After thinking about it for ten minutes, finally... Chu Rui raised her head in shame, looked at Xin Yun and said, "I'm sorry, I'm afraid I'm going to disappoint you, the amount of silver in your hand is too big, I can't finish what you told me. Task."
With a gratified smile, Xin Yun calmly said: "I know what you said, but... there is nothing impossible to do in this world, let's put this matter aside for now, and I will make arrangements for Zixia's side first." I'll talk to you in detail after we arrange her."
Having said that, Xin Yun turned his head, looked at Zixia and said, "You can deal with the matter on your side right away. This World Academy Challenge is very important to us, and it is to win the title of Kaitian Sect." The best time, so no matter how much the cost is, you must investigate the members participating in the competition as soon as possible."
Speaking of this, Xin Yun reached into his arms, took out a form, and solemnly handed it to Zixia: "I have listed ten people on it, no matter what, these ten people must be thoroughly investigated, the more detailed The better, investigate their life experience, current situation, and strength, and if there is not enough time, you can even give up everyone else, understand?"
Taking the form handed over by Xin Yun solemnly, Zixia said decisively: "Don't worry, I can't guarantee the other people, but for these ten people, I guarantee that I will investigate even their most private things, you wait for my Good news!"
In Hu Zhongtian, in the small reception room, Xin Yun was sitting leisurely on the sofa. Opposite him, Chu Rui kept looking around in surprise. For Chu Rui, this was definitely a crazy day, a subversive one. It's been a day.
As early as in the teahouse, Chu Rui was almost speechless by Xin Yun's series of surprises. First, thirty-six super-large cities were directly handed over to her, followed by three trillion silver. For a thirteen or fourteen-year-old girl, no matter how smart she is, limited by her life experience, she is destined to be dumbfounded by the town.
However, if compared to now, everything in front is nothing at all. After entering the pot of heaven, those so-called real gold and silver have all become things full of the smell of copper. Compared with the pot of heaven, gold and silver It looks so vulgar, really too vulgar.
First of all, the environment here, it is definitely a fairyland on earth, Chu Rui never dreamed that there would be such a beautiful place in the world, even if it was a dream, it is definitely something that everyone desires to have, but now... this place belongs to Xin Yun belongs to Kaitian Sect!
Secondly, it is the inexhaustible spiritual energy here, and if it is so concentrated, this spiritual energy will condense into spiritual stones. In other words, as long as you are in this pot of Zhongtian, it is equivalent to a never-ending Consuming spirit stones to cultivate, in such an environment, even an ordinary person who knows nothing, will gain the Tao after a long time.
Finally, the most important and the craziest thing is that this world is really a dreamlike world, covered with mountains and plains, covered with amethyst stones, which are commonly known as spirit stones, spirit stones that are worth thousands of dollars in the outside world. Here are just broken stones that can be seen everywhere, and no one will pay even half an eye to it.
Maybe ordinary people don't know it, but in fact, as long as you take a piece of spirit stone from here and throw it on the street, you will definitely get into a fight because of the snatching, and even kill someone!
Although three trillion silver is expensive, it is valuable after all. On the other hand, this fairyland in the pot is priceless no matter from which point of view. It can be measured in three trillion silver. Compared with it, silver is vulgar, it is really too vulgar, and the value is too far behind.
In the small parlor room, Xin Yun drank tea leisurely and gave Chu Rui some time to digest. After all... an ordinary child from a small family must not be able to bear such a scene suddenly, so talk to her now If it is not, then it is simply nonsense, it must be that the left ear is listening to the right ear, and the mind is not settled at all.
Finally... half an hour later, Chu Rui let out a long sigh, closed her eyes weakly, and leaned against the back of the sofa with a smile on her face. The tea leaves were poured out, and then replaced with brand new tea, soaked in boiling water, smelling the fragrance of the tea, waiting silently.
Xin Yun knows that Chu Rui has recovered from the shock, and is now quickly adjusting her mentality and concentrating, and tea is obviously the best product to refresh her mind, so... now just wait for Chu Rui to calm down, and then you can enjoy this incomparably fragrant tea up.
