The road was still being repaired. After a long time, Li Linfu finally came outside the Yamen in Baoxin County. He saw the newly built houses of the relocated people, which was very good.
I also asked other people here, saying that after the road is repaired, all houses in the entire county will be rebuilt after the autumn harvest this year. They must be built the same and look neat.
When Li Linfu arrived at the gate of the office, he took a look at the notice specially posted on income and expenditures. The more he looked at it, the more he became alarmed. He who had been the master book knew that all the things written on the notice posted in Baoxin County should be true.
But why do we have to let the people understand so thoroughly? It’s like a body that can’t be seen by others and only wears a layer of veil. It’s really too transparent. If I plan to tell the people, then there is really no secret at all.
Li Linfu stood here and watched, and no one paid much attention to him. There were too many officials here to visit and study, so who would care about him.
After thinking about it, Li Linfu didn’t enter the Yamen directly, but walked towards the place where there were models. There were two important people who should meet, Bi Gou and Yao Chong. By the way, I also took this opportunity to learn more. There are also models like this, in case the emperor is happy, if you ask someone to ask, you can answer it.
When entering tourist places, ordinary people don't have to spend entrance fees at this time, but the officials are different. Each official needs to pay a visit fee of 20 to 100 yuan according to different grades.
The money is actually not in vain. The people don’t spend money. It’s a lively and fresh look. But when it's the turn of the officials, someone will talk about matters involving officials, such as the population and governance of a certain place. The degree is up and so on.
The data is very accurate. At the same time, the official who spent a hundred yuan explained that his position is important, and there are other things for them to see, such as the development prospects of various places in the future, and how to deal with disasters.
It’s really not expensive to be able to learn such a thing. A hundred pennies is really not expensive. Li Linfu also paid a hundred pens for people to take a tour around. Time forgot, just when the head he remembered was getting bigger, the tour guide suddenly said to him:
"Master Li, what I said just now has actually been printed into a booklet. If you need it, you can buy it for ten cents. There are six sets of things, divided into six parts, each set of ten cents. Then, Mr. Li, you can go back. You can also take a look at it easily."
As soon as Li Linfu heard that it was six parts, he understood that it should belong to the six parts. As for why there are no three provinces, that is because his level is not enough, and there is no need to understand it.
He glared at the tour guide in dissatisfaction, complaining in his heart that the other party did not say it earlier, so that my eyes hurt, and said: "Give me a copy, too?"
"Is it thick?" the tour guide asked inexplicably.
"The paper is not thick."
"It's not thick, it's all thin paper, if it's thick, it's too heavy."
"Do I ask too much or not too much." Li Linfu felt that this tour guide was short-sighted.
"Oh, Lord Li is asking this. Isn't it okay, the cost is not much, not much money." The tour guide understood now and replied.
Listening to what the tour guide said, Li Linfu understood that it is estimated that based on this information, the Zhang family did not make less money. How much can the cost be for six copies of 60 yuan? At most twenty wen, or less, the remaining money is profit.
Yes, that's right, just relying on Zhang Xiaobao's calculations, I will never let go of such a money-making opportunity easily.
Li Linfu listened to the walk, and relaxed, he really felt that the model was done well. When he got to the front, he saw a lot of people around, and some people made the sound of friendship from time to time.
Unexpectedly, he asked the tour guide, "What happened over there?"
"It's okay, you just follow me. There, Master Bi and the others are telling the book. They are all fake, so you don't need to go there." The tour guide motioned to Li Linfu to follow him.
Li Linfu came to meet the two key figures, expecting them to help speak good words, how could he miss it, and regardless of the tour guide, he walked towards there.
At this time, Old Man Bi was talking about the wonderful things. Old Man Zhang had also changed six weapons. He was tired and sweaty. Someone next to him bought a good tea for him to drink.
"If you want to know what's going on, let's listen to the decomposition next time." The old man Bi was also thirsty, and quickly came to an end, picking up the tea bowl and filling a few mouthfuls. At this time, he was not as elegant as drinking tea.
"This is Master Bi, Li Linfu, the subordinate official. I heard that the adults are here, so I'm here to see you." Li Linfu first asked Old Man Bi, who had already started to salute, and then Old Man Yao and Old Man Zhang, although Old Man Zhang No identity.
Old Man Bi knew who it was as soon as he heard Li Linfu's self-introduction, "Oh... I turned out to be the director who took office in Xincai County. Okay, he looks like an upright person."
The words are very nice, as for what Old Man Bi thinks in his heart is not clear.
