Aspirations for Nation and Beauty

Chapter 514: Section 35 Finance (1)

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"Image of a good man? Charlotte?" Wu Feng was angry and funny. His coolness outside attracted the other party's entanglement on this matter. He really didn't want to argue with the two about this matter, so then Another endless topic. You know your own things. If you want to say that fat buttocks and thin waist are suitable for men, then Yingying’s butt is probably no smaller than Charlotte’s. I have worked a lot on her, but it still doesn’t work. Any reaction, it can be seen that this is not a problem with his own woman, but because his three yang zhenqi has not yet reached its peak. However, it is not easy to talk about this kind of thing to outsiders, so he has to wrong his women and bear the blame.

"Xiao Tang, I think we should not talk about this matter. This is my private matter. It seems inappropriate to bring it to the table today, right?" Wu Feng laughed and wanted to change the subject.

"Sir, I'm afraid your understanding is a little biased. Now you are the backbone of Northwest. If you are out for a long time or have other situations, no one in the family can take on the responsibility. You are not officially married now, and whether it is the Seventeenth Princess Both His Highness and Princess Anne are unlikely to be recognized by adults. Only Miss Angel is qualified for this position. Unfortunately, Miss Angel cannot return to the imperial capital. Now there is discussion about the issue of your Excellency's heirs, both in the military and in the local area. It has affected the overall stability of the northwest, so Xiao Tang implores you to seriously consider this issue." Xiao Tang suggested to Wu Feng with a serious face, and Su Qin on the side also agreed.

Wu Feng also had to admit that what the other party said was very reasonable, but he was unable to solve the matter now, so he had to put it off for a while, "Well, I understand what you two have in mind, and I will consider it. In fact, Zi Si My personal opinion on this issue does not seem to be as important as what you said. At least for now, it is not a big deal. I am only in my mid-twenties, so I am still in my prime. It seems that there is no need to make such a fuss. Okay, I will pay attention to this matter. By the way, Xiao Tang, how is the Northwest Bank you are planning going?"

There were originally several banks in the northwest region, most of which were branches of large banks from the imperial capital and Jiangnan region. With the expansion of the northwest region, especially after Northern Luzon was included in the jurisdiction of the northwest, financial institutions from the empire The forces also began to pay attention to the new territory in the westernmost part of the empire. Since the east and west parts of Northern Luzon are areas in urgent need of development, with rich natural resources and good water and heat conditions, they are really good places to develop industry, mining and tropical cash crops. , not only the financial forces of the empire took a look at this hot land, but also the financial forces of the Grand Duchy of Luzon were optimistic about this place. With the introduction of Wufeng's preferential conditions to stimulate the economic development of Northern Luzon, the entire Northern Luzon has become a fertile ground for entrepreneurship and property purchase. Whether it is the mining of iron ore and coal mines, or the rapid increase and expansion in the number of sugar cane plantations, tobacco plantations and coffee plantations, whether it is the slave trading business or the wood processing industry, all are showing a booming scene. The whole, The two autonomous governments are also embarking on a large-scale construction project, constantly expanding and renovating urban facilities. The entire Northern Luzon is like a huge construction site.

Such a construction and development industry urgently needs the entry of the financial industry. In addition to Datong Bank from the northwest, Wanfeng Bank in the Imperial Capital, Jinling Bank and Jiangdong Bank in Jiangnan have all entered Northern Luzon, and Luosong Bank in the Grand Duchy of Luzon We are also actively applying to open a branch in Vito, but we have not yet received approval from Northwest.

In the early days, Wu Feng generally welcomed the entry of financial forces from various places into the Northwest and even Northern Luzon. Whether it was the Northwest or Northern Luzon, under the circumstances at that time, the Northwest did not have much financial resources to support and accelerate the economic development of various places. , the entry of foreign financial forces can greatly alleviate the contradiction between the supply and demand of funds in the industrial and commercial, mining and plantation industries in Northwest and Northern Luzon, and Wufeng has adopted a government decree to require financial units in the Northwest to have a certain proportion of credit lines every year The central bank invests in housing loans for non-cash crop cultivation and ordinary immigrants, and sets a lower credit interest rate. Those who fail to meet this standard will be subject to certain penalties. This makes those financial forces quite dissatisfied, but in view of the development of the northwest In terms of prospects, they still accepted the conditions of the Northwest.

However, as the situation developed, Wufeng also discovered some problems. As foreign financial forces gradually deepened, the impact of these financial forces on the local area gradually became apparent. For example, although there are restrictions, the profit-seeking nature of financial capital makes They prefer long-term and low-interest loan projects such as the development of cash crops, mining, infrastructure construction and farmland water conservancy facilities. Even if the local government guarantees them, they are unwilling to borrow money. This makes Wu Feng He was very dissatisfied, but in view of the prevailing principle of freedom of lending and borrowing in mainland China, it was difficult for him to have an attack, so he had to think about other solutions.

