Suppressing over-capitalization is a behavior that should not have been proposed by the wealthy Zhao Yi, and he is working hard to practice it. This is quite funny to outsiders.
It is precisely because he is a very rich man that he understands that capital has no good intentions. When there are more capitalists, the capitalist group will gradually lose their human side.
Because when there are more capitalists, there will be serious involution. The 996 and so on in the previous life were not only involution caused by the surplus of domestic labor force, but also involution among domestic capitalist groups.
Because there are too many fellow capitalists, if you don’t work hard to force employees to perform 996, and other capitalists do this, you will be naturally at a disadvantage, and both costs and efficiency will be greatly reduced.
In this competitive atmosphere, it is impossible for a capitalist to put down his whip, because once he shows kindness, he will be the first to fall.
Many readers feel that the protagonist has a hand in everything, just because he knows in advance that this will be the result. In order to create millions of rich people, it is better to keep as much wealth in his own hands as possible.
Because most of the wealth is in the hands of a limited number of people, it is the easiest to deal with, and capital is the easiest to control. As long as the people who hold the wealth can control it, they still retain their human side.
Then capital will not be too out of control, the flow of capital interests can be accurately controlled, and the problem of involution of capitalist groups will not occur.
As for "getting rich first and driving wealth later", to be honest, Zhao Yi himself doesn't really agree with this view. His past life has also proved this. Capital is not benign. If the capitalist group becomes involuntarily, it will also lose its humanity.
Of course, if wealth is gathered into the hands of a limited number of people, they are required to have noble sentiments, otherwise the impact will be very large, but as a national manager, it is actually easier for the government to deal with it.
Even though Zhao Yi has a huge influence in the domestic economy, if it really wants to deal with him, it will be very easy for the government. It is much easier and the impact will be much smaller than dealing with thousands of capitalists.
Zhao Yi actually understands this, but he has a clear conscience for what he has done. Although the wealth seems to be in his hands, he is actually just playing the role of a wealth distributor.
The wealth accumulated in the past was either invested in domestic transportation or improving national welfare. Now it is being further distributed to vast rural areas through urbanization.
Although he has gained a large number of assets, the current value generated by these assets is far lower than his investment, and the value generated by these assets is not exclusive to him, but is shared by all people.
Among the cooperative enterprises under Zhao Yi, they also try their best to find state-owned enterprises for cooperation. Although private enterprises also have partners, the number and scale are very small.
This phenomenon is also partly influenced by Zhao Yi's ideas. Although state-owned enterprises are somewhat inefficient, it is because there were problems with the previous management system, and there are ways to solve the problems.
The state-owned enterprises that have completed the reform this time are much more powerful than before. Although they are still slightly insufficient compared to the enterprises under Zhao Yi, this is already a huge improvement.
After the first round of state-owned enterprise reform is completed, the market-oriented mechanism will be gradually completed. After a period of stability, it is not impossible to carry out the second round of state-owned enterprise reform to further improve the operating efficiency of state-owned enterprises.
Behind the state-owned enterprises, the spokesperson is the government, so it is much easier to control the capital of the state-owned enterprises. In this way, the capital of the two major domestic capital groups can use the final spokesperson to avoid the excessive expansion of capital that exists in capitalist countries. question.
The role of capital is huge, but the damage caused by capital is sometimes huge. If we want to avoid the negative effects of capital, we must make capital controllable.
Of course, this is also because Zhao Yi's wealth came too easily, and because he has a golden finger, he is not overly obsessed with wealth. He can calmly use capital as a tool, and it is just a tool. .
As for why the domestic salary level is not significantly increased now, firstly, he still needs huge wealth to complete the layout. For example, the total scale of funds required for urbanization construction this time has reached more than ten trillion.
If we want to complete the urbanization construction across the country, the scale of funds required will reach tens of trillions of yuan. If wealth is distributed now, although this work will not stop, the development speed will be much slower.
Secondly, wages need to be consistent with social and economic development. If he blindly raises wages, other social supporting facilities and economic development levels will not keep up, which will only bring greater chaos.
Zhao Yi's own companies are basically at the world's leading level, both in terms of technological content and capital utilization efficiency. If wages are paid according to developed countries, it will not be very difficult for him.
However, this does not represent the development level of the entire country. If this is done, it will only lead to the emergence of a larger two-dimensional structure, which will have a huge impact on the development of other domestic economies.
The most obvious example is that the operations of state-owned enterprises, which have just improved a lot, will immediately fall into paralysis, and the wealth will be over-distributed to employees, which is likely to cause inflation.
