The technological flood of rebirth

Chapter 471: Discussion about digital currency

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When Zhao Yi came to the restaurant, Zhou Jinyu was helping the maid prepare dinner. When she saw him coming, she smiled and said, "Why are you coming here late today? I was going to ask Xiaoling to call you over."

"The experiment has been completed. I was doing some finishing work and wasted some time. Here, this is for you." After Zhao Yi finished speaking, he handed the smart glasses to Zhou Jinyu.

After receiving the smart glasses, Zhou Jinyu looked at them carefully and found that apart from being slightly different from ordinary eyes, there was nothing magical about them.

"I'm not short-sighted, so there's no need to wear glasses." Zhou Jinyu studied for a while, put her eyes on the table, and said to Zhao Yi.

"Put it away first. I'll tell you later how good this thing is. It won't be too late to say you don't need it then." Zhao Yi said with a smile.

Because there were so many people here, Zhao Yi couldn't make it too obvious, so he just mentioned it in one sentence. The reason why she couldn't tell anything was because he had added protective measures.

The smart glasses he specially gives to people close to him have undergone special processing and protection measures. They can only be turned on if they match their brain waves. Otherwise, they will be no different from ordinary plain glasses on the outside.

Moreover, it is technically more advanced than the smart glasses equipped for individual soldiers. The advanced point is that it has more and more powerful brain wave recognition capabilities, and its accuracy and richness are higher than that.

Although brainwave recognition is also provided to the military, brainwaves can only recognize limited commands, which are similar to the action commands for operating a smartphone. They are for the convenience of operating smart glasses.

Smart glasses for people close to you can not only implement limited command operations through brain waves, but can even record brief thinking activities. Once any problem is encountered, the message can be sent out instantly.

However, it is still difficult to translate long thoughts, and it is impossible to do this with current small smart glasses.

As mentioned before, the human brain’s thinking changes rapidly, and thinking too long means more interference, requiring more powerful computing power to clear out the noise.

In addition to translating thoughts into text information, this smart glasses can also temporarily copy images of thoughts in your mind, which means that the pictures in your mind can be output in a short period of time.

However, the output picture is definitely messy, and there are even many things that even I find inexplicable. However, it can be cleaned through artificial intelligence programs, and a more accurate picture can basically be restored.

When Zhou Jinyu heard what Zhao Yi said, although he still didn't understand why, he no longer treated them as ordinary glasses. The things he took out in his hands were usually good things that could not be seen on the market.

After Zhao Yi finished cooking, dinner was basically served. After Zhou Jinyu watched Zhao Yi move his chopsticks, he also started to move.

During this period of time, after his observation, Zhou Jinyu seemed to be more and more ladylike than before. Whether it was eating or handling things, she was more organized than before, and she was not as fussy as before.

Although I was curious about why she had changed so much in such a short period of time, I didn't ask. After all, this was also a sign of growth.

For example, he took off his chopsticks first before Zhou Jinyu took off his chopsticks. If it had been before, she would never have done this. If she was too hungry, she would not even wait for him to come back to eat and finish her meal first.

When the meal was halfway through, Zhou Jinyu suddenly asked: "Xinhui Energy Company issued a news release saying that they have developed a battery product with higher energy storage and will be mass-produced probably in the middle of this year.

According to the news description, if such a battery is used, the tablet battery that is less than a day old can be used continuously for about 7 days on a single charge.

However, according to external comments, it is impossible to have such a battery at the current level of technology. At least based on the existing battery circuits, it is not feasible.

I also know that Xinhui Energy Company is owned by you, so I want to ask if this matter is true? Those comments seem to make sense. "

Zhao Yi stopped his chopsticks, listened carefully to what she said, showed a curious look, and asked: "I haven't seen you related to these news usually, why are you suddenly interested?"

Hearing him ask this, a rare blush appeared on Zhou Jinyu's cheeks, and she said in a slightly lower voice: "I just happened to see it, and besides, it's your company, so I paid more attention.

Don't interrupt, just tell me if these are true. "

"Since Xinhui Energy issued it in the form of a press release, it must be true, but those comments are not necessarily false. According to the current battery roadmap, it is indeed difficult to do this.

Because Xinhui Energy's battery products will adopt a completely different roadmap from current battery technology, they will not only have greater energy storage density, but will also be safer than current batteries. "Zhao Yi gave an affirmative answer.

