Han also listened to the bearded nonsense talking a lot, and probably understood it.
This should mean that Yu Wanwan's father acted as a guarantor for his friend, and then his friend ran away after borrowing five million from the lending company. The guarantor's family is demanding debt?
After clarifying this relationship, Han also calmed down, and asked the bearded man, "Can I see the loan contract?"
"Okay, okay, just look at it!" The bearded man pointed at the contract spread out on the coffee table, and said casually, "But what we brought is a copy, and the original is with the boss. You know, we are collecting debts." During the process, we often meet people who are more emotional, if the original is torn or destroyed, won’t our boss just fetch water from the bamboo basket??”
Han also glanced at him lightly, reached out to pick up the contract on the coffee table, and read it carefully.
The first few pages were all normal loan terms, and Han read them one by one. When he turned to the last page, his beautiful eyebrows could not help but frown tightly. He glanced at Dad Yu and asked hesitantly. Said, "The annual interest rate is 40%?? Godfather, your friend borrowed usury??"
"What!?" Father Yu's eyes widened instantly after hearing Han Ye's words. He stood up abruptly, grabbed the copy in Han Ye's hand, and turned to the end with trembling fingers. On the first page, when I saw the words "40% annual interest rate" on it, my eyes suddenly went dark, and I sat down on the sofa and said, "How is it possible, how is it possible, I remember when Daqing told me , obviously mean the annual interest rate is 10%..."
"What is the annual interest rate of 10 percent? It's obviously 40 percent annual interest rate, okay!?" The bearded man looked at Yu Wanwan's father with a speechless expression and said, "Brother, when you guarantee someone Don’t you want to sign?? Didn’t you read the terms when you signed??”
"I... I read it. I remember that the annual interest rate is 10% on the contract..." Father Yu looked at the contract in his hand with disbelief written all over his face.
"Old Yu, have you looked carefully?" Yu's mother looked at Yu's father with sorrowful eyes and said, "Are you sure it's 10%?"
"This..." Father Yu hesitated for a moment, trying to recall, then shook his head and said, "I don't really remember... It happened three or four years ago..."
"Brother, don't blame us for being an afterthought. In our business, we have seen a lot of people like you who are cheated by friends." The bearded man confided in his father, "You said, if your friend is the first Let me tell you, he borrowed a usury loan and asked you to give him a guarantee. Will you give him a guarantee? Of course not, so he deliberately lied to you, saying that the annual interest rate is 10%, so you can rest assured , so obediently sign for him as a guarantee!"
"I..." Listening to the bearded man's words, Yu's father was speechless for a moment.
"Look, this loan contract was signed three years ago. At that time, your friend borrowed five million yuan. Let's calculate it based on the interest rate. The annual interest is two million yuan. He has not paid it back for three years, with interest on the principal. Now a total of 13.72 million has to be paid back.”