What Li Mu said to Wei Lan reflected his actual grasp of future development, as well as his own insights into starting a business after his rebirth.
In Li Mu's heart, he can share all the secrets with Wei Lan except the secret of rebirth. This is something that no one else can do, not only his own judgment and prediction of future development, but also his own inner feelings. He would not guard against Wei Lan regarding his deep thoughts or his private life.
Therefore, it can be said that Li Mu gave everything to Wei Lan.
Seeing that the meals were being served one after another, he concluded: "Weilan, please remember two points. First, the future Wanying will not be about profits, but liabilities."
"In a rapidly rising industry like real estate, you don't need to worry about debt problems for a long time. Even if the debt ratio reaches 100%, even if you are insolvent, don't worry, just go for it. Borrow money to buy land, Go all out for new projects, inflation will lead to currency depreciation, so whether it is business owners or ordinary people, borrowing money from the future is the most cost-effective. Moreover, rapid development will lead to a rise in housing prices nationwide, which is equivalent to a double insurance. "
"For example, a business owner took out a loan for three pieces of land this year and sold one of them five years later. Not only did he repay the loan for the three pieces of land with interest, but he even had a large balance. The same goes for ordinary people. This year Borrowing money to buy three houses and selling one of them five years later can cover all the costs. People who don’t know why always think that debt is a big problem and a time bomb. However, as long as you have a high debt ratio in exchange for It’s hard currency that’s rising steadily, so you don’t have to worry about anything.”
"It's like borrowing money to store gold. As long as the price of gold keeps rising, I can sell the gold at any time and cash out at any time and make a lot of profits. What should I be afraid of? Even if I mortgage all my organs to the donor, I won't be afraid at all."
Li Mu recalled that in later generations, the ignorant people always felt that the debt ratio of some wealthy people and their companies was too high, especially real estate companies. However, almost all the real estate projects that these companies exchanged for debts were guaranteed to make a profit without losing any money. No matter how much you pay, there is no need to worry. The property market will be as strong as iron in the next ten years. As a benign asset, real estate can be sold on the market for cash at any time.
However, at present, domestic real estate has not really started to take off, and there is no giant real estate company like Hengda with a debt of over one trillion yuan. Therefore, even Weilan does not have the courage to throw away all the baggage and run forward.
In Li Mu's view, at least in the next ten years, housing prices in first- and second-tier cities will continue to rise. As long as it is within this time and geographical scope, the real estate business is really about how to make money.
Take ordinary people as an example. If anyone has the foresight to borrow money and borrow money to buy a house in Yanjing now, he will be able to turn around in two or three years.
It's a pity that in this era, very few people have such a vision, and most people are hindsight, including Li Mu himself.
After hearing this, Wei Lan was horrified. In Li Mu's eyes, there is no need to worry even if the debt is insolvent. This logic is almost beyond the scope of what all private entity entrepreneurs can understand. This is almost equivalent to completely exceeding the safety threshold of normal business. value.
However, she had a mysterious trust in Li Mu. This trust had reached the point where she didn't even need to examine the rationality of Li Mu's words. As long as it was what Li Mu said, she would believe it without hesitation.
Later, Li Mu added: "The second point is, never chase policies, but chase trends."
"If you follow policies, the scope is too narrow, and everything revolves around government agencies. If you jump out of this and follow trends, you will find all kinds of potential market trends that you have not discovered before, because those who are at the forefront , will always be a private entrepreneur."
“If we compare the country to a big family, private entrepreneurs are the teenage boys in the family, who are energetic and adventurous and always run at the front, while the government is more like the middle-aged head of the family. He has no He can't run around like a teenager, because he still has an infant to take care of, a three- and two-year-old child to raise, and a seven- and eight-year-old child to worry about. In addition, he also has a lover to keep company with. There are elderly parents to support, seven aunts and eight aunts to deal with, and even pets like cats and dogs to take care of. The responsibility is heavy, so every step must be carefully considered."
"In view of this situation, we private entrepreneurs must act as scouts for this big family, see trends, find directions, and make breakthroughs with all our strength. Only in this way can we be at the forefront of all private enterprises, such as the Internet industry. It is the trend to first clearly see the general trend of global development, and then rush forward with all our strength to take the lead. When the first batch of Chinese Internet people find a way out, the government will cultivate more Internet companies and promote the development of the Internet. , it will provide the Internet industry with various resources needed for development, which is a policy."
Wei Lan nodded thoughtfully and said: "I understand what you mean, but it still needs time and practice to digest it slowly."
Li Mu smiled slightly and said: "In the future, I will have less and less energy to take care of Wanying Real Estate. You are the real decision-maker of Wanying's future. You must be at the helm. Even Song Liang and Chen Ze will only Be your assistant, not make decisions for you."
