The significance of the lesson is great. Wei Ming felt that it was worthwhile to spend one hundred thousand taels of silver to buy a lesson. No one is perfect, you can run on the right path out of a bright road. Running on the wrong road, there is only the bottomless abyss waiting for you.
"One hundred thousand taels, my one hundred thousand taels!" Whether it feels worthwhile and whether it hurts in my heart is basically two different things. One hundred thousand taels of silver, this is almost one-tenth of Wei Ming's fortune. It is a lie to not feel sorry for it. No, you have to quickly implement this matter for the bank. Just like later generations, even if you can't get something like a card, at least you have to get a credential and add a password, and everything will be fine. At the very least, if you have one hundred thousand taels of credentials, even if they rob you, they won't be able to take them out of the bank. Of course, you need to find someone you can trust, or you can directly self-reliant and do it yourself. Only you know the password, and others will send it to you at most. When the time comes, there will be no more people to send, and you can save a sum of money for escort. Why not do it
Just do it and discuss with Zhu Youjian. Zhu Youjian entered the palace and called Zhu Youxiao out. Wei Ming was unwilling to enter the palace after being killed. Aside from anything else, it was a group of eunuchs and court ladies that made Wei Ming feel very depressed. The yin is too heavy and makes people feel uncomfortable.
"Your one hundred thousand taels are really not going to come back?" Zhu Youxiao asked, frowning. Even if he is the lord of a country, one hundred thousand taels of silver is still a large number in front of him. It's ridiculous to say that the emperor of the Ming Dynasty is so poor, who should he talk to? Looking for Lao Zhu? Even if you throw Lao Zhu from the grave, he can't change this fact.
"I said, Lao Zhu, what are you kidding me? Even if it's you, you don't want to come back for one hundred thousand taels! If I can ask for it, I will definitely get the money back. But now, Dongchang and Jinyiwei's People have cut off the tongue of those who have caught them, and there is no questioner. Where can I go to find the money? To prevent this from happening, we must take further action. The bank is now I'm almost ready to go to the next step." Wei Ming said while rubbing his forehead. There is nothing more uncomfortable for him than this, but Zhu Youxiao always mentions it, which is annoying.
"That's true. But, didn't you say that the bank will take a while? It's so anxious to open now, there won't be any trouble!" Zhu Youxiao couldn't help asking. This is different from what was discussed at the beginning.
"One hundred thousand taels is not too difficult for us to handle. Even if it is there, it will not make much difference. However, according to the current situation, the loan is not enough, but the deposit is completely fine. At the beginning, it was negotiated. I am one million taels and you are one million taels. When we have enough deposits, we can operate on our own, so we can rest assured." Wei Ming said. In the past two days, he also thought a lot. In fact, the rich people in the Ming Dynasty grabbed a lot of things, and there were countless things that could be used as mortgages. Even if Wei Ming and the national treasury were emptied, it was not enough for these people to borrow money. When the time comes, he won't be able to come up with so much money, but instead smashed his own sign, there is no need. As long as the bank opens, those silver numbers and everything have to be closed. Apart from anything else, Zhu Youxiao is now crazy about money. At that time, under a paper order, the owner of the silver number will have to go home and farm. The feudal era had such benefits. No matter who you are, if you want to oppose the emperor, you are prepared to face the crush of the state machinery. A small number of people succeeded for special reasons, but most of them died. Opening a bank is definitely not counted among those special reasons. Save money and get interest. Who doesn't want such a good thing
"Okay, you can do whatever you want. I don't understand this aspect. Then you can find the two guys in the household department to do it. However, the cycle shouldn't be too long. Otherwise. , Even if we give others the profit, we will be hollowed out." Zhu Youxiao said. It's not unreasonable. The reason for opening a bank is to make money. Without a loan business, making money is simply a fantasy. The profit of depositing a tael of silver is small, but if it is hundreds of millions of silver tael, Zhu Youxiao will have a headache when thinking about it.
"That's OK. However, if we want to open a bank properly, we must become bigger and stronger, and we must engage in a monopoly. The bank will be independent of the account department in the future, but it must be closely linked with the account department. Print and issue new ones. Money and banknotes must work together on both sides. Moreover, to combat usury, it is also necessary to force the suspension of other banks." Wei Ming said. There must be no less preparation. If someone else lends money to others and can get a higher interest rate, then go to the bank to deposit the money when you sleep? How can I borrow without a deposit? To put it bluntly, a bank is an institution that borrows chickens to lay eggs. If you want an egg, you have to have a chicken first.
"This is easy to say. You have to say nothing else and make laws. There are a lot of great people in the court. Don't worry about this. As for the other silver titles, wait until I give Jin Yiwei and Dongchang an order. Tomorrow they will be closed for good.” Zhu Youxiao said very domineering, and they do have this strength. Who makes the emperor the emperor
"Hey hey hey, you have said so much, can you let me say the last sentence?" Zhu Youjian saw that the two people talked with each other in a strong nature, and completely ignored the existence of him as a living person, which made him feel very uncomfortable. Anyway, we are also known as extremely smart people, aren't we
"Well, well, just tell me if you have something, who wouldn't let you say it?" Zhu Youxiao and Wei Ming rolled their eyes at the same time. But I have to say that just now they really forgot the kid Zhu Youjian.
"Let’s do this otherwise, Brother Huang, you secretly made an imperial decree for those high-ranking officials and dignitaries in the capital. I think Jinyiwei and Dongchang should have records of how much money these high-ranking officials and dignitaries have. Half of the property must be deposited in a bank account within one month of the bank’s opening. In this case, don’t we have money? Don’t say we don’t give it to them. After a year, we will even return the money with the profit. This way. Wouldn't it be better not to smash our sign, and to shorten the cycle to the shortest?" Zhu Youzhen said with a red light in his eyes. Wei Ming felt cold behind his spine. You said that such a small kid has so many intestines? But I have to say that although this method is a bit tougher, it is still a good one. Anyway, your money is buried in the pigpen, so it's better to use it out to contribute to the country. Anyway, Wei Ming looked at the smile at the corner of Zhu Youxiao's mouth and knew that this guy also had this idea. It seems that there are really no good men and women in this old Zhu family. No, the money of other people's families is known, have they already figured out their own details? Looking at Zhu Youxiao and Zhu Youjian again, Wei Ming's eyes were full of panic.
"Okay, we really don't like your little money. There are more wealthy people in the capital than you, and it's not your turn. How far should such a big family standard be? I think Just one hundred thousand taels! As long as a family's assets are up to one hundred thousand taels, then even a wealthy family will have to pay for it!" Zhu Youxiao said with a smile. Wei Ming now increasingly feels that Zhu Youxiao is a wolf in sheep's clothing.
"However, there is one more thing." Now that you have made a decision and know you can't change it, it's better to improve it. "One year is too short. Our current transportation is definitely not convenient. After a single transaction, one Even if you kill them in years, you will never even pay back your capital and profits. So, this has to be extended. Then three years. After three years, even the capital and profits will be given to them again. One Years are also in arrears, and three years are also in arrears. Why is it better for us?"
"Hey, old guard, you usually say that I am insidious. Now it seems that we are each other. You are stronger than me, but not weaker!" Zhu Youxiao said with a smile. The three of them looked at each other and smiled. One smile was more disgusting than the other. In this way, the three embarrassed guys worked out a strategy to entrap countless big households in the capital. And it's definitely a shame. Thinking about Zhu Yuanzhang's inducing rich households to enrich Fengyang and Beijing, Wei Ming felt that there was not so much psychological pressure. Are you only allowed to do the first year of junior high school, and not allowed to do the fifteenth
(The second chapter today!)