Some people are happy and some people are worried. The number of deposits in Tongyuan Bank has exploded, which means that other banks not only have no deposits, but more people will withdraw money!
A deposit bank has to pay a custodial fee, and a person not only does not pay the custodial fee, but also has extra money. Anyone with a little brain knows how to choose this kind of thing.
There was no accident, other banks have emerged to withdraw silver, and the Futian Bank opposite Tongyuan Bank is undoubtedly the worst.
Due to the "speciality" of the geographical location, even if someone wants to go to Futian Bank to save money, they can see the introduction of Tongyuan Bank and can't help but ask one more question, knowing that Tongyuan Bank is jointly run by Cui, Xue and Su's family. Yes, the people of Dongwen are not worried about being cheated at all.
Futian Qianzhuang originally wanted to take advantage of Lin Chujiu’s opportunity to make compensation and absorb a deposit of silver, so as to slow down this wave of blows. Unexpectedly, not only did it not usher in a small peak in deposits, but it ushered in a larger wave of silver withdrawals. .
This time, it's not as petty as before. Before, ordinary people were always taking money, and it would be great to be able to withdraw 10,000 taels a day. This time, the major merchants and wealthy rich peasants exchanged all the bank notes in their homes. Silver, and then stored in the opposite Tongyuan Bank.
In one day, I took a full five million taels, and the deposit of Futian Bank dropped by a third. The manager of Futian Bank was about to cry. In order to prevent the situation from continuing to worsen, the manager came to visit some people who had not yet met. The big bankers who withdraw money hope that they can get through the difficulties with Futian Bank at this time.
The idea is beautiful, but the reality is cruel. The director thinks that he is from the Central Empire, and has always looked above the bottom. Even Lin Chujiu, Princess Xiao, doesn't look down on him, so how can he look down on those businessmen
The previous stewards never worried that the bank did not save money. All the banks in Dongwen were opened by the Central Empire, and these banks took the lead of Futian Bank. If you offend the steward of Futian Bank, don’t even think about saving your money. .
In the past, there were many business owners who spoke nicely to the steward for the convenience of depositing money. Lin Chujiu was shocked when he heard the news early, but he immediately understood.
Monopoly business is so arrogant. There is no bank in Dongwen. If the bank in the Central Empire does not accept their money, they can only carry boxes and boxes of money to make transactions. Not to mention the inconvenience of the party, the security issue is also worrying.
Now the situation is reversed. New competitors have entered the Qianzhuang market, and the previous one-sided situation has been broken. Although many people dare not give face to the steward due to the majesty of the central empire, there are also people who are in charge of the stewardship. When they were fed up with anger in front of them, they didn’t want to get mad any more, so these people responded to their bosses on the face, turned around and sent their servants or relatives to get the money. Who knows who owns...
The manager originally thought that if he came to the door in person, those "low-level" merchants would be too frightened to fight against him again. How could he think that this move not only did not curb the frenzy of taking silver, but instead led to rumors of rich days outside. The bank has no money, and the steward came to warn the big merchants not to withdraw money...
As soon as this news came out, the people in the whole city went crazy, and the people who were originally watching also hurriedly took out the money at this time, and even affected several surrounding towns.
The steward originally wanted to transfer money from several surrounding towns, but now the other party has to ask him for help.
There is a strange law in this world, that good things will come one after another, and bad things will come together at the same time, and people will be overwhelmed.
Just when Futian Qianzhuang faced the run-on storm and was about to be unable to hold on, the silver-carrying boat of Futian Qianzhuang overturned, and the whole ship sank into the sea with 50 million taels of silver, and there was no trace...
This incident was the last straw that broke the camel's back. Dongwen would not miss this opportunity, and immediately hyped it up. After a day of support, Futian Bank, which had no deposit, finally declared that the deposit was exhausted and closed ahead of schedule. news.
As soon as this news came out, the people who held Futian Qianzhuang's banknotes went crazy. They surrounded Futian Qianzhuang one by one and asked Futian Qianzhuang to give an explanation. Others try to find a way to entrust someone to take the banknotes to other places to pick them up, but the situation in other places is not much better.
The capital was in chaos. Those who held the silver notes from Futian Bank but didn't get the money were like dead relatives. Just smashed the bank.
The director of Futian Bank didn’t dare to put on airs at this time, and stood up to appease the people, explained the background of Futian Bank, explained the reason why the money could not be obtained temporarily, and ensured that Futian Bank would open normally within three days, and would continue to exchange money at that time. The banknotes in your hands will not let their banknotes become waste paper.
After all, the steward was from the Central Empire, and the Futian Bank had been doing well before. After hearing the explanation from the steward, many people felt relieved and waited three days later for the Bank to reopen.
The steward made a promise of three days, and with the current situation, it was impossible for the steward to transfer the money within three days, so he could only put his idea to Dongwen's treasury.
The director, who had always disdained dealing with Emperor Dongwen, personally asked to see the emperor and borrowed money from the emperor.
Borrow money
How could Emperor Dongwen lend him money, but to say that not to lend it would be to offend the Central Empire, so...
The emperor shamelessly spread his hands and said: "How much money does the Dongwen treasury have, the director has a clear idea? Seventy percent of the taxes collected by the Dongwen treasury over the years are silver notes from Futian Bank, or I will borrow some silver. Tickets for you?"
The emperor is a threat, this is definitely a threat!
In recent years, most of the tax and silver collected by the national treasury are silver bills. Although Futian Bank will pay them as long as they come to the door with the silver bills, it is really not good that they are spending their own money and have to be supervised by others.
The emperor is dissatisfied...
The steward touched a nail that was neither soft nor hard, and was so angry that he almost vomited blood.
The emperor was also kind and pointed out a clear path to the steward: "Didn't Princess Xiao take 30 million taels of silver not long ago? The steward can consider asking Princess Xiao to borrow it."
Lin Chujiu took 30,000,000 taels of silver, saying that it was to pay compensation to the people, but Lin Chujiu sent out a bunch of silver notes from the Tongyuan Bank, and these silver notes were collected from the Zhang family. Lin Chujiu didn't spend a cent of the money on the mortgage.
The steward knew that it was not a good choice to find Lin Chujiu at this time, but he had no better choice now. When he came out of the palace, the steward asked someone to send a message to Lin Chujiu, saying that he would visit in person.
Lin Chujiu played with the post sent by Futian Bank, with a playful smile on the corner of his mouth, "Tell Su Cha, you can act now."
"Pa..." Lin Chujiu got up, the post in his hand fell on the ground, and made a muffled sound, "Butler Cao is ready, a distinguished guest will arrive in the afternoon."
With Futian Qianzhuang taking action, would the imperial Zhang family dare to be arrogant in Dongwen