Showing the most embarrassing and most unwilling side of yourself in front of others is more able to pull in the relationship between two people than showing your excellent side.
Xiao Zian just saw the family ugliness of the Su family that was not known to outsiders. Although he didn't show it on the face, he was a little closer to Su Cha in his heart. Although he didn't have the idea of handing over immediately, at least he didn't think of Su Cha as a businessman who cooperated with him in setting up the bank as before.
The two came to the outer study, Xiao Zian and Su Cha were polite and explained their intentions.
Su Cha had long guessed that Xiao Zian was here to set up the bank, but when she heard Xiao Zian saying that the emperor agreed, Su Cha was still a little excited.
Qianzhuang!
What he didn't dare to think about before, but now he has to do it, it's like a dream.
Su Cha is also a person who has seen the big world. He can keep calm in front of Xiao Tianyao, and of course he will not lose his temper in front of Xiao Zian. After expressing his excitement in a small way, he will discuss the specific details with Xiao Zian.
Xiao Zi'an has no other questions. His biggest question is the issue of interest and profit.
Why do I need to pay interest on depositing money
All other banks charge storage fees and wear and tear fees. Can they not charge this money
If you have to pay interest, is it to stimulate the people to keep the money in the bank, and give a sum in a short period of time, or do you have to give it all the time
If it is short-lived, will the cancellation in the future make the people dissatisfied
Is it possible to compete with the people for profit by using the money from the bank to do business
The masters behind the bank have extraordinary identities and have a court background. Will they use power to oppress people in the shopping mall
People always do this. When they first give it to them, they take it for granted that they deserve it. Once they take it back, they will think that you have robbed him. The interest must be carefully considered in advance.
If you keep giving it, can you ensure that the bank still has interests
Su Cha did write a few ways to make money, but it was not enough. There are both profit and loss in doing business. Even Xiao Zian has never been in business. Xiao Zian could not feel at ease.
The question posed by Xiao Zian was exactly what Su Cha had thought about before, and Su Cha gave Xiao Zian an accurate answer with almost no need to think about it.
Interest must be given, but the level will be different!
Profit is bound to be there, it's just a matter of how much!
Money begets money is the safest way to make money in this world. There is almost no loss, and even if it is a loss, it will not affect the foundation. As long as the person who deposited the money does not withdraw all the money within a year, their bank will not lose money, and they will have the possibility of earning it back.
In this world, buyouts have both wins and losses, but they all refer to small businesses. The real big business will not lose money, because they have enough money in their hands. If they see a business, they can continue to do it. until you make money.
If An Wang felt that doing business with the money of the bank was to compete with the people for profit, then the bank could not do business, but only invest, which is commonly known as a partnership.
Just like a few of them partnering to open a bank, if they really want to partner, the bank will not interfere in the operation, and only need to pay dividends in the end.
As for the issue of oppressing people with power
Su Cha thinks this is even more impossible, because…
"Behind the Qianzhuang is the imperial court. There are six departments. There are many people and things are complicated. Even if you want to suppress people with power, whose name will you use? I don't think those ministers and generals will use their personal names to help the Qianzhuang make money." The emperor brought in all the six forces and military forces, and Rao Shisu Cha had to say that the emperor's move was high.
Civil servants and military officers supervise each other. Who dares to mess with those adults, not afraid of getting a copy of ginseng behind their backs, can't they even keep their official positions
Seeing that Xiao Zian was still suspicious, Su Cha had to say again: "My lord, the bank is a safe and secure business. If it hadn't been for the permission of the court to open the bank, I would not have cooperated with the court at all. The reason why I let the court take it Big head, one is that gold and silver can only be stabilized if it is under the control of the imperial court, and the other is that opening a bank will definitely compete with the central empire. I personally don’t have the ability to do so, and I need the court to deal with it. Your Highness should know that we want to open a bank. The Central Empire will not say anything on the surface, but there will definitely be actions in private, without the acquiescence and support of the imperial court, the bank will not be able to open for a month."
"It's polite to say this, and the king can think about it more carefully." Xiao Zian admitted that he was persuaded by Su Cha, but it was not enough. He needed to check it himself, otherwise he would not feel at ease.
"It's a big deal, and it is right for the lord to think about it carefully," Su Cha didn't bother to persuade, but before Xiao Zian left, he reminded him: "My lord, this opportunity cannot be missed, it will never come again. The current situation of Futian Qianzhuang can be described as It is a rare encounter in a century, if you miss this opportunity, there will be no next time, and please make an earlier conclusion."
If it weren't for the fact that he couldn't open a bank without the permission of the court, he would definitely not cooperate with the people in the court, and he would procrastinate when it came to court affairs, which was not efficient at all.
"Yeah." Of course Xiao Zian knows about this, and even Xiao Zian knows that Futianzhuang has transferred a large amount of silver, and the run on the bank is not as terrible as before. If there is no gravity blow, Futianzhuang will soon be able to Slow down and resume normal operation.
Futian Qianzhuang has a lot of money, and it claims to be backed by the central empire. It never occurred to me that people from Dongwen would dare to run on money on purpose, especially since Lin Chujiu took a large sum of money, there were no major customers who took money. Futian Qianzhuang Just put down your defenses and just think that this is the common people who are deceived and follow the trend to get money.
The manager of Futian Bank saw that the money spent by the bank gradually decreased in the past two days. He believed that the crisis was about to pass, and he had stopped continuing to adjust the bank. To deal with normal redemption.
Futian Bank has stopped transferring money from the outside, but Su Cha and Lin Chujiu don't know about it, but Su Cha knows that the number of people who go to Futian Bank to get silver is gradually decreasing, and those merchants who are on the sidelines are only a few. Personally, the amount that can be taken out is not large, and it has almost no impact.
Seeing that the run-off was about to pass, Su Cha was so anxious that she wanted to come to the door to urge Xiao Zian, but she was afraid that she would think too much and worry about it for a day at home, and finally she gritted her teeth and decided to come to Lin Chujiu.
It was Lin Chujiu who came up with the idea of opening a bank. Now that you have a problem, it's not wrong to ask Lin Chujiu to solve it, right? Is it right
But…
Su Cha was about to step off the carriage when a dark guard appeared to block his way, "Letter from the lord!"
Xiao Tianyao has replied, but Su Cha's tea house has not been set up yet...