imitate my grandfather's handwriting and sell my own writing as his grandfather's. "
The smile on Kou Ji's face froze, "Do you know all this?"
Xiang Yan covered her mouth and smiled: "There are already no less than five people, holding your words to find the concubine's true or false. The concubine is the person next to your pillow, and comes from the scholarly family, why can't you tell it? ?"
Koti smiled dryly: "I thought I was covering up very well."
Xiang Yan laughed and said: "It's a good cover. So far no one knows that you wrote the words of your grandfather except for yourself, your concubine, and Zhao Run."
Kou Ji didn't want to discuss this issue with Xiang Yan. He decisively placed the box in front of Xiang Yan and said, "Go and open a bank. Otherwise, the good position will be robbed."
Xiang Yan hugged the box, glanced at Kou Ji and said, "To open a bank in the name of Godsend, the reputation of Godsend may be ruined."
Kou Ji said disapprovingly: "He pretended not to be worthy of me and my grandfather. The only thing to do is to protect my Kou's fief and manage my Kou's fief.
It takes money to manage my Kou's fief.
I will help him. What is he afraid of? "
Xiang Yan raised her head slightly and said, "Godsend also has the opportunity to become a literary sage like a grandfather."
Kou Ji rolled his eyes and said, "I don't plan to take the throne back. Do you think he is qualified to become a sage?"
Emperors and kings can't be transcendental.
No matter how famous he is, no matter how much he contributes to culture, he cannot become a sage.
As long as Kou Tianci kept carrying the title of King Han, he would never become a sage.
Xiang Yan couldn't laugh or cry: "You can cheat your son..."
Kou Ji said confidently: "King son is the tradition of my old Kou family."
Xiang Yan was taken aback, nodded and said: "Yes."
"I'll leave this to you. The people in Xiongyuan have already left the native place of Bianjing City and changed to the native place of Korea. From now on, they will be the natives of Korea.
You use them for business, and others can't make mistakes. "
"You have obtained the greatest benefit for them through the official family, and you have given them money and let them start their own businesses, but they still refuse to leave?"
"Only six were dragged into the Da Song Bookstore by Zhang Chengsheng, and the remaining one refused to leave. Since they have left our life with the Kou family.
We have to let them do what they want.
They all want to do business and are used to doing business.
If they are not allowed to do business, their minds will be consumed, and they may not live long. "
"Is this your original intention to set up a bank with an infamous gift from God?"
"Otherwise? If I really want to make money from the bank, I can just engrave a set of handoff templates at home. I can print as many as I want. I don't have to be so strenuous."