At that time, Zhao Yi provided several grades of battery products to Xinhui Energy Company. If that is what the press release said, then what Xinhui Energy Company provided was actually the lowest grade battery product.

However, such a battery product is more than sufficient for use in electronic equipment. If its other defects are not taken into account, it is barely acceptable for use in electric vehicles.

As for the shortcomings, of course they are also obvious, that is, they are not capable of large current output and are not suitable for devices with higher power. This is the result of Zhao Ji's deliberate decision.

Because this energy storage density actually far exceeds the current level of battery technology, it can be used in the field of military equipment, such as all-electric submarines.

Therefore, when designing the battery, the possible military use has been taken into consideration. Although the energy density is very high, it can only be used in low-power electronic equipment.

In addition, he has also specially prepared battery products for electric vehicles, which are a higher level than low-power battery products, but they also have their scope of use.

Further up are military-grade battery products. Currently, China Military Industrial Company is already designing an all-electric submarine. If it succeeds, it will really be a ghost under the sea.

The two of them chatted about the news they knew today while eating. Zhou Jinyu usually did the talking and Zhao Yi listened. After all, Zhao Yi was in the laboratory all day and had less time to pay attention to information from the outside world.

Zhao Yi generally doesn't know about some gossipy anecdotes or news that is not within the scope of his attention, but Zhou Jinyu is more interested in these things.

After dinner, Zhou Jinyu followed Zhao Yi to the study room. After the two parties sat down, Zhao Yi asked Zhou Jinyu to take out the smart glasses he had just given and demonstrate to her how to use them.

After some operations, Zhou Jinyu put on the smart glasses, and saw a mark suddenly appeared on his eyes. This icon was designed by Zhao Yi himself. In the future, anything made by him may use this mark.

After the mark flashed by, a cartoon character appeared in front of him. This cartoon character was the image of Xiao Ling, but Zhou Jinyu didn't know it. She and Xiao Ling usually communicated through oral communication.

"If a picture appears in front of you, it means that the smart glasses have been activated. In the initial state, there is nothing. If you want to see something, just think about it in your mind." Zhao Yi reminded again and again. road.

Hearing what Zhao Yi said, Zhou Jinyu directly thought of what he had not finished reading yet, and had a strong desire to read it.

Just after this idea came out, it appeared in front of her eyes, and it was the last chapter she had read before. It was quite magical, and the distance from the picture to the eyeballs could be adjusted according to personal comfort reading style.

After this operation was successful, Zhou Jinyu already had experience, so he had so much fun playing there that he almost forgot about Zhao Yi beside him.

Seeing Zhou Jinyu like this, Zhao Yi had to remind her and said: "I gave you the things, but I hope you don't do these things when walking, as it will be dangerous."

Hearing what Zhao Yi said, Zhou Jinyu's attention immediately turned to reality. The screen on the smart glasses suddenly cleared up, and looking to the outside world, it was no different from ordinary glasses.

Not to mention Zhao Yi, since he raised some issues with the old man last time, it is not without disturbance. The issues he mentioned about digital currency, political governance, social governance, etc. are actually invisible to people. Intense discussions took place.

It's just that the people who discussed it were at a higher level and the scope of the discussion was smaller, but it actually had an impact.

However, as an idealist, Zhao Yi can raise these issues based on his own ideals, but as an actual manager of the country, he needs to consider more things.

According to the current conditions, it is basically impossible to solve all problems in one step. This is closely related to the economic structure and has a lot to do with the quality of the current grassroots leaders.

Whether it is economic factors or personnel quality factors, they cannot be solved in the short term. Even if Zhao Yi provides many technical solutions, they cannot fundamentally change these.

Although many opinions did not immediately produce the desired results, during the discussion process, related topics did enter specialized research institutions for research.

When the time is right, these opinions and suggestions that have been fully considered and adapted to the needs of the times will be used again.

However, suggestions on digital currency are a very hot topic in this discussion. Although it seems that this is just a new form of currency, there are very large interests involved behind it.

As mentioned before, regarding digital currencies, first of all, it allows us to bypass the existing settlement system and directly allow the RMB to circulate freely internationally.

With the improvement of our country's economic level, we have reached the point where we have to consider the internationalization of the RMB. We cannot wait until the end of the matter to start considering this issue.

