Unlike the shit stick who fears the world will not be in chaos, as a pacifist, Franz has always been the most disgusted of chaos.
Seeing that the European continent is about to be in chaos, as a responsible continental hegemon, Franz knew what he should do.
Essentially, this European unrest is due to the economic crisis. Artificially delayed the outbreak of the crisis, but did not do the follow-up flood discharge work, so that the situation was out of control after the crisis broke out.
Economic crises in the past are usually caused by one or both of the wrong economic policies, money supply and demand imbalance, overheated investment, stock market bubbles, excess debt, natural disasters, financial turmoil, and excess capacity.
This time the economic crisis is different, in addition to natural disasters, the other is complete. The consequences are, of course, unprecedented.
The governments of all countries have no experience in dealing with such a large-scale economic crisis, and they all adopt a laissez-faire attitude, watching the situation deteriorate to the present level.
According to data collected by the Vienna government, after the outbreak of the economic crisis, the unemployment rate in various countries has exploded.
Although they are all sending immigrants overseas to ease the pressure on domestic employment, immigration is not an easy task.
Shinra has rich immigration experience, and there is a large group of noble lords vying for dignitaries. The one-stop service is appropriate, and even countries with the entire German-speaking cultural circle have benefited from it.
Other European countries are different, and not every aristocrat is a linguistic master, and immigrant people who do not understand language and culture dare not ask for it.
There is no team taking the initiative to pull people. The immigrants mainly rely on the people spontaneously. Even if the government provides convenience, not many people leave. What's even more tragic is that most of the people who ran out were middle-class people. Ordinary people couldn't even afford a ferry ticket to the colonies, and they depended on relatives and friends to make things together.
In this context, the progress of immigration is naturally not fast. If they are all like Shinra, and someone runs over to pull people as soon as they lose their jobs, where is there any revolutionary risk
Getting out of the economic crisis is not a matter of a while. It is not enough to open and hang, it must abide by the natural regulation of the market. Relying on policies to coerce the economy to stimulate the economy can only solve urgent problems, and it will also leave serious sequelae.
If you can't solve the problem, then solve the problem. Don't look at the dangers of those gang of younger brothers, in fact, there are not many people who have problems.
If you do the math, you can see that the combined population of the seven states in Italy is around 15 million. Greece has more than 1 million people, Belgium has more than 4 million people now, and Switzerland has about 200 people. There are 10,000 people, and Spain has a population of more than 18 million at most, and all together there are 40 million people.
According to this population ratio, there are at most 20 million young people of working age with labor force, and the actual number may be even smaller. Even if the unemployment rate is as high as 20%, only 4 million people are unemployed.
Unemployment could not be higher, with the exception of Belgium, which is slightly more industrialized, the rest are agricultural countries. The proportion of the industrial population is less than 30%, so it is impossible for all of them to be unemployed, right
Even if they are unemployed, not everyone is facing difficulties in life, and it is not necessary for immigrants to run away. Those with a little wealth who can survive the economic crisis don't need to worry about it either.
Taking into account the actual situation, as long as the employment problem of 3 million of them is solved, the social order can be initially stabilized.
There are definitely no jobs for Franz, but it doesn't matter, the colonies of the Shinra Empire must have them. So many noble lords, even if they help them build castles, manors, and farms, can create three million jobs.
Not hiring overseas workers is not because the noble lords do not want to hire them.
For individuals, this is a big hassle. But for the government, it is not a problem. As long as it can be managed in a unified way, whether it is language training or language translation, it is a good choice.
It doesn't even need the government to come forward, and it can be done by a labor dispatch company. You must know that in recent years, there have been several labor dispatch giants in the Shinra Empire.
It has provided tens of millions of labors to the American continent, made outstanding contributions to the economic development of the Americas, and accumulated rich experience in labor dispatch.
Now there is no way to do the American route, these guys have been exported to domestic sales, and they are constantly organizing immigrants from the European continent to go to the colonies, and getting commissions from the noble lords.
Frankly speaking, if Franz hadn't been powerful enough, the group of fief aristocrats in Shinra would definitely not be as rich as they are now.