The great victory of the Western Expedition gave Wufeng a lot of money. Tens of millions of gold and silver hard currencies poured into the northwest financial coffers, which not only revived the northwest finance that was on the verge of bankruptcy, but also brought about the development of Xi'e. A huge opportunity came. In addition to increasing strategic reserves and expanding investment in infrastructure, there was still a considerable amount of remaining funds left idle in the treasury, so Xiao Tang proposed to Wu Feng to establish the Northwest Bank. On the one hand, it could serve as an ordinary commercial bank. Profiting from loan investments, on the other hand, it also laid the foundation for the gradually formed central bank of the northwest region (Northwest Central Bank).

Xiao Tang's plan, like the new Northwest Smelting and Mint, was approved by Wu Feng, and Xiao Tang was asked to seize the time to complete the work and strive to have the Northwest Bank open for business as soon as possible.

"Sir, the progress is almost complete, but there is still a shortage of managers. Northwest University has not yet offered courses specifically related to finance and credit. Most of them are general financial courses. I feel that Northwest University should offer such courses specifically. Some courses can also train some specialized talents for us." Xiao Tang replied with a sigh. He knew that Wu Feng did not want to continue talking about the issue of heirs and deliberately diverted the topic.

"Well, you can ask Principal Qin Tieliu to consider this, but I guess there are not many people like this in the empire who are proficient in finance. If you want to hire teachers, I'm afraid you have to go to the Western Continent to hire them with high salaries. The empire is here They have lagged far behind the Western Continent in this aspect. When I traveled in the Western Continent, I felt that they were already far ahead of us in this aspect. So even if it is a high salary, we still have to hire a few people. In addition, it seems that James still has some knowledge in this aspect. Understood, we might as well start this course in the university first, and let James serve as a guest teacher to give lectures, so that students can have a perceptual understanding first." Wu Feng agreed with Xiao Tang's opinion. When he was traveling in the Western Continent, he I have seen the extremely developed financial industry in the Western Continent, with banks and banks all over the place, far more prosperous in the Central Continent and the Eastern Continent, so I have a deep understanding of it.

"Well, your Excellency is right, cultivating talents in one field cannot be achieved in a day or two, so it needs to be arranged as early as possible. In fact, it is not only in finance, but also in subjects such as prospecting and mining, smelting, arithmetic, astronomy, painting, sculpture, etc. The Western Continent is also far ahead of our Eastern Continent and Central Continent. My subordinates suggest that we send more recruiting groups to the Western Continent and spend more time thinking of ways to recruit scholars who are dedicated to education and academic research, so that we can They come to us to train talents for us, and at the same time, we can provide them with favorable conditions to continue their research, and we can also benefit from it." Su Qin extended this, taking into account the all-round development of the entire northwest.

"Well, Su Qin is right. We can't just be limited to the current scale. Now that we have a certain economic foundation, we can expand the scope and depth of recruitment. Anyone who is beneficial to us can be recruited. This You can come down and let the Department of Culture, Education and Health make arrangements. Of course, you have to be careful not to let those guys who are dedicated to preaching come to our place. We don’t welcome these guys." Wu Feng also took up the conversation and said to those missionaries from the Western Continent Wu Feng was very vigilant and adopted extremely strict restrictive measures.

"Sir, I have discussed with James. The Northwest Bank is going to use 20 million imperial gold shields as reserves to first go to Qingyang, Zhaipu Ferry, Golok, Selmes, and Mote Autonomous Territory. Huohuaji and the capitals of the countries in the Western Region are open for business, with their headquarters in Qingyang. The prefectures in the northwest except Qingyang and the Northern Luzon region are on hold until we have established a solid foundation in the first batch of places before returning to these places. place."

Xiao Tang came up with his own plan with confidence. Many financial institutions had already entered the northwest prefectures and Northern Luzon. At this time, the Northwest Bank entered again, and the competition was very fierce. The other party could use its first entry and strong financial advantage to suppress the northwest. Banks have made it difficult for Northwest Bank to take the lead. For example, Pangzharen Territory has signed various cooperation agreements with Northwest Bank, including in the financial sector. Other financial institutions have been eager to obtain access permission, but have not been able to obtain Wufeng's approval. Agree, and the Mote Autonomous Territory is the same as the countries in the Western Region. The Northwest Finance Office also rejected the applications of many financial institutions on the grounds of its special geographical location and unstable situation. Northwest Bank can take advantage of the unique advantage that there are currently no formal financial institutions in these vast areas to enter first, expand and occupy the market first, and obtain huge profits. After the foundation is established, there is no need to worry about competition from rivals.