It turns out that there are always more solutions than difficulties. Although it may not be able to solve the problem, once the human brain works, solutions will always emerge.
To solve the problem of people running away with money, the core problem is still in the quality of personnel and financial supervision.
The quality of personnel can't be solved for a while. It has been less than a year since the establishment of the investment group, and the employees have just been recruited, so there is no loyalty at all.
Because of the particularity of the profession, the investment group's recruitment of employees has very high requirements for "flickering" ability. Not to mention that those who do this are all liars. Anyway, liars come to apply for jobs, and they are almost 100% admitted.
Originally, the employees were a mixed bag. For the benefit of the company, Rivera has formulated strict performance appraisal measures.
There seems to be no problem, but the particularity of the occupation is ignored. Fool investors take out the money in their pockets, which is clearly a tailor-made position for liars.
Ordinary people, no matter how good their eloquence is, have a process of adaptation. When it comes to fooling investors, it is obviously not as good as more professional liars.
So it's not surprising that the rollaway happened. After all, the liar climbs faster, and it is easy to infiltrate the company's management and be entrusted with the heavy responsibility to raise funds.
Rivera's paintings can only tie up ambitious liars. However, not every swindler has great ideals. Many people just want to get a vote and leave.
Fortunately, Rivera's ability to fool is strong, and it is not called "charisma".
Relying on the charisma of other people, Rivera also won over a group of people, and worked hard for him, otherwise the situation would be even worse.
Unless the recruitment model is changed, the mixed situation of investment groups will never be resolved.
However, once the recruitment model is changed, the team's business capabilities will be greatly reduced.
Although Rivera hates being scammed, big plans are in motion and he desperately needs the money.
The investment group seems to be starting to make a profit, but the floating profit on the book is not profitable at all. It only has an increase of 20 to 30%. Once the large-scale shipments are made, it will fall back immediately.
Rivera is not a short-term player. What he wants to build is a consortium rooted in the middle class to change a world where wealth is monopolized by a few people.
If we can't work hard on people, we can only think of ways to supervise funds.
The investment group alone will definitely not be able to do it. Even if more supervisors are dispatched, it will only add a few cents.
There is no betrayal, it is just because the interests are not large enough. Just look at those who ran away with the volume, and they basically happened after the large-scale presentations.
Because of the active participation of investors, the amount of funds received on the spot is too large, and some people will run away with the money.
In addition to strengthening supervision at home, the cooperation of banks is indispensable to really solve the problem.
If an account can be fixed, investors can directly deposit money into the fixed account, and only Rivera can withdraw it, then the possibility of subordinates running away with the money will be greatly reduced.
Put aside a very common service in the future, a business that any bank is very happy to undertake, but the banks of this era simply do not provide it.
It's not that the bank is ignorant of progress, but the key is that without the Internet, it is difficult to transmit information in a timely manner. In this context, opening value-added services is just causing trouble for oneself.
Think about all the information transfer, all of which can only be done manually. Mistakes anywhere in the middle will bring huge losses to the bank.
In fact, many people complained about the complicated bank procedures and the slow remittance speed these days.
But there is no way, purely manual operation, for the sake of safety, the bank can only play like this. No bank took the risk of making a change, even knowing it would reduce efficiency.
If it involves international business exchange, this time is even longer. It takes more than one month to remit a sum of money from Britain into the Holy Roman Empire.
If something happens in the middle, it is not impossible that it will be delayed for three to five months.
The procedure is cumbersome and the time is long. The key is that banks also charge high handling fees, and most banks do not accept small-amount remittance business.
Although the total business volume of Rivera's investment group is very large, it does not mean that the amount of each investment will be large.
Investors are not fools. Under uncertain circumstances, many people will invest a small amount of money first, and then make additional investments after they are sure that it is safe.
If according to the existing business model, the funds will not only stay in the bank for a month or two, but also be charged a high fee, the investment group will suffer a great loss.
Although Rivera also surreptitiously operated the Appel Commerzbank, it was only a small bank operating in the German region. The network does not even cover the Holy Roman Empire, let alone overseas markets.
Not to mention such a small bank, even the largest commercial bank in the world has limited network coverage these days.
Generally speaking, if you can cover the main cities of the country and set up several outlets in international metropolises like London and Vienna at the same time, that is a proper international bank.