Territorial construction is very expensive. Although the nobles are quite rich, if they don't know the plan, it is easy to bankrupt themselves.
In order to help everyone build their territory, Franz specially hired noble children who had experience in territory construction to act as their territory development consultants and help them formulate development plans according to the actual situation.
This is obviously not enough. In addition to the development plan, there are bank loans with sufficiently low interest. Compared with the commercial loan interest rates of more than ten points and dozens of points in the market, the policy loans provided by Royal Bank only charge a symbolic two points.
It is really symbolic, there are no additional conditions, only two points of interest are charged, even the operating costs are not enough, there is no profit at all, it is not an exaggeration to say that it is doing charity.
In fact, from the very beginning of its establishment, Royal Bank has decided that it cannot pursue high interest rates and high returns like ordinary commercial banks.
Therefore, Royal Bank never accepts ordinary commercial loans, and only engages in international loans or policy loans, and the interest rate has never been higher.
Of course, with the exception of royal consortium enterprises. Their own enterprises can still get preferential loans from the Royal Bank, after all, the emperor also has to eat. For the reputation of the royal family, Royal Bank is not for profit, but it does not say that it cannot make money indirectly through other channels!
Including providing low-interest loans to nobles, it seems that there is no profit, but in fact the hidden interests behind it are extraordinary.
If Franz hadn't been the emperor, he wouldn't be able to do such a deal. The loan is indeed inconspicuous, but behind the loan is the economic lifeline of many fief aristocrats of the Shinra Empire.
Franz can see it, and so can others. As early as the beginning of the division of the nobility, there were unwilling capitalists to intervene, but the end of these people was not very good in the end.
There is no way. Shinra's fief aristocrats are killed with one knife and one shot. If they want to control their lifeline through economic means, is it not courting death
Especially a bunch of guys who fantasize about using the loan trap to occupy the magpie's nest, now all the graves are covered with grass. It doesn't matter if you play the contract, as long as you can play with the gun.
The fief aristocracy is equal to the princes, it is no joke. When it comes to other people's territory, if they want to turn their backs, how can a few capitalists be able to turn it over
Not repaying the debt is a tradition left by our ancestors. As long as you open the history books, you know that killing creditors without paying for it is never new.
The Royal Bank can do this business because Franz is the monarch of the nobles, and the loan interest provided is very low. It can be announced to the public that it is helping the younger brother to tide over the financial difficulties, and the fame and fortune will not exist at all. trouble.
Others will not be able to, and whoever comes will not be able to do it. The seniors have set an example. There is no problem with borrowing usury loans. No matter how harsh the loan conditions are, they dare to sign, as long as they kill the creditor afterwards.
It doesn't matter if you can't get rid of it, in your own territory, the lord has the right to make laws and taxes, as long as it does not contradict the laws of the central government.
For example, some lords formulated the "Usury Debt Exemption Law", which directly stipulated in the legal situation that any commercial loan with loan interest exceeding 8% is not protected by law.
It fully complied with the constitutional spirit of the Shinra Empire, but removed one of the criteria for usury identification, and then the standard interest rate for usury was dropped from 48% to 8%, and the debt was legally discarded.
As for the spirit of the contract, it cannot be eaten as a meal. As long as they let go of their ethics, capitalists have nothing to do with these princes and kings who can make rules.
learn from mistakes. With the lessons of the blood of the martyrs, the bankers have learned to be smart, and they have been included in the loan blacklist early on.
Even if a commercial bank really wants to lend money, it has to go back to the mainland to sign the loan contract, and even the collateral must be in the mainland, just because these guys can't pay the debt and turn the table.
Excluding the potential political gains, low-interest loans can actually be profitable, but this time period needs to be extended to 20 to 30 years, or even longer.
Royal Bank does not accept personal commercial loans, nor does it accept personal deposits. Even though these noble lords are poor now, once the territory develops, all of them will be big local tyrants in the future.
With the deposits of these people, Royal Bank is the bank with the most abundant cash flow in the world in the future, no one.
