Zhao Yi actually knew his situation, but he was not timid because of this situation. First, he could be sure that he was safe, and second, there was really not much time left for him to develop, and he must develop with all his strength.
But he was still willing to improve the relationship with the government, so he deliberately added that sentence at the end.
If the government recognizes that statement, then the welfare contracting plan he proposed just now will be passed, and it will also receive full support from the state and the government.
Only with the full support of the national government can he fully mobilize all domestic forces and carry out larger plans so that our country can rise in a shorter period of time.
It's just that he didn't have any background before, and his words didn't have any weight. He could only develop step by step on his own. Only after he gained absolute power could he talk to the government on an equal footing.
Although Zhao Yi knew that his development time would be very fast, the actual development speed still exceeded his expectation. After all, although he was intelligent, he still could not completely predict everything.
Perhaps the business leaders he and Zhou Ling selected were indeed more suitable, allowing him to more than triple the country's economic scale in just four years, almost one step a year.
Especially in 1983, it can be said that the development of his enterprises boomed, and the operating income of each enterprise showed obvious growth momentum.
Even Pusi Chemical, which had been sitting on the bench before, has achieved tremendous development and is now competing with various international chemical giants internationally.
It is precisely because of this unexpected development speed that Zhao Yi directly became the largest economic entity in the national economy without even having time to arrange some means. This can be regarded as unintentional.
In fact, this kind of single dependence is extremely unhealthy, but now a strange combination of circumstances has caused this situation, and Zhao Yi can only go on with his head down.
It's just that this interest relationship is one-sided, so it needs to be deepened to form a situation where you are in me and I am in you. This is the most stable interest relationship.
To be honest, among the three major welfare systems, only contracted medical welfare has obvious profit opportunities. Educational welfare is purely a consumption of capital. We can only expect that the national finance will grow rapidly in the future to make up for some shortcomings.
But as a person with ideals, of course he will realize the importance of education. Coupled with the existence of the two potions, if the scope of education cannot be fully expanded, then it will be a waste of opportunities. This is unforgivable in his eyes. mistake.
Therefore, even if he suffers huge losses, he is willing to carry out the plan. According to the current scale of capital, he will ultimately benefit from the largest proportion.
Pension benefits are actually a matter of course. Since the first two are planned to be contracted, there is no shortage of this one. At the same time, he has absolute confidence in the operation of pension funds, so that the pension funds can continue to make profits.
The old man looked at Zhao Yi who was drinking tea leisurely, rubbed his forehead, sat up straight, leaned forward slightly, and waited until Zhao Yi finished drinking tea.
He smiled and said: "Listening to your analysis, it sounds like it is indeed a good idea, but how can you ensure that the services you provide meet the requirements, and what is the financial tilt ratio
You also know that our finances are not just about supplying these areas, but also rely on financial support in many ways. Therefore, if the ratio is too high, the government will not be able to provide for it for the time being.
At the same time, the government is also more concerned about service quality. Take school construction as an example, there is a big gap, not to mention gaps in other details. "
Hearing the old man's words, Zhao Yi was very excited, which meant that what he said just now had an effect, but on the surface there was no disturbance.
He looked at the old man and said slowly: "Since this plan has been proposed, of course we need to carry out follow-up detailed negotiations. The details will be quantified one by one until a result recognized by both parties is reached. More specific details cannot be given here for the time being. details.
As for the fiscal ratio, I imagine that education contracting costs are 25% of fiscal revenue, which includes free 15-year compulsory education from kindergarten to high school graduation, vocational education and higher education.
It even includes the cost of nutritious lunches provided in the compulsory education stage, and of course the milk plan for school students is also included.
Although this ratio seems high, it is far from enough compared to the plan. For example, based on the current number of school-ready children at least 200 million (actually more than 200 million), the annual milk plan alone will cost 36.5 billion. Yuan.
This is calculated at cost price by my Tianji Dairy Company.
In order to allow all school-age infants, children and teenagers to receive free and compulsory education, and the teaching team cannot be expanded for the time being, we still need to invest huge funds to make up for this shortcoming.
In addition, in order to accommodate the learning of so many children, the amount of one-time fixed investment required is also huge, and the subsequent maintenance costs are also considerable.
Not counting other various operating costs for the time being, the investment required in these aspects far exceeds the scale of fiscal expenditures.
Calculated based on the fiscal revenue of 500 billion yuan in 1983, 25% is equivalent to 125 billion yuan. The rest still needs to be used for the construction of school buildings, the payment of teachers’ salaries, the purchase of some teaching supplies, etc. It is definitely a loss-making business.
The only hope for profit here lies in the improvement of the country's financial situation in the future.
Even if profits are achieved in the future, the profit scale will be controlled within 5%. The purpose of this is to ensure that the quality of national education can keep up with the changes of the times.
So this ratio looks very high, but in fact the actual funds obtained are not very high. This is equivalent to using part of the uncertain future fiscal funds through this method in the current era. I believe the government will make its own decision on the pros and cons.