This is embarrassing. Now it's not a question of whether the bank can do it or not, but that people can't do it at all. So far, no bank in the world can meet Rivera's needs.
One problem was not solved, and new problems emerged. If one bank can't do it, it can only find cooperation with multiple banks.
Especially when it comes to cross-border business, it is not enough to rely on the cooperation of banks. Rivera also has to deal with insurance companies and law firms.
Without the help of these local snakes to supervise, it is unknown whether money can enter the bank or not. There is no such thing as the money in the account, and it is not the patent of a certain bank. In this era of artificial intelligence, accidents are more likely.
It's just that the times are different, and the way to deal with it is also different. The impact is naturally different.
Rivera, who has a background in finance, is too familiar with these operations, and he does not have so much time to defend his rights.
Perhaps it was because of playing too much this year that later generations of European countries have issued disciplinary laws that are so strict as to be perverted, which changed this situation.
For a while, Rivera was like a hard-working little bee, flying around the European continent, constantly looking for banks, insurance companies, and law firms to discuss cooperation.
Affected by Rivera, the performance of European airlines has soared.
After all, there are not many people who dare to take flying tools these days. Rivera, a well-known person who flies every day, is a good case to announce.
As for the vast American and Asian markets, Rivera could only reluctantly give up because of the limited means of transportation.
A president who can fool, plus a seemingly beautiful story, coupled with a beautiful profit statement, it is simply invincible.
Under the promotion of the operation team, Rivera, together with his investment group, has become a man of the hour in the European world.
It is unknown whether he bought the page or not, anyway, Rivera's photos appeared on the major economic newspapers.
Bonus comment: "The greatest entrepreneur, investment expert, financial expert of the 19th century..."
Rivera's investment group is also known as the most potential enterprise in Europe and is highly sought after by the capital world.
The popularity has almost reached the level of a household name, and even Franz, who has lived in the palace compound for a long time, has heard this name more than once.
If he hadn't sent someone to confirm it again and again, Franz once thought that Rivera was another traveler who entered by mistake.
No kidding, just looking at Rivera's investment goals, they are all buying whatever has potential, and almost all of the bargain hunters are high-quality assets.
There is no way, who made the two people's goals of bargain hunting so similar
The only difference is that Franz started earlier and bought a larger share; while Rivera started a step later and the funds were not so abundant.
Surprised, Franz stopped paying attention after confirming that he was not a transmigrator.
The emperor is also very busy. In addition to his daily work, he is also busy eating melons and watching the fun. There is no time to pay attention to a "capitalist", even an investment genius.
It's not that similar geniuses haven't appeared, but the end of these people is not very good. Either he died of a dream, or his virtue was not matched, and he was killed by someone.
"Break the oligarchic model of consortium and build a new economic era".
Just listen to it. Until the 21st century, the oligarchic model of the consortium has not been able to be truly broken, let alone now.
Even if the consortium is clicked all over again, it is useless. "The old does not go, the new does not come". The story of the dragon slayer who eventually turned into a dragon has always been played out in this world.
Although not able to achieve the goal, but in the process of promoting the development of society, Rivera still played an active role.
Stimulate the development of the aviation industry, it goes without saying, this is just incidental. After all, he also bought the airline stocks at the bottom, so it should be helpful to advertise.
The most important thing is to promote the development of the financial industry. With the continuous good news, more and more banks and insurance companies have been pulled on board by Rivera.
The service items that should have appeared in the 20th century have entered the stage of history ahead of time in the 19th century, which has greatly facilitated enterprises.
If it is not limited by technology, it is estimated that the cross-border financial cooperation promoted by Rivera may really achieve the ultimate goal of the banking industry - "connecting the world".
The public's attention is attracted by the story of wealth, but politicians are always concerned about the three wars of the Jiawu in the Far East, the Cuban Independence Movement and the Philippine Rebellion.
Needless to say about Jiawu, anyway, now is the time when the Japanese are full of luck, officially opening their protagonist halo.
Both the Cuban independence movement and the Philippine rebellion revolved around a single protagonist - the Kingdom of Spain.
Let's put it this way, if any of the two battlefields fail, Spain will really be removed from the powers.
