Li Zhen laughed loudly: "Don't look at the surface of anything."
"What's going on? Master Li, please tell me." Jia Liping scratched his head anxiously. He was puzzled as to why other people deposited money with him without charging custody fees. How could he make a profit
Li Zhen said: "Our money bank not only keeps money for others. We also lend money. This kind of loan is our main profit model. And where does the money for lending to others come from?"
Jia Liping suddenly slapped his thigh: "Money you loan to others is still other people's money."
Li Zhen said with a smile: "You understand. Yes, businessmen keep their money with us for convenience. And according to probability, it is impossible for everyone to withdraw all their money at the same time. .In this way, everyone’s money is with us, but we can use it. This is a cyclical flow process. And the money borrowed by businessmen who need loans actually comes from ‘other people’s’ money. of."
"A white wolf with empty gloves..."
"What nonsense are you talking about?"
Li Zhen laughed and scolded: "So from a relationship perspective, we have formed such a relationship: The people who save money with us, in theory, become the people who lend us the money. And we use the borrowed money, Then add interest and lend it to people who need money. Of course, people who save money with us not only don’t charge us, but we also give them money. If people save money with us, we give them 1/1,000 per month. The interest rate means that if he deposits 1,000 grams of gold with us, he will get 1,001 grams of gold when he takes it out one month later.
And for people who borrow money from us, we can give them one percent interest. If you borrow 1,000 grams of gold, you will have to pay back 1,010 grams after one month. And what we earn is this interest rate difference, which is nine thousandths. In other words, if you flip the left hand to the right, nine thousandths of the profit will fall into your pocket. "
Jia Liping counted on his fingers. The more he calculated, the more excited he became. He asked again: "But in this case, the profit is a bit too small, right? It's only nine thousandths."
Li Zhen slapped him hard on the head: "You're still young? Don't count single digits. I'm just giving you an example. Do you know how many capitalists there are in the entire Dongzhou? Do you know how many ordinary people there are in the entire Dongzhou? If the entire Dongzhou What if everyone in Kyushu deposits their money with us? What if everyone in Jiuzhou deposits their money with us?"
Li Zhen chuckled and said: "Moreover, after we have money, we will have more ways to make money. We will open some more companies and set up subsidiaries in the money bank. This company will then use the money in the money bank, Invest in something that is guaranteed to make a profit without losing money. Doesn’t this mean money begets money again?”
"And when our kind of 'voucher' matures, won't the entire market be completely circulated? Won't the voucher become a new currency? Then won't the job of creating money be left in our hands? By then, it will be considered a new currency The dynasty was established, but the entire country still had to use the money we created. What does it mean to be as rich as a country? To be so rich is to be so rich that even the country must be attached to you."
Jia Liping jumped up excitedly: "I understand, I understand Master Li. I understand, you are really thoughtful. I didn't even expect that you had such a purpose in storing gold. Master Li, where did you come from?" A wonderful idea?"
Li Zhen smiled and said: "I forget who told me, it seems that there was an institution called a bank ten thousand years ago."
"Who told you?"
Li Zhen's expression suddenly became misty: "I forgot..."
Jia Liping left excitedly, and another student hurried over: "Master Li, I also have a question to ask."
“…”
The next day, Kyushu Academy of Sciences made another big move.
Liu Jinghong, who returned to school, teamed up with Ma Jianbin, the current interim dean of the Institute of Mechanical Power, and finally developed a synchronous motor with quite mature technology today.
The matter of Qin Enze's treason is now avoided by everyone in the entire Kyushu Academy of Sciences. This Ma Jianbin is the newly appointed dean and one of the earliest veterans of the School of Physics. Taking Qin Enze's place, they had actually been looking forward to Qin Enze's return, but they all knew that he probably wouldn't be able to come back.
Surprisingly, synchronous motors were obviously developed by the School of Electromagnetics. But in the end, it was actually the cooperation between the Institute of Aviation and the Institute of Mechanical Engineering that brought it to maturity. There was also some involvement from the Institute of Electromagnetics, but it was relatively small.
Today is the day to demonstrate synchronous motors, and the entire School of Physics came out. The Aviation Academy and the Mechanical Academy were extremely happy. However, all the staff at the Electromagnetic Institute had gloomy faces, did not speak, and just remained silent. The people in the two houses looked at each other as if they had revenge for killing their fathers. There was nothing we could do. The School of Electromagnetics was currently focusing on asynchronous AC motors and had no time to take care of synchronous motors. I didn't expect that other schools would take advantage of this loophole.
Li Zhen sat on a chair, looking at an iron lump about the size of two fists placed in the field with interest, and said with a smile: "Synchronous motor?"
Liu Jinghong said excitedly: "Well, since the synchronous motor showed up at the Science and Technology Award, we have been deeply involved in research. If the synchronous motor can be installed on the airship, this will complete the freedom of the airship. The reality of control. Steam engines and steam turbines cannot be brought into the air because they are too heavy and require a lot of coal, which is even heavier. Not only can they not push the airship forward, but they will become redundant. But synchronous motors are different. All you need is this small motor and a battery. It’s relatively much lighter.”
Li Zhen smiled: "Let's try it."
Someone immediately connected DC power to the motor.
'Buzz' On the spot, the rotor exposed outside the iron knot began to rotate violently, and it seemed to be quite efficient.
Everyone was in an uproar. They didn't expect that these two fist-sized things could have such a high speed. This speed is more than ten times, or even dozens of times higher than that of a steam turbine, right
Liu Jinghong smiled proudly: "In order to let everyone feel intuitively, now connect the propeller to the rotor."
Someone immediately installed a small fan blade. The total length of the fan blade was only a dozen centimeters, not very big.
'Buzz' The rotor immediately started spinning at high speed again. "Huhuhuhu" there was a gentle sound of wind. Through the propeller, I could see its speed more intuitively. It was indeed extremely high.
Li Zhen, however, always smiled and did not express any opinions until after the demonstration.
Everyone turned to look at Li Zhen uneasily: "Master Li... do you think it is realistic to develop synchronous motors into the forward driving force of airships?"
"Unrealistic." Without any hesitation, Li Zhen shook his head decisively.
Everyone was in an uproar.
I have never seen Li Zhen be so decisive.
No, it should be very realistic, so why did he insist on saying it was unrealistic
The idea of airships has now completely become a common topic in the Institute of Physics. They dream too much of conquering the blue sky. Getting the airship into the sky, did it. But moving forward... has become a common problem in Kyushu's physics department.
This time, the maturity of synchronous motors gave them a little hope. But unexpectedly, Li Zhen decisively denied it.
(End of chapter)