Finally, Chu Rui heaved a sigh of relief, stood up with a smile on her face, seeing this scene, Xin Yun gently picked up the teapot, and filled the teacup in front of Chu Rui, seeing this scene, Chu Rui thanked Xin with a smile Yun picked up the tea and drank it lightly.
As the fragrant tea entered her stomach, Chu Rui's mind finally calmed down completely. She shook her head in admiration. Wuming, the Kaitian Sect, which has just opened its sect, has such a profound background, it is really surprising."
Speaking of this, Chu Rui suddenly remembered something, quickly raised her head, looked at Xin Yun and said, "By the way, didn't you just say that there is a way for me to complete the task of exchanging silver for gold within three years? Tell me quickly, you What are you going to do?"
Facing Chu Rui's questioning, Xin Yun calmly filled the cup in front of Chu Rui with tea, and then said flatly: "It's actually not too difficult, we just need to open a bank."
"A bank? What is that! A silver jewelry maker!" Hearing Xin Yun's words, Chu Rui said in amazement.
Faced with Chu Rui's guess, Xin Yun laughed dumbly, and shook his head: "No, no, no... In fact, the banks I'm talking about are similar to banks, where you can deposit and withdraw money!"
"En?" Looking at Xin Yun suspiciously, Chu Rui said puzzledly: "Since it's similar to a bank, why is it called a bank? It's easy to confuse everyone. When people hear this name, they must think it's silver jewelry." of."
After a slight pause, Chu Rui continued: "I don't think the bank can be changed. If we want to change it... we can add our clan name in front of the bank and call it Kaitian bank."
"Sweat..." Wiping the sweat from his forehead, Xin Yun smiled wryly and said, "What are you thinking? I just said that the function is similar to that of a bank, but I don't mean that it is completely a bank. If it is really a bank, do you think you can rely on it?" Has Qian Zhuang completed the task I gave you?"
"This..." Hearing Xin Yun's words, Chu Rui immediately fell silent. Yes... If it is just to open a bank, it is absolutely impossible to complete the task that Xin Yun gave. There is another way.
Under Chu Rui's attentive listening, Xin Yun said: "The name of the bank is the most appropriate, after all...Silver has always been the most important currency in circulation in the world, and we have a huge amount of silver in our hands. It is said that silver is synonymous with currency!"
"En..." Hearing Xin Yun's words, Chu Rui nodded, and continued: "There is nothing wrong with using the silver character as the name, but what about this business? Why is it called business!"
Hearing Chu Rui's question, Xin Yun's eyes suddenly flashed a sharp light, stood up slowly, walked to the window, looked at the soft light outside the window, Xin Yun said with a smile: "Professional is a profession, you can also Speaking of the market, when the characters Yin and Xing are connected together, the meaning will change dramatically! And this...is the opportunity for us to accomplish a miracle!"
Looking at Xin Yun in front of the window suspiciously, Chu Rui seemed to understand something, but she couldn't figure it out, especially what was the relationship between the bank and the task that Xin Yun gave.
Standing in front of the window, Xin Yun did not look back, and continued narratingly: "Silver is currency, money, business is industry, and market prices. When the two are connected, it means that we are in charge of money and money." The industry, money and currency market are in our hands!"
"Hiss..." Hearing Xin Yun's words, Chu Rui couldn't help but gasped, and said in amazement: "My God... do you want to monopolize the world's currency! Do you want to control the direction of the entire economy? This is impossible! This is simply impossible. It’s not something that one person or one force can do.”
"Huh!" With a cold snort, Xin Yun turned around abruptly, looked at Chu Rui with eyes full of confidence and said, "Who says it's impossible! Who says it can't be done? I said... In this world, there are only unexpected things." , nothing can't be done!"
Looking at Xin Yun's eyes that were extremely confident, Chu Rui said eagerly: "Hurry up... stop teasing me, tell me quickly, what exactly are you going to do?"
Looking at Chu Rui with a smile, Xin Yun said flatly: "Before talking about the bank, let's talk about the bank first. What functions do you think the bank has? What are its characteristics?"