Li Linfu didn't expect the other party to tell the truth, as long as he could achieve his goal, he followed the words: "Master Bi praises the error, and he has no great skills in being an official. He just thinks that as long as he can let the local people live well, he will be content. Before the official came, I had agreed with the Bi county magistrate and posted an announcement that I wanted to draw a river to Baoxin County to facilitate communication between the two places.
However, the next official heard that the magistrate Feng had a bit of a misunderstanding with Zhang Zhubu and Wangxiancheng in this county, so he had to come to reconcile himself. After all, the two counties are adjacent to each other. "
After speaking, Li Linfu looked at Old Man Yao again.
Seeing him look over, Old Man Yao also followed his words and said: "You can think like this, it is really great. In the future two counties, you will have to work harder before you said misunderstanding? What misunderstanding? Shouldn't it. Otherwise, how could Xiaobao and Juanjuan drag Tongan Junwang to build a workshop over there
When Old Man Yao heard Li Linfu's words, he knew what he meant. It was nothing more than preparing to let the three of him help to adjust. It was something that Zhang Xiaobao and Wang Juan decided. If others changed easily, it would not be the two of them.
Seeing that the other party did not admit it, Li Linfu had to tell the three old men what Feng Changgong had said to him, without any omission. When he was finished speaking, he became embarrassed and said:
"Master Bi, Master Yao, and County Magistrate Feng already knew that he was wrong. As the saying goes, knowing a mistake can be corrected, and there is nothing wrong with it. Why not give him a chance. After all, Zhang Xiaobao and Wang Juan are still young, and many things can be done right away. An adult might as well help persuade one or two, and Uncle Zhang has to worry too much. The next official is here to thank the three of the people in Xincai County."
"Oh, there is such a thing? I guess it is difficult. Where did Xiaobao and Juanjuan have suffered such a loss, let me think about it, so, you can talk to Xiaobao and Juanjuan first, and I will help you later. I just say a few words, just say a few words, I don’t know whether I will succeed or not."
Old Man Zhang looked surprised, as if he hadn't known it before. He agreed, but he didn't say anything to death.
Knowing that he couldn't do it, Li Linfu had no other way, so he succumbed to the crime, left here, and went to the Yamen to find Zhang Xiaobao and Wang Juan.
Waiting for him to leave, the three of Old Man Bi found a clean place to sit down, let people exchange for real good tea, while eating melon seeds and drinking tea, while talking about Li Linfu who came today.
"In my opinion, this person is a hundred times stronger than Feng Changgong. He is able to deal with decently and steadily. He is also a rare talent. It is a pity that he is still too young. .
How could Xiaobao and Cuckoo help him? He has already agreed with Zhang and has appointed He Yiwei as the next official position. He, Li Linfu, thinks that with a few words of his own, two people can change their minds? Young, really young. "
Old Man Bi poured a bowl of tea for Old Man Yao, but he didn't care about Old Man Zhang. Old Man Zhang drank this tea to waste. The jasmine tea with a little bit of froth was fine, and he commented on Li Linfu.
Old man Yao also felt that the matter could not be done, and then said: "The most important thing is that Xiaobao and Juanjuan clean up Feng Changgong in order to build power. After all, their younger age is easy to be despised. This time, if you don’t give Feng Changgong to After cleaning up, there will be officials who dare to fight against them in the future.
In the past, Zhang Wang's family was very good. That was the business of the two families. Now Xiaobao and Juanjuan have come out as officials. Of course, they must have their own prestige. Feng Changgong is the chicken that was killed to show the monkeys. It's a pity that he I don't know yet, hit the knife.
As for Li Linfu, I think this person is a great treacherous and loyal person. Used well, but very smoothly. If used badly, it will be infinitely harmful, hey..."
…
Li Linfu, who didn't know that he was said to be a big treacherous and loyal man, came to the yamen at this time, said to the yamen who was guarding the door, and sent him a famous assassin, and went inside and waited.
There is a special room for visitors. There is tea and cakes in it. It is mainly for the people. People can't just beat the drums when they have things. It is a tool for receiving cases.
At first Li Linfu thought this was a signing room. Later, he met two people who came over and sat there chatting in a low voice. Only then did he realize that it was not the case at all. An interesting room turned out to be a place for the people to rest.
Listening to the two people talking there, Li Linfu knew what the two people were doing here. Both were residents of Shangniu Village or neighbors. They found that a small river in Shangniu Village was blocked by silt, and there was a piece of sand next to it. land.
Two people want to clear the silt and put the silt on the sand. This will create a good piece of land, but there is one thing that needs to be solved. The sandy land is high and the people who clean the silt in their own village can do it. , But I was struggling to use water. I wanted to get some money from the yamen, which was a loan. I built a waterwheel over there, and I would slowly repay the production in the future.
