Cosma Empire

Chapter 797: Ahhhhhhhhhh {The author was driven crazy by the title

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Taylor is highly educated and has always considered himself to be one of the best embodiments of the word "elite" in newspapers and social commentaries. His excellent grades and outstanding social skills since childhood allowed him to enter the world that everyone envied as soon as he left school. He started his career in the Imperial Bank of China, so he knew the words, and he knew many words.

After reading the documents line by line with his trembling arms shaking, Taylor's heart sank into the abyss.

This is a very complete patent application approval report and comes with a legally effective patent protection application. It not only has the approval document from the Patent Office, but also has approval from the Ministry of Justice. It has complete legal effects. , protected by imperial law.

If this was just an ordinary patent certificate, Taylor would throw it into the trash can most of the time after reading it, just like he did in the past when he looked at the reports that had reached the retirement age and applied for retirement and pensions, throwing away other people's lifelong efforts. Like throwing it into the trash. But at this moment, he can't do it. This is a patent certificate for a business service patent. The most important ones cover the most important properties of the insurance business industry simply and straightforwardly!

Dulin, this bastard, actually registered this business one step ahead of time. What's even more bastardous are the people from the Patent Office and the Ministry of Justice. Don't they know that registration without an entity is "dangerous"? If someone registers air, will everyone alive have to pay a "breathing fee" or infringement fee to the patent owner

He suddenly raised his head and looked at Dulin, but Dulin didn't look at him, but looked at the people who were distributing documents in the entire conference hall.

The Imperial Bank invited these people here to witness this historic moment, proving that the value and role of these people will cover most industries and fields in society. As long as they can understand the words on the document, they should know the so-called establishment of this The Insurance Industry Self-Discipline Committee is a big joke, and along with it are the initiators and organizers. Whatever role they had played before, the Southern Commercial Bank and the Reichsbank were now buffoons.

"Ladies and gentlemen, you will never believe how surprised I was when I heard that some people were trying to use a fait accompli to fight for my power. This blatant violation of the law happened in the sun. What surprises me even more is that these people actually have prestige and status that ordinary people can’t imagine. They are Mr. Bellito of the Southern Commercial Bank and Mr. Taylor of the Imperial Bank!”

"I'm not sure if there is support from the two major banks behind them, or if this is just their personal behavior, but illegal things are illegal after all, and it will not be because some people have more social resources and have With more financial resources and knowing more powerful people, you can reverse right and wrong.”

He smiled and glanced sideways at Taylor, who was standing under the stage, and said with a smile, "I know Mr. Taylor must have a lot to say to me, but I'm sorry when you decided to use such a shameful way to infringe on my rights. "When the incident happened, he took the initiative to cut off the channels for negotiation between us." As he spoke, Dulin also talked about what Taylor had done before, "I heard that Mr. Taylor is very familiar with the law, so that many people were attracted by him. I didn’t dare to file a lawsuit with him after infringing my rights, but I just wanted to try to see if Mr. Taylor is as powerful as he shows!”

After saying this, Du Lin nodded and greeted the audience, then turned around and got off the stage, leading people towards the door. His goal today has been achieved, letting everyone know that the so-called Insurance Industry Self-Discipline Committee is a joke. At the same time, he also let more people know that the insurance business is now his exclusive business. If he wants to contact this industry, he can find someone No one can help but Du Lin.

Dulin and Maggs talked about the insurance industry before, and a new issue emerged from this - the federal's sound and advanced social welfare security system has always been the object of study by various countries. In the past two years, there have been some voices within the empire. , believes that the most basic social welfare security system, namely the pension insurance system and the medical insurance system, should be launched. The initiators believed that an imperial citizen who lost the ability to work after working for this country for decades would correspondingly lose the right to survive in society.

Without new financial sources, they will eventually become a burden on their families and even society as a whole. The contradiction between the rich and the poor in society will become even more acute, and more deadly problems will arise.

Even though the empire currently has a relatively mature pension system, which is the so-called corporate pension system, an employee who has worked for the company for a lifetime can receive a large pension when he retires, which is enough to prevent employees from Because of economic problems, they reached a deadlock and finally lost the power to survive.