"En..." After thinking for a while, Chu Rui said cautiously: "The renting of the bank is very simple. You can deposit money or withdraw money. In this way, you only need to bring gold or silver tickets to travel. There is no need to carry heavy gold and silver around everywhere, besides that, although the bank has some functions, it seems not worth mentioning."
Glancing at Chu Rui appreciatively, Xin Yun nodded and said, "That's right, that's very good and very correct. To put it bluntly, the bank is to provide a place for everyone to deposit and withdraw business, and to raise a little interest between deposits and withdrawals." , such an organization is not enough to complete the tasks I entrusted, but the bank is quite different!"
Hearing this, Chu Rui hurriedly concentrated her energy, because she knew that what Xin Yun said next would be the biggest factor in solving the whole task, only unexpected, nothing impossible, Chu Rui really wanted to know what it was, It turned out to be something she didn't expect, but it happened to be able to solve all problems.
Seeing Churui's primary school students concentrate on listening to the lecture, Xin Yun smiled slightly, and then said: "The bank is just a place to save money, but the bank... is a place for currency circulation. If I say this, you may not understand. Keep it simple." Let's talk..."
After a pause, Xin Yun organized his words, and then continued: "In short, the most fundamental difference between a bank and a bank is that a bank can only deposit and withdraw currency, while a bank can manufacture and issue currency!"
"What!" Hearing Xin Yun's words, Chu Rui stood up in shock, staring at Xin Yun with fixed eyes, obviously... She couldn't believe her ears, Xin Yun actually tried to issue currency!
Facing Chu Rui's gaze, Xin Yun smiled faintly, and let her watch without a single explanation. Xin Yun believed that with Chu Rui's wisdom, he could figure it out soon, even if he couldn't figure it out for a while, then She has to think for herself, if she can't figure this out, how will she operate in the future? You know... Once the bank is opened, it is all operated by Chu Rui, and she doesn't even know the concept, how will she do it
Sure enough, after only a short while, Chu Rui suddenly opened her mouth wide, and said with bright eyes: "Yes... Since we have so much silver, why can't we issue our own currency? It's just..."
Halfway through, Chu Rui's expression darkened again, and she frowned and said, "Issuing currency is no problem, we have enough silver to maintain it, but the question now is, why should we let everyone accept the currency we issued?" currency?"
"Hehe..." Smiling and looking at Chu Rui, Xin Yun said calmly: "I said, our goal is to monopolize the entire currency industry and all money circulation. Once my plan is realized, we will be the only ones in this world." The currency is in circulation, and all other currencies will withdraw from the stage of circulation, because... at that time, the circulation channel will be in our hands."
Having said that, Xin Yun paused for a moment, then continued: "It's not difficult to get everyone to accept our currency..."
Turning around, Xin Yun pointed to the outside world and said with a smile: "Did you see it? There are spirit stones everywhere, do you think... If we use spirit stones to make currency, will everyone not accept it?"
"Ah!" Hearing Xin Yun's words, Chu Rui opened her mouth wide in horror, and cried out in shock.
Facing the astonished Chu Rui, Xin Yun walked to the coffee table, and with a flick of his right hand, several coins fell on the coffee table. Looking carefully, several silver coins were of different sizes and styles. The most important thing was Unfortunately, these coins were not entirely made of silver.
Gently pick up one of the coins and look carefully. The outer ring of the coin is made of brass, and a ring-shaped copper ring is surrounded by a silver ring. The center of the coin is a small square hole. It is intended to be a round place, and secondly... this shape is also very economical!
Taking the coin carefully, Chu Rui observed it carefully. Looking carefully, the surface of the coin was not smooth, but engraved with a strange shape of a human-shaped dragon. Although it looked a bit abstract, it was Anyone who has seen Rovna's steel giant dragon will definitely judge it immediately.
Looking at the coin in his hand with admiration, Chu Rui said in surprise: "My God! How did you make this? This is simply a work of art! How did you make such a coin?"
Facing Chu Rui's question, Xin Yun explained with a smile that this coin is actually not man-made. With the current production technology, it is impossible to make such an artistic currency. In fact... these coins are all produced by Kaitian. Ax Soul was refined using the Chaos Cauldron.
