Seeing that Wei Lan finally agreed, Li Mu's evil taste was immediately greatly satisfied.
He said to Wei Lan: "Okay, let's drink here tonight, and let's go back while you're still fresh, so that you won't forget what happened tonight and misunderstand me tomorrow."
Wei Lan made her decision and stopped thinking about it. She nodded: "You are the host and I am the guest. I will listen to your arrangements."
Li Mu found a beautiful manager and asked her to charge the bill directly. He casually asked her if Fatty Wang was there. When he learned that Fatty Wang was not here today, Li Mu didn't need to say hello to him anymore and went out directly with Wei Lan.
Wei Lan was dizzy. Seeing that Li Mu had also drank some wine, she couldn't help but ask him: "Can you drive after drinking? Why don't you stop driving and ask the people in your store to arrange a driver for you?" driver."
Li Mu said: "Don't worry, there is a driver outside."
The two left the Sugar Club. Li Mu took out his mobile phone and called Wang Yuanlang. Then Wang Yuanlang appeared out of nowhere, took the key from Li Mu, opened the door and got into the cab.
Li Mu and Wei Lan were sitting in the back row, but Li Mu also deliberately kept a proper distance from her, put down the middle armrest to ensure there was no physical contact, and then took out his mobile phone to call Chen Ze.
After answering the phone, Li Mu asked Chen Ze to help arrange an appointment with Mr. Zhou, the banker who had previously provided a leveraged loan to Wanying Real Estate. Chen Ze curiously asked Li Mu: "Why are you looking for Mr. Zhou? I heard Brother Liang said you wanted to intervene. Could this be the reason for the Juncheng Real Estate matter?"
Li Mu hummed and said, "That's it."
Chen Ze said: "The loan must be secured, brother. We borrowed 7 billion to use six pieces of land. How do you want to get another few billion from the bank?"
Li Mu said: "Don't ask so many questions first. You and Lao Zhou will make an appointment to meet at Wanying. But before meeting him, the three of us must meet first. I will communicate my specific ideas with you."
Chen Ze said: "I'm OK at any time. Just ask Brother Liang."
"Okay." Li Mu said, "I'll call him. After setting a time with him, you make an appointment with Lao Zhou and ask him to come ten minutes late."
"OK."
Li Mu then called Song Liang again and said to him as soon as he got up: "Brother Liang, I have thought of a solution about Juncheng Real Estate. When are you free? You, me and Lao Chen, the three of us will meet. Let’s talk.”
Song Liang exclaimed: "Isn't it right? Do you really want to wade into this muddy water?"
Li Mu smiled and said: "If the method is feasible, this is not a muddy water, it is a good thing."
Song Liang asked curiously: "What good idea have you come up with? Tell me."
Li Mu said: "It makes no sense to say it now. Please tell us a time first and let's meet and talk."
Song Liang couldn't wait to say: "Then tomorrow morning!"
Li Mu asked: "You won't attend the summit?"
"There are all kinds of speeches after that. It's boring. I've finished pretending to be cool. Who the hell is going to listen to them bragging?"
Li Mu said, "Okay, I'll meet you at the company at nine o'clock tomorrow morning."
Li Mu made an appointment with Song Liang and Chen Ze, and Chen Ze made an appointment with Lao Zhou from the bank at nine-ten.
Wei Lan felt somewhat comforted when she heard Li Mu talking on the phone constantly. No matter what, Li Mu was really actively trying to resolve the problem, which moved her deeply.
Wang Yuanlang drove the car back to Ziyun Villa, and Li Mu took Wei Lan into the villa.
As soon as she entered the living room, Li Mu said to her: "Except for the two large master bedrooms upstairs, the other bedrooms are empty. You can find any one to rest first."
Wei Lan was indeed a little dizzy, and the alcohol was getting worse, so she nodded and asked Li Mu: "Are uncles and aunts asleep? How will you explain to them tomorrow?"
Li Mu said: "Just tell them that you are the original landlord and my friend. You have come to Yanjing to do some business. Once the business is done, I will invite you to go home and stay for a few days."
Wei Lan nodded and asked him, "Aren't you going up to rest?"
Li Mu said: "I have something in my mind. Let me write it down quickly. If I forget it when I wake up tomorrow, it will be funny."
Wei Lan smiled slightly and said, "Then I'll go up and rest. I'm very dizzy."
Li Mu told her: "Lock the door. I drink and sleep at night and sleepwalk."
Wei Lan knew that Li Mu was joking with her, so she smiled and said with concern: "I understand, don't be too late."
"Okay, go ahead."
Wei Lan walked up to the second floor with ease. She decorated the house herself, so she knew every detail better than Li Mu. There were two large master bedrooms facing south on the second floor, and two guest bedrooms opposite. Wei Lan chose one of them, and after a simple wash, she lay on the bed she had bought herself, feeling filled with emotion.