Wei Lan pursed her lips and was silent for a long time, then she said: "I will try my best."
Li Mu nodded and smiled and said, "Okay, let's not talk about work anymore, let's eat."
…
After the two of them had dinner and returned to Ziyun Villa, they naturally worked hard for the entire first half of the night. When they were hearty and exhausted at the same time, Li Mu hugged Wei Lan and fell asleep. However, after he fell asleep, Wei Lan quietly got up again, Help him pack the luggage for his trip the next day.
Clothes, underwear, toiletries, razors, even the dog’s food bowl, small water bottle, dog food, snacks and toys were all neatly packed by her.
After doing this, Wei Lan returned to the bedroom and fell asleep with Li Mu hugging each other.
The next day, Li Mu was woken up early by the alarm clock, and Wei Lan was no longer in the bedroom. He walked sleepily to the first floor, only to find that Wei Lan was preparing breakfast in the kitchen.
Seeing Li Mu get up, Wei Lan asked him: "You're up, have you washed up?"
Li Mu shook his head and said, "I didn't see you when I got up, so I wanted to see what you were doing first."
Wei Lan smiled sweetly and said to him in a sister-like tone: "Go and wash up quickly. The only thing missing is fried eggs. You'll be fine soon."
Li Mu nodded, stretched and said, "Why did you get up so early?"
Wei Lan said: "I'll prepare breakfast for you. Don't you have a flight after one o'clock? It's almost time to leave at around ten o'clock. The road to the airport is quite congested during the day, so you have to plan for an hour."
Li Mu smiled and said, "That's right. Even if we have a flight in the afternoon, we are still somewhat pressed for time. I will wash up, eat, and pack my luggage later, and it's almost time to set off."
Wei Lan said: "I have packed your luggage for you. I used a 28-inch box in the living room. You can check it out later to see if there is anything that needs to be added or deleted."
Li Mu asked in surprise: "Have you packed your luggage? When did you pack it?"
Wei Lan said: "Last night, I got up after you went to bed to collect it."
Li Mu asked in surprise: "You've been working hard until twelve o'clock and you still got up to pack your things?"
Wei Lan's pretty face turned red and she said, "I was afraid that you would be in a hurry after getting up today, so I helped you clean up first."
Li Mu hurriedly asked her: "What time did you go to bed last night?"
Wei Lan said: "About two o'clock."
Li Mu looked at the time. It was now eight o'clock in the morning. Wei Lan had almost prepared a breakfast, which meant that she might have gotten up at seven o'clock.
Li Mu walked up behind her, hugged her gently from behind, and said distressedly: "How can your body bear with so little sleep? Don't go to the company in the morning. After dinner, go back and sleep for a while."
Wei Lan turned her face to the side, kissed Li Mu gently on the cheek, and said with a smile: "It's okay, I don't usually sleep much. I just squint in the office for a while at noon. I'll eat later." You have to go to the company first after dinner, so I won’t see you off. Just be good and give me a call before taking off."
Li Mu asked her: "Are you in such a hurry to go to the company?"
"Yes." Wei Lan said, "There is a meeting at ten o'clock in the morning. It was scheduled yesterday. I will take the lead. Everyone is so busy. There is no reason for everyone to wait for me."
When Li Mu heard this, he no longer insisted on persuading her. It was the same for him, and he didn't want to waste other people's time because of his own problems.
After washing up, Li Mu and Wei Lan had breakfast together. Wei Lan looked at the time and said to Li Mu: "My dear, I have to go. Don't forget to check your luggage later to see if there is anything." Missing."
Li Mu said: "Don't worry, I'll go check it out right away, but I believe you must have packed it properly for me."
Wei Lan blinked and smiled and said: "By the way, the dog is going to take a plane. Before you take it to the airport, walk it in the yard first. If it goes to the toilet in the yard, don't give it food. If it is thirsty, just feed it a little water to prevent it from getting into trouble when it wants to go to the toilet on the plane."
Li Mu nodded and said, "I understand. I'll go walk it after cleaning it up."
Wei Lan warned: "Be sure to fasten the leash when you take your dog out. Little guys at this age are very affectionate. If it accidentally runs away, it will be difficult to find it back."
After saying that, Wei Lan added: "By the way, you should pay more attention to yourself. I put anti-diarrheal medicine in the box for you, so I'm afraid you won't be able to get used to it and make you feel sick."
Li Mu smiled and said, "You are more careful than my mother. Don't worry, I will take good care of myself and the dog."
Wei Lan nodded, smiled sweetly, and said: "Next time you have the opportunity to take the dog out, try to take me with you. Forget it this time..."
(End of chapter)