The manager of Futian Qianzhuang thinks very well, but the reality is very cruel!
Lin Chujiu's purpose is not at all. In order to force Futian Bank to buy the Zhang family's belongings, what she wants is that the Futian Bank will fall into a run on the bank, and then...
Bow down to her!
Although something happened to the Zhang family in Dongwen, the Zhang family's nemesis would definitely take the opportunity, but Dongwen and the Central Empire are too far apart. In the early stage, if you want to suppress the Zhang family, you can only rely on yourself, and the Zhang family's nemesis is not. Will take action when the situation is unclear.
She has no access to the Central Empire, nor is she covered by the people of the Central Empire. Although the legendary young master of the Hua family was rescued by her, the Hua family hadn't come yet, even if they could take advantage of it, it wasn't now.
To suppress the arrogant arrogance of the Zhang family in the empire, they need a backer with a stronger background than their background, and Futian Bank is a good choice.
Futian Qianzhuang has rich wealth and strong background, threats and inducements are all useless, she can only use legitimate "means" to force Futian Qianzhuang to compromise once.
What Futian Qianzhuang does is bank trading, and it is normal to deposit and withdraw silver. She took the silver note from Futian Qianzhuang and took silver from Futian Qianzhuang, and no one could say no to her.
The 30,000,000 taels of silver were taken out on the first day, which led to a run on the money by ordinary people, which was what Lin Chujiu expected. For thousands of years, the people of this continent have been like this—uneasy and crowded.
If they don't hold the silver in their hands, they will be uneasy when they hear a little wind. It's not that the people on this land are too timid, but this world is too dark and chaotic, forcing the people to be careful.
Joining in the fun and getting together seems to be the natural name of ordinary people. In this fairly peaceful age, there may not be a way out by being unconventional, and there will be no danger in following the crowd. Even if there is danger or bad luck, it is not alone. Bring the person to accompany you.
With these two points in mind, it would be easier to incite a run on the people. However, although the run by ordinary people has caused certain damage to Futian Bank, it cannot hurt the foundation. What really makes Futian Bank fear is that those large customers take money.
"Will those merchants listen to us and take out the silver? This is not as much as the silver in the hands of ordinary people. Where do thousands of taels of silver go?" Su Cha thought of the mountain of Xiao Wangfu. Silver couldn't help frowning.
Silver is a good thing, but what about the piles
If it wasn't for Xiao Wangfu being safe enough, he really couldn't even sleep well.
30 million taels, that's 30 million taels, if someone steals it, he won't be able to pay even if he sells the Su family.
"The treasury, I will go to the emperor and ask him to open the treasury to collect the money, and the court will help them keep it. It only needs to pay a small storage fee." There is a storage fee. The more silver you save, the higher the storage fee. On the contrary, it is the deposit of small denominations by ordinary people, and no storage fee is required.
Lin Chujiu didn't understand at first, why was this, but after a deeper understanding, he understood.
Silver is too heavy, and it is very dangerous to carry it around at any time when doing business. Another is that silver will have wear and tear, back and forth use, too many people who handle it, or cutting it, it will bring loss to the silver, so…
Depositing a large amount of money in the bank requires protection fees.
"Go to the state to store silver, this... will the emperor agree?" Su Cha felt that this was unreasonable no matter how she looked at it.
"Why don't you agree? In previous years, a lot of gold and silver of our Dongwen flowed to the Central Empire. Isn't this an excellent opportunity?" Lin Chujiu couldn't understand, and...
"With so much money in hand, you can still use it to do business, and you can make money doubled." Even if she doesn't know how to do business, she knows the truth of money making money.
"It seems reasonable for you to say that." Su Cha fell into deep thought, Lin Chujiu saw this, his eyes moved, and persuaded: "Actually, this is a good opportunity, if you are willing to open a bank, you can receive a large amount of money now. , and you can not only get rid of custodial fees, but also give them bonuses.”
"Open a bank? Don't charge a storage fee, but also give them dividends? Don't you lose money? You don't need so much money to do business. If the business is too big, I can't take care of it at all. If you lose money, it will be called. Miserable." When Su Cha heard this, she instinctively shook her head.
"How can you lose money? You have so much money in your hand, you can lend it to others besides doing business. People who borrow money, just pay a little interest. It won't be too high, just a little bit more than the interest of saving money. Gao. Besides, whoever stipulates that you have to do business yourself, you can go to those businesses that lack money, inject a sum of money, and then receive proportional dividends, you can just sit and take the money." Lin Chujiu said no I am good at financial management, and I don’t know anything about financing or investing, but in the era of information explosion, even elementary school students knew about these things.
"This, that's fine too? What if someone is deceived?" Su Cha thought about it and felt itchy.
You must know that he has to do business and help Xiao Tianyao. He is really busy, and he can't take care of it. Especially this year, Xiao Wangfu has a lot of things, and he has no time to ask about many business matters, so he can only be the shopkeeper.
"People who borrow money take the house and shop as collateral, and they will close the house and shop if they can't pay the money. As for partnering in business, don't you need to partner with others in the business field? How did you prevent being deceived in the past? You can do whatever you want now, and it's not asking you to cooperate with everyone, you just choose someone from a big family to cooperate." She is not in business, so how does she know this.
"It makes sense to say that, or you can go to the emperor later and tell the emperor, I will consider whether to open a bank." Su Cha is a businessman and knows the importance of opportunities while you are sick. Futian Qianzhuang is now facing a great credit crisis. If he wants to miss this opportunity, it is not easy for him to set up the Qianzhuang.
"You have to worry about the risks. In fact, you can find a few more people to partner with. You can see that the Crown Prince and King Wen have all been beaten on the head of the grain for the sake of money. They are simply poor and crazy. At this time, you can come to the door. When they give money, they know there is danger and they will take risks." Of course, the most important thing is to borrow the power of a few people from the Crown Prince, and the business of Qianzhuang is obviously lucrative, and it is too ugly to eat alone. .
"In addition to the prince, you can also find those famous merchants to form a family together, and use the benefit of the bank to connect these people into one, so that everyone can be twisted into one rope, even in the future, they can also fight against the Futian bank." Lin Chujiu is simple. I talked about shareholding and partnership.
Anyway, there is a clear business to make money, she believes that whether it is the prince, King An or those businessmen, they will be happy to step in.
And with these people intervening...
Hehe... Is she still worried that she won't be able to get the money from Futian Bank
[Author's digression]: Counting silently, I don't know how many chapters I owe... Tears!