"Dulin said he would be free tomorrow night..." Three men and one woman were sitting in a very elegant room. The other three men were executive directors of the Southern Commercial Bank Board of Directors.
As the analysis team composed of economic and financial experts within the bank draws more conclusions, the senior executives of Southern Commercial Bank become more enthusiastic about the insurance business. This is a low-risk and high-return industry. The most important thing is that the insurance business can bring a lot of money to the bank. The cash flow of any investment is much more important.
It seems that the bank is very rich. They always say how much cash they have in the vault. This kind of statement also deceives ordinary depositors. In fact, a large amount of funds in the bank have been allocated for investment and other short-term gains. Some are used for profit-making activities, and some are used for long-term investments such as farming and ranching. These also involve great risks. It can only be said that in the field of investment, especially in the field of stocks and futures, banks are the big bookmakers. They have more capital and the risks they face are slightly smaller, just slightly smaller. They also need cash flow to cope with various financial disasters that may occur at any time. Often an inexplicable policy can destroy an industry and drag all investors who have invested a lot of money into the industry into the abyss.
In the past, the Imperial Bank used some shameful means to try to bring down the Southern Commercial Bank through a run. Fortunately, many businessmen stood up to protect the interests of the Southern Commercial Bank, but this does not mean that there will be no risk of runs in the future. .
For example, if there is any signal of war, ordinary people will withdraw money from the bank without hesitation and buy a lot of daily necessities to hoard at home. This will inevitably cause the Southern Commercial Bank to be unable to pay the loan. The demand for payment was finally on the verge of bankruptcy and liquidation. Or there may be major policy fluctuations in a certain industry. Some of the policies formulated by the cabinet in recent years have always been introduced unexpectedly, and then each industry has been hit hard, such as the "Anti-Monopoly Law" some time ago. and the Anti-Industrial Manipulation Act.
It seems that no one in the private sector has been harmed by these two bills, but looking at the tycoons who have monopolized the industry, they are all miserable. Either they were suspected of manipulating the industry and were under investigation, or they faced huge monopoly fines, and each industry trust was eventually dismembered into pieces by the cabinet. Investors who invested a lot of money in these people and their companies lost all their money, and many people jumped off the building.
Banks actually have one more little trouble than ordinary companies, that is, they need to pay interest to those depositors. According to the Holsend Rule - this is a banker with a "conscience" who claims that accounts over fifty yuan can earn interest, but accounts below fifty yuan must charge management fees. In the past, people didn't like to deposit money in banks. They didn't trust banks. They would even dig a hole in a corner of their home and hide their money instead of putting it in a bank.
This indigenous method has brought a devastating blow to economic construction and a healthy currency circulation cycle. Of course, this is another matter. Holsend was an alternative way of collecting savings and was the first banker to propose that you could get more money by keeping your money in the bank. At the time, many people thought he was stupid, because the more depositors and funds a bank attracted, the heavier the interest it would bear. If their profit rate could not match the interest paid to depositors, no one would need to stop them. can go bankrupt.
This behavior itself can be said to increase the burden on banks, but it also catalyzes the flow of idle funds in society into banks. In the bank where he invested and implemented this rule, he basically fulfilled the minimum deposit requirement of fifty yuan, allowing the bank to After getting more money to compete with peers, they have a greater say in the financial industry.
In fields related to money, whoever has more money is the father.
Some people say that Holsend is a conspirator, and he plans to bankrupt all the banks in which he has not invested, but now people need to thank him, because because of him, more people are willing to put their money in the bank and eat the negligible interest instead of Buried in a dark corner waiting to grow mold. Banks use more funds to control the industry, invest or forcibly invest in certain companies to obtain a long-term and stable profit channel, and use part of the money earned to pay interest to depositors, while the other part continues to enter the rolling income stage. Create greater profits for banks.
There are always risks in the financial world, and there will never be too obvious a warning that will suddenly appear, destroy all the buildings, and then slowly leave. The simplest way to combat such risks is to have money, a lot of money, enough to be able to stand firm in the face of financial turmoil or economic crisis.
Therefore, Southern Commercial Bank's internal decision is to win as much insurance business as possible, enter this industry, and gain more "security".
