In Suzhou Fuzhong, Wu Feng, who was riding a fast horse and rushing over at a speed of nearly eight hundred miles, was not in the mood to swim to the nearby Taihu Lake, let alone a taste of the shrimp rake.
With a lot of vouchers on his body, he couldn’t wait to find the Datang Bank in Suzhou Mansion, and took out the 1.5 million vouchers for verification by the bank’s people. According to the rules, he asked for more than 50,000 vouchers in one go. After waiting three days to pay, he found an inn not far from the bank to stay.
I found the shopkeeper of this inn in the room without talking. I put a big dipper pattern on the table with copper coins. After the shopkeeper poured half a bowl of tea, he asked, "Can there be autumn crabs?"
"The guest officer came just at the right time. In the days of spring ploughing, the autumn crabs are getting fat. Not only the guest officer would like to eat how many?" the shopkeeper replied.
"Half a try first," Wu Feng said afterwards.
"The guest officer, wait a minute, then come here." The shopkeeper said, filling up the tea, bowing and leaving, with little effort, as soon as the door opened, a middle-aged man wearing a turban came in from the outside and turned his head. Take a look, close the door carefully, and move in front of Wufeng, "Three in charge, you are here, there is an order on it?"
"Well, it's time to do it. How much money do you save here?" Wu Feng didn't want to use the power here, but after he showed the voucher and was verified by the Datang Bank, there was nothing on the other side's face. His embarrassment made him have to prepare another hand.
As for the title Sanguanshi, it was also because he just got it last year, mainly because he contacted the merchants in the south of the Yangtze River to open Bihai Yinsha.
The middle-aged man poured himself a bowl of tea, picked it up and replied: "Three things, only 400,000 guanxis are drawn here, and a lot of benefits have been promised to others. How much money is available in the capital?"
"Four hundred thousand Guans? Well, it's almost the same. After three days, I took out a small pen and a small pen. The capital borrowed 1.5 million Guans this time. The storage fee was paid by the Wu family. Starting tomorrow, you will be there. People are sent here to announce that Datang Bank is out of money, and the money deposited will not be taken back unless it is withdrawn. After this is done, you can go back to the capital this year."
Wufeng probably had the final say, fearing that Datang Bank would still be able to pay 1.9 million Guans at a time, and said such a method.
"Don't worry about things, the younger ones will surely mix up the water." The middle-aged people seemed very excited when they heard that they might return to the capital. The capital is good, and those who can stay in the capital are reluctant to go there.
The next day, the originally peaceful Suzhou became restless for a while. The people in the spring ploughing did not consider the news circulating in the city. They did not have that much money to deposit in the bank to collect storage fees.
This is not the case for people who buy and sell money at home. They are always afraid of losing money at home. Since the appearance of Datang Bank, I found that the annual storage fee is not much, basically the same as when I kept the silk in my own home. The loss of going out is the same.
In this way, such people put their money in the Datang Bank and don't have to worry about being stolen.
Nowadays, as soon as I heard someone say that the Datang Bank has no money, I first did not believe it, and then reported that I would rather believe that it has the idea of being untrustworthy, and preparing to take out the money. It's not too late.
The person in charge of the Datang Bank of Suzhou House was immediately anxious when he saw the people lining up to withdraw money.
"How can this be good? I knew that. I didn't rush to participate in any training at the beginning, and I wouldn't have to go to the local area to be a steward."
The person in charge understands that this is the run mentioned by the master during the training process. The most feared thing after the deposit loan is that the depositor will queue up to withdraw the money because of mistrust.
One of his deputy was also anxious and made an idea: "Treasurer Li, it is better to tell the people who withdraw the money that they can't withdraw this month. Let them wait for a month, and then the money transferred from elsewhere will be able to come over."
Shopkeeper Li glared at his deputy, "Then there will be news from other places soon. If more people go to withdraw money, what should Datang Bank do? The news has not been sent to the general manager? The general manager will have a way. Yes, if anyone withdraws the money, just give it, and send someone to bring the money over, and let them see if there is still money in the Datang Bank."
The deputy nodded helplessly, ran to arrange for someone to withdraw money from the storeroom, and then looked at how much the money taker had taken, and if the amount was enough, it was divided into four or six shares for silk and copper.
He knew that the general manager was the little boy of the Zhang family, and hoped that this time the little boy of the Zhang family could still be as magical as before and get things done.
Because there are silk and copper coins, it is troublesome when withdrawing money. Regardless of whether it is a small deposit or a whole withdrawal, the bank will basically not compensate, and some people do deposit and withdraw all at once. .
