Xu Yiyang had a headache. He put down his chopsticks and said seriously: "Master, uncle, it's not that I don't want to help. You said you would build a house for your cousin. My mother borrowed 50,000 yuan without saying a word. Fifty thousand yuan is not a small amount. ! It’s enough to buy a Xiali car. Isn’t it better to use some of it to start a small business than to work for others?”
The uncle said with a grimace: "All that money was used to build a house!"
Xu Yiyang asked: "Why don't you want to use the money to make a living before building a house?"
The uncle sighed and explained: "You don't know the situation in the countryside. When you ask someone to talk about your wife, the first thing they do is to ask you what kind of house you live in. Is it a thatched house, a tile-roofed house, or a bungalow? Is it a new house or an old house? What if Laofang, no one’s daughter would be willing to marry here.”
Xu Yiyang asked again: "Now that the house is built, has my cousin mentioned a wife?"
The uncle added: "It's not enough to have a house. Isn't it also missing a good living..."
Xu Yiyang said: "Since you need to build a new house and make a good living to get a wife, of course you should invest your money in making a living first. With the 50,000 yuan you had, you could have bought a Xiali instead of building a house. If you register your car and get a taxi license, let my cousin learn a driver's license, and run a taxi by yourself, you can make money. Make money first and then slowly save money to build a house, won't you have everything?"
Unlike in later generations, when a taxi license cost hundreds of thousands, taxis in small cities have just started and vehicles are scarce, so there is no business threshold in the city.
As long as you have a car, you can quickly register it and go through the operation procedures.
If my eldest cousin really wants to make money by driving, he can buy a rental car with the 50,000 yuan and be well off immediately.
Ten or twenty years later, if you don't want to drive it, you can sell the car for 200,000 to 300,000 yuan, even with a license, and it's a guaranteed profit without losing money.
But he doesn't have this string at all. He is always thinking about opening his mouth to eat and reaching out to get dressed. How can such a good thing happen
Now that I see myself driving a car back, I suddenly want to be a driver. Isn’t this nonsense
When the uncle said this, his face turned red and he said, "Yangyang, we are all from the countryside. We haven't read much books, and we don't understand as much as you do. You have to be more considerate."
Xu Yiyang nodded: "I can be considerate, but understanding should be mutual. Why can't you be considerate of me?"
After a slight pause, Xu Yiyang said with a sincere face: "My company only has this car, and it already has a mature and reliable driver. We usually have to drive the company's people around the province, so you have to let your cousin If he takes this position, who will dare to sit in the car he drives?"
Several people looked at each other.
After a while, the uncle said: "How about this, Yangyang, we really don't want to cause you any trouble, let alone embarrass you. How about you lend me another 50,000 yuan and let your brother take the exam?" Car book, buy a taxi at the same time, let him run the taxi by himself, do you think this is okay?"
Xu Yiyang said to himself, I had just booked a 50,000 yuan "credit line" with my parents on the way here, and now I'm asking for a loan of 50,000 yuan. I can't be so greedy, whether in work or life, right
Besides, your annual family income may not be 5,000 yuan all year round. After deducting food and drink expenses, can you still have 2,000 yuan left
How many years will it take to pay back one hundred thousand yuan
Maybe you haven’t considered this issue at all
Besides, is this eldest cousin someone who can drive a rental car in a down-to-earth manner
If he really was, he wouldn't be in his twenties, and he hadn't even been to class for three months.
If he is really a serious person, what can he do if he buys a taxi to take him there? The brothers in the dormitory also made money from a few Xiali cars.
But that's what he is doing. Since he defeated Teng Jun's training uniform, he has devoted 120% of his energy and devoted himself wholeheartedly to follow him. Who is complaining about being tired
Moreover, even Li Yiming, who has the worst family conditions, has a lot of backbone. If he cannot apply for poverty subsidy, he would rather not apply for it than give kickbacks to people in the student union. Even if his dormitorymates are willing to give him some living expenses, he is not willing to do so. Yes, insist on relying on your own work-study studies.
If I hadn't seen his backbone and persistence at that time, I wouldn't have had the sudden idea to take them to buy military training uniforms. After all, I was already one of Tencent's major shareholders at that time, and I still had tens of millions of cash in hand. What are you doing to earn that little bit of money when you have nothing to do? Enough support
So, in the final analysis, it’s not that you don’t want to help, it’s that I can help you, but you have to do it yourself first!
I can pull you and run, help you run, but I can't hold you and run, or carry you on my back. This is a matter of principle.
To a dishonest person like my eldest cousin, I felt like I was wasting my time by saying nasty things and giving him a pack of cigarettes to smoke.
The expressions of Xu's father and Xu's mother on the side were not very good, and Xu's mother was even a little embarrassed. Maybe she felt that the demands made by the three generations of her family were too much, and she couldn't hold her head high in front of her husband and son.
At this time, Xu Yiyang said with a sad face: "Uncle, I just told my cousin that I have invested in many shops with loans and owe nearly 10 million bank loans. I have to repay tens of thousands of monthly loans. If I don’t keep up with the monthly payment, the bank will take away all my shops, and then I won’t be able to continue my training class and I will go bankrupt.”
After saying that, he sighed again and said: "The fifty thousand yuan my mother lent you was extracted from the already tight working capital. If the training class business does not do well this year, I will not be able to do it at the end of the year." I might have to come to you to ask for money to repay the loan.”
When the uncle heard this, his expression immediately became panicked.
He originally thought that if Xu Yiyang was unwilling to borrow money, he would drag the old man along to put pressure on him on the spot.
Your business is so big, why don't you lend some money to your cousin? If you take another 50,000 yuan, your cousin will be able to make a good living!