Looking at Chu Rui with a smile, Xin Yun said, "This is called a copper coin. The outer ring is copper and the inner ring is silver. Once struck, the sound it makes is very special. Coupled with the pattern on the surface, it can be said responsibly that Coins like this cannot be counterfeited."
Flipping through the coins in her hand repeatedly, Chu Rui said in admiration: "It's so exquisite, so wonderful, such a wonderful coin, I believe everyone will be willing to accept it."
Smiling and nodding, Xin Yun picked up the second coin, which was different in shape from the first one. The copper ring on the outer ring was very thin, and the square hole in the middle was changed into a small round hole. As a result, a large amount of silver coin surface is left, which greatly increases the silver consumption of the forearm, but it still looks very beautiful.
Looking carefully, in addition to the shape of the coin, the pattern engraved on the surface has also changed. A peacock with its tail open stands proudly on the coin. As for the back, there are silhouettes of peacocks in various postures, surrounding the round hole in the middle Go around for a week.
Gently handing the coin to Chu Rui, Xin Yun smiled and said: "This is a silver dollar. The outer ring is still copper but very thin, and the inner face is silver. The proportion of silver is very large, so the value is also higher."
After flipping through it for a while, Chu Rui also agreed with this coin. Seeing how Chu Rui agreed, Xin Yun explained: "This is a silver dollar. The reason why the copper ring must be added is because silver is relatively soft. If silver is used alone as a coin, it will be easily deformed, but once a copper ring is added, the firmness of the coin will be greatly improved, and it will not be damaged by a single knife."
"Enen..." Hearing Xin Yun's explanation, Chu Rui nodded in admiration, and even thought of this, which made Chu Rui look at her with admiration.
Seeing Chu Rui's admiration, Xin Yun continued: "In addition, these two are only basic currencies. Most people will carry some, and the quantity is relatively large, so... there are holes in the center of the coins, and they can be strung together with ropes when carrying them. , even for counting, and easy to carry, so you won’t lose it.”
"Slap!" Hearing Xin Yun's words, Chu Rui slapped her hands fiercely, and said with bright eyes, "Yes...the coins are all solid now, they fall out of the pocket easily, and they are used The time is not convenient, and if one is not good, it will fall into the gap and cannot be taken out."
Faced with Chu Rui's admiration, Xin Yun smiled and shook his head. Although Chu Rui looked amazing, in fact, these were all copied by Xin Yun from his first life, the life experience of the earth, which is not counted. Really capable, nothing to be proud of.
Looking at Xin Yun's flat expression, Chu Rui realized for the first time that she would also worship a certain person. After making so many creations, she was so calm, even plain. O true wise man!
Ignoring Chu Rui's reverent gaze, Xin Yun picked up the third coin and gently handed it to Chu Rui. Looking carefully, the whole coin had a steel ring on the outside and a solid gold circle on the inside. They are all solid, with a ferocious black spider engraved on the surface, and a huge spider web spread out on the back!
While Chu Rui was flipping through the coins, Xin Yun explained: "This is a gold dollar, most of which are made of steel that will never rust, and the inner part is gold, so the price of this currency is relatively high, so The carrying capacity will not be too large, so there is no need to leave a hole in the middle, just a solid one."
After looking back several times, Chu Rui subconsciously looked at the fourth coin. Seeing this scene, Xin Yun hurriedly picked up the fourth coin and handed it over. At the same time, he explained: "This is Jingyuan. Carved from Lingshi, the front is a beautiful butterfly with spread wings, and the back is silhouettes of butterflies in various shapes, nothing new."
Taking the lavender coin in admiration, which was so crystal clear and completely carved from spirit stones, Chu Rui wished she could put it in her arms, a work of art... this is definitely a work of art, and... even if you don't mention it Artistry, the material of the currency itself is worth a hundred gold coins!
Seeing how Chu Rui couldn't put it down, Xin Yun shook his head and smiled, handed over the last coin, and subconsciously took the coin, Chu Rui finally put down the butterfly coin reluctantly, and turned to face the third coin. Five and the last coin looked over.
