In the 21st century, whether we want to save money or borrow money, where do we go the most
Answer, the bank.
The bank is the embryonic form of the bank.
Of course, you need money to open a bank, but is Wuhan University short of money
Answer, no shortage.
Does he open a bank
Answer, he really can't afford it.
Opening a bank is not that simple. It must have a strong enough background and sufficient funds to be deployed.
Therefore, Wuhan University simply pulled Tong's family into the water together, under the prestige of Tongguan Tongda General, this background is almost enough, it is estimated that ordinary people really dare not make trouble.
As for the advancement of funds in the early stage, it is natural that Liangshan and the big men of Manichaeism in the huge alliance of Wuhan University need to advance.
Liangshan is the least lack of money now. Their workshop was established the earliest and the fastest. The Four Sea Escort was also the first to be completed by Liangshan in the entire territory of Shandong. They did not rebel, so they accumulated a lot of money.
Of course, the richest one is definitely Wufu in Yanggu County.
The Four Seas Escort will distribute dividends to the sponsor of Wuhan University every month. In addition, the workshops that the Wu family has laid for Liangshan, Manichaeism and Lu Junyi also have to distribute dividends. Otherwise, why teach them to lay the workshops? Too much money? My brothers have settled accounts, and money matters have never been sloppy.
In addition, the Wu family's workshop in Yanggu is really terrifying.
Almost all of the newly built Yanggu county towns are Wu's workshops.
And the most profitable one is not the sky-high-priced perfume that is in short supply, but the soap that has begun to become popular.
Don’t underestimate these humble gadgets. Although the things are small and the profits are thin, they can’t be used by many people, and small profits but quick turnover. The more such gadgets, once they become popular, the daily running accounts will be generated. That is an astronomical figure. (Book friends who have opened a convenience store should have a deep understanding of this.)
Wu University gave Ximen Qing Chuanshu and asked him to allocate money to the poorest big brother Lu Junyi. With the reputation of the Four Seas Escort, he opened banks in Shandong, Hebei, Jiangnan and Chenliu, Bianjing where Wuhan University is located.
If you have spare money on hand, you can deposit it in our bank and pay you interest without defaulting on it;
What if merchants are short of money for turnover? It doesn't matter, you can take things to mortgage and give you cash directly, and as long as the value of the mortgaged items is sufficiently symmetrical, then the interest rate is not high, it is definitely not usury, loan!
In fact, when buying half of Chenliu's shop in Wuhan University, when it is necessary to transport money from Yanggu to here, Wuhan University has plans to open a bank.
After all, it is too inconvenient to carry around so much tossing back and forth.
In history, it was not until the Ming Dynasty that wealthy shops and silver accounts appeared, which were the embryonic forms of money houses. Tang, Song, Yuan, Ming and Qing dynasties have passed.
Of course, the best choice for banks, such a behemoth that is related to the people's livelihood, is to hand over to His Majesty the emperor. In fact, Wuhan University had indeed planned this way from the beginning, admonishing Song Huizong.
But since the incident of Master Li, Wu Da decided to open a bank by himself.
Wuhan University wanted to see what Song Huizong would look like when the money in the bank was several times more than the silver in his Song Huizong treasury.
Forcibly grabbing? Okay, if you have the ability to grab it, then come and chant. Anyway, the money in this bank is not owned by my martial arts family. It is the lifeblood of the people in the world and most merchants. As the emperor, if you dare to touch their lifeblood, they dare to join hands and lift you off the throne. !
Of course, it will take a long time to develop the bank to that scale.
Wu Da is not in a hurry, he is waiting for some people to come to the door automatically.
But in any case, with the order of Wuhan University, the whole Song Dynasty immediately had a new topic-the bank.
Although the banks in various places have not been formally established, the Four Seas Escort has already released the wind ahead of schedule in accordance with the instructions of Wuhan University.
In the words of Wuhan University, this is called building momentum.
This year, there are no mobile phones, no computers, and no advertising on Weibo. It is extremely difficult to promote the situation. Thanks to the escort of the world, it has achieved a little effect.
The fastest movement is naturally the base camp of Wuhan University-Yanggu.
With an order from the Ximen officials, a few clean and open shops were vacated, and a few clever nurses who had integrated simple addition and subtraction multipliers in the Su's private school were selected as buddies, and Yanggu Wu's Bank was formally established. .
The Wu family has an absolute appeal in Yanggu. On the first day of the bank’s opening, the people in Yanggu County, every household, men, women and children, all carrying their spare money, more or less, came to the bank and queued.
The non-local people who came to work in Yanggu were stunned when they looked at the sack of copper plates that the locals held in their hands and even carried them on their shoulders.
They really didn't expect that these ordinary people, who usually don't show up, are so rich!
What surprised them even more was that these locals carried the money into the bank, and when they came out, there was nothing in their hands. Everyone immediately fryed the pot. What about the money
A few outsiders who came to work in Yanggu for the first time, relying on their somewhat thin face, approached the "Laosan Liu" who had just come out of the bank, and asked in a low voice:
"Laosan Liu, where's your money?"
Laosan Liu is a well-known good old man in Yanggu. He is happy to see anyone. He never shows his face to others. He is lucky. His youngest son is already the preparatory nursing home of Wufu. One step forward. Then it became the official Wufu guardian, and the carp jumped over the dragon gate.
Liu Laosan smiled and took out the signed and painted receipt from his arms, and said with a smug expression: "Look, isn't it all here?"
"What!? So much money in exchange for such a piece of paper!?"
Liu Laosan was slightly stunned, "Isn't there a contract?"
"Contract? What is a contract? The money is gone, what's the use of a contract? Laosan Liu, you have been cheated by the Wu family!"
Liu Laosan was stunned for a long time, his eyes rolled, his face deliberately showing a bit of misery, and he sighed: "People are under the eaves, and they have to bow their heads... Hey! Let's not talk about it, it's all fate!"
Afterwards, under the sympathetic eyes of many outsiders, Liu Laosan went home with a bitter face.
When he got home, his eldest son asked the same question: "Father, our family's money was exchanged for such a piece of paper? Have we been cheated by the Wu family!?"
"Snapped!"
Liu Laosan gave his eldest son a mouthful with a wave of his hand.
"Father! Why are you hitting me!?"
"Huh! I beat you to make you smarter, okay? In the words of our Wu Family Patriarch, if I weren't your father, I wouldn't bother to teach you to be smart! Touch your conscience and keep your dog eyes open. , Our family’s bricks and tiles, how could it not only existed after the Wu family appeared? The Wu family pits us? Don’t say it’s something of our family that the Wu family still looks down on, even if one day the Wu family really takes a fancy to our family’s things, That's also our family's blessing, don't you understand?"
This is the unconditional trust that the locals of Yanggu have in the Wu family.
This is another manifestation of Yanggu's cohesion to the extreme.
For outsiders, they believe in the words of Wuhan University. I am not your father. Why should I teach you to be smart? So they will not explain the benefits of money houses to outsiders.
And if one of them is guilty, they will pull it over with a big mouth and teach them how to be smart.
This is Yanggu, the most simple and lovely Yanggu.