This time is different from the last time. Before, it was only the media of the three countries of Britain, Russia, and Austria. They were dissatisfied with Spain and became the four major powers in Europe.
After all, the title of "Four Great Powers" also has a historical origin. For nearly a hundred years, it has been monopolized by the four countries of Britain, France, Russia, and Austria, and it is full of gold content and force.
Mixing into Spain is like mixing a husky into a pack of wolves. Although it looks a bit similar, the problem is that a husky is a husky, and it will never change the real "wolf".
It seems that Spain has fallen to the position of the great powers, which has little to do with everyone. In fact, it is not, which means that there is one less person on the table who is eligible to share the cake.
There are many countries that have ambitions to become great powers, but none of them have the strength to rise to the top. There is no one to fill the seat, which means that after France, there is one less power.
The number of foreign powers has been decreasing. It seems that everyone has less pressure and does not need to face so many bosses, which is conducive to reducing international disputes.
In fact, that's not the case at all. The reduction of the powers can only mean that the resources are more concentrated. By absorbing these resources, the strength of the top powers will become stronger.
The law of "the strong stay strong" is vividly reflected here.
With the reduction of the number of great powers, international competition will also become more intense. At the critical moment of competition, all countries will be forced to fight against each other.
Perhaps in a short period of time, the three powers of Britain, Russia and Austria will stand side by side, which seems to be very stable. The problem is that the existence of the Russian-Austrian alliance directly breaks this balance.
Although Spain does not fall, it cannot change this pattern, but at least it can bring spiritual comfort to everyone. At the critical moment, everyone gathers together to keep warm, and there is still a chance to remain neutral.
There is no doubt that the present situation is very unfavorable for Britain. After Spain has fallen, the international situation facing Britain is likely to deteriorate further.
The British government certainly wanted to win over the Spaniards, if possible. Although Spain's strength is not great, it is better to have one more ally of the great powers than one more enemy of the great powers.
It is a pity that the UK and Spain are still on opposite sides for various reasons. It is impossible for the Spanish government to go to the past regardless of its own interests for the sake of a vain promise made by the British government.
Since it is impossible to win over, it can only be suppressed.
Shinra killed France, and now is in its prime; Britain, which has not performed for a long time, also needs to stand up and establish its own hegemony.
Otherwise, all countries will be pulled away by the Vienna government, and Britain will be really alone. From the moment the Continental Union was established, the British were doomed to abandon "isolationism".
The hard-pressed Spain has tragically become a victim of the great power game. Otherwise, it's just taking the blame for others, and the British government won't catch Spain to death.
That's why the Spaniards suspect the Vienna government is behind it. No matter which way you look at it, Shinra is the biggest beneficiary right now.
It has sufficient strength and is the biggest beneficiary. If you say that it has nothing to do with the mastermind behind the scenes, who would believe it
Franz wouldn't believe it if he wasn't sure he didn't do it. The Cuban independence movement has nothing to do with Shinra, but the increasingly unstable situation in Morocco makes it a shame to be an ally.
As a virtuous emperor, Franz would naturally not stab his younger brother at this time. But the emperor's integrity does not mean that all his subordinates have integrity.
There are various indications that some people in the Holy Roman Empire have been eyeing the colonies of the Spaniards.
Everyone knows that for the sake of international image, the rich Philippine Islands and Cuban Shinra cannot be eaten. The only place to start is Morocco, which has not yet been controlled by Spain.
Although it is the sphere of influence of Spain by default by various governments, the Kingdom of Morocco is indeed an independent country, not a colony of Spain.
As the saying goes: "Don't be afraid of thieves stealing, just be afraid of thieves thinking".
Now that the opportunity has come, naturally some people have made small moves. Fortunately, these guys know to take into account the influence, and they are measured.
They just imported a batch of arms into Morocco and sold them to indigenous tribes who hated Spain, or did it in the name of a British arms dealer.
Franz was slightly relieved that the so-called Moroccan independence movement was not planned. Of course, this may not be because of integrity. After all, the Kingdom of Morocco has always been independent, and there is no need to do it again.
Everything was done without a word, without stirring up a wave.
Although not aggressive, it still embarrassed Franz. In order to make up for the guilt in his heart, he decided to wait for the Spaniards to come down... Once he came to the door, he paid for the Moroccan area.
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