"Ah!" It doesn't matter if you don't look at it, after seeing it, Chu Rui's face changed in horror, and she looked at the guy in her hand in disbelief, this... is this really a coin
If you look carefully, it is a pure gold card. The size of the card is the same as that of a bank card on the earth, and the thickness is similar. The card is made of gold, and a giant dragon is engraved on the front. Is it Yinglong that you are driving? But... this dragon is not simple, the whole body is carved from spirit stones, as if a dragon was carved out of spirit stones, and then inlaid on the card, the fact may be the same, but... among them The difficulty is really amazing!
There is no doubt that this is an unprecedented work of art, the best collection, but is such a currency too big? If everyone goes around with such coins, it's better to just take gold bars and silver bullion on the road.
Facing Chu Rui's question, Xin Yun smiled and said, "This is not a currency. I call it a Dragon Card. It is a card that only those who have status, status, and huge wealth are eligible to own!"
"En?" Flipping through the exquisite card in her hand in doubt, Chu Rui said suspiciously: "But, although this card is exquisite, what's the use of owning it? It seems that it can't be used as money to spend."
Taking a deep breath, Xin Yun proudly said: "No... this is not money, but it is the representative of money. In fact... this dragon card is just an access certificate. With this card, you can make transactions in any bank. The deposit and withdrawal business, so ... in this sense, the card represents money, and it is an infinite amount of money."
"Hiss..." Hearing Xin Yun's explanation, Chu Rui gasped. With her wisdom, she quickly thought of the function of this card. It can be said... this card can represent three trillion silver! But the three trillion silvers were just replaced by this card, but the question here is, where did the silver go
Seeing Chu Rui's blank look, Xin Yun smiled and said: "Now you understand, this dragon card is my first step to complete the gold and silver search. When all the rich people use this card, they All the gold and silver in my hands will be in my hands, and at that time, the bank will be called a real bank, a monopoly in charge of currency issuance and market prices!"
Swallowing with difficulty, although Chu Rui is smart, even with her wisdom, she has already begun to feel a little overwhelmed. There are too many ways in this bank. If it is operated well, it can really Gathering the wealth of the world for himself, but what he pays is just a piece of torn paper and cards.
While thinking, Xin Yun continued: "Our first step is to use metal coins for the time being. With the development of the bank, we will replace them with paper coins in the future. At that time, just find a piece of paper and write a number on it, that is Money, once that step is reached, hehe... All the gold and silver in the world will be gathered in our hands, and the so-called money will all be turned into paper."
"My God..." Holding her head tightly, Chu Rui has been completely overwhelmed by Xin Yun's bank plan. Once Xin Yun really completes the bank plan, it only needs to use a pile of paper to save money. All the gold and silver in the world are exchanged.
Looking at Xin Yun frantically, Chu Rui screamed: "God, how did you come up with this, you are simply robbery!"
With a sneer, Xin Yun pouted contemptuously and said, "Come on, how can robbery be so fast? You can just print a few pieces of paper in exchange for money. This is much faster than robbery. Robbery is something that has no technical content. I definitely won't do it."
Seeing Xin Yun's funny face, Chu Rui tightly clenched her hands. The bank plan is definitely the most genius, craziest, and most exaggerated plan that Chu Rui knows. Is this really someone's idea
Banks are not the only ones who can issue currency. The original top ten families are issuing currency. In fact... not just the top ten families, but all silver mines, copper mines, and gold mines are issuing currency. This is not a bank. exclusive sales.
However, as far as the current situation is concerned, all currencies are equivalent currencies. Currency itself represents money, and it must be worth so much money. For example, gold coins must be made of gold. The gold contained in a gold coin is It's worth a gold coin, so... as long as there is gold, almost anyone can issue money.
Banks are different. Although they also issue currency, they issue exclusive currency. The currency itself is not worth the money represented by the currency. This is the biggest difference.
According to Xin Yun, in the first step of the plan, the currency will be divided into four classes, namely copper dollars, silver dollars, gold dollars, and crystal dollars, forming a complete currency system, and the manufacturing process of the currency is very good. Imitation, although masters can imitate, but they can only be carved by hand. It takes half a day to make one, and no idiot will do such a thing.
