When Zhao heard what the government counselor said, he smiled and said: "This can't be considered kidnapped by me. I think everyone here knows the importance of ATV. For such an important position, of course I need to find someone who can reassure me." People come to take charge.
Fortunately, she performed very well during her tenure, so I promoted her to the position of president of Umbrella Holdings. "
After all, we are not here just for small talk. After these few words of warm-up, the chief minister of the government took over and said: "The decision of the British Hong Kong government this time has a great impact on Hong Kong's economy and on our government." big.
If we don't respond well, we will suffer great losses. However, the British Hong Kong government is just being generous to others. Not only does it not suffer any loss, but it can also exhaust the development potential of Hong Kong's economy in the future. Therefore, it is very important to properly handle this incident. important.
Just when we were at a loss what to do, Mr. Zhao proposed this meeting, so let’s ask Mr. Zhao to talk about his views on this incident or how to handle it. "
Zhao Yi was not polite and took over the words of the chief minister of the government and said: "Just now, the chief minister of the government has already mentioned the harm caused by the British Hong Kong government's decision, so I won't go into details here.
But I think that the large-scale supply of land by the British Hong Kong government this time is not entirely a bad thing. After all, the living environment of Hong Kong residents does need to be improved. It is just a matter of degree.
At the same time, I believe you can also see some clues about Hong Kong's economic problems. The real estate economy already accounts for half of Hong Kong's economy.
As the number of Hong Kong residents increases in the future, the proportion of the real estate economy will increase. At present, Hong Kong already has a development trend of real estate monopoly.
Especially since 1981, after the real estate crash, some capital that can borrow funds has entered the market to hunt for the bottom, gradually forming the prototype of real estate monopoly capital.
If it cannot be effectively contained, Hong Kong's living environment will not be able to change even if Hong Kong returns later, because by then, Hong Kong's economy will have been kidnapped by real estate.
At that time, whether the central government has the right to interfere in Hong Kong's normal economic decision-making will not be able to change Hong Kong's economic structure.
Most residents of Hong Kong who already own houses are also the beneficiaries, and they are unlikely to be willing to see this economic pattern change. So what will happen to the young people who do not have houses in the future? Can they only happily accept exploitation
I think everyone is well aware of the consequences. Once someone instigates the young people who have been suppressed for a long time, they will direct their anger towards the central government and cause great damage to the relationship between the two places. This is a consequence that we have to guard against. "
When everyone heard this issue mentioned by Zhao Yi, they really hadn't considered it before. After all, the mainland has not yet implemented the commercialization of housing, and there is still insufficient understanding of the consequences of some problems.
Now that they heard Zhao Yi talk about the problems that high housing prices in Hong Kong may bring, they felt that it made sense. After all, logical reasoning was completely feasible.
Human nature is all profit-seeking, and no one is willing to spit out the benefits that come into their mouths without strong means of coercion.
Even if Hong Kong returns, the central government will not have enough rights to interfere with Hong Kong's economic operations. This is an internal issue in Hong Kong. However, as the central government, some negative emotions will inevitably be vented on it.
Since this question was raised, many people present fell into deep thought, thinking about how to solve this problem, causing the scene to be quiet for five minutes.
It was the chief minister of the government who took the lead to break the quiet atmosphere, knocked on the table and said: "The angle of the question raised by Mr. Zhao is very interesting, at least I have not considered this issue before.
I thought about it just now, but I didn't find any good solution. I just don't know what Mr. Zhao has to say. "
After hearing the words of the chief minister of the government, everyone turned their attention to Zhao Yi, hoping to know the answer to this problem from his mouth.
Zhao Yi saw everyone looking at him, smiled, picked up the tea cup, took a sip of tea, put the cup away, and said: "I have a good plan here, and what I just said is the decision of the British Hong Kong government this time It's not necessarily a bad thing.
In fact, Hong Kong's own capital capacity is limited. If land is supplied on a large scale, there will not be enough funds to auction it. At that time, the auction will either fail or the price will get lower and lower.
Therefore, there is no need to worry about their large-scale land sales being completed, and there is no need to worry about the problem of no available land after Hong Kong returns to the motherland.
There is another favorable condition here. As you all know, HSBC has been acquired by me and is still in the process of internal integration and delisting. After these matters are dealt with, I plan to transfer HSBC to an umbrella holding company.
As long as HSBC is allowed to suspend lending to the real estate industry, it is impossible for those Hong Kong capital to cause any disturbance in the real estate market.
We all know that most real estate developers in Hong Kong rely on bank loans to leverage the real estate industry. Once this 'water source' is cut off, I think the British Hong Kong government alone will not be able to make it work, and their one-man show will not be able to continue. .
There is also the issue of whether Hong Kong real estate developers are willing to cooperate with the British Hong Kong government. I think they are unwilling to cooperate for two reasons.
The first point is that the Hong Kong property market is hovering at a low level. Many real estate companies are unable to protect themselves. It is impossible to invest limited funds into it at this time.
