Hearing his son suddenly say this, Zhao Hansheng asked curiously: "What problem do you see?"
Zhao Quanbin said seriously: "Among the many people who have failed in business, the most common reason is that the capital chain is broken. The kind of business he engaged in has great hidden dangers. Once a run occurs, the capital chain will definitely be destroyed!"
After speaking, he waved his hand and sighed: "What this young man does is almost meaningless!"
"Really?" Zhao Hansheng's expression became serious and he said, "Then you can mention it to Xiao Xu later. Young people sometimes do things too radically, so it's better to be more steady."
Zhao Quanbin nodded: "Okay dad, I will find an opportunity to chat with him and give him some advice. Who knows that he is your old friend's favorite disciple."
When the father and son went upstairs, Xu Yiyang was in class.
Zhang Aixue, who had been waiting for a long time, warmly received the two of them.
Originally, the old man wanted to go over the lesson plans with Zhang Aixue first and get a feel for Zhang Aixue’s foundation.
But when he heard that Xu Yiyang was taking classes, he wanted to ask Zhang Aixue to take him to visit.
When Xu Yiyang was giving a lecture to the students, he looked up and saw an old man, accompanied by Zhang Aixue, standing outside the window watching his class with interest.
Besides Zhang Aixue, there was also a middle-aged man about forty years old next to him.
Seeing this, Xu Yiyang also guessed that this old man must be Zhao Hansheng, so he quickly raised his hand to say hello to him.
The other party also nodded, and then waved his hand at him, which meant that you are busy with your business and don't be influenced by me.
Xu Yiyang nodded and resumed his lecture.
Zhao Hansheng had been outside listening to the last ten minutes of this class. His expression changed from serious at the beginning to a smile of approval.
Although he has taught mathematics for most of his life, his English level is also pretty good. From a casual listen, you can tell that Xu Yiyang's English level is indeed very good, far better than the average English teacher.
Moreover, Zhao Hansheng has so many years of education experience. A teacher's teaching ability is strong or weak, and he can tell the whole story in just a few minutes.
The rhythm of Xu Yiyang's lectures was perfect, and the atmosphere was also very good. Ordinary teachers with many years of experience may not have his masterful control ability, which really impressed him.
It seems that what my junior brother Hu Bingwen said is true, this kid is a genius!
When it was time for get out of class to end, Xu Yiyang finished explaining everything to the students and announced that get out of class was over.
Then, he walked out of the classroom, quickly came to Zhao Hansheng, and said politely: "Professor Zhao, you have worked really hard to come so early."
"It's not hard." Zhao Hansheng pointed to the middle-aged man beside him and said with a smile: "Xiao Xu, let me introduce to you. This is my son, Zhao Quanbin."
Xu Yiyang hurriedly stretched out his hands, shook Zhao Quanbin's hands, and said, "Hello, Brother Zhao!"
Although Zhao Quanbin is almost as old as his father, Zhao Hansheng is a teacher after all, so Xu Yiyang still calls him big brother.
Zhao Quanbin was very interested in Xu Yiyang. While shaking hands with him enthusiastically, he said with a smile: "Xiao Xu, the scale of your training class is quite large. The business must be very good, right?"
Xu Yiyang said modestly: "The main reason is that the place is cheap."
After that, he added: "Let's go to the next classroom and sit and chat. Don't stand here."
There was a classroom next door with forty desks. It was originally intended to be used for Zhang Aixue's lectures. Later, there were too few registrations for Zhang Aixue's training class. Xu Yiyang invited Zhao Hansheng. From now on, mathematics classes will be taught in the large classroom on the third floor. So this room is temporarily unused.
Zhao Hansheng said at this time: "Xiao Xu, I just came up to say hello to you. I will go downstairs immediately to review the lesson plan with Teacher Xiao Zhang. You can talk to Quan Bin. He has been in business for more than ten years. Maybe he can give me some advice." Please give me some useful advice."
Xu Yiyang nodded, so he invited Zhao Quanbin to sit down, and said apologetically: "I'm sorry, Brother Zhao, the conditions are a bit rough. I'll make a reception room on the third floor later, so you can have a place to rest next time you come. .”
Zhao Quanbin smiled and said: "Xiao Xu, you don't have to go to so much trouble, I can do anything."
As he said that, he looked at Xu Yiyang with interest and asked: "Xiao Xu, when I came up just now, I heard that you were pushing pre-stored cards here?"
Xu Yiyang nodded and said: "Deposit 2,000 in advance to cover the 2,500 training fee."
Zhao Quanbin hummed, and said with an old-timer attitude: "The pre-deposited card can indeed hold a large amount of cash in advance, and can be used to quickly expand business. The idea is very good, but I heard that your pre-deposited card is still Can I get a full refund?”
"Yes." Xu Yiyang said: "2,000 yuan is not a decimal. If parents want to refund, they can refund it after 60 days."