Wei Lan has two villas under her own name, one is located in Shanghai, and the other is the one she sold to Li Mu. She rarely lives in the former and spends most of her time living with her parents in Shanghai. Or she has never lived there before. Weilan prefers Yanjing to Shanghai, so she bought this villa with a lot of money and then spent a lot of effort and money to decorate it. But she didn't expect that the plan could not keep up with the changes. Her favorite The house was sold without even living in it for a day. She originally thought that she was destined to have a bad relationship with this house, but she didn't expect that she would be invited to live in it by the current owner, Li Mu, so she sighed in her heart. Regardless of people or chance, life is like this, full of thorns and unknowns.
Her mind was wandering with random thoughts, and the effect of alcohol was becoming more and more obvious. Wei Lan didn't even know when her thoughts suddenly lost contact with her body. Later, she fell asleep and knew nothing.
Li Mu sorted out the inspiration in his mind downstairs today and made a simple mind map using drawing software. After finishing it, he went upstairs to rest. He also deliberately set an alarm clock before going to bed and got up at 7:30 in the morning.
Early the next morning, Li's parents and Li's mother got up at around six o'clock to do morning exercises by the lake in Ziyun Villa. When Li Mu got up, his parents had already returned from morning exercises and had prepared breakfast in the restaurant downstairs. At the prompting of the alarm clock at seven-thirty, Li Mu Get up and wash up. Ten minutes later, she pushed the door open and came out. As soon as she opened the door, Wei Lan, who was fully dressed and washed, also opened the door opposite. She saw Li Mu through a crack and asked him in a low voice, "Uncles and aunties are all here." ?"
Li Mu said: "I don't know, it should be downstairs." After that, he asked Wei Lan curiously: "Why do you get up so early?"
Wei Lan said: "Every morning I get up with the alarm clock at seven o'clock. I haven't heard anything since I got up, so I am too embarrassed to come out."
Li Mu nodded and asked Wei Lan to go downstairs to have a look. Wei Lan was a little embarrassed at first. After all, he came last night. If he had come openly today, he probably wouldn't be so embarrassed and reserved.
However, since they had already stayed in this villa for one night, Wei Lan also knew that she should face nature, so she followed Li Mu downstairs. Just as Li Ma had prepared breakfast, she wanted to wake Li Mu up. As soon as she came out of the restaurant, she saw Li Mu came over with a beautiful woman and was immediately startled.
Li Mu introduced Wei Lan to his parents truthfully, and also said that he invited Wei Lan to stay at home for a few days. When Li Mu and Li Mu heard that this was their son's friend and the original landlord, they immediately breathed a sigh of relief.
After breakfast, Li Mu left Wei Lan at home with his parents, and drove straight to Wanying Real Estate. On the way, Li Mu went over the entire plan in his mind. The more he thought about it, the more he felt that the chance of success was very high. If this matter The fact that he did it not only helped Wei Lan, but also was a great boost to Wanying.
…
In Song Liang's office, Li Mu arrived twenty minutes early, but was the last one to arrive.
As soon as he entered the door, he was surrounded by Song Liang and Chen Ze. Both of them were curious about how Li Mu wanted to help Juncheng Real Estate survive the current crisis.
Li Mu then said: "Wei Lan and I have initially reached an agreement. Wanying will acquire 80% of her shares in Juncheng Real Estate at a valuation of 1 billion yuan, and payment will be made in three years. At the same time, within these three years, she will join Wanying." Ying Real Estate works for Wanying.”
Song Liang said: "Since you are very optimistic about her, then I naturally welcome her to join Wanying. However, Xiaomu, the acquisition of Juncheng Real Estate with a valuation of one billion yuan seems to be a good deal, but it must be based on being able to save it. If she can't be saved, we will give her 800 million in three years."
Li Mu smiled and said: "Since I said so, I am sure to save it."
Chen Ze said: "It's easy to save it. Just throw 3 billion into it for three years. As long as it lasts until the case is closed, it will be fine. The key is where does the money come from?"
Li Mu asked him: "Is Lao Zhou coming soon?"
"Almost." Chen Ze nodded and asked him: "You don't want Lao Zhou to conjure up three billion funds for you, right? This is difficult to operate. Three billion is not a small amount. If you start empty-handed, It would be a bit troublesome for the bank to rip it out and lose someone else's confession."
Li Mu said: "Only banks can get the three billion funds, but I will definitely not let Lao Zhou Ping give me three billion funds for nothing. I still have this idea."
Chen Ze said impatiently: "Can you stop being so pretentious and tell me your solution first?"