Anyone with a little bit of financial knowledge will understand that if we want to have widespread influence around the world, it is not enough to just work hard and produce products. People can easily steal our interests using financial means.

Although it seems that we have gained the benefits we deserve in this process, in fact we are just making hard money, while sitting in the office can easily outweigh your day and night work.

At present, digital currency is one of the important means for my country to realize the internationalization of RMB. If other means are used, it is likely to cause a rebound from the original overlord and cause unnecessary international tension.

It is different with digital currency. We will not explicitly say that it is for the internationalization of the national currency. Anyway, we also use digital currency domestically, and it is also due to practical needs.

As for the practical need for domestic use of digital currency, it is of course to prevent corruption. If all people make payments and transfers through digital currency, money corruption will be greatly eliminated.

Because every fund transaction can be clearly checked later, everyone's account data is also clear, and digital currencies cannot be hidden at home.

Of course, if you really want to be corrupt, you can also collect gold bars, antique calligraphy and paintings, etc., but what is certain is that it is extremely difficult to realize these things, which increases the cost of transactions.

More importantly, if you want to monetize these items, you still have to trade them through our digital currency. As long as artificial intelligence is used to assist supervision, it is actually easy to find clues.

Coupled with the real estate registration and various fixed asset registration systems that are being established in our country, the risk of financial corruption in the future is very high.

In fact, in Zhao Yi's view, if it can prevent corruption and other illegal gains, it is worthwhile to promote digital currency, because this will make it much easier for the government to govern.

And as long as currency is digitized, digital management can be realized in many fields, which is of great fundamental significance for the establishment of a digital society in the future.

Just when Zhao Yi was preparing to carry out his next research topic, which was robots, the government finally sent someone over to invite Zhao Yi to discuss the issue of digital currency construction.

After a long discussion, the necessity of issuing digital currency has been discussed and approved at the central government level. Senior officials have always believed that doing so is very necessary.

However, currency issuance is a very serious matter. How to ensure the security of digital currency, how to widely promote digital currency in society, and make currency transactions convenient for all business transactions.

These things are key issues for the success of digital currency issuance, and the only person who can solve these problems is Zhao Yi, so it is very necessary to invite him for relevant consultation.

At the meeting, all the reputable people were present. In fact, the conclusion has been reached, and we are just waiting for the central bank and Zhao Yi to provide practical solutions.

Therefore, this discussion is not about whether to issue digital currency, but how to issue digital currency. The central bank will discuss and answer the question at the financial level, and Zhao Yi will answer the question at the technical level.

In fact, from a financial perspective, there is basically no problem with the issuance of digital currency, because in the final analysis, it is just the digitization of currency. Apart from being digital, there is no other attribute different from paper money.

After the professionals from the central bank expressed their opinions, it was Zhao Yilai's turn to answer the question at a technical level. He answered from two aspects.

The first aspect is security. In other words, the primary attribute of digital currency is that it cannot be tampered with. If it is a digital currency of 10 yuan, but it is changed to 100 yuan using technical means, this will definitely not work.

In terms of digital currency security, Zhao Yi has added more advanced anti-tampering technology and path tracking technology to the blockchain in his previous life, which can ensure 100% security.

Of course, there are still significant differences between the sovereign digital currency issued by the state and Bitcoin, which used blockchain technology in its previous life. The most obvious is that sovereign digital currency is centralized, while Bitcoin is decentralized.

Of course, sovereign digital currencies also have the characteristics of peer-to-peer transactions, which means that when trading, they do not necessarily need to use the services of the central bank. Two traders can complete the transaction by themselves with a trading terminal.

However, during the transaction process, the digital currency has actually recorded your transaction and written it into the memo. After it is connected to the Internet, it will automatically connect with the central bank's services, and relevant records will also be recorded in the central bank's database.

When Zhao Yi explained the security measures of digital currency, it was definitely not as simple as the author wrote. As a time traveler and a cheat with a golden finger, he must be more powerful than the digital currency technology in his previous life.

The second aspect is to solve the problem of digital currency payment. Without a suitable payment medium, it will definitely be difficult to promote digital currency.

In this regard, Zhao Yi is preparing to launch a smart watch with digital payment capabilities. Although it looks high-end and classy, the price will definitely be very high.

In fact, with the current technical level of Zhao Yi's companies, it is not difficult to make a smart watch. The reason why it has not been launched is that the network requirements are not up to standard. This is the same as smart phones.