Listening to the two people discussing things over there, Li Linfu felt even more strange. The people here were too courageous to come over to take care of the yamen to borrow money to build waterwheels. At the same time, he praised the people here for their ideas and replaced them with people elsewhere. I can only watch the land and the river.
After waiting for a while, Li Linfu didn't wait for Zhang Xiaobao and Wang Juan to come. It was He Yiwei. He Yiwei was busy with all the things he had to do today. Someone said that people from Shangniu Village came to borrow money, so they went here to have a look.
At the same time, he helped Zhang Xiaobao and Wang Juan to bring words to Li Linfu.
As soon as I entered the door, I saw a person wearing an official uniform, and asked: "But Mr. Li, this official praises County He Yiwei, and Mr. Zhang and Wang Xiancheng asked me to bring a sentence, saying that he asked Mr. Li to go to the Fengwu Pavilion to rest first. , No matter how busy they are with important things, they will go over there to invite Master Li to have a meal together.
The celebrities stayed behind. This was the celebrity he sent back. It was said that Master Li would be able to eat good food when he arrived at the restaurant, and it was estimated that they would be free in the evening. "
Li Linfu originally thought that the other party was just a rhetoric, but when he saw the celebrities of the two people, he knew that it was not the case. He said, "It should be, it should be. The affairs of the county are important."
He said it was important. He didn't leave. He wanted to see if the two people in Shangniu Village could borrow money. The first time he encountered it, he was curious.
"Niu Da, Niu Zhuang, you two want to borrow money?" He Yiwei does not drive people away, opens up the administration, and speaks everything to people. Whoever wants to listen to it is not a secret thing that cannot be let others know. , He asked two people who had already stood up.
"My lord knows us?" Niu Da rejoiced.
"Yes, you guys came to deliver coal a few days ago. I asked you what you said. How could you forget. I heard that your father is sick. I don't know if he is a little bit sick. I'm just too busy. Look."
He Yiwei said kindly, he didn't have any other abilities, he remembered it very firmly, as long as he saw it once, he would know when he met again next time, and he asked about his father's condition with concern.
Niu Da’s excited hands didn’t know where to put both hands, and he grabbed his trouser legs, nodded and said, “Well, as before, thanks to the doctor sent from the county, my lord, you’re a Good official."
"What's so good, it's just a duty. If you really want to talk about a good official, you have to look at Master Zhang and Wang Xiancheng. Those are the good officials with real ability." He Yiwei was pleased by a good official, and he was humbled and motioned. The other party sat back, sat down, and asked about borrowing money.
"What kind of waterwheel do you want to build? Can it be built there? How long will it take to repay it? You can't just lend it to you as soon as you say it."
"Adults can really borrow? Just answer what you asked? How much profit?" Niu Zhuang next to him thought he could not borrow this time. He thought of this method for the first time, and he wanted to give it a try. Here.
Li Linfu also looked at He Yiwei, and wanted to know from him whether he could borrow money. If he borrowed, it would violate the law. The government is the government, so how can he lend money to the people casually
He Yiwei still had that calm expression, and said to two people: "You can borrow, but you can't borrow from the Yamen. The money in the Yamen belongs to all the people in the county, but not one of the people, just in case you take it out. With you, what should you do if you don’t get it? Even if you use land as a mortgage, you will have to sell the land at that time. There is one more process. This is not administrative, but economic behavior. Do you understand?"
The two did not understand administration and economics, but they understood that the yamen would not pay, so they bowed their heads and kept silent.
When He Yiwei saw the two of them, he went on to say: "The yamen does not pay, but someone else is willing to pay. The yamen is willing to contact you with a three-year interest-free loan. You know about the loan, there is it in Shuzhou. There are Sanshui County and Huayuan County. The money is paid by the tourism model place, called Baoxin County Employment Assistance Fund.
The government guarantees the lead. You sign a paper with the fund and press your fingerprints. If you still don’t make it after three years, then your newly opened land and waterwheel must be recovered for use by the fund. There is nothing in agriculture. If the interest is in business, there will be a small profit. "
"Then what kind of gold is not inconspicuous? They took out the money for people to use." Niu Da thought for a while, and thought of the key point. If it were not in Baoxin County, he really thought that the magistrate would be okay. Play by yourself.
Li Linfu thinks the same way. Who is so stupid, he doesn't need to give it to others if he has money, he puts up his ears and listens carefully, wanting to see how He Yiwei explains.
He Yiwei smiled and said, "Why are they so heartless? If they take out this money, what they will do in the future, for example, if there is a good business in the county, then the county will give priority to them. Lilai deducts the tax, but Ben Xiaobao and Juan Juan vetoed it, saying that it was easy to be impeached.
