Since Wells Fargo and Standard Chartered Bank merged into Cronos Bank, as expected, users have great confidence in Cronos Bank, and the number of users has greatly increased! With more money in the bank, you can use that money to lend or invest to make more money.
The banking industry has always been a profiteering industry. It has been the case since ancient times. Otherwise, how can people who engage in finance have money
The reputation of the Bank of Cronos is already there, and the development speed is very fast, but the name has changed. For ordinary people, the Bank of Cronos seems to have become a newly established bank, although the bank The boss, Li Zetian, is very rich and quite famous, but he doesn't know his credit... This may be the shortcoming of Cronos Bank.
Li Zetian browsed the news website casually, suddenly saw a news, could not help but light up.
The news said that an old lady had saved 2,000 yuan in 1985. After 22 years, she wanted to withdraw the money. The old lady originally thought that there should be a lot of money with the principal and interest, so she went to the bank excitedly with the account book and passbook, but was told that the total amount of interest and principal was only 880 yuan.
There is also an old man. When passing by a certain bank, he heard that there is a regular value preservation and savings business. If he saves 2,000 yuan for 20 years, he can earn 200,000 yuan. You know, in 1987, when the salary was only a few dozen yuan a month, the old man worked hard to save 2,000 yuan. He originally planned to buy a shop. At that time, it only cost 2,000 yuan to buy a local shop. In the end, he saved the 2,000 yuan. the bank. According to the express provisions on the deposit certificate, the principal and interest of this deposit will be 200,000 yuan due in 20 years, and no matter how the deposit interest rate and the value-preserving subsidy rate are adjusted, the bank will pay the fixed amount on the basis of this, but it will be withdrawn after 20 years and cannot be withdrawn in advance. As a result, 20 years have passed, and the old man has been looking forward to it for 20 years, but what happened next made him unable to believe it. The bank said: This certificate of deposit is now invalid and cannot be withdrawn.
The old man's deposit principal and interest was only 8,000 yuan, not the 200,000 yuan stated on the deposit certificate.
The 2,000 yuan that year was enough to buy a shop, but the current 8,000 yuan is not even enough to rent a shop for a year.
How is this acceptable? !
After reading these news, Li Zetian suddenly remembered a little story he had read before, saying that an old American lady, looking through the relics of her ancestors, saw a handwritten deposit slip in a book. 200 years ago, the old grandmother deposited $100 in a Swiss bank, and the old lady tried to withdraw the money from the bank's branch in the United States.
After the staff received the deposit certificate, they immediately reported it to the head office. The head office immediately sent a special person to check the account number on the deposit certificate. In the company's old accounts a hundred years ago, they actually found the bottom account of the deposit. After that, the president of the head office went to the United States to find it. The old lady invited the media to hold a grand exchange ceremony, cashed out more than 500,000 at interest, and also rewarded the oldest customer with $1 million.
What is credit? This is called credit.
Of course, the veracity of this story has yet to be verified.
"Standard Chartered Bank was founded in 1983, and Wells Fargo Bank was founded in 1982. They are both old-fashioned banks, so there must be very old accounts!!!" Li Zetian showed a smile on his face, "Just take the initiative to find out, and then contact the other party. Make the hype! Hehe, in this way, the world will know the credit of the Cronos Bank! I am such a genius!!!”
Li Zetian immediately took out the iPhone 2 and told the head of the Koronos Bank of his thoughts. At the same time, other news of poor bank credit is pushed on the Internet, such as the news that Li Zetian just saw.
Both the former Standard Chartered Bank and Wells Fargo Bank began to read the old archives. This is a arduous and difficult job. After all, after many years, even if there are records in the bank archives, the holder of the certificate of deposit cannot be found. .
However, as long as there are clues, they can still be found after all.
After more than a month, good news finally came out from the former Standard Chartered Bank. The CEO of Standard Chartered Bank immediately called Li Zetian and said, "Mr. Li, we have found the old account in 1887, which was 180 Hong Kong dollars at that time, and now it is worth three dollars. More than 100,000 Hong Kong dollars…”
After listening to his words, Li Zetian was overjoyed and said happily: "Very good, immediately contact the media for hype!!!"
"Yes!"
A few days later, the Internet was filled with news about the Bank of Koronos cashing in an old account, and there was a speech by Li Zetian: "Customers who deposit money in our bank, please rest assured, as long as the earth is still alive, your funds It will never be lost, as long as the real certificate of deposit can be redeemed anytime!!!"
Because Li Zetian deliberately pushed news about other banks' poor credit, now seeing the behavior of Cronos Bank, netizens are naturally full of emotion and surprise, and they have received rave reviews online.
"Cronos Bank is very trustworthy, it is a clear spring in the banking world!!!"
"As expected of the bank established by Chronos Li, it is trustworthy!"
"666, I like the phrase Chronos Li said the most, 'Customers who deposit money in our bank, please rest assured, as long as the earth is still there, your funds will never be lost, as long as the real certificate of deposit, you can exchange it anytime' , this sentence is so touching, it makes me want to take the money out of other banks and deposit it in the Koronos Bank!"
"Hehe, this is really a slap in the face! Look at the Koronos Bank, and then look at the domestic banks, it's a world of difference..."
"Woooooo, we don't have Chronos Bank here, I beg Chronos Li to set up a branch here!"
"Seeing this news, I'm ready to go to Cronos Bank, hehe, we just opened a branch of Cronos Bank here!"
"Haha, we also have a Koronos Bank branch here!"
"I really envy you for having the Chronos Bank there~~"
"… "
Li Zetian laughed after reading the comments.
"Through this incident, Koronos Bank has established a very high credit rating and gained a lot! In addition, starting this year, the subprime mortgage crisis in the United States is about to break out. Countless banks around the world have suffered heavy losses, and they purchased their financial products through bank introductions. The customers of the company have also suffered huge losses. If Chronos Bank is immune, not only does it not lose money, but it still maintains a very high profit rate, which will certainly be impressive.”
"It is not difficult to imagine that in the course of the subprime mortgage crisis in the United States, the Bank of Cronos will grow rapidly!"
Li Zetian sat on the black leather sofa chair, sipping tea one by one, very relaxed and comfortable.
Outside the house, Dongfang Yuqin walked in at this time. , she said to Li Zetian with a smile on her face: "Dear, your idea is really effective, the number of new users of the Kronos Bank has skyrocketed, and you don't know that there are now queues outside the Kronos Bank. How many customers are there!!!”
Li Zetian put down his teacup and smiled slightly: "A bank can win the hearts and minds of the people only when they value credit, and those who win the hearts and minds of the people win the world. Therefore, as long as credit is established, the bank's market share will have our share!!!"