Otherwise, the two-point loan interest is a genius, especially if you have to open a branch in the colony. Even if there is support from the central bank, it is a proper loss-making project. Just the political gains, the same goes to state-owned banks.
According to the financial report published by Royal Bank, only overseas colonial branches operate and lose millions of Aegis every year.
If it weren't for value-added services such as issuing bonds as an agent and helping companies go public and financing, this top ten bank in the world would have dominated the World Bank's loss list for many years.
Making money has the advantage of making money, and not making money has the advantage of not making money. An unprofitable and often loss-making Royal Bank also earned Franz a good reputation.
Even though the asset scale of this bank has been expanding since its establishment, because of its unprofitable nature, people cannot even feel jealous.
Of course, this is just what ordinary people think. Those who play finance have long been jealous, and they are the only ones who know the potential benefits of having a bank with sufficient cash flow.
Jealousy is useless. On the surface, the Royal Bank is a charity. Once a "profit" is generated, in addition to making up for the previous financial losses, the excess is used by the emperor to do charity.
Compared with all banks on the market, Royal Bank is a conscience model of the banking industry. All these are to be blamed, and other banks will not be able to survive.
In a sense, the Royal Bank also acted as an "intelligence organization", monitoring the colony's every move.
Although it is impossible to even know what the nobles eat at every meal, the general development of the colony can still be figured out.
Which guys are quiet, which guys are ambitious, and which guys want to do things, it's all on the record.
The prime minister can hold a boat in his stomach, and Franz's mind is not bad. As long as these people don't challenge his bottom line, then the ruler and the minister are compatible; if he crosses the line, then it's no wonder that the emperor is cheating.
That's right, it's bullshit. In the context of European society, as long as the nobles do not commit serious crimes, the emperor has nothing to do with them.
Even a powerful emperor like Franz cannot convict people before they do something. What the emperor can do is to wear small shoes for others, or to dig a few holes in front of them.
Wearing small shoes is too unskilled and easily criticized. In contrast, it is much more comfortable to dig a hole in the dark. Many people fell into the pit and were buried, not knowing who did it.
It's just that this kind of treatment is not something that ordinary people can enjoy. Ordinary little nobles, unless they raise a flag to rebel, or they can't get into Franz's eyes at all.
Franz has seen many noble nobles who have committed suicide. He has never encountered one who directly raised his flag to rebel, and the most brainless one was just joining the revolutionary party. "The prince and general Xiangning have a kind of seed", this slogan is really not shouted.
In line with the idea of being helpful, Franz decided to give the boys a hand. Anyway, the colonies are now short of young and strong labor, and the nobles are fighting to grab people.
Franz would not dare to absorb millions of foreign immigrants at one time, but there is still no pressure to provide millions of temporary jobs.
I am not afraid that the nobles will refuse, the rare cheap labor, once I pass this village, there will be no such shop.
Now, at the height of the economic crisis, average wages for European workers have fallen to their lowest point in a decade and are slowly falling.
Don't look at the fact that French mercenaries can get a high salary of about 15 Aegis per month, but that is the hard-earned money during the war, and they need to fight with their lives. Even if ordinary workers went to the colonies, their wages could not be much higher.
According to the current situation of the labor market in the European continent, hiring a young and strong labor force to open up wasteland in Africa, including food and housing, can be done for 5 Aegis per month.
Considering the uneven income of people in various countries, some poor countries can also hire people as long as they provide simple accommodation and a monthly salary of 3 Aegis.
Such cheap labor is completely unimaginable in the Holy Roman Empire, and hiring someone without doubling the salary is a joke.
Affected by the Great Immigration Policy, the labor cost of the Shinra Empire has climbed to the highest level in Europe before you know it, keeping pace with Britain.
"Cheap" labor, that's a thing of the past. If the industry of the Shinra Empire had not developed, the high labor cost alone would have killed all labor-intensive industries.
The labor cost is determined by the economic level and the relationship between supply and demand in the market. The labor cost of Shinra is high, and the labor cost of the colony is even higher.
Without a high salary, who would want to go to the pimples of poor mountains and bad waters