Save one hundred and fifty pens. When you take one hundred and fifty pens and one hundred and fifty pens, you can take one hundred and fifty pens like this. One piece of silk is folded for two hundred pens. The silk remains in the bank, but it is not easy to preserve the silk. As long as it is in the hands, it is depreciated.
Fortunately, the copper coin itself is not worth the currency value it represents, so some people mint coins privately. The copper shipped from Silla, Japan, and Xinyuan Island are all minted into copper coins to offset the depreciation of silk.
Soon, carts of copper coins were pushed into the front shop. The shopkeeper Li wanted to say something to the people in the line to withdraw money. You don’t have to worry that Datang Bank will not be able to get the money, but you are worried that someone will use such words to say that the bank is there. Hard support, can only use practical actions to give people a hint.
The usual money is taken away by people, and trucks of money are drawn in. No matter how anxious the shopkeeper Li is, he does not show it. He always sends away one after another with a smile on his face. .
From the morning to the afternoon, the people at the bank gave the money very quickly and did not mean to delay the time. People who were still waiting in line to withdraw the money changed their minds unknowingly.
At this time, the person arranged by the shopkeeper Li began to promote it among the crowd.
"I still don't take it. There must be a man-made rumor that Datang Bank has no money. Look, how can you keep pulling out if you don't have money? How can you not be in a hurry if you don't have money? It's noon, I should go back for dinner."
"I will look at it again, I will open the money again, and I won't take it anymore. I blame the mother-in-law at home. If I let me come, I don't want to think about who opened the Datang Bank? Money? Hey... It's delayed me a lot."
"That is, even if it is not available now, it is not that Datang Bank has no money. It is just that they take out the money and lend it to others to collect more profits. It should be taken, but how many banks does Datang have now? I will not take it anymore."
All kinds of voices of this kind sounded in the crowd, and the people who were still waiting to withdraw the money were moved to say that they hesitated whether or not to continue with the money.
After noon, the number of people withdrawing money suddenly became much less.
When it was almost evening, the original normal deposit and withdrawal had basically been restored. The shopkeeper Li and the people at the bank were relieved, but Wu Feng was worried again.
The plan is about to succeed, but when the bank arranges the person, the run is gone. How can it be done? That night, he brought the middle-aged man back, and the two of them had a meal while discussing.
"Three things, according to what you think, can the Datang Bank in Suzhou still pay 1.9 million guan? It's not a small amount. If it's almost the same, wait for it so that no one can find it out."
The middle-aged people are a little worried. If they continue to send people to publicize things against Datang Bank, once people get a handle, it’s not that they’re in trouble. The anger fell on him.
Wufeng didn’t understand this. He didn’t care if someone was supporting the bank behind his back. Few places could get it out at one time, especially Suzhou, where people borrowed a lot. There should be no more money left.
But now the opponent is Zhang Xiaobao, who dares to underestimate him? Those who underestimated him didn’t end well. Even if they didn’t underestimate him, those who opposed him didn’t see anyone had a good end. If he couldn’t make it, he would not choose Suzhou. Otherwise, if he was in Suzhou, I dare not come here.
The existence of some people is legendary.
With that in mind, Wufeng said to the middle-aged man: "For the last time, find a safe person to do it. Don't show your feet. If you really find you, we will take care of your family."
The middle-aged man's face changed, and he nodded and said, "I understand, I will break everything when I am here. I will go back and make arrangements immediately."
The next day, there was a new wave in Suzhou, which was about to restore calm. It was rumored that the emperor wanted to use troops against the Tubo and Turks at the same time. After all the money in the treasury was taken out, it was not enough. They were forcibly transferred from banks in various places and the banks were already empty. , No more money, once the emperor loses, there will be no money.
When a person says this, others don't care, and more and more people say it, making people who don't believe it can't help but wonder if this is the case.
At this time, the Suzhou government began to send government officials to arrest people, and it was so good that people casually spread rumors. Not only was the emperor angry, but the key was that he was too late to do it. What would the Tubo and Turks think
Once arrested, it became more chaotic. Some people began to suspect that this was an attempt to seal up, and they felt that the emperor wanted to send troops, and the treasury had no money, so they transferred money from the bank.
A new team appeared in front of the bank, waiting to withdraw money.
Just when shopkeeper Li was in a hurry, Zhang Xiaobao's urgent letter sent by 800 li was finally delivered. Looking at the content of the letter, shopkeeper Li's heart fell into his stomach.
Ask someone to post a notice outside as written in the letter.
"Are you out of money?" Seeing the posted paper, the illiterate people asked around anxiously.
A literate person leaned over to take a look, and said to the people around him: "A good thing, a great thing. The emperor said that the treasury is now full and the world is rising. Therefore, the Datang Bank will cancel the cancellation of those who previously saved money in one month. The handling fee is only half of the original deposit. When summer arrives, Datang Bank will waive all handling fees.