The four people in this room are the representatives of Southern Commercial Bank. They will be fully responsible for the cooperation and negotiations with Dulin. It seems that their attitude is better. At least they did not counter-sue Dulin. In fact, this situation does not exist, because the Imperial Bank has already done it, and they do not need to continue to do it. As long as the Imperial Bank can win the lawsuit, it means they have won the case. , then why do you still want to attract hatred
Nadia covered the microphone and looked at the other three people. One of them, a very impressive young man in his late thirties, thought for a moment, "The night after tomorrow, the Imperial Hotel, seventh floor."
The Imperial Hotel is one of the best hotels in the imperial capital. It is on the same level as the Gloria Gate, or even slightly higher. It is said that this is a hotel with a royal investment background. It is of high quality and the consumption is naturally high. In today's society, anything related to aristocrats is expensive, let alone a hotel related to emperors
Nadia nodded slightly, let go of her hand, smiled and continued in a very gentle tone, "I wonder if Mr. Dulin will have time the night after tomorrow... Okay, okay, the executive director of Nanshang and I will be at the Imperial Hotel. We are waiting for you on the seventh floor... Yes, okay, bye!"
"He agreed?" The thirty-seven-year-old young man sitting in the middle asked after taking a breath of Paradise.
Nadiya nodded and put down the receiver in her hand, "Yes, he agreed. He said he would definitely come."
The thirty-seven-year-old young man laughed twice, "Very good. This shows that the Hill sisters have not defeated Du Lin. This is an opportunity." He shook his head as he said, "So I We keep saying that we should not let our management and board of directors remain in the hands of people with stubborn ideas and rigid behaviors. We all know that Dulin is important, but the Imperial Bank only sent the Hill sisters to deal with him. , if it were me, I would feel that they looked down on me, which is why I came here in person.”
Although everyone is an executive director, except Nadiya, their status within the bank is also different.
This young man is called Angelio. He has a very unknown surname that can make many big shots nervous, Di Plessi. Yes, he is an important member of the shadow family and holds a portion of shares in Southern Commercial Bank. The specific number has not been announced. He is currently one of the shareholders with the largest non-representative shareholding in Southern Commercial Bank.
Southern Commercial Bank comes from a loose banking alliance, and in order to fight against the central bank, many businessmen have invested their own funds in these banks to ensure that these banks will not be bankrupted, which greatly reduces the number of shares held by each shareholder. proportion of shares in it. The Di Plessi family also invested some money in Southern Commercial Bank, and now Angelio is the biggest beneficiary.
The other two executive directors could only smile and nod in agreement with his opinion. This had no conflict of interest with them anyway, so why should they deny others in exchange for bad feelings
Angelio put a hand on his temples and leaned on the sofa with a thoughtful look on his face, "The fact that the Hill sisters didn't succeed shows that Du Lin doesn't like eating these delicious melons, and he doesn't lack money either. What do you think?" What does he want?"
The other two executive directors looked at each other and shook their heads. One of them said, "It depends on whether Miss Nadia can find this key key."
"We still have two days, Nadiya, and I have to leave the rest to you."
"It's my pleasure, Mr. Angelio." Nadia's voice was still so gentle, making it impossible not to feel good about her.
The next day, the Social Services Bureau official who took Du Lin 10,000 yuan called Du Lin at noon and told Du Lin that their director had heard that Du Lin was a person who liked to make friends and was also A generous man wanted to meet Du Lin, and the time was agreed to be at three o'clock on the weekend at the largest open-air hockey field outside the imperial capital. This is good news, which means that Du Lin's new friend accepted Du Lin's friendship and lived up to it. Du Lin chatted with him for a few words and then hung up the phone. The other party seemed unwilling to talk on the phone. too much.
The weekend is the day after tomorrow, which is the first weekend in August. The court will start next Monday. During this time, Adams and the others have been busy at the villa in Oak Bay. Then Dulin made a call, and the person who answered the phone was Kevin. Kevin has been there for the past few days and has not returned. As the empire's only rogue lawyer with a 100% winning rate... or so he was called, he had to be in the villa to reassure Du Lin.
"How is the situation over there?"
Kevin looked back at the documents and various paper balls scattered on the floor, as well as a group of lawyers who hadn't showered in several days and had hair like a chicken coop and laughed. "Everyone is very happy and very enthusiastic about their work."
(End of chapter)