However, there are huge risks in the corporate pension system. Although many companies continue to repeat that they will provide insurance funds to every retiree, this promise is not always fulfilled. Once a company encounters problems and faces bankruptcy, what should those employees who have reached the red line of age do? It is difficult for them to find a suitable job, and even if they find it, they cannot guarantee that they will have the basic conditions for survival after retirement.

At the same time, the pension system is also a heavy burden for enterprises. If an ordinary enterprise suddenly has a wave of retirements during the process of declining performance, the huge pensions will crush the originally well-operated enterprise. This can lead to the embarrassing situation of being unable to pay and possibly even bankruptcy. In order to avoid this situation, entrepreneurs and capitalists are likely to choose to avoid when faced with these problems-split their companies to retain the liability part, and then let this part explode together with those employees who are on the verge of retirement.

There are many similar situations like this in society now, and the Imperial Bank is the most obvious case, in which Taylor played a very disgraceful role. He kicked out a group of employees who were about to retire by finding faults or even finding faults and creating them. This saved the Imperial Bank at least millions or more of funds and allowed him to transform from an ordinary banker. The senior management suddenly became partners.

Therefore, this responsibility should be borne by the entire society and should not be left to companies. It is unfair whether companies do well or not. Let the imperial officials take the lead and form an effective institution to ensure that every imperial citizen will not lose the power and conditions for survival when he loses his ability to work and loses his job.

But this is not a very easy thing to do. The best performance in this regard is the federation. The federal people’s universal welfare security system has existed since the founding of the country. After so many years of persistence and compliance from generation to generation, it has become a habit for everyone to pay various security deposits every month. The federal government has also packaged it very well, and it has indeed made it possible for most people to survive in old age. They can all continue to live without demanding quality of life.

For this reason, federal people can use about 40% of their monthly salary of 300 federal shields to pay various insurance premiums, but can imperial people

They spend more than ten or twenty yuan every month to pay various fees. I'm afraid they would rather starve to death than pay these fees. Moreover, the huge regional wage gap also makes it difficult to implement this policy. The average working class in the South earns a salary of more than 60 yuan a month, but in the West, where the risk is greatest, the highest-paid miners earn only 60 yuan a month. Only fifty dollars. Will it cause southerners, easterners and northerners to rush west to pay insurance premiums

So when these people need to cash in their welfare guarantees, what standards should they follow

The complex and difficult-to-reconcile situation has prevented the empire’s social welfare system from being launched. Although there are no documents indicating that the empire is studying and formulating this policy involving more than 200 million people in the empire, there is also nothing to indicate that the empire has shelved this policy. Condition.

Dulin and Mags were talking about this policy. Of course, it was impossible for him to take over this job. He knew that this was a huge sinkhole. After jumping in, he could fly directly out of the other side of the planet, but he found a A good step is to use the west as a pilot, and then separate national insurance and commercial insurance into two categories to try to operate. National insurance will be operated by the state itself, establish a new department, provide policies and legislation, and commercial insurance. Just leave it to society to run its own operations.

For this reason, Dulin is willing to be a pioneer on this path and open up a correct path for those who come after him.

Mags was very moved by this, and learned about the specific situation of the insurance business through Du Lin. If the two major banks were allowed to continue to devour the empire's wealth, it is very likely that some things that should not happen in the future would restrict the power of capital. The expansion has always been the core of Magers' policy. Tong said that the current domestic situation does require something to give citizens a greater sense of identity and belonging to the concept of the country, which plays an extremely important role in stabilizing local areas.

After the two discussed for a long time, Magers decided to give Dulin enough support in registering patents. By the way, it would also be good to suppress the central bank. The central bank has always resisted the penetration of official forces. Until now, the official has proposed Policies such as the real-name system have been ignored by the Imperial Bank. They should learn a lesson.

With Magus helping him when necessary, he was completely unafraid to confront the two major forces head-on, and besides, he still had some little tails left.

(End of chapter)