I hope that medical benefits will account for 15% of total fiscal expenditures.
Calculated based on the fiscal situation in 1983, it was only 75 billion yuan. Free medical care for all could be achieved at a cost of 75 billion yuan. I think it is an absolutely cost-effective deal, which is equivalent to a financial subsidy of 75 yuan paid by the state for each citizen.
Of course, this alone cannot satisfy the operation of medical benefits, so working citizens must also pay for medical insurance.
The payment is based on 8% of the total salary income, part of which is deducted from the citizen's salary, at a rate of 3%, and part is paid by the employer, at a rate of 5% of the employee's salary.
It is particularly emphasized that as long as citizens receive salary income, they need to pay medical insurance premiums, regardless of status.
At the same time, the same applies to employers. Whether they are corporate units, government units, or public institutions, they all need to pay for medical insurance.
Since collection issues are involved, there are likely to be some means of evasion, which requires the use of some mandatory punitive measures to ensure the smooth collection of medical expenses.
At that time, relevant laws and regulations will need to be improved. My Yuheng Law Firm has in-depth research on relevant laws and can cooperate with the government on relevant legislation.
The funds required for medical welfare are mainly divided into three parts: one is fixed investment in hospitals and equipment, the other is investment in medical technology research and development, and the third is investment in medical costs.
The first one-time investment proportion is very high, but the subsequent investment is smaller, mainly in the maintenance and updating of equipment and facilities.
The second investment is ongoing investment, and the amount of funds occupied will continue to be high, because there are always new diseases threatening human health, and this state cannot stop.
The third item accounts for the bulk of medical benefits, including personnel wages and the cost of medical drugs and equipment.
Pension benefits are expected to account for 15% of national fiscal expenditures, and the rest will be collected through individuals and enterprises. The method is similar to medical insurance. Enterprises need to pay 20% of salary income, and individuals need to pay 8% of salary income.
After employees have paid pension insurance for a certain period of time, they can receive no less than 50% of the median salary of the year when they retire. Citizens who have not paid pension insurance can only receive pensions based on the fiscal pension balance, which is no less than the median salary of the year. 50% of the minimum monthly wage.
The specific actual distribution ratio needs to be based on the income and expenditure of the pension. When there is a surplus based on the annual rate, after collecting a profit of no more than 5%, the pension will be distributed according to the employee's payment of pension insurance through an algorithm. Go down.
Of course, if there is a loss calculated based on the annual rate, the contractor will also make up for the minimum payment standard, which requires the pension insurance contractor to effectively use pension funds to invest, but the investment target should be in low-risk areas.
The above are just some ideas, and specific plans need to be negotiated by multiple parties before a result can be reached. "
Don't look at what Zhao Yi said is not much, but to the ears of the elderly, it is completely different. These three welfare expenditures alone account for 55% of the entire fiscal expenditure. In other words, the government can spend There is only the remaining 45%.
This 45% share includes defense expenditures, civil servant salaries, national infrastructure construction, national scientific research funding expenditures, etc. It makes people’s heads hurt just thinking about it.
Especially now, there are too many people receiving state financial salaries. If this plan is implemented, top-down reforms must be carried out to reduce the number of people receiving financial salaries as much as possible. Otherwise, this expenditure will be enough for the government to drink. A pot of it.
At the same time, defense spending is absolutely indispensable and will even be increased appropriately based on changes in the international situation, so it is also a hard expenditure.
The remaining scientific research funding and infrastructure are relatively flexible, but it is absolutely impossible to continue as before.
But if we say how much money Zhao Yi earns from it, the old man also thinks it is impossible. Although the ratio of 55% is high, it is impossible to fully implement these three free benefits.
At least the old man calculated in his mind that the government cannot use 55% of fiscal expenditures to provide these three benefits for free, and it is even impossible to achieve a certain quality.
Therefore, Zhao Yi will have to provide large-scale subsidies for these welfare projects. Although this seems to be an advantage for the government, it will put both parties in an embarrassing situation.
First, Zhao Yi's large-scale subsidy will definitely lead to a reduction in funds for commercial operations and will it affect the business development of the company.
You must know that the scale of Zhao Yi's enterprise has accounted for an absolute proportion of our country's economic development. If there are operational difficulties, the impact on our country's economy will be very large.
Therefore, when Zhao Yi introduced large-scale subsidies, it seemed that the government took a big advantage. However, if you think about it carefully, there are still certain risks, and this risk is something the government does not want to see.
Second, the government's available finances have been sharply reduced, and many things will need to be adjusted. Some systems need to be reformed, and some tasks need to be adjusted, involving all aspects of the government.
It was precisely when he thought of the difficulty inside that the old man realized how tricky it was.
Zhao Yiti's plan is not wrong, and he does not intend to take advantage of the government. The government is also right. Rather than improving welfare, it cares more about the stability of the political situation. Only a stable political situation can seek development.
And drastic reforms are bound to be accompanied by a certain amount of turmoil, so one can imagine the difficulty involved.
The mistake was that it was inappropriate. (End of chapter)