On the other hand, there are currently not many application scenarios for smart watches. If it is just for tasks such as measuring heart rate, it is difficult for consumers to pay high prices.

Although there was a trend of smart watches in the previous life, it turns out that this kind of device is actually a bit useless, and its sales performance is much worse than that of common electronic products.

Of course, having the technology is a foundation, and more importantly, it must be cheap enough. Only if it is cheap enough can it be more easily promoted. Otherwise, even if the government pays the bill, the government cannot afford such expenditure.

According to Zhao Yi's estimate, if only basic payment tools are launched, the price of each unit can be reached to 50 yuan.

Because such a device only requires one chip to complete, this integrated chip includes a logic computing chip, a radio frequency chip, a communication chip and a small-space memory chip.

Due to its simple functions, although many chip modules are integrated, the technical requirements are not high. It can be completed without using high-level chip manufacturing technology, and the design is relatively simple.

Of course, such equipment also needs to be waterproof and have a certain fire-setting function, otherwise it will be very easy to be damaged by water intrusion.

On top of the basic functions, more functions can be integrated, such as call function, SMS reception function, Bluetooth function, smart home function, etc., then the price will definitely rise.

Because the former Zhao Yi does not intend to make money from it, and even requires tax exemption from the government, while the latter is sold as ordinary commodities, and the price can only be purchased for hundreds or thousands of dollars.

According to my country's current population of 1 billion, more than 600 million people need to use currency to pay. Calculated based on the most basic 50 yuan, the total cost will be 30 billion yuan.

Although it seems like a lot, you must know that these digital currencies can be regarded as irregular deposits. If you use financial means, you can earn back the money through these accounts.

If the government wants to promote digital currency on a large scale, these costs must be borne by the government. If the people are required to pay, it will probably be difficult to implement it. This is for sure.

After hearing the basic terminal price estimated by Zhao Yi, most people were relieved, because this cost is not worth mentioning compared to the benefits.

Just as he thought, if the people hold banknotes, apart from the payment function, they will lose other financial attributes and cannot re-add value to these funds.

But if it is digital currency, then it is equivalent to all the money in the bank. Through financial value-added methods, not only can this cost be covered, but also huge profits can be made.

Perhaps after currency digitization, our country's financial prosperity will be several notches higher than it is now, because banks will have more financial base currency and be able to perform more financial value-added operations.

Establishing a digital currency payment system requires not only a large amount of investment in payment terminals, but also a large amount of investment in technology, backend hardware and networks.

In addition to using the current mobile communication network, Zhao Yi also proposed to build a satellite digital communication network so that no matter where people are, funds can be paid and transferred at any time.

Although payment terminals can perform point-to-point payments without relying on the network, such payments are subject to regulatory lag. If they can be connected to satellite networks at any time, they will have more operability at the regulatory level.

However, satellite digital network is not necessary. When funds are limited, payment can be made through ordinary methods, because even if there is a lag in supervision, it has not broken away from this large system.

And even under strict supervision, there will always be loopholes. Sometimes it is necessary to turn a blind eye and selectively ignore some problems that are not particularly serious.

At the end of answering the question, Zhao Yi even suggested that if the government is unwilling to bear the construction costs of digital currency, Zhao Yi's Xinghan Technology Company is willing to bear all costs.

However, the premise is that Xinghan Technology Company's online payment system must be embedded into the digital currency payment terminal, which means that if it is not a designated bank deposit, these free digital currencies will be counted in Xinghan Technology Company's online payment financial account.

In other words, Xinghan Technology Company can use the money for stable investment and financial management, such as purchasing treasury bonds, etc., to obtain stable investment returns.

However, everyone present was unconvinced about this. What Zhao Yi could think of, they must have also thought of it. At least people in the financial department would not ignore this issue.

In addition, Zhao Yi's reputation as the God of Wealth is well-known. He has never made a loss-making transaction through his hands. Even the dullest person will think carefully about the joints.

This meeting perfectly solved the financial and technical issues of digital currency issuance and provided a strong basis for the issuance of digital currency in our country.

As for when the digital currency will be launched, there is no clear time point at this meeting, but Zhao Yi believes that as long as the system is set up and everything goes well, it will be possible to try to launch it within the next year. .

However, during this time, Zhao Yi still needs to upgrade the current 2G network so that it can better support digital currency payment transactions. (End of chapter)