Zhao Quanbin asked again: "I also heard that in addition to the 500 yuan discount on the pre-stored card itself, you also gave away an additional 100 yuan voucher to reduce tuition fees for parents?"
"Yes." Xu Yiyang nodded again.
"Oh..." Zhao Quanbin said with a look of regret: "You are still young. Doesn't this leave a big hole for them and drive them to exploit it?"
As he spoke, Zhao Quanbin said with a serious face: "Xiao Xu, I run a large supermarket. My supermarket also sells pre-stored cards and gives them discounts, such as 95% off or even 10% off. Sometimes the unit purchases 100,000 yuan at a time. Above, the discounts are even greater.”
Xu Yiyang nodded and waited for his next words.
Zhao Quanbin added: "Most of these anonymous cards are sold to enterprises and institutions for welfare, or for giving gifts privately. They can quickly gather cash flow and lock in future profits, which are of great help to their own development. However, there is one The premise is that all pre-stored cards, once sold, are non-refundable.”
Xu Yiyang said: "Brother Zhao is afraid of a run, right?"
"That's right!" Zhao Quanbin slapped his thigh: "So you understand this truth!"
Xu Yiyang smiled slightly and said: "I understand, once a run occurs and you can't get the money out, it's easy to have problems."
Zhao Quanbin couldn't help but ask: "You know these truths, so why did you still give them a chance to refund? Isn't this laying a trap for yourself?"
Xu Yiyang smiled and said: "Brother Zhao, this pre-deposited card of mine has a 60-day hesitation period. It is said to be a hesitation period, but it is actually a hard time limit. If you want a refund, you can refund it after two months. Even if they all quit, I don’t care.”
Seeing the strategizing look on Xu Yiyang's face, Zhao Quanbin suddenly understood and exclaimed, "Brother, it seems you have a reliable short-term project to work on!"
Xu Yiyang nodded and said, "Brother Zhao is right, there is a short-term project to be carried out."
He felt that even if he didn't reveal it clearly, Zhao Quanbin would be able to figure it out if he gave him some time, so there was no need to hide it in front of him.
Only then did Zhao Quanbin realize that he had really underestimated Xu Yiyang. His actual purpose was not to sell these cards, but to sell these card sets for two months.
Thinking of this, Zhao Quanbin admired Xu Yiyang even more, and couldn't help but ask him: "Xiao Xu, how much money have you raised through this method?"
Everyone in Yingzhou knew that Xu Yiyang had collected more than 10 million, and Xu Yiyang also said generously: "For pre-deposited cards, more than 12 million have been collected."
"Ouch!"
Zhao Quanbin's eyes widened and he sighed: "Twelve million?! Brother, what are you doing with so much money?"
Xu Yiyang smiled slightly and said: "Didn't Brother Zhao guess it just now? We will do a short and quick project and solve the battle within 60 days."
Zhao Quanbin sighed: "What a big project you are doing! It will cost more than 12 million yuan once it is completed!"
Xu Yiyang smiled and said: "Not only that, I'm also going to put all my own money in, about fifteen million."
Zhao Quanbin was stunned!
He had forgotten his original plan to mention Xu Yiyang. He just thought, how could this boy speak so boldly at such a young age
More than 10 million yuan was spoken in his mouth as if it was more than 1,000 yuan, very relaxed.
The key is that I somehow believe in him...
He couldn't help but look at Xu Yiyang with admiration, feeling that this boy might really be very extraordinary.
So while he was amazed, he couldn't help but ask: "Brother, are you confident about this short-term project?"
Xu Yiyang nodded and said: "It's very certain and there is no risk, otherwise I wouldn't have invested so much money."
Zhao Quanbin asked with interest: "Xiao Xu, is it inconvenient for you to reveal to your elder brother how high the rate of return can be on this short-term project of yours?"
Xu Yiyang seemed to be very interested in Zhao Quanbin, and maybe he also wanted to make a fortune by giving him a ride.
So he was ready to whet his appetite and said with a smile: "Brother Zhao, the rate of return goes up with the increase of the principal. It takes sixty days as a period. If it is less than one million, it will be about 10%. .”
At this time, Zhao Quanbin was shocked and speechless when he heard that if the price was less than one million, he would be given 10% in sixty days.
From 1996 to now, the central bank has cut interest rates eight times in three years, and deposit interest rates have dropped from over 10% to less than 3%. Where are there any high-interest financial management channels now
Xu Yiyang can give 10% of the income in two months, which is indeed very high!
And, that’s just under one million!
So he hurriedly asked: "Brother, what about more than one million?"
Xu Yiyang said with a smile: "For more than two million, 15%; for more than three million, 20%; for more than five million, 30%."
Zhao Quanbin asked: "Limited to two months?!"
"Yes." Xu Yiyang nodded and said firmly: "At the end of the two-month period, the principal and interest will be paid at the same time."
Highly recommended! There is still one week left before it goes on sale, so we are ready to explode. Brothers and sisters, please save your monthly tickets!
(End of chapter)