Therefore, wealth is not distributed by blindly increasing wages, but needs to be gradually distributed to the hands of the people in the process of expanding production.
This will not only distribute wealth more widely and avoid the emergence of a two-dimensional economy, but also allow commodity production to adapt to the development of social wealth and avoid inflation.
To give a very simple example, the urbanization construction carried out this time is actually an example of a wider distribution of wealth. At the same time, these built houses are commodities and can be provided to residents for consumption.
This allows the wealth in the hands of residents to flow in a certain direction and avoids inflation caused by too much money and too few goods, which means that the money in hand cannot buy enough goods.
The ultimate purpose of the currency in your hand is to buy goods. If you don't buy the goods and just keep them in your hands, the harm will be very great.
The reason why Chinese people like to store money in banks is not because they don't want to buy goods, but because they have too many concerns and need to keep a large amount of money to deal with possible crises.
If these worries of theirs can be solved, they do not need to keep a large amount of funds in their hands. They can purchase a large number of commodities and investment products to promote further social and economic development.
The education, medical care and pension benefits jointly implemented by the government and Zhao Yi are to solve this problem. Judging from various data, the results are still quite good. In the future, we only need to continue to work hard and it will only get better and better.
The only thing that Zhao Yi feels is lacking is that the current domestic relief system has not been perfected and a social relief system covering the entire country has not been formed.
It's not that Zhao Yi doesn't want to cooperate with the government to get this work done, but it's because it's more difficult to do it under the current conditions and requires a lot of supporting measures.
The establishment of supporting measures depends on the improvement of the economic level and policy support. In addition, the three major welfare systems mentioned above have just been established and have not yet been completely stabilized, so this matter can only be postponed temporarily.
The main difficulties are as follows:
The first point is how to identify which groups of people need assistance. Although a national financial unified identification code has been established to monitor individuals’ asset status in various banks, the proportion of cash used is still too high.
It is inaccurate to judge a person's asset status solely by relying on bank assets. So if this standard is used for relief, not only will it not play a good role, but it will bring great harm.
Just like Shuidichou in his previous life, his intentions were good, but irritating things happened frequently. He drove a luxury car and lived in a mansion. Whenever he had a problem, he went to Shuidichou to cry for help. As a result, not only did his wealth not decrease, On the contrary, it increased sharply.
To avoid this, we must implement full digitization of the RMB, a fixed asset registration system, and establish a national big data analysis platform, so that we can accurately assess the economic status of every person or household in the country.
Among the above three conditions, none of them is easy to achieve. Although there are no technical problems with the digitization of RMB, there are big problems with the carrier that carries the circulation of digital RMB.
On the one hand, this is because the data network is currently not sufficient to support such business development. Of course, if you insist on doing it, it is not impossible. The simplest way is to upgrade the current 2G network to the Internet.
Although it still will not greatly increase the wireless network bandwidth, it can be regarded as a foundation. Combined with digital compression technology, it is not a problem to realize digital RMB online payment.
On the other hand, related equipment is needed. In previous lives, smartphones could be used instead, but now the conditions for the emergence of smartphones are not yet met. Otherwise, Zhao Yi's companies would have already entered the field of smartphone production.
We can’t use smartphones to make phone calls and conduct digital RMB transactions. The price-performance ratio is too low, and it would be very difficult to get people to spend a large amount of money to do this.
Moreover, with the current level of economic development, not all people can afford to buy mobile phones. In this case, the goal of full coverage of digital renminbi will still not be achieved.
Of course, if you insist on doing it, it is not impossible, then specialize in producing digital transaction equipment, which is equivalent to the size of a wrist watch, reduce the price to an extremely low price, and then have the government distribute it to people across the country for free.
To be honest, such equipment can be manufactured by his company. Whether it is radio frequency chips, SoC chips, or even biometric technologies such as fingerprint recognition, they are all readily available.
And because the function is relatively simple, and the process technology of Tianxing Semiconductor Company is more advanced, miniaturization and integration are not a problem.
Even so, the cost price of each device will not be less than 100 yuan. This is still under the condition that the cost of each link has been compressed. According to Zhao Yi's estimate, if it is done according to normal business, the price of the equipment should be between 300 yuan.
There are 1 billion people in the country. If each person has one, the government will need to invest hundreds of billions of dollars. This is not a small number. Wouldn't it be better to invest this money in other places, so the resistance within the government must be very high.
Of course, if it is realized, the benefits will be very obvious. First of all, the government will have a good understanding of the national capital situation, so the problem of financial corruption can be eliminated.