"I don't." Li Mu snorted and said, "Let's first talk about how much profit can be guaranteed by acquiring Juncheng Real Estate."
Chen Ze asked him: "What is the net worth of Juncheng Real Estate?"
Li Mu said: "Twenty-five to twenty-eight billion."
Song Liang on the side said: "After excluding two to three years of loan interest, it shouldn't be a big problem to have about 2 billion left. Although I don't know how you prepare for the loan, Xiaomu. The assets of Juncheng Real Estate are in a state of seizure. It can be used as collateral."
Li Mu was helpless: "You both treat me as an idiot. Of course I know that Juncheng Real Estate's assets cannot be mortgaged."
With that said, Li Mu waved his hand: "Let's talk about serious business! First of all, let's make it clear that there is no actual cost to acquire Juncheng Real Estate now. You can just pay 800 million to Wei Lan in three years. Do you all agree with this?"
The two of them nodded.
Li Mu continued: "Secondly, if Juncheng Real Estate is rescued and all the assets of Juncheng Real Estate are realized, it will be 2 billion. Excluding the 800 million given to Weilan, and excluding the cost of getting back the remaining 20% of the equity, we will have about 10 billion. A guaranteed profit of about 100 million, this is our hard work, and we can get it with peace of mind. When the time comes, this money will be directly counted as Wanying's profit, and it will be regarded as a benefit I give to the company. You don't need to thank me. Who told me to be It’s alive.”
Song Liang and Chen Ze looked at each other, and Chen Ze smiled and said, "Brother Liang, do you see? This is so confident."
Li Mu smiled slightly: "Finally, Wei Lan has an extremely keen sense of real estate, and she is a serious top student who has gone through systematic experience and has a solid foundation. If we are the wild ones in the real estate industry, she is the academic in the real estate industry. The overall level is definitely much higher than the three of us. I have been worried that I will not have much time to invest in Wanying in the future. If she joins, it will be equivalent to an extra layer of protection."
Song Liang nodded: "I have heard about Wei Lan's reputation. It is indeed not simple. It would be a good thing if she is willing to join. But let's go back to Juncheng Real Estate. Xiao Mu, you are so sure that you can save it. ?”
Li Mu said: "I am sure to get three billion. Once I get three billion, the rest is just a matter of time."
Chen Ze said: "Lao Zhou will be here soon. I'm waiting to see how you pry three billion out of his mouth. To be honest, I don't think I have the ability to make him take out three billion directly."
Just as he was talking, the girl at the front desk knocked on the door and sent Lao Zhou in.
When Lao Yiyi entered the door, he hurriedly greeted everyone one by one. Chen Ze specially introduced Li Mu and Lao Zhou to each other, telling Lao Zhou that Li Mu was a shareholder of Wanying Real Estate and the founder of a series of companies such as Makino Technology, Taobao, and Alipay. Just the title scared Lao Zhou to death.
Lao Zhou is an executive of the Yanjing branch of one of the four major banks. It stands to reason that Chen Ze can even gain higher connections in the banking system, but under normal circumstances, Lao Zhou is enough.
After introducing each other, Li Mu asked Lao Zhou: "Mr. Zhou, if I make a mortgage loan of 3 billion, with a term of three years, and pay the principal and interest in one lump sum after three years, what is the approximate annual interest rate?"
Lao Zhou thought for a while and said: "If the mortgage assets and the company's operating conditions are relatively good, the annual interest rate will be around 6%. Three billion for three years, the annual interest will be 180 million, and 540 million for three years. If the assets are evaluated If it’s not of high quality, you may not be able to get 8%.”
Chen Ze and Song Liang's hearts dropped. Given that the mortgage assets and the company's operating conditions were assessed as high quality, the annual interest rate was still around 6%, and the interest cost alone was 540 million. This price was too high. If it were more than 8% , the interest rate is simply astronomical.
Li Mu didn't change his expression and asked him again: "What is the three-year government bond interest rate currently launched by the central bank?"
Lao Zhou said: "A total of hundreds of billions of treasury bonds have been issued this year. The annual interest rate of the latest batch of three-year bonds is 2.42%. There is no 20% interest tax deduction on treasury bonds, so the actual interest rate is equivalent to about 2.7% in banks."
Li Mu asked him: "Is it selling well?"
Lao Zhou said with a smile: "Every round is sold out. Many of them are bought by bank insiders and their families. Not much goes to the society. Many citizens have to stay up late and queue up to buy."
Chen Ze and Song Liang exchanged glances with each other again. They couldn't figure out what kind of trick Li Mu was playing. How could they switch from loans to national debts? These two are not of the same nature at all...
Four thousand words will be added to give you a new leader. The spirit of staying up until three o'clock is indeed worthy of everyone's monthly votes to encourage...
(End of chapter)