There is also less profit for borrowing from today, and the borrowing conditions will be slightly relaxed, and more people will be able to borrow in the future. It is a good thing, a great thing. "
Hearing what a literate person says, the person who wants to withdraw is confused again. Which one is right? If it is said that the bank deliberately wants to deceive people, and the bank has no money, then there should not be the subsequent relaxation of lending conditions and reduction of profits. Is it true that there is no shortage of money
Someone in the crowd began to speak.
"Don't take it. If you take it out, then deposit it in. Although it's half of the previous handling fee, it's not as good as the initial no handling fee. If you don't take it, the emperor will never lie to us."
"I won't take it anymore. Maybe there is something good waiting. The person who spread the rumors knew that the emperor was going to do this in advance, so he came over and wanted to take advantage."
"That is, the person who spread the rumors should be caught and decapitated. It's really cheating. I already took 30 pens yesterday, and I lost it. It's a big loss."
The crowd dispersed again, and no one continued to spread the rumors this time. Many people who spread the rumors before were arrested. They all said they heard what others said in the inn and restaurant. , Can only be closed for a few days, and then released.
"Three things, can there be such news from the capital? The emperor really said that?" The middle-aged man found Wufeng in fear.
"What does it have to do with the emperor? The real person in charge of the Datang Bank is Zhang Xiaobao. What he says is what he says. It's so fast. I just started doing it on my side, and he knew it there. I don’t know the next 1.9 million. Can he take it out?"
Wu Feng didn't know anything about it right now, didn't Zhang Xiaobao go to Huayuan County to pick up the child? How can it be managed here in Suzhou
On the third day, the middle-aged person first took out the 400,000 coins he had saved, and promised a lot of benefits to others. After all, this profit has to be taken by himself. People don't pay more than they do.
Then Wufeng also found the Datang Bank and wanted to take away his 1.5 million Guans.
When he saw shopkeeper Li, Wu Feng was frightened by a word.
"Three things, the money you want is ready, so let me take it." The shopkeeper Li said kindly.
Just this sentence, let Wufeng cool from head to toe.
"He knows, he really knows. It's not the fake name I came here to report, and he didn't say my real name, but called me my identity in the capital martial arts family. What should I do? What can I do? Will be the emperor..."
Wu Feng’s eyes were dark and his ears buzzed. Even when the shopkeeper Li touched him, he didn’t feel anymore. He just felt numb all over, without the slightest strength. He seemed to vomit like he had drunk a lot of alcohol in his stomach. Can't vomit again.
With a puff, a sip of strong wine was sprayed onto Wu Feng's face by the shopkeeper Li, which awakened Wu Feng.
"Three things, please come with me. There are no more than 1.5 million pennies in the bank, and I need to get it elsewhere." The shopkeeper Li said again.
Wufeng's scared soul is almost gone. When I heard that the bank could not produce so much money, I couldn't feel the slightest joy. After thinking about it, he said, "If you don't have those, you don't need to take it."
"How can it be done? If you don't withdraw from the bank, you won't be able to receive the management fee. Besides, the third manager has already made an appointment in advance, please. Haiyun's money was transported hundreds of thousands of dollars from nearby, and after negotiating with the local people who participated in the shareholding, did he collect 1.5 million dollars for the three managements, oh, 1.9 million dollars. ."
Shopkeeper Li reached out to help Wufeng, and Wufeng was sent to Shuiyunjian by shopkeeper Li.
Looking at the mountain of money, Wufeng knew that he could not transport it away. The transportation fee was dozens of times more than the handling fee for storage, so he had to deposit it in the bank again, and the handling fee was not less spent once in and out. The more important thing is that he was exposed. I don't know how the empress is in the palace
…
Li Longji in the capital already knew at this time. In his anger, he didn't go to see Concubine Wu Hui for three days. Of course, he didn't clean up Concubine Wu Hui. Today, he went to the Queen's side for a drink.
Queen Wang is making clothes for her sons and daughters. Although Zhang Xiaobao and Wang Juan do not lack clothes, for mothers, what others do is not as good as what they do.
Seeing the emperor came, he arranged for people to prepare wine and food while coming to wait. Seeing that the emperor's expression was a little bad, he asked with concern: "Your Majesty, is there something embarrassing for the Central Government?"
"What can there be in the DPRK? Now that the treasury is full, something happened to the bank." Li Longji only met his new-born son and daughter. At this time, he came to the Queen's side and thought of a couple of children when they first met. Seeing how I laughed, I felt better again.
"Your Majesty, is it possible that Xiaobao was in trouble?" The Queen Wang actually knew what was going on for a long time, and she said it directly after changing to the previous one. Now she is clever.