When the time comes to live in a new house, drive a car, or run a taxi, girls from countless families from all over the country are vying to get married!
When your cousin gets married and gives birth to a boy, our old Lu family will have an heir, and your grandpa's lifelong wish will come true. Are you really indifferent to such an important matter
However, he never expected that Xu Yiyang would directly attack him instead of defending.
Don't even mention borrowing money from me. My bank owes so much money and there is a risk of bankruptcy at any time. If you really run into trouble, you have to pay me back.
Pay back the money
The uncle thought to himself that when he borrowed the money, he had no intention of paying it back.
Fifty thousand yuan, you may not be able to pay it back in twenty years.
Anyway, your family is rich. As your uncle and your mother’s biological eldest brother, what’s wrong with me taking advantage of it? It's only natural!
Although the second uncle next to him remained silent, he was thinking the same thing as his elder brother.
The two families live very close to each other, with the old man's old house in between. He knows very well what is going on at the eldest brother's house.
Not to mention using money to build a new house, last summer there was a lot of rain, and half of the roof of the thatched house in the west wing collapsed. It was abandoned for half a year and there was no money to repair it. Now, suddenly, there is money to build several large tile houses, which is abnormal at first glance.
So he worked hard for several days before he got the news out of his eldest brother's mouth. It turned out that he had borrowed 50,000 yuan from his eldest sister.
My eldest brother can borrow 50,000 yuan, why can’t I
So with one phone call, I got another 50,000 yuan.
As for paying back the money, he had exactly the same idea as his elder brother.
Your family is so rich, so this money should be used to support our lives. As a brother and sister, you can't watch your brother living a hard life at home, right? It’s really not easy to raise three girls, each of whom is ignorant and clamoring to go to school!
Therefore, when he heard that Xu Yiyang said that he might have to pay back the money at the end of the year, his heart skipped a beat.
Well, the money hasn’t even been used yet, why should we pay it back
Fortunately, I didn't talk too much, and I wasn't greedy to ask for more money from my eldest sister's family, otherwise it would be ugly if my eldest nephew slapped this on my face.
Xu Yiyang did not pay attention to his second uncle's affairs. He just looked at his uncle and sighed: "Uncle, it is not easy to make 50,000 yuan before the end of the year. You and I may have to work harder."
As soon as these words came out, the uncle didn't care about buying and renting, and said hurriedly: "Yangyang, when your mother lent me the money, she didn't say that I would pay it back at the end of the year!"
Xu Yiyang said helplessly: "But if my cash flow fails at the end of the year, you can't just ignore it, right? And I'm not asking you to lend me money, as long as you can pay me back when I'm in trouble." ”
The uncle was anxious, threw away his chopsticks, and said, "You're telling me, how can I pay back the money at the end of the year? How can I sell my blood?"
Xu Yishan on the side felt aggrieved for her brother and asked angrily: "Uncle, before you borrowed the money, didn't you think about when you would pay it back?"
The uncle's face turned red and white, and he said harshly: "Of course I have considered it! I just thought that when your brother gets married, your sister-in-law and I will go out to work and pay you back the money in two or three years."
Xu Yiyang nodded and said: "Two or three years will do. If you find it difficult, five or six years will do. Otherwise, you can pay back 10,000 yuan in one year. It will be paid off in exactly five years, starting from this year."
The uncle waved his hand: "What can I give you ten thousand a year? You might as well tear down my house!"
The aunt who had been silent could not stand it and blurted out: "Brother, are you going too far? Even if you put 50,000 yuan in the bank, if you deposit it for five years, you will still get nearly 10,000 yuan in interest. If you borrow it, I'll give it to you and ask you to pay back ten thousand a year for five years, and you're still not happy? How can there be such a thing?"
The uncle was stepped on the tail and raised his eyebrows: "What does it have to do with you? Is it your turn to take care of my affairs? When you get married, you are no longer a member of the old Lu family. When you come back, you will be a guest. When a guest comes to the door, you still treat the host Are you pointing fingers? Do you have the right to speak?"
The aunt was so angry that she wanted to stand up and argue, but the uncle beside her hurriedly pulled her back to the chair.
Xu Yiyang said hurriedly: "No, uncle, you said two or three years yourself. I'll relax it to five years, isn't that okay?"
The uncle said angrily: "I said wait two or three years after your brother gets married. Whenever he gets married, we will start counting this time."
Xu Yiyang was not angry, nodded, smiled, and said, "Okay, I'll do as you say."
Seeing this atmosphere, my grandfather and cousin were too embarrassed to talk about borrowing money to buy a car.
The eldest uncle became sulky. He looked up and saw the second uncle shrinking his neck. He immediately said, "Second son, you also borrowed money from your eldest sister's family. When are you going to pay it back?"
The second uncle was furious. It was too late for me to hide from this topic. I finally got over it. Why did you bring me in now
Although he was angry in his heart, he still said seriously: "Brother, I am different from you. I borrowed money not to build a house, but to raise pigs. Building a house costs money, and raising pigs makes money. If I raise When the pig earns money, he can pay it back immediately."
After saying that, the second uncle looked at the elder uncle with a little complacency and said to himself, it depends on what you do this time.
The uncle's expression was indeed uglier. He wanted to divert the trouble away, but he didn't expect that not only did he not succeed, but he was also attacked in a wave of backlash.
Grandpa came out to smooth things over at this time and said: "Okay, okay, why do you need to raise money during the Chinese New Year? Eat and eat!"
The topic of money and work has come to an end.
Although the topic stopped, the atmosphere at the dinner table was somewhat awkward.
(End of chapter)