So I changed a point, that is, the yamen guaranteed them to open a bank, and did not collect their taxes in the first five years, and used this part of the interest in exchange for interest-free loans.
So you have to clarify the matter. They need to conduct risk assessment, and if they think it is OK, they will lend you money, and even send special people to guide you on how to do it. "
Niu Da and Niu Zhuang heard clearly this time, and they said that the gold lost here will be compensated on the other side.
Regardless of how the government compensated, at least it was able to borrow money, so Niu Da began to talk about their specific plans, and introduced the situation there to He Yiwei in detail.
Before he could finish speaking, He Yiwei interrupted him, "No, there is a format of writing. Xiaobao and Juanjuan are busy with this matter. In fact, even if you don’t come today, you can still be at the gate of the Yamen tomorrow. I saw this message on the bulletin board.
They said that they have used this method in other places before. That kind of method can be emergency, but it is not formal and needs to be specifically proposed. You must either wait here or go home and come back tomorrow, according to the format. Fill it out, they will send someone to look at it in the past, and it will be almost done soon. "
"Wait?" Niu Da asked Niu Zhuang.
"Well, wait, sir, we are waiting here." Niu Zhuang felt that he would not be at ease if he didn't say things like that. He chose to wait. Anyway, there are food and drink here, which are part of the normal hospitality expenses of the Yamen. There is no need to go back to eat in a hurry.
Li Linfu on the side is also thinking about this. He is not like Niu Da and Niu Zhuang. Regardless of far-reaching issues, he needs to consider more. Will the establishment of this fund be available in all places in the future
A fund also carries a bank, so many places will have their banks in the future. What are they going to do? Banks, as the name suggests, are places where money is placed and borrowed, such as Feiqian, which is used in this way, but it is not commonly used.
Nowadays, ordinary people want to borrow money. They can't go to a place where money is specially exchanged. Instead, they go to a pawnshop. It seems that this bank will be able to provide ordinary people with a way to borrow money in the future.
The matter is not that simple. There must be deep meaning. Zhang Xiaobao and Wang Juan brought it up. It is still a big deal if they can't be dealt with. They have to tell the people above them as soon as possible, so as not to miss a good opportunity.
Li Linfu thought, now he just faintly felt that the matter was not simple, but he couldn't tell the details. When he saw other people’s affairs had been discussed, he got up and left, and also asked Zhang Xiaobao and Wang Juan about when they would be able to deal with that. When the fund's affairs were done well, he also came over to take a look, no longer waiting for the Fengwu Pavilion.
Zhang Xiaobao and Wang Juan are perfecting the loan issue in their own rooms at the back, because this industry is also a new one, and considerations must be taken into account, especially the bank. Once opened in Datang, it is more than just helping people change. It's as simple as change or whole money.
It is not just exchange money for gold and silver, but also need to have the function of borrowing and saving.
Of course, the current bank is easy to open. Others save a lot of money here. Not only do they don’t have to pay others interest, but they also have to use a part of it as a storage fee. If this can lose money, then the person who opened the bank is really one. I'm an idiot.
Wang Juan thought about it himself, and Zhang Xiaobao over there was the same. The two people thought about their own things. When the time comes, they combined their advantages and disadvantages. After Wang Juan wrote a few articles, he asked: "Really no interest is paid to those who save money. ?"
"Don't give it first, and wait for a few more places. The advantage of not giving is that it allows us to take less risk, but we can lower the interest rate according to other places in the early stage. Very little is enough.
The disadvantage is that the speed of accumulating circulating funds is slow. If you give other people interest instead of letting others pay, there will be many people who are willing to deposit the money in the bank. The more money you save, the more you will adapt, then we More funds can be used. "
Zhang Xiaobao stopped writing and replied.
"I know that as long as there is no run, a large sum of money is ours. We can use it with confidence. The larger the base number, the more stable we will be. Deposit in, and then carry out a large amount of withdrawal in a different place, then, in the case of insufficient funds in the other place, there will be a cut-off.
However, it won’t work if you are not allowed to withdraw large amounts of money, because many people are like this. They are ready to make a big deal in the past, afraid of the danger of carrying cash, so they spend a small part of the money in the bank, as long as it is compared It's cheap to hire a bodyguard, so you earn it. "
Wang Juan frowned slightly. Whoever lets no electronic business here, it would be fine if there is one.
Zhang Xiaobao thought for a while and said, "In fact, the most important thing is that we don’t have money and cannot print money. If it is printed, others will not recognize it. Feiqian is a rudimentary form, but it is still too immature, so I thought, how can we do it? It's so anti-counterfeit, it's estimated that the voucher used for depositing money can be used as money."