Secondly, it increases the efficiency of capital flow, which has a more positive significance for accelerating economic development, has great benefits for expanding domestic demand, and has positive significance for the development of the Internet industry.
Finally, the government's formulation and supervision of economic and industrial development policies are more targeted and effective, because all financial transactions are under government supervision, and the accuracy of statistical data is very high.
This is only a benefit to the country. It will also have great benefits in international trade. The first is to bypass the existing international payment system and avoid the possibility of being stuck by others.
As our country's economy increasingly participates in economic globalization, it plays an increasingly important role in international trade, and the value of the RMB has an increasingly obvious advantage in international trade.
In the future, the international trade system settled in RMB will definitely occupy a certain market share, and digital RMB can not only effectively improve the efficiency of currency settlement, but also accelerate the international circulation efficiency of digital RMB.
Of course, if you want to effectively support the nationalization of digital renminbi, you need to build a broader digital network. Is there anything more convenient than using satellites
Zhao Yi feels that the asset registration system is relatively easy to implement in this era, because the current asset situation is not as complicated as in the previous life, and it has not yet generated too much ulterior asset income.
Therefore, in the extended system of the smart city brain project of Building Block Software Company, there is a system related to fixed asset registration. The purpose is to start this area as soon as possible, otherwise it will become more and more difficult and the resistance will increase in the future.
However, establishing and improving the system does not happen overnight. It will take at least many years to improve the national fixed assets registration situation, so it cannot be effective in a short time.
The difficulty of establishing a national big data analysis platform later lies in the collection of data. If all cities across the country use smart city brains, it will be quite easy to do so.
Just wanting to cover every city in the country with smart city brain is not possible in the short term. Even if it is temporarily replaced by a general system, it will not be achieved overnight.
The second difficult point is to establish what kind of rescue system. Although this may seem simple, in fact it is not that easy to do unless you pay for it all yourself.
A very simple example, charitable donations in previous lives can involve so many interests, not to mention the social assistance system with greater coverage, which has even more interests.
Of course, it is not impossible to solve these problems involving interests. You can use the three technical levels mentioned above to solve this problem well.
As long as the digital renminbi, the fixed asset registration system, and the national big data analysis platform are all established and improved, the cost of corruption will be very high, and the interests involved will be much less.
So this difficulty is not unsolvable, but it still needs the solution to the first point above. This is not a problem that can be solved in a short time.
The third difficult point is what form of rescue should be used and who should be included in the rescue targets. It seems very simple, just giving money, but in fact the issues involved are not simple.
Taking the subsistence allowance households in the previous life as an example, it involved many problems. Zhao Yi believes that if the establishment of a social assistance system cannot be clearly considered and accurately identified, the problems will only become more serious.
This does not yet involve the issue of what form of institution to establish, whether the government is responsible for operating it, or whether it is operated by the National Welfare Acceptance Fund.
Based on the above difficult situation, Zhao Yi feels that the current conditions are not yet met, and it will take five years at the earliest to have a certain foundation.
At that time, smart city brains also had mature applications in China, and various national data platforms were gradually established and improved, providing a foundation for big data analysis.
Moreover, due to the development of the economy, the people are relatively wealthy. Regarding the acceptance of digital renminbi, the national finance can also bear the cost issues caused by digital renminbi.
Of course, if the whole country can work together to do this, it is not impossible, it just needs a good opportunity, at least it will not be carried out in the name of establishing a rescue system.
Because the domestic bailout system has not yet reached the point of urgency, and the domestic economy is still developing rapidly. As long as you work hard, you will basically not be unable to make a living, and it will only get better and better in the future.
The most likely situation is that as the economy develops, some people who are not determined will have unclean hands and feet, and once this atmosphere is formed, it will be out of control.
At the same time, with the changes in the international situation, it is becoming increasingly urgent to establish an international payment system centered on ourselves for future considerations.
Under the attack of these two situations, the launch of digital RMB may be advanced, especially if Zhao Yi has the relevant technology, and the government may be willing to spend large sums of money to bear the cost.
Therefore, Zhao Yi will not take many actions in this regard at present. Smart people should not go against the trend, but should follow the trend, so that they can achieve their goals and avoid unfavorable situations for themselves.
Before Zhao Yi thinks that his starting point and purpose are good, he will think that others will recognize his point of view. Although this is most likely the case, it is not always the case.
After the above analysis, everyone knows how complicated the interest relationships are. Many things are not what you think will work. If you have a good starting point, you can gain the support and recognition of others. (End of chapter)