Li Longji waved his hand, "What can Xiaobao do? With him, the bank has no worries. It is not Huifei. She actually did it behind the scenes to let people save a lot of money in the capital, and then ran to the farthest rich bank. Go to Suzhou to pick it up. This is called a run."
"Your Majesty, maybe Sister Hui has a serious use, but it may not be that way. If you really want to go to the farthest place, wouldn't Jiannan Dao be better?"
Queen Wang explained.
"Huh... what is her purpose? Jiannan Road did not go because of the reputation that Xiaobao and Juanjuan had broken there, as well as the many transactions of King Zhang's family, and the road was difficult, otherwise she would really be able to use the sword. South Road."
Li Longji felt like a mirror in his heart, but he didn't know why Concubine Wu Hui acted on Zhang Xiaobao and Wang Juan.
At this time, the maid had put up the wine and dishes, and the Queen said while pouring wine to the emperor: "Your Majesty, don't worry, there is a small treasure, and you can't do anything if you want to come to the bank."
"Naturally, Xiaobao wrote to Luxe a few days ago, saying that the growth of deposits in Beijing is not normal, so he made arrangements early. What if it is changed to another person? What should I do? Everyone has Xiaobao's ability to fail?"
Li Longji had to admire the masters of the Zhang family when he thought of the letter that Gao Lishi had originally received. The little treasure he taught could see signs of the growth of deposits in the capital, which is extraordinary.
The Queen gave the emperor a piece of cucumber and pressed wine, and drank a small cup with him, and continued to persuade: "Your Majesty, it's okay for Sister Huifei to do this."
"What's the good thing?" Li Long basically thought that Queen Wang could add fuel and jealousy, but he didn't expect to even help Concubine Wu Hui with a good thing, and asked suspiciously.
"Your Majesty should think like this. This time, it is sister Huifei who is testing the Datang Bank, and Xiaobao has dealt with it properly. Your majesty's business will not be broken, this concubine body can be guaranteed.
This time, your Majesty’s heart is sure to be safe. Xiaobao has done a good job of handling malicious access in remote places. It is better than other people or countries with bad intentions. It just so happens that the participants in the training have an intuition. impression.
According to the concubine's words, Sister Hui's behavior is like an adult deliberately embarrassing her children in order to raise her children. Isn’t your majesty also embarrassing Xiaobao and the cuckoo? Both children have said that they wanted to accumulate profits. Zhou, you have to go round and round, if it weren't for Pan'er and the others to follow Xiaobao and the cuckoo, the concubines would also like to embarrass them. "
The Queen tried his best to excuse Concubine Wu Hui. It was not that she didn't want to kill Concubine Wu Hui with a stick, but she couldn't kill Concubine Wu Hui with such a thing. Instead of doing that, it would be better to please the emperor and let the emperor see how magnanimous she was in commanding the harem.
In fact, Li Longji just wanted to find a step for himself. Hearing the words from Queen Wang, he became happy in his heart, and then he deliberately smashed his face.
"Xiaobao and Juanjuan deceived me time and time again. Those officials who didn't know the reason thought that I was no better than the two children. Now that I know, the two children are not ordinary. We treat my Jun'er and Pan'er to be older. You can learn good skills even if you are a big student."
"Your Majesty, the concubine still has something to say. Although Sister Hui concubine has tried Xiaobao once, she has to be punished in the harem. The concubine decides to punish Concubine Hui for half a year. What does your majesty think?"
The Queen said again.
"Punish, punished, come, drink with me, and sleep here tonight." Li Longji happily agreed when he heard that he was only fined for half a year.
…
On the fleet down the Yellow River, Zhang Xiaobao and Wang Juan were coaxing to sleep with a child in their arms, humming and rocking back and forth. The two children who had eaten the nanny’s milk quickly fell asleep. Put it on the couch and sway with the swing of the boat, but it saves the cradle.
"Cuanjuan, do you think Concubine Wu Hui will be cleaned up this time? For example, she went into the cold palace or something." Zhang Xiaobao squeezed the supportive and sour arm when holding the child and asked Wang Juan.
Wang Juan shook his head and said, "Nothing at all. You don't know how much Li Longji spoiled her. According to historical records, she killed Li Longji's three sons. Li Longji didn't treat her like anything. What happened this time just caused you a little trouble. How could Li Longji beat her into the cold palace?"
"This is how the hero is sad for the beauty pass." Zhang Xiaobao sighed helplessly. He knew that he couldn't force Concubine Wu Hui to death like others had forced Concubine Yang to death, so he could only acquiesce to this fact.
Wang Juan doesn’t care, "In fact, it’s all the same, so I made a mistake, what can you do?"