The current monetary system is an equivalent currency, 1 gold = 100 silver = 10,000 copper, and the exchange between the three currencies is based on a base of hundreds. Now it has basically stabilized and will not change for a long time.
According to this currency system, the currency Xin Yunxin created corresponds to it. One copper dollar is equivalent to ten copper coins, one silver dollar is equivalent to one silver coin, and one gold dollar is equivalent to one gold coin. One hundred gold belongs to the category of large banknotes.
Although the price of spirit stones is very high, a standard spirit stone can cut out about fifteen wafers, but... this can only be achieved when the Chaos Cauldron is not wasted at all. If it is hand-carved, a standard spirit stone can only carve up to six wafers, and the rest are scraps, which are useless.
The price of a standard spirit stone is one thousand gold coins, so... the price of one wafer is set at one hundred gold coins, which is absolutely super value for users.
That's right, in Xin Yun's currency plan, the smallest unit is the copper dollar, which is worth ten copper coins now, which seems a bit big, but in fact, there is no such thing as a few copper coins in this world now, just like the earth The smallest thing on the Internet is a penny, but there is almost nothing that only sells for a penny.
Therefore, Xin Yun's positioning is very accurate. One copper dollar is roughly equivalent to one dollar on the earth. As for the angle and cent, Xin Yun really doesn't have the energy to do it. It's too big to handle.
A copper dollar is equivalent to one dollar, a silver dollar is equivalent to ten dollars, a gold dollar is equivalent to one hundred dollars, and a crystal dollar is equivalent to one thousand dollars. In terms of conversion, 1 crystal dollar=100 gold dollars=10,000 silver dollars=100,000 copper!
Judging from this exchange, the copper yuan is basically sold at the original price, and the cost is almost equal to the actual representative price. After all... the inner circle of the same night is made of silver. From this perspective, the copper yuan can be regarded as equivalent Currency, but in general, most of them are actually copper. Although it doesn't look like it, in fact, only a quarter of the coins are silver.
As for the silver dollar, Xin Yun started to take advantage of it. The outer ring is made of copper, and the middle is a round hole. It seems that the silver has a large area and is almost equivalent to currency, but in fact, it takes up a quarter of the price. It's not obvious. Generally speaking, it's still the equivalent currency. You can't be wrong on this point.
Xin Yun thought a lot about the reason for this setting. For everyone, these two currencies are used daily, representing one yuan and ten yuan respectively. Setting it up like this will give the public a feeling that this is still a good idea. Equivalent currency, the currency itself is worth the amount of money it represents, only in this way, people will not reject this kind of coin, coupled with its workmanship and shape, it will definitely be very easy to promote.
They are also equivalent currencies, one is a beautifully shaped coin that can be called a work of art, and the other is crude and only vaguely round. If you choose anyone, I am afraid that no one will choose the old currency.
Another point is that there is too much silver backlog in Xin Yun's hands, so a batch is released in order to smoothly promote the bank plan. Everyone on earth knows that when the bank plan develops to the later stage, basically no money is needed, no matter where you go , just swipe the card directly, the currency is no longer an entity, it has all become currency, and even paper is not needed. Once that time comes, the currency released now will return to Xin Yun's hands. From this point of view He said that the copper and silver dollars were the bait that Xin Yun put out. If the bait was not put in, the fish would not bite the hook.
However, when it comes to Jinyuan, everything is quite different. Although it looks like on the surface, Jinyuan only has a circle of steel on the outside, and a large area of the inner circle is gold, and it is relatively large. Just from the area and thickness of the gold , it is absolutely the same as the original gold coin, the weight is the same, and the firmness is absolutely incomparable, such currency is absolutely equivalent.
But in fact? The tricks here are too tricky. Although on the surface, the gold coin is only covered with a steel ring, but in fact, the inner ring of the gold coin around the gold coin is as deep as the deep groove of Maria's Great Trench. The outer steel ring extends inward and is embedded in the gold coin.
Maybe some people still don't understand this. To put it simply, the gold contained in a standard gold coin can now make about ten gold dollars. It's just a thin cover, absolutely deceitful, that's right... Xin Yun's plan to search for gold started from here!