The second point is that for those real estate developers who escaped the 1981 property market crash, or those who had relatively abundant capital to begin with, even if they purchased land, it would not be very large.
Because banks do not lend, their own funds are limited. In addition, they have bought part of the property market at the bottom. If the price drops again, their assets will be regarded as negative assets by the bank, which will affect their subsequent loans.
It is from these two points that we can conclude that Hong Kong's real estate developers will not follow the British Hong Kong government in playing this game, because it will not benefit them at all.
The disadvantages are obvious. There are no advantages, only disadvantages. It will also harm the mainland government. When Hong Kong returns, their situation should be imaginable. "
After Zhao Yi finished his analysis, an official took over and asked: "According to Mr. Zhao's logical analysis, we can completely ignore the British Hong Kong government's decision this time."
When Zhao heard what he said, he took over and said: "If it is just to deal with this problem, of course we can do this, but as the central government, we must take a long-term view and cannot treat a sore foot or a headache. Just solving the current problem is not enough.
I mentioned before that if the real estate economy is allowed to hijack the Hong Kong economy, the consequences will be very serious, so I want to take this opportunity to solve this problem. "
After hearing Zhao Yi's words, everyone present was very interested in it. The chief minister of the government asked: "Tell me, how can you take this opportunity to solve this problem."
Zhao Yi continued: “I have always believed that a reasonable real estate economy is conducive to economic development, but this is not just the house itself, but the industrial chain behind the house.
When you buy a house, you have to decorate it, so there are many industries involved behind the decoration. At the same time, you also have to buy home appliances, and there are many industries behind it. This is the reason for developing the real estate economy, not the house itself.
The house is not considered high-tech. In the final analysis, it is just a piece of steel and cement. It does not have much technical content. The industrial chain inside is not long, and its role in the development of the national economy is limited.
If housing prices are too high, less money will be used for other purposes. After all, national income is there.
Even after buying a high-priced building, those who originally wanted luxurious decoration can only do simple decoration now, and those who originally wanted to buy high-end home appliances can only make do with some cheap items.
Doing so will have a huge impact on the industrial chains behind them, which are often very long, involve a large number of employees, and have technological content that is not comparable to that of reinforced concrete.
At the same time, it also affects residents’ purchasing power in other areas. When funds are scarce, they can only buy cheap clothes and eat cheap meals. The remaining funds must be used to prevent accidents, such as medical care, childbirth, elderly care, etc. Funds need to be set aside.
That’s why I say that once real estate hijacks the economy, it will not only make people unhappy, but will also affect the development of other economies.
As the saying goes, once a flower blooms, all will fail. It has completely become a cancer of the social economy. If you don't cut it, you will slowly wait to die. If you cut it, you will be half dead. "
The reason why Zhao Yi recounted the dangers of high housing prices was to make these officials understand the dangers involved.
Because the development of commercial housing is a must for our country, which can provide better living conditions for the people, but there is a limit to everything, and they must understand the harm caused by going too far.
Especially since our country has recently started reforming and opening up, we have no experience in many aspects, and Hong Kong, which is just across the border, has become a reference for many decisions in the mainland.
First, Hong Kong is a capitalist society and implements a market economy. Second, Hong Kong’s cultural factors are the same as ours and have a certain degree of analogy.
But in his previous life, Zhao Yi felt that he didn't learn much about the good things from the mainland, but he learned the essence of the bad things. It was not advisable to vigorously develop the real estate economy and treat it as a pillar industry.
At the same time, methods such as selling off-the-plan properties and calculating the area of public stalls are also learned to be better than others.
The resulting economic disputes are countless, government corruption is increasing rapidly, and social moral decline is also getting faster and faster.
It seems that the entire country's economy revolves around real estate, and the real economy has suffered a huge blow, which has forced the Internet economy to develop in full swing.
Zhao Yi continued: “To solve this problem, I think Singapore’s housing policy is worth learning from. That is, the government builds a large number of low-rent housing so that every resident can obtain satisfactory living conditions at a relatively low cost. This is a way to kill two birds with one stone.
First, it can crack down on monopoly capital in the real estate economy. Because there is enough supply of low-rent housing, the number of residents who choose to buy high-priced housing will definitely be greatly reduced.
Then these real estate economic monopoly capitals will not be able to obtain excess profits from the real estate industry, and their capital strength will take a huge blow.
Second, it can meet the basic housing needs of residents without causing many social problems due to housing problems, which plays a huge role in maintaining social stability.
Of course, it will be difficult for us to directly command the Hong Kong government now or in the future, and they are unwilling to assume this obligation. Capitalism still believes in small government and will definitely not listen to our suggestions.
That’s why I say that this decision of the British Hong Kong government is a huge opportunity to resolve conflicts in this area. If it works well, it can allow Hong Kong to develop stably for at least a hundred years. "
This is not Zhao Yi’s alarmist statement, but these capitals have begun to gradually kidnap Hong Kong’s economy. If Hong Kong wants long-term peace and stability, this trend must be reversed before then. If it has become a trend, it will be difficult to find a good solution. this problem. (End of chapter)